S&P 500   5,011.12
DOW   37,775.38
QQQ   423.41
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CSX Co.: The Railroad Powering Ahead with an Earnings Beat
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Shares of Walmart-backed Ibotta soar on public debut
S&P 500   5,011.12
DOW   37,775.38
QQQ   423.41
What's Driving Tesla Lower Ahead of its Earnings?
How major US stock indexes fared Thursday, 4/18/2024
3 Steel Stocks Could Soar on New China Tariffs
CSX Co.: The Railroad Powering Ahead with an Earnings Beat
These are the Top 4 Stocks for Buybacks in 2024
Can Netflix Stock Continue Into All-Time Highs After Earnings?
Shares of Walmart-backed Ibotta soar on public debut
S&P 500   5,011.12
DOW   37,775.38
QQQ   423.41
What's Driving Tesla Lower Ahead of its Earnings?
How major US stock indexes fared Thursday, 4/18/2024
3 Steel Stocks Could Soar on New China Tariffs
CSX Co.: The Railroad Powering Ahead with an Earnings Beat
These are the Top 4 Stocks for Buybacks in 2024
Can Netflix Stock Continue Into All-Time Highs After Earnings?
Shares of Walmart-backed Ibotta soar on public debut
S&P 500   5,011.12
DOW   37,775.38
QQQ   423.41
What's Driving Tesla Lower Ahead of its Earnings?
How major US stock indexes fared Thursday, 4/18/2024
3 Steel Stocks Could Soar on New China Tariffs
CSX Co.: The Railroad Powering Ahead with an Earnings Beat
These are the Top 4 Stocks for Buybacks in 2024
Can Netflix Stock Continue Into All-Time Highs After Earnings?
Shares of Walmart-backed Ibotta soar on public debut

Compare Stocks

Comparative Price Performance Over Time

Compare Stocks - Price & Volume

CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
$16.42
+0.5%
$18.34
$13.84
$23.11
$252.40M0.8749,196 shs54,589 shs
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
$28.30
+2.4%
$29.68
$22.12
$35.00
$318.83M0.5314,105 shs23,178 shs
MBT Financial Corp. stock logo
MBTF
MBT Financial
$9.84
$9.84
$8.75
$12.49
$226.71M0.5149,079 shs770 shs
Peoples Financial Services Corp. stock logo
PFIS
Peoples Financial Services
$36.99
-0.1%
$40.19
$30.60
$49.99
$261.46M0.4410,915 shs19,022 shs
The Bancorp, Inc. stock logo
TBBK
Bancorp
$33.19
+1.1%
$37.23
$25.97
$47.11
$1.72B1.45796,995 shs640,624 shs
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Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
+0.49%-2.73%-10.22%-25.43%-10.71%
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
+2.39%-2.75%-4.20%-15.55%+16.08%
MBT Financial Corp. stock logo
MBTF
MBT Financial
0.00%0.00%0.00%0.00%0.00%
Peoples Financial Services Corp. stock logo
PFIS
Peoples Financial Services
-0.13%-1.94%-6.61%-21.06%-10.09%
The Bancorp, Inc. stock logo
TBBK
Bancorp
+1.07%+5.70%-5.28%-15.16%+18.92%

MarketRank™

CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
4.8007 of 5 stars
3.05.05.00.02.61.73.8
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
3.164 of 5 stars
2.20.02.50.02.23.32.5
MBT Financial Corp. stock logo
MBTF
MBT Financial
N/AN/AN/AN/AN/AN/AN/AN/A
Peoples Financial Services Corp. stock logo
PFIS
Peoples Financial Services
3.7139 of 5 stars
0.03.04.20.02.20.03.8
The Bancorp, Inc. stock logo
TBBK
Bancorp
3.7465 of 5 stars
3.52.00.00.02.23.33.1

Analyst Ratings

CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
2.00
Hold$20.6725.86% Upside
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
2.33
Hold$33.3317.79% Upside
MBT Financial Corp. stock logo
MBTF
MBT Financial
N/AN/AN/AN/A
Peoples Financial Services Corp. stock logo
PFIS
Peoples Financial Services
N/AN/AN/AN/A
The Bancorp, Inc. stock logo
TBBK
Bancorp
3.00
Buy$49.0047.63% Upside

Current Analyst Ratings

Latest FISI, GNTY, PFIS, TBBK, and MBTF Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
4/16/2024
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetMarket Perform ➝ Market Perform$35.00 ➝ $34.00
4/16/2024
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetNeutral ➝ Neutral$34.00 ➝ $30.00
4/5/2024
The Bancorp, Inc. stock logo
TBBK
Bancorp
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOutperform ➝ Outperform$52.00 ➝ $46.00
4/2/2024
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingMarket Perform ➝ Market Perform$23.00
3/25/2024
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingOverweight ➝ Neutral$23.00 ➝ $19.00
1/29/2024
The Bancorp, Inc. stock logo
TBBK
Bancorp
Raymond James
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetOutperform ➝ Outperform$42.00 ➝ $50.00
(Data available from 4/19/2021 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Sales & Book Value

CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
$334.38M0.76$4.03 per share4.07$28.40 per share0.58
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
$179.01M1.82$3.23 per share8.75$26.35 per share1.07
MBT Financial Corp. stock logo
MBTF
MBT Financial
$61.83M3.67$0.96 per share10.20$5.88 per share1.67
Peoples Financial Services Corp. stock logo
PFIS
Peoples Financial Services
$163.98M1.59$4.89 per share7.56$48.35 per share0.77
The Bancorp, Inc. stock logo
TBBK
Bancorp
$621.60M2.79$3.85 per share8.63$15.05 per share2.21

Profitability & Earnings

CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
$50.26M$3.165.205.21N/A15.03%12.24%0.82%4/25/2024 (Confirmed)
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
$30.04M$2.4411.6011.99N/A15.56%8.74%0.82%7/15/2024 (Estimated)
MBT Financial Corp. stock logo
MBTF
MBT Financial
$17.70MN/A20.94N/A19.08%8.52%0.82%N/A
Peoples Financial Services Corp. stock logo
PFIS
Peoples Financial Services
$27.38M$3.829.686.88N/A16.70%8.68%0.77%4/25/2024 (Estimated)
The Bancorp, Inc. stock logo
TBBK
Bancorp
$192.30M$3.509.486.36N/A30.94%26.16%2.64%4/25/2024 (Confirmed)

Latest FISI, GNTY, PFIS, TBBK, and MBTF Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
4/25/2024N/A
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
$0.66N/A-$0.66N/AN/AN/A  
4/25/2024N/A
The Bancorp, Inc. stock logo
TBBK
Bancorp
$1.06N/A-$1.06N/AN/AN/A  
1/25/2024Q4 2023
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
$0.73$0.61-$0.12$0.61$50.29 million$55.25 million
1/25/2024Q4 2023
Peoples Financial Services Corp. stock logo
PFIS
Peoples Financial Services
N/A$0.61+$0.61$0.71N/A$23.48 million
1/25/2024Q4 2023
The Bancorp, Inc. stock logo
TBBK
Bancorp
$0.95$0.95N/A$1.09$118.52 million$119.15 million

Dividends

CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
$1.207.31%+4.89%37.97%13 Years
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
$0.963.39%N/A39.34%3 Years
MBT Financial Corp. stock logo
MBTF
MBT Financial
$0.444.47%N/AN/AN/A
Peoples Financial Services Corp. stock logo
PFIS
Peoples Financial Services
$1.644.43%+4.43%42.93%7 Years
The Bancorp, Inc. stock logo
TBBK
Bancorp
N/AN/AN/AN/AN/A

Latest FISI, GNTY, PFIS, TBBK, and MBTF Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
3/13/2024
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
quarterly$0.243.3%3/22/20243/25/20244/10/2024
2/13/2024
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
Quarterly$0.306.24%3/14/20243/15/20244/2/2024
1/26/2024
Peoples Financial Services Corp. stock logo
PFIS
Peoples Financial Services
Quarterly$0.413.48%2/28/20242/29/20243/15/2024
(Data available from 1/1/2013 forward)

Debt

CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
0.28
0.84
0.84
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
0.63
0.89
0.89
MBT Financial Corp. stock logo
MBTF
MBT Financial
0.07
0.94
0.94
Peoples Financial Services Corp. stock logo
PFIS
Peoples Financial Services
0.17
0.92
0.92
The Bancorp, Inc. stock logo
TBBK
Bancorp
0.18
1.01
0.96

Ownership

Institutional Ownership

CompanyInstitutional Ownership
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
60.45%
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
39.39%
MBT Financial Corp. stock logo
MBTF
MBT Financial
52.50%
Peoples Financial Services Corp. stock logo
PFIS
Peoples Financial Services
31.67%
The Bancorp, Inc. stock logo
TBBK
Bancorp
96.22%

Miscellaneous

CompanyEmployeesShares OutstandingFree FloatOptionable
Financial Institutions, Inc. stock logo
FISI
Financial Institutions
62415.45 million15.09 millionOptionable
Guaranty Bancshares, Inc. stock logo
GNTY
Guaranty Bancshares
48811.53 million8.49 millionOptionable
MBT Financial Corp. stock logo
MBTF
MBT Financial
26723.04 millionN/AOptionable
Peoples Financial Services Corp. stock logo
PFIS
Peoples Financial Services
3757.06 million6.77 millionNot Optionable
The Bancorp, Inc. stock logo
TBBK
Bancorp
75752.25 million50.01 millionOptionable

FISI, GNTY, PFIS, TBBK, and MBTF Headlines

SourceHeadline
GBCI Stock Earnings: Glacier Bancorp Misses EPS, Misses Revenue for Q1 2024GBCI Stock Earnings: Glacier Bancorp Misses EPS, Misses Revenue for Q1 2024
investorplace.com - April 18 at 10:06 PM
The Bancorp (TBBK) Falls After Culper Accuses Company of Misrepresenting Quality of its ...The Bancorp (TBBK) Falls After Culper Accuses Company of Misrepresenting Quality of its ...
bakersfield.com - April 18 at 2:38 PM
BHLB Stock Earnings: Berkshire Hills Bancorp Beats EPS, Misses Revenue for Q1 2024BHLB Stock Earnings: Berkshire Hills Bancorp Beats EPS, Misses Revenue for Q1 2024
investorplace.com - April 18 at 1:02 PM
OFG Stock Earnings: OFG Bancorp Beats EPS, Misses Revenue for Q1 2024OFG Stock Earnings: OFG Bancorp Beats EPS, Misses Revenue for Q1 2024
investorplace.com - April 18 at 1:02 PM
IMPORTANT INVESTOR ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the FirmIMPORTANT INVESTOR ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the Firm
accesswire.com - April 18 at 8:00 AM
Bancorp (TBBK) to Release Quarterly Earnings on ThursdayBancorp (TBBK) to Release Quarterly Earnings on Thursday
americanbankingnews.com - April 18 at 3:28 AM
HBCP Stock Earnings: Home Bancorp Beats EPS, Beats Revenue for Q1 2024HBCP Stock Earnings: Home Bancorp Beats EPS, Beats Revenue for Q1 2024
investorplace.com - April 17 at 11:05 PM
OSBC Stock Earnings: Old Second Bancorp Beats EPS, Beats Revenue for Q1 2024OSBC Stock Earnings: Old Second Bancorp Beats EPS, Beats Revenue for Q1 2024
investorplace.com - April 17 at 11:05 PM
Old Second Bancorp: Q1 Earnings SnapshotOld Second Bancorp: Q1 Earnings Snapshot
pantagraph.com - April 17 at 7:20 PM
Customers Bancorp fires CFO for ‘cause,’ promotes insider to top spotCustomers Bancorp fires CFO for ‘cause,’ promotes insider to top spot
cfo.com - April 17 at 2:20 PM
HLAN Stock Earnings: Heartland Bancorp Beats EPS, Misses Revenue for Q1 2024HLAN Stock Earnings: Heartland Bancorp Beats EPS, Misses Revenue for Q1 2024
investorplace.com - April 17 at 1:03 AM
Phocas Financial Corp. Sells 195,912 Shares of The Bancorp, Inc. (NASDAQ:TBBK)Phocas Financial Corp. Sells 195,912 Shares of The Bancorp, Inc. (NASDAQ:TBBK)
marketbeat.com - April 15 at 8:20 AM
IMPORTANT INVESTOR ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the FirmIMPORTANT INVESTOR ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the Firm
accesswire.com - April 15 at 3:00 AM
IMPORTANT INVESTOR ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the FirmIMPORTANT INVESTOR ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the Firm
accesswire.com - April 13 at 6:00 AM
SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of The Bancorp, Inc. - TBBKSHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of The Bancorp, Inc. - TBBK
prnewswire.com - April 12 at 2:10 PM
The Bancorp, Inc. Sets First Quarter 2024 Financial Results Release Date and Conference CallThe Bancorp, Inc. Sets First Quarter 2024 Financial Results Release Date and Conference Call
businesswire.com - April 12 at 8:30 AM
The Bancorp Ranked as a 2024 Readers Choice Top Employer by Equal Opportunity Magazine and Careers & the disABLED MagazineThe Bancorp Ranked as a 2024 Readers' Choice Top Employer by Equal Opportunity Magazine and Careers & the disABLED Magazine
businesswire.com - April 11 at 4:07 PM
Wolf Haldenstein Adler Freeman & Herz LLP announces that it is investigating The Bancorp, Inc. for potential violations of federal securities lawsWolf Haldenstein Adler Freeman & Herz LLP announces that it is investigating The Bancorp, Inc. for potential violations of federal securities laws
prnewswire.com - April 11 at 12:45 PM
SHAREHOLDER ACTION ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the FirmSHAREHOLDER ACTION ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the Firm
accesswire.com - April 11 at 3:30 AM
Five Star Bancorp raises maximum $81 million in share offeringFive Star Bancorp raises maximum $81 million in share offering
bizjournals.com - April 11 at 1:41 AM
Coeur dAlene Bancorp Announces Its First Quarter 2024 ResultsCoeur d'Alene Bancorp Announces Its First Quarter 2024 Results
finance.yahoo.com - April 10 at 3:16 PM
IMPORTANT INVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the FirmIMPORTANT INVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the Firm
accesswire.com - April 10 at 7:00 AM
Moody Aldrich Partners LLC Makes New Investment in The Bancorp, Inc. (NASDAQ:TBBK)Moody Aldrich Partners LLC Makes New Investment in The Bancorp, Inc. (NASDAQ:TBBK)
marketbeat.com - April 9 at 1:00 PM
INVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the FirmINVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the Firm
accesswire.com - April 9 at 3:00 AM

New MarketBeat Followers Over Time

Media Sentiment Over Time

Company Descriptions

Financial Institutions logo

Financial Institutions

NASDAQ:FISI
Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans. The company offers personal insurance products, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance comprising property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services, such as life and disability insurance, medicare supplements, long-term care, annuities, mutual funds, and retirement programs. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
Guaranty Bancshares logo

Guaranty Bancshares

NASDAQ:GNTY
Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. The company offers checking and savings, money market, and business accounts, as well as certificates of deposit; and commercial and industrial, construction and development, 1-4 family residential, commercial real estate, farmland, agricultural, multi-family residential, and consumer loans. It also provides trustee, custodial and escrow, investment management, retirement plan, ATM, night depository, direct deposit, and cashier's check services, as well as online and mobile banking services; debit cards; letters of credit; and treasury management services, including wire transfer, positive pay, remote deposit capture, and automated clearinghouse services. Guaranty Bancshares, Inc. was founded in 1913 and is headquartered in Addison, Texas.
MBT Financial logo

MBT Financial

NASDAQ:MBTF
MBT Financial Corp. is a bank holding company, which operates through its subsidiary Monroe Bank & Trust. It offers various deposit products which include checking and savings accounts, time deposits, safe deposit facilities, commercial loans, personal loans, real estate mortgage loans, installment loans, IRAs, ATM and night depository facilities, treasury management services, telephone and internet banking, personal trust, employee benefit and investment management services. The company was founded in January 2000 and is headquartered in Monroe, MI.
Peoples Financial Services logo

Peoples Financial Services

NASDAQ:PFIS
Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers fiduciary and investment services; investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit-sharing plans. Further, it provides wealth management products and services comprising investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities, brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers. Peoples Financial Services Corp. was founded in 1905 and is headquartered in Scranton, Pennsylvania.
Bancorp logo

Bancorp

NASDAQ:TBBK
The Bancorp, Inc. operates as the bank holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, time, money market, and commercial accounts; overdrafts; and certificates of deposit. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; lease financing for commercial and government vehicle fleets, including trucks and other special purpose vehicles; commercial real estate bridge loans; and small business administration loans. In addition, it offers bill and other payment services; debit and prepaid card issuing services; card and bill payment, and automated clearing house processing services; and internet banking services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.