S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
Stock market today: Tumbling tech stocks drag Wall Street to the finish line of another losing week
American Express profits jump 34%, helped by jump in new customers, higher spending
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Intuitive Surgical Stock Can Trend Much Higher This Year 
3 Magnificent Seven Stocks Outperforming the Rest
Bargain Hunting: 3 Stocks With RSIs That Scream Oversold
S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
Stock market today: Tumbling tech stocks drag Wall Street to the finish line of another losing week
American Express profits jump 34%, helped by jump in new customers, higher spending
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Intuitive Surgical Stock Can Trend Much Higher This Year 
3 Magnificent Seven Stocks Outperforming the Rest
Bargain Hunting: 3 Stocks With RSIs That Scream Oversold
S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
Stock market today: Tumbling tech stocks drag Wall Street to the finish line of another losing week
American Express profits jump 34%, helped by jump in new customers, higher spending
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Intuitive Surgical Stock Can Trend Much Higher This Year 
3 Magnificent Seven Stocks Outperforming the Rest
Bargain Hunting: 3 Stocks With RSIs That Scream Oversold
S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
Stock market today: Tumbling tech stocks drag Wall Street to the finish line of another losing week
American Express profits jump 34%, helped by jump in new customers, higher spending
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Intuitive Surgical Stock Can Trend Much Higher This Year 
3 Magnificent Seven Stocks Outperforming the Rest
Bargain Hunting: 3 Stocks With RSIs That Scream Oversold

Compare Stocks

Comparative Price Performance Over Time

Compare Stocks - Price & Volume

CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Alerus Financial Co. stock logo
ALRS
Alerus Financial
$20.75
+4.3%
$21.47
$13.11
$25.85
$409.61M0.6541,188 shs81,598 shs
Bank First Co. stock logo
BFC
Bank First
$78.50
+3.5%
$83.09
$65.00
$92.50
$795.99M0.2719,149 shs19,209 shs
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
$17.36
+5.7%
$18.30
$13.84
$23.11
$268.16M0.8752,727 shs40,283 shs
The First of Long Island Co. stock logo
FLIC
First of Long Island
$10.44
+2.7%
$10.82
$8.79
$14.26
$234.48M0.64163,715 shs116,340 shs
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
$29.15
+3.0%
$29.67
$22.12
$35.00
$336.10M0.5314,997 shs11,893 shs
Elon Musk's Next Move Cover

Wondering when you'll finally be able to invest in SpaceX, StarLink, or The Boring Company? Click the link below to learn when Elon Musk will let these companies finally IPO.

Get This Free Report

Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Alerus Financial Co. stock logo
ALRS
Alerus Financial
+4.27%+3.75%-5.29%-1.38%+32.76%
Bank First Co. stock logo
BFC
Bank First
+3.55%-1.17%-5.63%-12.58%+15.71%
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
+5.72%+1.58%-8.49%-21.16%-5.60%
The First of Long Island Co. stock logo
FLIC
First of Long Island
+2.65%+2.65%-3.69%-16.01%-17.92%
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
+3.00%+1.22%-5.51%-13.60%+19.57%

MarketRank™

CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
Alerus Financial Co. stock logo
ALRS
Alerus Financial
4.6723 of 5 stars
2.04.03.33.73.30.83.1
Bank First Co. stock logo
BFC
Bank First
1.4905 of 5 stars
2.01.02.50.01.71.71.9
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
4.4312 of 5 stars
2.05.05.00.02.51.73.8
The First of Long Island Co. stock logo
FLIC
First of Long Island
4.602 of 5 stars
0.05.03.30.01.92.53.8
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
3.1842 of 5 stars
2.20.02.50.02.23.32.5

Analyst Ratings

CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Alerus Financial Co. stock logo
ALRS
Alerus Financial
2.00
Hold$23.5013.25% Upside
Bank First Co. stock logo
BFC
Bank First
2.00
Hold$93.5019.11% Upside
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
2.00
Hold$20.6719.05% Upside
The First of Long Island Co. stock logo
FLIC
First of Long Island
N/AN/AN/AN/A
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
2.33
Hold$33.3314.35% Upside

Current Analyst Ratings

Latest FISI, GNTY, ALRS, BFC, and FLIC Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
4/18/2024
Bank First Co. stock logo
BFC
Bank First
Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetNeutral ➝ Neutral$90.00 ➝ $87.00
4/16/2024
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetMarket Perform ➝ Market Perform$35.00 ➝ $34.00
4/16/2024
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetNeutral ➝ Neutral$34.00 ➝ $30.00
4/2/2024
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingMarket Perform ➝ Market Perform$23.00
3/25/2024
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingOverweight ➝ Neutral$23.00 ➝ $19.00
3/4/2024
Bank First Co. stock logo
BFC
Bank First
Hovde Group
Subscribe to MarketBeat All Access for the recommendation accuracy rating
DowngradeOutperform ➝ Market Perform
1/30/2024
Alerus Financial Co. stock logo
ALRS
Alerus Financial
DA Davidson
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetNeutral ➝ Neutral$23.00 ➝ $24.00
(Data available from 4/20/2021 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Sales & Book Value

CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Alerus Financial Co. stock logo
ALRS
Alerus Financial
$269.76M1.52$2.20 per share9.44$18.67 per share1.11
Bank First Co. stock logo
BFC
Bank First
$240.60M3.31$6.69 per share11.74$59.79 per share1.31
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
$212.18M1.26$4.27 per share4.07$28.40 per share0.61
The First of Long Island Co. stock logo
FLIC
First of Long Island
$161.82M1.45$1.42 per share7.36$16.83 per share0.62
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
$179.01M1.88$3.33 per share8.75$26.35 per share1.11

Profitability & Earnings

CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Alerus Financial Co. stock logo
ALRS
Alerus Financial
$11.70M$0.5736.4011.34N/A4.34%8.69%0.80%4/24/2024 (Confirmed)
Bank First Co. stock logo
BFC
Bank First
$74.51M$7.7010.1913.08N/A32.08%10.16%1.45%7/16/2024 (Estimated)
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
$50.26M$3.165.495.51N/A15.03%12.24%0.82%4/25/2024 (Confirmed)
The First of Long Island Co. stock logo
FLIC
First of Long Island
$26.24M$1.178.928.35N/A16.22%7.13%0.62%4/25/2024 (Confirmed)
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
$30.04M$2.4411.9512.35N/A15.56%8.74%0.82%7/15/2024 (Estimated)

Latest FISI, GNTY, ALRS, BFC, and FLIC Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
4/25/2024N/A
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
$0.66N/A-$0.66N/AN/AN/A  
4/25/2024N/A
The First of Long Island Co. stock logo
FLIC
First of Long Island
$0.24N/A-$0.24N/AN/AN/A  
4/24/2024N/A
Alerus Financial Co. stock logo
ALRS
Alerus Financial
$0.31N/A-$0.31N/AN/AN/A  
1/25/2024Q4 2023
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
$0.73$0.61-$0.12$0.61$50.29 million$55.25 million
1/25/2024Q4 2023
The First of Long Island Co. stock logo
FLIC
First of Long Island
$0.27$0.27N/A$0.27$23.20 million$22.36 million
1/24/2024Q4 2023
Alerus Financial Co. stock logo
ALRS
Alerus Financial
$0.29$0.24-$0.05$1.21$45.00 million$46.99 million

Dividends

CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
Alerus Financial Co. stock logo
ALRS
Alerus Financial
$0.763.66%+16.14%133.34%7 Years
Bank First Co. stock logo
BFC
Bank First
$1.401.78%+12.39%18.18%4 Years
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
$1.206.91%+4.89%37.97%13 Years
The First of Long Island Co. stock logo
FLIC
First of Long Island
$0.848.05%+12.88%71.79%N/A
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
$0.963.29%N/A39.34%3 Years

Latest FISI, GNTY, ALRS, BFC, and FLIC Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
4/16/2024
Bank First Co. stock logo
BFC
Bank First
Quarterly$0.351.84%6/25/20246/26/20247/10/2024
2/27/2024
Alerus Financial Co. stock logo
ALRS
Alerus Financial
Quarterly$0.193.48%3/14/20243/15/20244/12/2024
3/13/2024
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
quarterly$0.243.3%3/22/20243/25/20244/10/2024
2/13/2024
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
Quarterly$0.306.24%3/14/20243/15/20244/2/2024
2/29/2024
The First of Long Island Co. stock logo
FLIC
First of Long Island
Quarterly$0.217.67%3/12/20243/13/20243/21/2024
(Data available from 1/1/2013 forward)

Debt

CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Alerus Financial Co. stock logo
ALRS
Alerus Financial
0.16
0.83
0.83
Bank First Co. stock logo
BFC
Bank First
0.03
1.00
1.00
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
0.28
0.84
0.84
The First of Long Island Co. stock logo
FLIC
First of Long Island
1.24
0.98
0.98
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
0.63
0.89
0.89

Ownership

Institutional Ownership

CompanyInstitutional Ownership
Alerus Financial Co. stock logo
ALRS
Alerus Financial
51.25%
Bank First Co. stock logo
BFC
Bank First
29.95%
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
60.45%
The First of Long Island Co. stock logo
FLIC
First of Long Island
48.33%
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
39.39%

Miscellaneous

CompanyEmployeesShares OutstandingFree FloatOptionable
Alerus Financial Co. stock logo
ALRS
Alerus Financial
70919.74 million18.63 millionOptionable
Bank First Co. stock logo
BFC
Bank First
36110.14 million9.56 millionNot Optionable
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
62415.45 million15.09 millionOptionable
The First of Long Island Co. stock logo
FLIC
First of Long Island
28822.46 million21.04 millionOptionable
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
48811.53 million8.49 millionOptionable

FISI, GNTY, ALRS, BFC, and FLIC Headlines

SourceHeadline
Results: Guaranty Bancshares, Inc. Exceeded Expectations And The Consensus Has Updated Its EstimatesResults: Guaranty Bancshares, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates
finance.yahoo.com - April 17 at 5:55 PM
Guaranty Bank & Trust Announces Educational Partnership With Texas A&M University-TexarkanaGuaranty Bank & Trust Announces Educational Partnership With Texas A&M University-Texarkana
finance.yahoo.com - April 17 at 12:55 PM
Guaranty Bank & Trust Announces Educational Partnership With Texas A&M University-TexarkanaGuaranty Bank & Trust Announces Educational Partnership With Texas A&M University-Texarkana
businesswire.com - April 17 at 9:00 AM
Guaranty Bancshares (GNTY) Price Target Decreased by 6.67% to 33.32Guaranty Bancshares (GNTY) Price Target Decreased by 6.67% to 33.32
msn.com - April 17 at 7:54 AM
Guaranty Bancshares (NASDAQ:GNTY) Given New $34.00 Price Target at Keefe, Bruyette & WoodsGuaranty Bancshares (NASDAQ:GNTY) Given New $34.00 Price Target at Keefe, Bruyette & Woods
americanbankingnews.com - April 17 at 6:02 AM
Guaranty Bancshares (NASDAQ:GNTY) Given New $30.00 Price Target at Piper SandlerGuaranty Bancshares (NASDAQ:GNTY) Given New $30.00 Price Target at Piper Sandler
americanbankingnews.com - April 17 at 3:48 AM
Guaranty Bancshares, Inc. (GNTY) Q1 2024 Earnings Call TranscriptGuaranty Bancshares, Inc. (GNTY) Q1 2024 Earnings Call Transcript
seekingalpha.com - April 17 at 2:00 AM
The past three years for Guaranty Bancshares (NYSE:GNTY) investors has not been profitableThe past three years for Guaranty Bancshares (NYSE:GNTY) investors has not been profitable
finance.yahoo.com - April 16 at 8:30 AM
Compared to Estimates, Guaranty Bancshares (GNTY) Q1 Earnings: A Look at Key MetricsCompared to Estimates, Guaranty Bancshares (GNTY) Q1 Earnings: A Look at Key Metrics
zacks.com - April 15 at 10:31 AM
Guaranty Bancshares Inc. (GNTY) Q1 Earnings and Revenues Beat EstimatesGuaranty Bancshares Inc. (GNTY) Q1 Earnings and Revenues Beat Estimates
zacks.com - April 15 at 9:11 AM
Guaranty Bancshares, Inc. Reports First Quarter 2024 Financial ResultsGuaranty Bancshares, Inc. Reports First Quarter 2024 Financial Results
businesswire.com - April 15 at 7:00 AM
Wall Streets Insights Into Key Metrics Ahead of Guaranty Bancshares (GNTY) Q1 EarningsWall Street's Insights Into Key Metrics Ahead of Guaranty Bancshares (GNTY) Q1 Earnings
zacks.com - April 10 at 10:16 AM
Earnings Preview: Guaranty Bancshares Inc. (GNTY) Q1 Earnings Expected to DeclineEarnings Preview: Guaranty Bancshares Inc. (GNTY) Q1 Earnings Expected to Decline
zacks.com - April 8 at 11:01 AM
Guaranty Bancshares (NASDAQ:GNTY) Stock Price Down 0.9%Guaranty Bancshares (NASDAQ:GNTY) Stock Price Down 0.9%
marketbeat.com - April 6 at 12:23 AM
Guaranty Bancshares, Inc. Announces First Quarter 2024 Earnings Release and Conference Call ScheduleGuaranty Bancshares, Inc. Announces First Quarter 2024 Earnings Release and Conference Call Schedule
finance.yahoo.com - April 1 at 9:23 AM
3 Reasons That Make Guaranty Bancshares (GNTY) Stock a Must Buy3 Reasons That Make Guaranty Bancshares (GNTY) Stock a Must Buy
zacks.com - March 26 at 11:36 AM
Guaranty Bancshares Incs Dividend AnalysisGuaranty Bancshares Inc's Dividend Analysis
finance.yahoo.com - March 22 at 10:26 AM
All You Need to Know About Guaranty Bancshares (GNTY) Rating Upgrade to Strong BuyAll You Need to Know About Guaranty Bancshares (GNTY) Rating Upgrade to Strong Buy
zacks.com - March 20 at 1:01 PM
Best Income Stocks to Buy for March 20thBest Income Stocks to Buy for March 20th
zacks.com - March 20 at 8:46 AM
Guaranty Bancshares (GNTY) Announces New Share Buyback PlanGuaranty Bancshares (GNTY) Announces New Share Buyback Plan
zacks.com - March 19 at 7:41 AM
Guaranty Bancshares Full Year 2023 Earnings: Beats ExpectationsGuaranty Bancshares Full Year 2023 Earnings: Beats Expectations
finance.yahoo.com - March 18 at 7:13 PM
Guaranty Bancshares announces 1.25M share repurchase programGuaranty Bancshares announces 1.25M share repurchase program
msn.com - March 18 at 7:13 PM
Guaranty Bancshares (GNTY) Stock Gains 4% on Dividend HikeGuaranty Bancshares (GNTY) Stock Gains 4% on Dividend Hike
zacks.com - March 18 at 8:05 AM
Why You Might Be Interested In Guaranty Bancshares, Inc. (NYSE:GNTY) For Its Upcoming DividendWhy You Might Be Interested In Guaranty Bancshares, Inc. (NYSE:GNTY) For Its Upcoming Dividend
finance.yahoo.com - March 17 at 3:48 PM

New MarketBeat Followers Over Time

Media Sentiment Over Time

Company Descriptions

Alerus Financial logo

Alerus Financial

NASDAQ:ALRS
Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that engages in the provision of various financial services to businesses and consumers. The company operates in four segments: Banking, Mortgage, Retirement and Benefit Services, and Wealth Management. It offers various deposit products, including demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, checking accounts, and certificates of deposit; and treasury management products, including electronic receivables management, remote deposit capture, cash vault services, merchant services, and other cash management services. The company also provides commercial loans, business term loans, lines of credit, and commercial real estate loans, as well as construction and land development loans; consumer lending products, including residential first mortgage loans; installment loans and lines of credit; and second mortgage loans. In addition, it offers retirement plan administration and investment advisory services, employee stock ownership plan, fiduciary services, payroll, health savings accounts, and other benefit services, as well as individual retirement accounts; and financial planning, investment management, personal and corporate trust, estate administration, and custody services. Further, the company provides debit and credit cards, online banking, mobile banking/wallet, payment, private banking, payroll accounts, flex spending accounts, administration, and government health insurance program services. It offers banking services in North Dakota, Minnesota, and Arizona; and retirement and benefit plans through offices located in Michigan, Minnesota, and Colorado. The company was formerly known as First National Bank North Dakota and changed its name to Alerus Financial Corporation in 2000. Alerus Financial Corporation was founded in 1879 and is headquartered in Grand Forks, North Dakota.
Bank First logo

Bank First

NASDAQ:BFC
Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, consumers, associations, individuals, and governmental authorities in Wisconsin. It offers checking, savings, money market, cash management, retirement, and health savings accounts; other time deposits; certificates of deposit; and residential mortgage products. The company's loan products include real estate loans, including commercial real estate, residential mortgage, and home equity loans; commercial and industrial loans for working capital, accounts receivable, inventory financing, and other business purposes; construction and development loans; residential 1-4 family loans; and consumer loans for personal and household purposes, including secured and unsecured installment loans, and revolving lines of credit. It also provides credit cards; ATM processing; insurance; data processing and other information technology; investment and safekeeping; treasury management; and online, telephone, and mobile banking services. The company was formerly known as Bank First National Corporation and changed its name to Bank First Corporation in June 2019. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin.
Financial Institutions logo

Financial Institutions

NASDAQ:FISI
Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans. The company offers personal insurance products, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance comprising property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services, such as life and disability insurance, medicare supplements, long-term care, annuities, mutual funds, and retirement programs. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
First of Long Island logo

First of Long Island

NASDAQ:FLIC
The First of Long Island Corporation operates as the holding company for The First National Bank of Long Island that provides financial services to small and medium-sized businesses, professionals, consumers, municipalities, and other organizations. The company offers business and small business checking, personal checking, negotiable order of withdrawal, interest on lawyer, escrow service, rent security, personal and nonpersonal money market, savings, time deposit, and individual retirement accounts. It also provides commercial and residential mortgage, commercial and industrial, small business credit scored, Small Business Administration, construction and land development, consumer, and home equity lines/loans, as well as standby letters of credit; debit or credit cards; and overdraft facilities. In addition, the company offers life insurance, investment management, trust, estate and custody, retail investment, bill payment, lockbox, ACH, safe deposit box rental, wire transfer, money order, checkbook printing, check, ATM, and online and mobile banking services. The First of Long Island Corporation was founded in 1927 and is headquartered in Melville, New York.
Guaranty Bancshares logo

Guaranty Bancshares

NASDAQ:GNTY
Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. The company offers checking and savings, money market, and business accounts, as well as certificates of deposit; and commercial and industrial, construction and development, 1-4 family residential, commercial real estate, farmland, agricultural, multi-family residential, and consumer loans. It also provides trustee, custodial and escrow, investment management, retirement plan, ATM, night depository, direct deposit, and cashier's check services, as well as online and mobile banking services; debit cards; letters of credit; and treasury management services, including wire transfer, positive pay, remote deposit capture, and automated clearinghouse services. Guaranty Bancshares, Inc. was founded in 1913 and is headquartered in Addison, Texas.