NYSE:UVE Universal Insurance (UVE) Stock Price, News & Analysis → [BUY ALERT] Our #1 A.I. Stock for March (From Behind the Markets) (Ad) Free UVE Stock Alerts $19.98 +0.30 (+1.52%) (As of 03/27/2024 ET) Add Compare Share Share Today's Range$19.82▼$20.1150-Day Range$15.96▼$21.0952-Week Range$11.15▼$21.75Volume161,192 shsAverage Volume194,613 shsMarket Capitalization$578.82 millionP/E Ratio9.08Dividend Yield3.20%Price Target$21.00 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainabilityStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainability Get Universal Insurance alerts: Email Address Universal Insurance MarketRank™ Stock AnalysisAnalyst RatingBuy3.00 Rating ScoreUpside/Downside5.1% Upside$21.00 Price TargetShort InterestHealthy1.46% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainability-1.23Upright™ Environmental ScoreNews Sentiment-0.60Based on 2 Articles This WeekInsider TradingSelling Shares$390,600 Sold Last QuarterProj. Earnings Growth15.22%From $2.30 to $2.65 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.4.19 out of 5 starsFinance Sector214th out of 844 stocksFire, Marine, & Casualty Insurance Industry14th out of 50 stocks 1.5 Analyst's Opinion Consensus RatingUniversal Insurance has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $21.00, Universal Insurance has a forecasted upside of 5.1% from its current price of $19.98.Amount of Analyst CoverageUniversal Insurance has received no research coverage in the past 90 days. Previous Next 3.0 Short Interest Percentage of Shares Shorted1.46% of the float of Universal Insurance has been sold short.Short Interest Ratio / Days to CoverUniversal Insurance has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Universal Insurance has recently increased by 80.93%, indicating that investor sentiment is decreasing significantly. Previous Next 2.5 Dividend Strength Dividend YieldUniversal Insurance pays a meaningful dividend of 3.26%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUniversal Insurance does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Universal Insurance is 29.09%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Universal Insurance will have a dividend payout ratio of 24.15% next year. This indicates that Universal Insurance will be able to sustain or increase its dividend. Previous Next 1.9 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreUniversal Insurance has received a -6.10% net impact score from Upright. Universal Insurance uses resources or causes negative impacts mostly in categories "Scarce human capital", "GHG emissions", and "Physical diseases". The negative contribution in the "GHG emissions" impact category seems to be driven mostly by its "Passenger car insurance services for individuals", "Motorcycle insurance services for individuals", and "Basic home insurance services for individuals" products. See details.Environmental SustainabilityThe Environmental Impact score for Universal Insurance is -1.23. Previous Next 1.3 News and Social Media Coverage News SentimentUniversal Insurance has a news sentiment score of -0.60. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.64 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Universal Insurance this week, compared to 2 articles on an average week.Search Interest3 people have searched for UVE on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.MarketBeat FollowsOnly 2 people have added Universal Insurance to their MarketBeat watchlist in the last 30 days. This is a decrease of -33% compared to the previous 30 days. Previous Next 3.3 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Universal Insurance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $390,600.00 in company stock.Percentage Held by Insiders17.70% of the stock of Universal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions66.61% of the stock of Universal Insurance is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for Universal Insurance are expected to grow by 15.22% in the coming year, from $2.30 to $2.65 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Universal Insurance is 9.08, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 148.14.Price to Earnings Ratio vs. SectorThe P/E ratio of Universal Insurance is 9.08, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 62.81.Price to Book Value per Share RatioUniversal Insurance has a P/B Ratio of 1.71. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Behind the Markets[BUY ALERT] Our #1 A.I. Stock for MarchIt's the one AI stock nobody is talking about. Cathy Wood just bought 11 million shares of it.Get the name of the stock here - before it takes off >>> About Universal Insurance Stock (NYSE:UVE)Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered.com, a digital agency for various carrier partners and utilization of digital applications for adjusting claims. It offers its products through a network of independent agents, as well as direct-to-consumer online solutions, including digital insurance agency. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.Read More UVE Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart UVE Stock News HeadlinesMarch 11, 2024 | insidertrades.comSean P. Downes Sells 20,000 Shares of Universal Insurance Holdings, Inc. (NYSE:UVE) StockMarch 28, 2024 | americanbankingnews.comUniversal Insurance (NYSE:UVE) Downgraded to Buy at StockNews.comMarch 28, 2024 | Behind the Markets (Ad)[BUY ALERT] Our #1 A.I. Stock for MarchIt's the one AI stock nobody is talking about. Cathy Wood just bought 11 million shares of it.March 19, 2024 | americanbankingnews.comUniversal Insurance (NYSE:UVE) Upgraded by StockNews.com to "Strong-Buy"March 18, 2024 | americanbankingnews.comComparing Universal Insurance (NYSE:UVE) & RSA Insurance Group (OTCMKTS:RSAIF)March 12, 2024 | fool.comWhy Universal Insurance Holdings Stock Popped TodayMarch 12, 2024 | markets.businessinsider.comUniversal Insurance Board Authorizes Share Repurchase Program - Quick FactsMarch 12, 2024 | markets.businessinsider.comUniversal Insurance Rises Following Share Buyback AnnouncementMarch 28, 2024 | Behind the Markets (Ad)[BUY ALERT] Our #1 A.I. Stock for MarchIt's the one AI stock nobody is talking about. Cathy Wood just bought 11 million shares of it.March 4, 2024 | finance.yahoo.comUniversal Insurance Holdings Full Year 2023 Earnings: Beats ExpectationsFebruary 28, 2024 | cnn.comVariable universal life insurance (VUL): How it worksFebruary 27, 2024 | finance.yahoo.comInstitutional investors are Universal Insurance Holdings, Inc.'s (NYSE:UVE) biggest bettors and were rewarded after last week's US$82m market cap gainFebruary 24, 2024 | finance.yahoo.comUniversal Insurance Holdings, Inc. (NYSE:UVE) Q4 2023 Earnings Call TranscriptFebruary 24, 2024 | au.investing.comEarnings call: Universal Insurance reports Q4 results, eyes future growthFebruary 23, 2024 | fool.comWhy Universal Insurance Holdings Stock Soared by 22% on FridayFebruary 22, 2024 | benzinga.comUniversal Insurance Hldgs: Q4 Earnings InsightsFebruary 22, 2024 | msn.comUniversal Insurance Non-GAAP EPS of $0.43 beats by $0.20, revenue of $375.5M beats by $47.38MFebruary 22, 2024 | finance.yahoo.comUniversal Insurance Holdings Inc (UVE) Reports Q4 and Full Year 2023 ResultsFebruary 22, 2024 | businesswire.comUniversal Reports Fourth Quarter 2023 ResultsFebruary 17, 2024 | wsj.comUniversal Insurance Holdings Inc.February 16, 2024 | finance.yahoo.comUVE Mar 2024 17.500 callFebruary 16, 2024 | finance.yahoo.comUVE Mar 2024 12.500 putFebruary 14, 2024 | tmcnet.comAM Best Maintains Under Review With Negative Implications Status for Credit Ratings of Universal North America Insurance CompanyFebruary 14, 2024 | tmcnet.comAM Best Maintains Under Review With Negative Implications Status for Credit Ratings of Universal North America Insurance CompanyFebruary 9, 2024 | msn.comUniversal Insurance Announces Dividend and Earnings DatesFebruary 6, 2024 | finance.yahoo.comDonald Smith & Co. Bolsters Position in Universal Insurance Holdings IncJanuary 26, 2024 | finance.yahoo.comUniversal Insurance Holdings, Inc.'s (NYSE:UVE) Stock Has Seen Strong Momentum: Does That Call For Deeper Study Of Its Financial Prospects?See More Headlines Receive UVE Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Universal Insurance and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings2/22/2024Ex-Dividend for 3/15 Dividend3/07/2024Dividend Payable3/15/2024Today3/27/2024Next Earnings (Estimated)4/25/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Fire, marine, & casualty insurance Sub-IndustryProperty & Casualty Insurance Current SymbolNYSE:UVE CUSIP91359V10 CIK891166 Webwww.universalinsuranceholdings.com Phone(954) 958-1200Fax302-636-5454Employees1,244Year FoundedN/APrice Target and Rating Average Stock Price Target$21.00 High Stock Price Target$21.00 Low Stock Price Target$21.00 Potential Upside/Downside+5.1%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$2.20 Trailing P/E Ratio9.08 Forward P/E Ratio8.69 P/E GrowthN/ANet Income$66.82 million Net Margins4.80% Pretax Margin6.35% Return on Equity18.14% Return on Assets2.28% Debt Debt-to-Equity Ratio0.30 Current Ratio0.53 Quick Ratio0.53 Sales & Book Value Annual Sales$1.39 billion Price / Sales0.42 Cash Flow$2.56 per share Price / Cash Flow7.81 Book Value$11.69 per share Price / Book1.71Miscellaneous Outstanding Shares28,970,000Free Float23,842,000Market Cap$578.82 million OptionableOptionable Beta0.83 7 Energy Stocks to Buy and Hold ForeverDo you expect the global demand for energy to shrink?! If not, it's time to take a look at how energy stocks can play a part in your portfolio.Get This Free Report Key ExecutivesMr. Sean Patrick Downes (Age 54)Executive Chairman Comp: $1.57MMr. Stephen Joseph Donaghy (Age 59)CEO & Director Comp: $2.52MMr. Frank Crawford Wilcox (Age 58)Chief Financial Officer Comp: $848.86kMs. Kimberly Denice Campos (Age 46)Chief Information Officer, Chief Administrative Officer & Director Comp: $442.29kMr. Michael J. Poloskey (Age 53)Chief Operating Officer Mr. Rob LutherChief Investment OfficerMr. Gary Lloyd RopieckiPrincipal Accounting Officer & SecretaryMr. Darryl Lamont Lewis (Age 59)Chief Legal Officer Comp: $58.33kMr. Jason M. Burns (Age 44)President of Blue Atlantic Mr. Matthew John Palmieri (Age 44)Chief Risk Officer More ExecutivesKey CompetitorsUnited Fire GroupNASDAQ:UFCSProAssuranceNYSE:PRADonegal GroupNASDAQ:DGICAGlobal Indemnity GroupNASDAQ:GBLIAMERISAFENASDAQ:AMSFView All CompetitorsInsiders & InstitutionsQuadrature Capital LtdSold 4,016 shares on 3/25/2024Ownership: 0.080%Vanguard Group Inc.Bought 4,002 shares on 3/11/2024Ownership: 5.188%Sean P DownesSold 20,000 sharesTotal: $390,600.00 ($19.53/share)American International Group Inc.Sold 567 shares on 2/28/2024Ownership: 0.041%GSA Capital Partners LLPSold 36,027 shares on 2/16/2024Ownership: 0.472%View All Insider TransactionsView All Institutional Transactions UVE Stock Analysis - Frequently Asked Questions Should I buy or sell Universal Insurance stock right now? 1 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Universal Insurance in the last year. There are currently 1 buy rating for the stock. The consensus among Wall Street research analysts is that investors should "buy" UVE shares. View UVE analyst ratings or view top-rated stocks. What is Universal Insurance's stock price target for 2024? 1 analysts have issued twelve-month target prices for Universal Insurance's shares. Their UVE share price targets range from $21.00 to $21.00. On average, they expect the company's share price to reach $21.00 in the next year. This suggests a possible upside of 5.1% from the stock's current price. View analysts price targets for UVE or view top-rated stocks among Wall Street analysts. How have UVE shares performed in 2024? Universal Insurance's stock was trading at $15.98 on January 1st, 2024. Since then, UVE shares have increased by 25.0% and is now trading at $19.98. View the best growth stocks for 2024 here. Are investors shorting Universal Insurance? Universal Insurance saw a increase in short interest in March. As of March 15th, there was short interest totaling 379,400 shares, an increase of 80.9% from the February 29th total of 209,700 shares. Based on an average daily trading volume, of 197,700 shares, the short-interest ratio is presently 1.9 days. Currently, 1.5% of the company's stock are sold short. View Universal Insurance's Short Interest. When is Universal Insurance's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, April 25th 2024. View our UVE earnings forecast. How were Universal Insurance's earnings last quarter? Universal Insurance Holdings, Inc. (NYSE:UVE) posted its earnings results on Thursday, February, 22nd. The insurance provider reported $0.43 EPS for the quarter, topping analysts' consensus estimates of $0.23 by $0.20. The insurance provider had revenue of $375.46 million for the quarter, compared to analyst estimates of $328.12 million. Universal Insurance had a trailing twelve-month return on equity of 18.14% and a net margin of 4.80%. How often does Universal Insurance pay dividends? What is the dividend yield for Universal Insurance? Universal Insurance declared a quarterly dividend on Thursday, February 8th. Shareholders of record on Friday, March 8th will be given a dividend of $0.16 per share on Friday, March 15th. This represents a $0.64 dividend on an annualized basis and a dividend yield of 3.20%. The ex-dividend date is Thursday, March 7th. Read our dividend analysis for UVE. Is Universal Insurance a good dividend stock? Universal Insurance (NYSE:UVE) pays an annual dividend of $0.64 per share and currently has a dividend yield of 3.26%. The dividend payout ratio is 29.09%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, UVE will have a dividend payout ratio of 24.15% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for UVE. What ETFs hold Universal Insurance's stock? ETFs with the largest weight of Universal Insurance (NYSE:UVE) stock in their portfolio include ETC 6 Meridian Small Cap Equity ETF (SIXS), Invesco S&P SmallCap 600 Pure Value ETF (RZV) and Invesco KBW Property & Casualty Insurance ETF (KBWP).ETC 6 Meridian Low Beta Equity Strategy ETF (SIXL). What is Sean P. Downes' approval rating as Universal Insurance's CEO? 39 employees have rated Universal Insurance Chief Executive Officer Sean P. Downes on Glassdoor.com. Sean P. Downes has an approval rating of 84% among the company's employees. What other stocks do shareholders of Universal Insurance own? Based on aggregate information from My MarketBeat watchlists, some companies that other Universal Insurance investors own include Evolent Health (EVH), Starbucks (SBUX), AT&T (T), Netflix (NFLX), Twitter (TWTR), Verizon Communications (VZ), Broadcom (AVGO), QUALCOMM (QCOM), Gilead Sciences (GILD) and Skyworks Solutions (SWKS). Who are Universal Insurance's major shareholders? Universal Insurance's stock is owned by many different institutional and retail investors. Top institutional shareholders include Donald Smith & CO. Inc. (5.83%), Dimensional Fund Advisors LP (5.48%), Vanguard Group Inc. (5.15%), Vanguard Group Inc. (5.19%), CWA Asset Management Group LLC (1.65%) and Goldman Sachs Group Inc. (1.38%). Insiders that own company stock include Francis Xavier Mccahill III, Frank Wilcox, Gary Lloyd Ropiecki, Jon Springer, Marlene Gordon, Michael Pietrangelo, Scott P Callahan, Sean P Downes and Stephen Donaghy. View institutional ownership trends. How do I buy shares of Universal Insurance? Shares of UVE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NYSE:UVE) was last updated on 3/28/2024 by MarketBeat.com Staff From Our PartnersTop Project Outperforms BTC in 2023…Crypto 101 MediaMake This $3 Trade the Instant the Opening Bell RingsMonument Traders AllianceThis AI Trade Machine Made 1,729%* (With 89% Wins)Prosper Trading AcademyBREAKING: New AI Breakthrough Could Change Healthcare ForeverBehind the Markets“The Stock Market’s Bull Run is Far from Over” -BarronsVertical Research AdvisorySHOCKING Footage From Tesla Gigafactory In Austin, TexasInvestorPlaceBuy this small stock before coming AI Tidal WaveChaikin AnalyticsThe 3rd Revolution in WarfareWeiss Ratings Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Universal Insurance Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. 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