S&P 500   5,022.21
DOW   37,753.31
QQQ   425.84
ASML Fires Warning Shot For Tech Investors
Checking in with 5 Bitcoin Stocks Ahead of Bitcoin's Halving
Closing prices for crude oil, gold and other commodities
Lululemon’s P/E Is Back to 2017 Levels: Should You Buy the Dip?
Stock market today: Wall Street dips to send S&P 500 to its longest losing streak since January
Abbott Laboratories Outlook is Healthy: Buy the Dip
Prologis Stock Leading U.S. Logistics Boom
S&P 500   5,022.21
DOW   37,753.31
QQQ   425.84
ASML Fires Warning Shot For Tech Investors
Checking in with 5 Bitcoin Stocks Ahead of Bitcoin's Halving
Closing prices for crude oil, gold and other commodities
Lululemon’s P/E Is Back to 2017 Levels: Should You Buy the Dip?
Stock market today: Wall Street dips to send S&P 500 to its longest losing streak since January
Abbott Laboratories Outlook is Healthy: Buy the Dip
Prologis Stock Leading U.S. Logistics Boom
S&P 500   5,022.21
DOW   37,753.31
QQQ   425.84
ASML Fires Warning Shot For Tech Investors
Checking in with 5 Bitcoin Stocks Ahead of Bitcoin's Halving
Closing prices for crude oil, gold and other commodities
Lululemon’s P/E Is Back to 2017 Levels: Should You Buy the Dip?
Stock market today: Wall Street dips to send S&P 500 to its longest losing streak since January
Abbott Laboratories Outlook is Healthy: Buy the Dip
Prologis Stock Leading U.S. Logistics Boom
S&P 500   5,022.21
DOW   37,753.31
QQQ   425.84
ASML Fires Warning Shot For Tech Investors
Checking in with 5 Bitcoin Stocks Ahead of Bitcoin's Halving
Closing prices for crude oil, gold and other commodities
Lululemon’s P/E Is Back to 2017 Levels: Should You Buy the Dip?
Stock market today: Wall Street dips to send S&P 500 to its longest losing streak since January
Abbott Laboratories Outlook is Healthy: Buy the Dip
Prologis Stock Leading U.S. Logistics Boom

Compare Stocks

Comparative Price Performance Over Time

Compare Stocks - Price & Volume

CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Access National Co. stock logo
ANCX
Access National
$23.61
$23.61
$20.34
$30.40
$497.46M1.0168,899 shs252,267 shs
Pathward Financial, Inc. stock logo
CASH
Pathward Financial
$48.50
-0.1%
$50.11
$39.90
$60.49
$1.24B0.71181,728 shs82,546 shs
Dime Community Bancshares, Inc. stock logo
DCOM
Dime Community Bancshares
$17.73
-1.6%
$18.65
$15.57
$27.91
$689.34M1.02258,567 shs332,377 shs
Northfield Bancorp, Inc. (Staten Island, NY) stock logo
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
$8.14
-0.2%
$9.73
$8.12
$13.48
$361.90M0.68207,873 shs199,724 shs
Waterstone Financial, Inc. stock logo
WSBF
Waterstone Financial
$10.94
+0.9%
$11.90
$9.62
$15.56
$217.93M0.5954,587 shs49,172 shs
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Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Access National Co. stock logo
ANCX
Access National
0.00%0.00%0.00%0.00%0.00%
Pathward Financial, Inc. stock logo
CASH
Pathward Financial
-0.35%-2.55%+1.74%-3.61%+14.86%
Dime Community Bancshares, Inc. stock logo
DCOM
Dime Community Bancshares
-1.85%-8.58%-0.66%-25.88%-15.96%
Northfield Bancorp, Inc. (Staten Island, NY) stock logo
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
-2.97%-11.11%-13.92%-32.67%-27.34%
Waterstone Financial, Inc. stock logo
WSBF
Waterstone Financial
-1.36%-3.73%-4.75%-19.29%-26.61%

MarketRank™

CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
Access National Co. stock logo
ANCX
Access National
N/AN/AN/AN/AN/AN/AN/AN/A
Pathward Financial, Inc. stock logo
CASH
Pathward Financial
3.0098 of 5 stars
3.33.01.70.00.62.51.9
Dime Community Bancshares, Inc. stock logo
DCOM
Dime Community Bancshares
4.5003 of 5 stars
3.51.03.30.01.84.23.8
Northfield Bancorp, Inc. (Staten Island, NY) stock logo
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
4.3166 of 5 stars
3.03.03.30.02.61.73.8
Waterstone Financial, Inc. stock logo
WSBF
Waterstone Financial
3.2418 of 5 stars
0.05.01.70.03.41.71.9

Analyst Ratings

CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Access National Co. stock logo
ANCX
Access National
N/AN/AN/AN/A
Pathward Financial, Inc. stock logo
CASH
Pathward Financial
2.50
Moderate Buy$63.0029.90% Upside
Dime Community Bancshares, Inc. stock logo
DCOM
Dime Community Bancshares
3.00
Buy$25.8845.94% Upside
Northfield Bancorp, Inc. (Staten Island, NY) stock logo
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
2.00
Hold$11.0035.14% Upside
Waterstone Financial, Inc. stock logo
WSBF
Waterstone Financial
N/AN/AN/AN/A

Current Analyst Ratings

Latest ANCX, DCOM, WSBF, NFBK, and CASH Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
4/5/2024
Pathward Financial, Inc. stock logo
CASH
Pathward Financial
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetMarket Perform ➝ Market Perform$60.00 ➝ $58.00
4/5/2024
Dime Community Bancshares, Inc. stock logo
DCOM
Dime Community Bancshares
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOutperform ➝ Outperform$30.00 ➝ $25.50
4/5/2024
Northfield Bancorp, Inc. (Staten Island, NY) stock logo
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetMarket Perform ➝ Market Perform$12.00 ➝ $11.00
3/14/2024
Dime Community Bancshares, Inc. stock logo
DCOM
Dime Community Bancshares
DA Davidson
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingBuy ➝ Buy$28.00
3/13/2024
Dime Community Bancshares, Inc. stock logo
DCOM
Dime Community Bancshares
Raymond James
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOutperform ➝ Outperform$30.00 ➝ $27.00
1/25/2024
Pathward Financial, Inc. stock logo
CASH
Pathward Financial
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetMarket Perform ➝ Market Perform$57.00 ➝ $60.00
1/25/2024
Pathward Financial, Inc. stock logo
CASH
Pathward Financial
Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOverweight ➝ Overweight$69.00 ➝ $68.00
(Data available from 4/17/2021 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Sales & Book Value

CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Access National Co. stock logo
ANCX
Access National
$143.74M3.46$1.75 per share13.48$20.61 per share1.15
Pathward Financial, Inc. stock logo
CASH
Pathward Financial
$715.33M1.73$8.69 per share5.58$24.81 per share1.95
Dime Community Bancshares, Inc. stock logo
DCOM
Dime Community Bancshares
$645.57M1.07$2.87 per share6.18$28.58 per share0.62
Northfield Bancorp, Inc. (Staten Island, NY) stock logo
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
$220.69M1.64$1.04 per share7.82$15.56 per share0.52
Waterstone Financial, Inc. stock logo
WSBF
Waterstone Financial
$180.39M1.21$0.63 per share17.40$16.72 per share0.65

Profitability & Earnings

CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Access National Co. stock logo
ANCX
Access National
$35.38M$1.7613.41N/A24.62%8.49%1.26%N/A
Pathward Financial, Inc. stock logo
CASH
Pathward Financial
$163.62M$6.097.967.25N/A22.22%24.97%2.29%4/24/2024 (Confirmed)
Dime Community Bancshares, Inc. stock logo
DCOM
Dime Community Bancshares
$96.09M$2.297.746.33N/A14.89%9.85%0.78%4/23/2024 (Confirmed)
Northfield Bancorp, Inc. (Staten Island, NY) stock logo
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
$37.67M$0.869.477.90N/A17.07%5.44%0.68%4/24/2024 (Estimated)
Waterstone Financial, Inc. stock logo
WSBF
Waterstone Financial
$9.38M$0.4623.78N/A5.20%2.66%0.43%4/23/2024 (Estimated)

Latest ANCX, DCOM, WSBF, NFBK, and CASH Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
4/24/2024N/A
Pathward Financial, Inc. stock logo
CASH
Pathward Financial
$2.37N/A-$2.37N/AN/AN/A  
4/23/2024N/A
Dime Community Bancshares, Inc. stock logo
DCOM
Dime Community Bancshares
$0.37N/A-$0.37N/AN/AN/A  
1/26/202412/31/2023
Dime Community Bancshares, Inc. stock logo
DCOM
Dime Community Bancshares
$0.48$0.39-$0.09$0.41$81.01 million$167.63 million    
1/24/2024Q1 2024
Pathward Financial, Inc. stock logo
CASH
Pathward Financial
$1.23$1.06-$0.17$1.06$166.45 million$162.80 million    
1/24/202412/31/2023
Northfield Bancorp, Inc. (Staten Island, NY) stock logo
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
$0.16$0.19+$0.03$0.19$31.65 million$58.09 million

Dividends

CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
Access National Co. stock logo
ANCX
Access National
$0.682.88%N/A38.64%N/A
Pathward Financial, Inc. stock logo
CASH
Pathward Financial
$0.200.41%N/A3.28%N/A
Dime Community Bancshares, Inc. stock logo
DCOM
Dime Community Bancshares
$1.005.64%-13.32%43.67%1 Years
Northfield Bancorp, Inc. (Staten Island, NY) stock logo
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
$0.526.39%+5.73%60.47%N/A
Waterstone Financial, Inc. stock logo
WSBF
Waterstone Financial
$0.605.48%+16.04%130.43%N/A

Latest ANCX, DCOM, WSBF, NFBK, and CASH Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
3/21/2024
Waterstone Financial, Inc. stock logo
WSBF
Waterstone Financial
Quarterly$0.155.35%4/5/20244/8/20245/1/2024
3/21/2024
Waterstone Financial, Inc. stock logo
WSBF
Waterstone Financial
Quarterly$0.155.35%4/5/20244/8/20245/1/2024
3/28/2024
Dime Community Bancshares, Inc. stock logo
DCOM
Dime Community Bancshares
Quarterly$0.255.38%4/16/20244/17/20244/24/2024
2/29/2024
Pathward Financial, Inc. stock logo
CASH
Pathward Financial
quarterly$0.050.4%3/11/20243/12/20244/1/2024
1/24/2024
Northfield Bancorp, Inc. (Staten Island, NY) stock logo
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
Quarterly$0.133.92%2/6/20242/7/20242/21/2024
(Data available from 1/1/2013 forward)

Debt

CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Access National Co. stock logo
ANCX
Access National
0.10
0.90
0.89
Pathward Financial, Inc. stock logo
CASH
Pathward Financial
0.05
0.72
0.71
Dime Community Bancshares, Inc. stock logo
DCOM
Dime Community Bancshares
1.36
1.07
1.06
Northfield Bancorp, Inc. (Staten Island, NY) stock logo
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
1.28
1.12
1.12
Waterstone Financial, Inc. stock logo
WSBF
Waterstone Financial
1.78
1.55
1.41

Ownership

Miscellaneous

CompanyEmployeesShares OutstandingFree FloatOptionable
Access National Co. stock logo
ANCX
Access National
N/A21.07 millionN/ANot Optionable
Pathward Financial, Inc. stock logo
CASH
Pathward Financial
1,19925.49 million25.31 millionOptionable
Dime Community Bancshares, Inc. stock logo
DCOM
Dime Community Bancshares
85138.88 million32.93 millionOptionable
Northfield Bancorp, Inc. (Staten Island, NY) stock logo
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
39744.46 million41.80 millionOptionable
Waterstone Financial, Inc. stock logo
WSBF
Waterstone Financial
69819.92 million18.46 millionOptionable

ANCX, DCOM, WSBF, NFBK, and CASH Headlines

SourceHeadline
Waterstone Financial, Inc. (NASDAQ:WSBF) Short Interest Down 29.5% in MarchWaterstone Financial, Inc. (NASDAQ:WSBF) Short Interest Down 29.5% in March
americanbankingnews.com - April 12 at 2:42 AM
Waterstone Financial (NASDAQ:WSBF) Shares Cross Below Two Hundred Day Moving Average of $12.21Waterstone Financial (NASDAQ:WSBF) Shares Cross Below Two Hundred Day Moving Average of $12.21
americanbankingnews.com - April 11 at 3:36 AM
Waterstone Financial, Inc. (NASDAQ:WSBF) to Issue Quarterly Dividend of $0.15Waterstone Financial, Inc. (NASDAQ:WSBF) to Issue Quarterly Dividend of $0.15
marketbeat.com - April 3 at 8:31 AM
Waterstone Financial Inc.Waterstone Financial Inc.
wsj.com - March 28 at 1:04 PM
Waterstone Financial Declares Regular Quarterly Cash DividendWaterstone Financial Declares Regular Quarterly Cash Dividend
globenewswire.com - March 22 at 4:01 PM
The past three years for Waterstone Financial (NASDAQ:WSBF) investors has not been profitableThe past three years for Waterstone Financial (NASDAQ:WSBF) investors has not been profitable
finance.yahoo.com - March 21 at 7:21 PM
Waterstone On Augusta: Assisted Living In Heart Of DowntownWaterstone On Augusta: 'Assisted Living In Heart Of Downtown'
msn.com - March 11 at 7:59 AM
Waterstone Financial, Inc. (WSBF)Waterstone Financial, Inc. (WSBF)
finance.yahoo.com - March 4 at 7:25 AM
Baton Rouge-based b1Bank acquires this Texas SBA loan providerBaton Rouge-based b1Bank acquires this Texas SBA loan provider
theadvocate.com - February 1 at 12:35 PM
Waterstone Financial, Inc. Announces Results of Operations for the Quarter and Year Ended December 31, 2023Waterstone Financial, Inc. Announces Results of Operations for the Quarter and Year Ended December 31, 2023
finance.yahoo.com - January 30 at 5:32 PM
Waterstone Financial Incs Dividend AnalysisWaterstone Financial Inc's Dividend Analysis
finance.yahoo.com - January 5 at 2:25 PM
Waterstone Financial declares $0.15 dividendWaterstone Financial declares $0.15 dividend
msn.com - December 21 at 6:55 PM
With 55% ownership, Waterstone Financial, Inc. (NASDAQ:WSBF) boasts of strong institutional backingWith 55% ownership, Waterstone Financial, Inc. (NASDAQ:WSBF) boasts of strong institutional backing
finance.yahoo.com - November 23 at 9:50 AM
Waterstone Financial Inc WSBFWaterstone Financial Inc WSBF
morningstar.com - November 17 at 8:03 AM
Waterstone (WSBF) Earnings Dates & ReportsWaterstone (WSBF) Earnings Dates & Reports
investing.com - October 25 at 11:14 PM
Waterstone Financial, Inc. Announces Results of Operations for the Quarter and Nine Months Ended September 30, 2023Waterstone Financial, Inc. Announces Results of Operations for the Quarter and Nine Months Ended September 30, 2023
finance.yahoo.com - October 24 at 7:46 PM
Waterstone Financial Inc (WSBF) Reports Q3 2023 Earnings, Navigates Rising Interest Rates and ...Waterstone Financial Inc (WSBF) Reports Q3 2023 Earnings, Navigates Rising Interest Rates and ...
finance.yahoo.com - October 24 at 7:46 PM
Shareholders in Waterstone Financial (NASDAQ:WSBF) are in the red if they invested a year agoShareholders in Waterstone Financial (NASDAQ:WSBF) are in the red if they invested a year ago
finance.yahoo.com - October 13 at 1:04 PM
Unveiling the Dividend Performance of Waterstone Financial Inc: A Deep DiveUnveiling the Dividend Performance of Waterstone Financial Inc: A Deep Dive
finance.yahoo.com - October 6 at 9:32 AM
Mason shopping center anchored by Target, Costco purchased for $29.5 millionMason shopping center anchored by Target, Costco purchased for $29.5 million
bizjournals.com - October 5 at 7:51 AM
Wednesday Is Your Last Chance To Buy Waterstone Financial Before The Dividend PayoutWednesday Is Your Last Chance To Buy Waterstone Financial Before The Dividend Payout
benzinga.com - October 2 at 4:18 PM
Waterstone Financial Inc (WSBF)Waterstone Financial Inc (WSBF)
investing.com - September 27 at 1:36 PM
Waterstone (WSBF) Cuts Dividend to Improve Capital AllocationWaterstone (WSBF) Cuts Dividend to Improve Capital Allocation
finance.yahoo.com - September 27 at 1:36 PM
Analysts’ Opinions Are Mixed on These Financial Stocks: Flushing Financial (FFIC) and Waterstone Financial (WSBF)Analysts’ Opinions Are Mixed on These Financial Stocks: Flushing Financial (FFIC) and Waterstone Financial (WSBF)
markets.businessinsider.com - September 27 at 8:36 AM

New MarketBeat Followers Over Time

Media Sentiment Over Time

Company Descriptions

Access National logo

Access National

NASDAQ:ANCX
Access National Corporation operates as the bank holding company for Access National Bank that provides credit, deposit, mortgage, and wealth management services to small and medium sized businesses, professionals, and associated individuals primarily in the greater Washington, D.C. Metropolitan Area. The company operates through three segments: Commercial Banking, Mortgage Banking, and Wealth Management. It offers checking, savings/money market, sweep, and zero balance accounts; investment management, financial planning, lockbox payment processing, payroll, and retirement account services, as well as certificates of deposit, qualified and employer sponsored retirement plans, and overnight investments; and loan products, including residential mortgage, asset secured, business investment, construction, and lot and land loans. In addition, the company provides lending products, such as accounts receivable lines of credit and collection; growth capital term loans; partner buyout funding; business acquisition, franchise, and equipment financing, as well as debt re-financing; and commercial mortgage and construction, and SBA preferred lender loans. The company operates from 15 banking centers located in Chantilly, Tysons, Reston, Leesburg, Manassas, Arlington, Alexandria, Ashburn, Gainesville, Marshall, Middleburg, Purcellville, Richmond, and Warrenton in Virginia. Access National Corporation was founded in 1999 and is headquartered in Reston, Virginia.
Pathward Financial logo

Pathward Financial

NASDAQ:CASH
Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. The company operates through three segments: Consumer, Commercial, and Corporate Services/Other. It offers demand deposit accounts, savings accounts, and money market savings accounts. The company also provides commercial finance product comprising term lending, asset-based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products; consumer credit products; other consumer financing services; tax services, which includes short-term refund advance loans and short-term electronic return originator advance loans; and warehouse financing services. In addition, it issues prepaid cards; and offers payment solutions, such as acceptance, processing, and settlement of credit card and debit card payments. The company was formerly known as Meta Financial Group, Inc. and changed its name to Pathward Financial, Inc. in July 2022. Pathward Financial, Inc. was founded in 1954 and is based in Sioux Falls, South Dakota.
Dime Community Bancshares logo

Dime Community Bancshares

NASDAQ:DCOM
Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services. The company accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. It also offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit; secured and unsecured commercial and consumer loans; lines of credit; home equity loans; and construction and land loans. In addition, the company invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, it offers certificate of deposit account registry services and insured cash sweep programs; federal deposit insurance corporation insurance; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services for small and medium sized businesses, and municipal and consumer relationships. The company was founded in 1910 and is headquartered in Hauppauge, New York.
Northfield Bancorp, Inc. (Staten Island, NY) logo

Northfield Bancorp, Inc. (Staten Island, NY)

NASDAQ:NFBK
Northfield Bancorp, Inc. (Staten Island, NY) operates as the bank holding company for Northfield Bank that provides various banking products and services primarily to individuals and corporate customers. It accepts various deposits products, including certificates of deposit, passbook, statement, and money market savings accounts; transaction deposit accounts comprising negotiable orders of withdrawal accounts, and interest and non-interest-bearing checking accounts; and brokered deposits. The company also offers various loans comprising multifamily and other commercial real estate loans, construction and land loans, commercial and industrial loans, one-to-four family residential real estate loans, and home equity loans and lines of credit. In addition, it purchases various investment securities, such as mortgage-backed securities and corporate bonds; and deposits funds in other financial institutions, as well as holds mortgage loans, mortgage-backed securities, and other investments. Further, the company provides automated teller machines; telephone, internet, and mobile banking services; and ACH and wire transfers, cash management, positive pay, and remote deposit capture services. It operates full-service banking offices in Staten Island and Brooklyn, New York; and Hunterdon, Middlesex, Mercer, and Union counties, New Jersey. Northfield Bancorp, Inc. (Staten Island, NY) was founded in 1887 and is headquartered in Woodbridge, New Jersey.
Waterstone Financial logo

Waterstone Financial

NASDAQ:WSBF
Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, including checking accounts, online banking and bill pay services, money transfer services, as well as credit, debit, and pre-paid cards; investable funds solutions comprising savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities include mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage and municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. The company was founded in 1921 and is based in Wauwatosa, Wisconsin.