S&P 500   5,022.21
DOW   37,753.31
QQQ   425.84
ASML Fires Warning Shot For Tech Investors
Abbott Laboratories Outlook is Healthy: Buy the Dip
Stock market today: World shares are mixed after a tech-led retreat on Wall Street
Closing prices for crude oil, gold and other commodities
Prologis Stock Leading U.S. Logistics Boom
Predicting a Bear Market: 7 Signs and Why it's Tough to Do
Johnson & Johnson’s Q1 Checkup: Mixed Results, Optimism Remains
S&P 500   5,022.21
DOW   37,753.31
QQQ   425.84
ASML Fires Warning Shot For Tech Investors
Abbott Laboratories Outlook is Healthy: Buy the Dip
Stock market today: World shares are mixed after a tech-led retreat on Wall Street
Closing prices for crude oil, gold and other commodities
Prologis Stock Leading U.S. Logistics Boom
Predicting a Bear Market: 7 Signs and Why it's Tough to Do
Johnson & Johnson’s Q1 Checkup: Mixed Results, Optimism Remains
S&P 500   5,022.21
DOW   37,753.31
QQQ   425.84
ASML Fires Warning Shot For Tech Investors
Abbott Laboratories Outlook is Healthy: Buy the Dip
Stock market today: World shares are mixed after a tech-led retreat on Wall Street
Closing prices for crude oil, gold and other commodities
Prologis Stock Leading U.S. Logistics Boom
Predicting a Bear Market: 7 Signs and Why it's Tough to Do
Johnson & Johnson’s Q1 Checkup: Mixed Results, Optimism Remains
S&P 500   5,022.21
DOW   37,753.31
QQQ   425.84
ASML Fires Warning Shot For Tech Investors
Abbott Laboratories Outlook is Healthy: Buy the Dip
Stock market today: World shares are mixed after a tech-led retreat on Wall Street
Closing prices for crude oil, gold and other commodities
Prologis Stock Leading U.S. Logistics Boom
Predicting a Bear Market: 7 Signs and Why it's Tough to Do
Johnson & Johnson’s Q1 Checkup: Mixed Results, Optimism Remains

Compare Stocks

Comparative Price Performance Over Time

Compare Stocks - Price & Volume

CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Bridgewater Bancshares, Inc. stock logo
BWB
Bridgewater Bancshares
$11.17
+0.1%
$11.64
$7.90
$14.43
$309.24M0.6543,313 shs38,498 shs
Enterprise Bancorp, Inc. stock logo
EBTC
Enterprise Bancorp
$23.68
+0.9%
$25.87
$23.01
$34.10
$288.06M0.6122,476 shs19,898 shs
Metropolitan Bank Holding Corp. stock logo
MCB
Metropolitan Bank
$32.73
-1.0%
$38.77
$15.75
$57.15
$366.53M1.1892,421 shs54,641 shs
Macatawa Bank Co. stock logo
MCBC
Macatawa Bank
$13.69
+0.1%
$9.93
$8.31
$14.00
$469.72M0.67191,570 shs504,599 shs
Old Second Bancorp, Inc. stock logo
OSBC
Old Second Bancorp
$13.44
+1.0%
$13.48
$10.79
$16.76
$596.30M1.1150,748 shs147,212 shs
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Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Bridgewater Bancshares, Inc. stock logo
BWB
Bridgewater Bancshares
+0.09%+0.63%+0.72%-13.68%+9.30%
Enterprise Bancorp, Inc. stock logo
EBTC
Enterprise Bancorp
+0.94%-0.04%-4.67%-16.03%-19.84%
Metropolitan Bank Holding Corp. stock logo
MCB
Metropolitan Bank
-0.94%-6.00%-11.37%-30.30%+6.27%
Macatawa Bank Co. stock logo
MCBC
Macatawa Bank
+0.15%+47.84%+47.05%+28.18%+39.27%
Old Second Bancorp, Inc. stock logo
OSBC
Old Second Bancorp
+0.98%+0.37%+2.44%-9.74%+0.98%

MarketRank™

CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
Bridgewater Bancshares, Inc. stock logo
BWB
Bridgewater Bancshares
4.9836 of 5 stars
3.55.00.03.22.84.23.8
Enterprise Bancorp, Inc. stock logo
EBTC
Enterprise Bancorp
4.2861 of 5 stars
0.05.04.20.02.63.31.9
Metropolitan Bank Holding Corp. stock logo
MCB
Metropolitan Bank
3.6425 of 5 stars
3.51.00.00.03.21.73.8
Macatawa Bank Co. stock logo
MCBC
Macatawa Bank
2.405 of 5 stars
1.55.03.30.01.90.81.9
Old Second Bancorp, Inc. stock logo
OSBC
Old Second Bancorp
3.6692 of 5 stars
3.74.02.50.02.31.71.3

Analyst Ratings

CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Bridgewater Bancshares, Inc. stock logo
BWB
Bridgewater Bancshares
3.00
Buy$15.7541.00% Upside
Enterprise Bancorp, Inc. stock logo
EBTC
Enterprise Bancorp
N/AN/AN/AN/A
Metropolitan Bank Holding Corp. stock logo
MCB
Metropolitan Bank
3.00
Buy$56.5072.62% Upside
Macatawa Bank Co. stock logo
MCBC
Macatawa Bank
3.00
Buy$11.75-14.17% Downside
Old Second Bancorp, Inc. stock logo
OSBC
Old Second Bancorp
3.33
Buy$18.0033.93% Upside

Current Analyst Ratings

Latest EBTC, OSBC, BWB, MCB, and MCBC Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
4/4/2024
Metropolitan Bank Holding Corp. stock logo
MCB
Metropolitan Bank
JPMorgan Chase & Co.
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOverweight ➝ Overweight$55.00 ➝ $50.00
4/4/2024
Old Second Bancorp, Inc. stock logo
OSBC
Old Second Bancorp
Raymond James
Subscribe to MarketBeat All Access for the recommendation accuracy rating
UpgradeOutperform ➝ Strong-Buy$17.00
3/4/2024
Bridgewater Bancshares, Inc. stock logo
BWB
Bridgewater Bancshares
Hovde Group
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Initiated CoverageOutperform
3/4/2024
Metropolitan Bank Holding Corp. stock logo
MCB
Metropolitan Bank
JPMorgan Chase & Co.
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOverweight ➝ Overweight$62.00 ➝ $55.00
1/26/2024
Bridgewater Bancshares, Inc. stock logo
BWB
Bridgewater Bancshares
DA Davidson
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetBuy ➝ Buy$15.00 ➝ $16.00
1/26/2024
Old Second Bancorp, Inc. stock logo
OSBC
Old Second Bancorp
Raymond James
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOutperform ➝ Outperform$18.00 ➝ $17.00
1/22/2024
Metropolitan Bank Holding Corp. stock logo
MCB
Metropolitan Bank
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOutperform ➝ Outperform$73.00 ➝ $66.00
(Data available from 4/18/2021 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Sales & Book Value

CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Bridgewater Bancshares, Inc. stock logo
BWB
Bridgewater Bancshares
$228.85M1.35$1.57 per share7.12$12.94 per share0.86
Enterprise Bancorp, Inc. stock logo
EBTC
Enterprise Bancorp
$218.66M1.33$3.64 per share6.50$26.85 per share0.88
Metropolitan Bank Holding Corp. stock logo
MCB
Metropolitan Bank
$403.31M0.90$7.18 per share4.56$59.57 per share0.55
Macatawa Bank Co. stock logo
MCBC
Macatawa Bank
$132.25M3.56$1.27 per share10.77$8.37 per share1.64
Old Second Bancorp, Inc. stock logo
OSBC
Old Second Bancorp
$326.15M1.85$2.23 per share6.02$12.91 per share1.04

Profitability & Earnings

CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Bridgewater Bancshares, Inc. stock logo
BWB
Bridgewater Bancshares
$39.96M$1.268.878.59N/A17.46%11.53%0.87%4/24/2024 (Confirmed)
Enterprise Bancorp, Inc. stock logo
EBTC
Enterprise Bancorp
$38.06M$3.107.64N/A17.41%12.20%0.85%4/23/2024 (Estimated)
Metropolitan Bank Holding Corp. stock logo
MCB
Metropolitan Bank
$76.90M$6.874.764.47N/A19.16%12.25%1.16%4/18/2024 (Confirmed)
Macatawa Bank Co. stock logo
MCBC
Macatawa Bank
$43.22M$1.2610.8710.53N/A32.68%15.99%1.60%4/25/2024 (Estimated)
Old Second Bancorp, Inc. stock logo
OSBC
Old Second Bancorp
$91.73M$2.026.657.38N/A28.12%17.52%1.60%4/18/2024 (Estimated)

Latest EBTC, OSBC, BWB, MCB, and MCBC Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
4/24/2024N/A
Bridgewater Bancshares, Inc. stock logo
BWB
Bridgewater Bancshares
$0.25N/A-$0.25N/AN/AN/A  
4/19/2024N/A
Metropolitan Bank Holding Corp. stock logo
MCB
Metropolitan Bank
$1.29$1.34+$0.05N/AN/AN/A
4/18/2024N/A
Old Second Bancorp, Inc. stock logo
OSBC
Old Second Bancorp
N/A$0.46+$0.46N/AN/AN/A
1/25/2024Q4 2023
Enterprise Bancorp, Inc. stock logo
EBTC
Enterprise Bancorp
N/A$0.64+$0.64$0.64N/A$42.07 million
1/25/2024Q4 2023
Macatawa Bank Co. stock logo
MCBC
Macatawa Bank
$0.32$0.28-$0.04$0.28$26.90 million$26.13 million
1/24/2024Q4 2023
Bridgewater Bancshares, Inc. stock logo
BWB
Bridgewater Bancshares
$0.26$0.28+$0.02$0.28$26.70 million$26.72 million
1/24/2024Q4 2023
Old Second Bancorp, Inc. stock logo
OSBC
Old Second Bancorp
$0.54$0.42-$0.12$0.44$72.87 million$69.96 million
1/18/2024Q4 2023
Metropolitan Bank Holding Corp. stock logo
MCB
Metropolitan Bank
$1.51$1.28-$0.23$1.28$60.96 million$63.56 million

Dividends

CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
Bridgewater Bancshares, Inc. stock logo
BWB
Bridgewater Bancshares
N/AN/AN/AN/AN/A
Enterprise Bancorp, Inc. stock logo
EBTC
Enterprise Bancorp
$0.964.05%+9.54%30.97%18 Years
Metropolitan Bank Holding Corp. stock logo
MCB
Metropolitan Bank
N/AN/AN/AN/AN/A
Macatawa Bank Co. stock logo
MCBC
Macatawa Bank
$0.362.63%+1.03%28.57%1 Years
Old Second Bancorp, Inc. stock logo
OSBC
Old Second Bancorp
$0.201.49%+71.00%9.90%N/A

Latest EBTC, OSBC, BWB, MCB, and MCBC Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
4/16/2024
Enterprise Bancorp, Inc. stock logo
EBTC
Enterprise Bancorp
Quarterly$0.244.05%5/10/20245/13/20246/3/2024
4/16/2024
Old Second Bancorp, Inc. stock logo
OSBC
Old Second Bancorp
Quarterly$0.051.49%4/25/20244/26/20245/6/2024
1/18/2024
Macatawa Bank Co. stock logo
MCBC
Macatawa Bank
Quarterly$0.093.24%2/12/20242/13/20242/28/2024
(Data available from 1/1/2013 forward)

Debt

CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Bridgewater Bancshares, Inc. stock logo
BWB
Bridgewater Bancshares
1.11
1.03
1.03
Enterprise Bancorp, Inc. stock logo
EBTC
Enterprise Bancorp
0.26
0.89
0.89
Metropolitan Bank Holding Corp. stock logo
MCB
Metropolitan Bank
0.68
1.01
1.02
Macatawa Bank Co. stock logo
MCBC
Macatawa Bank
0.10
0.73
0.73
Old Second Bancorp, Inc. stock logo
OSBC
Old Second Bancorp
0.15
0.82
0.82

Ownership

Institutional Ownership

CompanyInstitutional Ownership
Bridgewater Bancshares, Inc. stock logo
BWB
Bridgewater Bancshares
65.83%
Enterprise Bancorp, Inc. stock logo
EBTC
Enterprise Bancorp
38.93%
Metropolitan Bank Holding Corp. stock logo
MCB
Metropolitan Bank
79.83%
Macatawa Bank Co. stock logo
MCBC
Macatawa Bank
42.49%
Old Second Bancorp, Inc. stock logo
OSBC
Old Second Bancorp
67.76%

Miscellaneous

CompanyEmployeesShares OutstandingFree FloatOptionable
Bridgewater Bancshares, Inc. stock logo
BWB
Bridgewater Bancshares
25527.71 million21.28 millionOptionable
Enterprise Bancorp, Inc. stock logo
EBTC
Enterprise Bancorp
57012.28 million9.62 millionOptionable
Metropolitan Bank Holding Corp. stock logo
MCB
Metropolitan Bank
27511.09 million10.26 millionNot Optionable
Macatawa Bank Co. stock logo
MCBC
Macatawa Bank
28734.36 million31.41 millionOptionable
Old Second Bancorp, Inc. stock logo
OSBC
Old Second Bancorp
83444.80 million43.05 millionOptionable

EBTC, OSBC, BWB, MCB, and MCBC Headlines

SourceHeadline
Old Second Bancorp Inc (OSBC) Q1 2024 Earnings: Aligns with Analyst ProjectionsOld Second Bancorp Inc (OSBC) Q1 2024 Earnings: Aligns with Analyst Projections
finance.yahoo.com - April 17 at 8:47 PM
Old Second Bancorp Non-GAAP EPS of $0.47 in-line, revenue of $70.28M beats by $10.21MOld Second Bancorp Non-GAAP EPS of $0.47 in-line, revenue of $70.28M beats by $10.21M
msn.com - April 17 at 8:47 PM
Old Second Bancorp (OSBC) Q1 Earnings: How Key Metrics Compare to Wall Street EstimatesOld Second Bancorp (OSBC) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates
zacks.com - April 17 at 8:31 PM
Old Second Bancorp (OSBC) Q1 Earnings Miss EstimatesOld Second Bancorp (OSBC) Q1 Earnings Miss Estimates
zacks.com - April 17 at 6:51 PM
Old Second Bancorp (OSBC) Q1 Earnings Miss EstimatesOld Second Bancorp (OSBC) Q1 Earnings Miss Estimates
zacks.com - April 17 at 6:51 PM
Old Second Bancorp, Inc. Reports First Quarter 2024 Net Income of $21.3 Million, or $0.47 per Diluted ShareOld Second Bancorp, Inc. Reports First Quarter 2024 Net Income of $21.3 Million, or $0.47 per Diluted Share
accesswire.com - April 17 at 4:30 PM
Old Second Bancorp (OSBC) Set to Announce Earnings on WednesdayOld Second Bancorp (OSBC) Set to Announce Earnings on Wednesday
americanbankingnews.com - April 16 at 2:52 AM
O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Catalina Finer Food, LLC in their Acquisition of Saugatuck Kitchens, LLCO2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Catalina Finer Food, LLC in their Acquisition of Saugatuck Kitchens, LLC
finance.yahoo.com - April 15 at 11:29 AM
Seeking Clues to Old Second Bancorp (OSBC) Q1 Earnings? A Peek Into Wall Street Projections for Key MetricsSeeking Clues to Old Second Bancorp (OSBC) Q1 Earnings? A Peek Into Wall Street Projections for Key Metrics
zacks.com - April 12 at 10:21 AM
Old Second Bancorp (NASDAQ:OSBC) Raised to "Strong-Buy" at Raymond JamesOld Second Bancorp (NASDAQ:OSBC) Raised to "Strong-Buy" at Raymond James
marketbeat.com - April 4 at 8:31 AM
Old Second Bancorp, Inc. (NASDAQ:OSBC) Shares Bought by Assenagon Asset Management S.A.Old Second Bancorp, Inc. (NASDAQ:OSBC) Shares Bought by Assenagon Asset Management S.A.
marketbeat.com - April 4 at 4:32 AM
O2 Sponsor Finance provides Senior Secured Credit Facilities to Support Corridor Capital in its Acquisition of Association HeadquartersO2 Sponsor Finance provides Senior Secured Credit Facilities to Support Corridor Capital in its Acquisition of Association Headquarters
finance.yahoo.com - March 20 at 6:36 PM
Old Second Bancorp Inc.: Daniele Joins Old Second National BankOld Second Bancorp Inc.: Daniele Joins Old Second National Bank
finanznachrichten.de - March 7 at 2:44 PM
Old Second Bancorp Inc.: Rankins Joins Old Second National BankOld Second Bancorp Inc.: Rankins Joins Old Second National Bank
finanznachrichten.de - March 7 at 2:44 PM
Daniele Joins Old Second National BankDaniele Joins Old Second National Bank
finance.yahoo.com - March 7 at 2:43 PM
Rankins Joins Old Second National BankRankins Joins Old Second National Bank
accesswire.com - March 7 at 11:00 AM
Old Second Bancorp Stock (NASDAQ:OSBC) Earnings Dates and Earning CallsOld Second Bancorp Stock (NASDAQ:OSBC) Earnings Dates and Earning Calls
benzinga.com - February 23 at 12:50 PM
Old Second Bancorp Inc.: O2 Sponsor Finance Promotes Nick OBrien to Senior Vice PresidentOld Second Bancorp Inc.: O2 Sponsor Finance Promotes Nick O'Brien to Senior Vice President
finanznachrichten.de - February 21 at 12:55 PM
O2 Sponsor Finance Promotes Nick O’Brien to Senior Vice PresidentO2 Sponsor Finance Promotes Nick O’Brien to Senior Vice President
finance.yahoo.com - February 21 at 12:55 PM
O2 Sponsor Finance Promotes Nick OBrien to Senior Vice PresidentO2 Sponsor Finance Promotes Nick O'Brien to Senior Vice President
accesswire.com - February 21 at 11:00 AM
OSBC Mar 2024 15.000 putOSBC Mar 2024 15.000 put
finance.yahoo.com - February 19 at 12:49 AM
Old Second Bancorp (NASDAQ:OSBC) shareholders have endured a 20% loss from investing in the stock a year agoOld Second Bancorp (NASDAQ:OSBC) shareholders have endured a 20% loss from investing in the stock a year ago
finance.yahoo.com - February 17 at 12:31 PM
Exceeding Expectations: Old Second Bancorp Achieves Strong Performance and Rewards InvestorsExceeding Expectations: Old Second Bancorp Achieves Strong Performance and Rewards Investors
benzinga.com - February 5 at 2:45 PM
Old Second Bancorp, Inc. (NASDAQ:OSBC) Q4 2023 Earnings Call TranscriptOld Second Bancorp, Inc. (NASDAQ:OSBC) Q4 2023 Earnings Call Transcript
finance.yahoo.com - January 30 at 1:08 PM

New MarketBeat Followers Over Time

Media Sentiment Over Time

Company Descriptions

Bridgewater Bancshares logo

Bridgewater Bancshares

NASDAQ:BWB
Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services to commercial real estate investors, entrepreneurs, business clients, and individuals in the United States. The company provides savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction, as well as certificates of deposit. It offers commercial loans to sole proprietorships, partnerships, corporations, and other business enterprises to finance working capital, capital investment, or for other business related purposes; paycheck protection program loans; construction and land development loans; 1-4 family mortgage loans; multifamily lending products; owner and non-owner occupied commercial real estate loans; and consumer and other loans. In addition, the company online, mobile, and direct banking services. Bridgewater Bancshares, Inc. was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.
Enterprise Bancorp logo

Enterprise Bancorp

NASDAQ:EBTC
Enterprise Bancorp, Inc. operates as the holding company for Enterprise Bank and Trust Company that engages in the provision of commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposit. The company also provides commercial real estate, commercial and industrial, commercial construction, residential, and consumer loans, as well as home equity loans and lines of credit. In addition, the company offers cash management services; wealth advisory and management services that include customized investment management and trust services to individuals, family groups, commercial businesses, trusts, foundations, non-profit organizations, and endowments; brokerage and management services to individual investors; insurance services; and online and mobile banking services. The company was founded in 1989 and is headquartered in Lowell, Massachusetts.
Metropolitan Bank logo

Metropolitan Bank

NYSE:MCB
Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services to small businesses, middle-market enterprises, public entities, and individuals in the New York metropolitan area. The company offers checking, savings, term deposit, money market, demand deposit, and other interest-bearing transaction accounts. It also provides lending products, including commercial real estate, multi-family, construction, and one-to four-family real estate loans; commercial and industrial loans; consumer loans; acquisition and renovation loans; loans to refinance or return borrower equity; loans on owner-occupied properties; working capital lines of credit; trade finance and letters of credit; and term loans. In addition, the company offers cash management services, as well as online and mobile banking, ACH, remote deposit capture, and debit cards. The company was formerly known as Metbank Holding Corp. and changed its name to Metropolitan Bank Holding Corp. in January 2007. Metropolitan Bank Holding Corp. was incorporated in 1997 and is headquartered in New York, New York.
Macatawa Bank logo

Macatawa Bank

NASDAQ:MCBC
Macatawa Bank Corporation operates as the bank holding company for Macatawa Bank that engages in the provision of commercial and consumer banking and trust services. The company accepts various deposits, such as checking accounts, savings accounts, time deposits, regular and money market savings accounts, certificates of deposit, and demand deposits. Its loan products include commercial and industrial loans comprising loans to finance operations and equipment; commercial real estate loans, which consist of construction and development, multi-family, and other non-residential real estate loans; and residential mortgage loans, as well as consumer loans, including automobile loans, home equity lines of credit and installment loans, home improvement loans, deposit account loans, and other loans for household and personal purposes. The company also offers ATM and debit card processing, cash management, and brokerage services. In addition, it provides asset management, personal trust, and retirement plan services. It serves individuals, businesses, associations, churches, nonprofit organizations, financial institutions, and government authorities. The company was incorporated in 1997 and is based in Holland, Michigan.
Old Second Bancorp logo

Old Second Bancorp

NASDAQ:OSBC
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It offers demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificates of deposit accounts. The company also provides commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. In addition, it offers safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U.S. treasury notes and bonds. Further, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois.