S&P 500   5,011.12
DOW   37,775.38
QQQ   423.41
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S&P 500   5,011.12
DOW   37,775.38
QQQ   423.41
What's Driving Tesla Lower Ahead of its Earnings?
How major US stock indexes fared Thursday, 4/18/2024
3 Steel Stocks Could Soar on New China Tariffs
CSX Co.: The Railroad Powering Ahead with an Earnings Beat
'There is no time to waste': EU leaders want to boost competitiveness to close gap with US and China
These are the Top 4 Stocks for Buybacks in 2024
Can Netflix Stock Continue Into All-Time Highs After Earnings?
S&P 500   5,011.12
DOW   37,775.38
QQQ   423.41
What's Driving Tesla Lower Ahead of its Earnings?
How major US stock indexes fared Thursday, 4/18/2024
3 Steel Stocks Could Soar on New China Tariffs
CSX Co.: The Railroad Powering Ahead with an Earnings Beat
'There is no time to waste': EU leaders want to boost competitiveness to close gap with US and China
These are the Top 4 Stocks for Buybacks in 2024
Can Netflix Stock Continue Into All-Time Highs After Earnings?
S&P 500   5,011.12
DOW   37,775.38
QQQ   423.41
What's Driving Tesla Lower Ahead of its Earnings?
How major US stock indexes fared Thursday, 4/18/2024
3 Steel Stocks Could Soar on New China Tariffs
CSX Co.: The Railroad Powering Ahead with an Earnings Beat
'There is no time to waste': EU leaders want to boost competitiveness to close gap with US and China
These are the Top 4 Stocks for Buybacks in 2024
Can Netflix Stock Continue Into All-Time Highs After Earnings?

Compare Stocks

Comparative Price Performance Over Time

Compare Stocks - Price & Volume

CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Central Pacific Financial Corp. stock logo
CPF
Central Pacific Financial
$18.71
-0.1%
$19.05
$13.22
$22.00
$505.92M1.15173,673 shs324,449 shs
Community Trust Bancorp, Inc. stock logo
CTBI
Community Trust Bancorp
$40.65
+2.7%
$40.43
$32.68
$45.74
$732.51M0.6847,936 shs45,236 shs
Flushing Financial Co. stock logo
FFIC
Flushing Financial
$11.33
+1.7%
$12.39
$9.28
$18.00
$329.36M0.73195,202 shs132,923 shs
First Mid Bancshares, Inc. stock logo
FMBH
First Mid Bancshares
$29.86
+1.8%
$30.72
$21.77
$35.83
$713.36M0.8755,178 shs71,886 shs
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
$7.90
+0.6%
$8.26
$6.69
$10.22
$483.88M0.9393,579 shs295,434 shs
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Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Central Pacific Financial Corp. stock logo
CPF
Central Pacific Financial
-0.05%-2.50%+1.52%-1.58%+12.17%
Community Trust Bancorp, Inc. stock logo
CTBI
Community Trust Bancorp
+2.65%+1.55%+4.63%+0.02%+11.89%
Flushing Financial Co. stock logo
FFIC
Flushing Financial
+1.71%+1.25%-3.90%-28.56%-17.42%
First Mid Bancshares, Inc. stock logo
FMBH
First Mid Bancshares
+1.84%+1.19%-0.33%-8.07%+15.07%
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
+0.64%-0.25%-2.47%-15.69%-4.13%

MarketRank™

CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
Central Pacific Financial Corp. stock logo
CPF
Central Pacific Financial
4.9279 of 5 stars
3.55.03.32.81.92.52.5
Community Trust Bancorp, Inc. stock logo
CTBI
Community Trust Bancorp
4.3715 of 5 stars
2.55.05.00.02.93.31.9
Flushing Financial Co. stock logo
FFIC
Flushing Financial
3.8119 of 5 stars
3.22.02.50.00.62.53.8
First Mid Bancshares, Inc. stock logo
FMBH
First Mid Bancshares
3.1129 of 5 stars
2.53.02.50.02.70.82.5
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
4.4121 of 5 stars
3.45.03.30.00.62.53.1

Analyst Ratings

CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Central Pacific Financial Corp. stock logo
CPF
Central Pacific Financial
3.00
Buy$24.0028.27% Upside
Community Trust Bancorp, Inc. stock logo
CTBI
Community Trust Bancorp
3.00
Buy$48.0018.08% Upside
Flushing Financial Co. stock logo
FFIC
Flushing Financial
2.33
Hold$15.5036.80% Upside
First Mid Bancshares, Inc. stock logo
FMBH
First Mid Bancshares
3.00
Buy$36.5022.24% Upside
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
2.75
Moderate Buy$10.7536.08% Upside

Current Analyst Ratings

Latest FMBH, HTBK, CPF, CTBI, and FFIC Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
4/5/2024
Flushing Financial Co. stock logo
FFIC
Flushing Financial
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetMarket Perform ➝ Market Perform$15.50 ➝ $14.00
3/27/2024
Community Trust Bancorp, Inc. stock logo
CTBI
Community Trust Bancorp
Janney Montgomery Scott
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Initiated CoverageBuy$49.00
3/5/2024
Flushing Financial Co. stock logo
FFIC
Flushing Financial
DA Davidson
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetNeutral ➝ Neutral$17.00 ➝ $13.50
2/16/2024
Community Trust Bancorp, Inc. stock logo
CTBI
Community Trust Bancorp
Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Initiated CoverageOverweight$47.00
2/1/2024
Central Pacific Financial Corp. stock logo
CPF
Central Pacific Financial
Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetOverweight ➝ Overweight$22.00 ➝ $24.00
1/30/2024
First Mid Bancshares, Inc. stock logo
FMBH
First Mid Bancshares
Stephens
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOverweight ➝ Overweight$40.00 ➝ $38.00
1/29/2024
First Mid Bancshares, Inc. stock logo
FMBH
First Mid Bancshares
Raymond James
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetOutperform ➝ Outperform$34.00 ➝ $38.00
1/26/2024
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetOverweight ➝ Overweight$10.00 ➝ $11.00
1/26/2024
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOutperform ➝ Outperform$12.00 ➝ $11.00
(Data available from 4/19/2021 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Sales & Book Value

CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Central Pacific Financial Corp. stock logo
CPF
Central Pacific Financial
$329.32M1.54$2.56 per share7.30$18.63 per share1.00
Community Trust Bancorp, Inc. stock logo
CTBI
Community Trust Bancorp
$326.31M2.24$4.92 per share8.26$39.01 per share1.04
Flushing Financial Co. stock logo
FFIC
Flushing Financial
$424.07M0.78$1.12 per share10.12$23.19 per share0.49
First Mid Bancshares, Inc. stock logo
FMBH
First Mid Bancshares
$386.95M1.84$3.90 per share7.65$33.27 per share0.90
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
$243.30M1.99$1.06 per share7.44$11.02 per share0.72

Profitability & Earnings

CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Central Pacific Financial Corp. stock logo
CPF
Central Pacific Financial
$58.67M$2.178.628.39N/A17.82%12.23%0.77%4/24/2024 (Confirmed)
Community Trust Bancorp, Inc. stock logo
CTBI
Community Trust Bancorp
$78M$4.359.349.41N/A23.91%11.68%1.39%7/17/2024 (Estimated)
Flushing Financial Co. stock logo
FFIC
Flushing Financial
$28.66M$1.0510.798.92N/A7.37%4.11%0.32%4/23/2024 (Confirmed)
First Mid Bancshares, Inc. stock logo
FMBH
First Mid Bancshares
$68.93M$3.179.428.86N/A17.82%10.71%1.06%4/24/2024 (Estimated)
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
$64.44M$1.067.458.88N/A26.49%9.78%1.20%4/25/2024 (Estimated)

Latest FMBH, HTBK, CPF, CTBI, and FFIC Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
4/24/2024N/A
Central Pacific Financial Corp. stock logo
CPF
Central Pacific Financial
$0.45N/A-$0.45N/AN/AN/A  
4/23/2024N/A
Flushing Financial Co. stock logo
FFIC
Flushing Financial
$0.15N/A-$0.15N/AN/AN/A  
1/31/202412/31/2023
Central Pacific Financial Corp. stock logo
CPF
Central Pacific Financial
$0.48$0.55+$0.07$0.55$61.18 million$89.29 million    
1/25/2024Q4 2023
Flushing Financial Co. stock logo
FFIC
Flushing Financial
$0.23$0.25+$0.02$0.23$48.84 million$53.49 million
1/25/2024Q4 2023
First Mid Bancshares, Inc. stock logo
FMBH
First Mid Bancshares
$0.83$0.94+$0.11$1.12$77.10 million$79.23 million
1/25/2024Q4 2023
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
$0.24$0.22-$0.02$0.22$46.38 million$44.24 million

Dividends

CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
Central Pacific Financial Corp. stock logo
CPF
Central Pacific Financial
$1.045.56%+4.17%47.93%N/A
Community Trust Bancorp, Inc. stock logo
CTBI
Community Trust Bancorp
$1.844.53%+5.57%42.30%43 Years
Flushing Financial Co. stock logo
FFIC
Flushing Financial
$0.887.77%+1.56%83.81%N/A
First Mid Bancshares, Inc. stock logo
FMBH
First Mid Bancshares
$0.923.08%+4.34%29.02%N/A
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
$0.526.58%N/A49.06%N/A

Latest FMBH, HTBK, CPF, CTBI, and FFIC Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
1/23/2024
Community Trust Bancorp, Inc. stock logo
CTBI
Community Trust Bancorp
quarterly$0.464.52%3/14/20243/15/20244/1/2024
2/27/2024
Flushing Financial Co. stock logo
FFIC
Flushing Financial
Quarterly$0.226.98%3/8/20243/11/20243/22/2024
1/31/2024
Central Pacific Financial Corp. stock logo
CPF
Central Pacific Financial
quarterly$0.265.3%2/28/20242/29/20243/15/2024
1/23/2024
First Mid Bancshares, Inc. stock logo
FMBH
First Mid Bancshares
Quarterly$0.232.77%2/15/20242/16/20243/1/2024
1/25/2024
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
Quarterly$0.135.66%2/7/20242/8/20242/22/2024
(Data available from 1/1/2013 forward)

Debt

CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Central Pacific Financial Corp. stock logo
CPF
Central Pacific Financial
0.31
0.86
0.86
Community Trust Bancorp, Inc. stock logo
CTBI
Community Trust Bancorp
0.10
0.87
0.87
Flushing Financial Co. stock logo
FFIC
Flushing Financial
1.26
1.04
1.04
First Mid Bancshares, Inc. stock logo
FMBH
First Mid Bancshares
0.36
0.91
0.91
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
0.06
0.77
0.77

Ownership

Miscellaneous

CompanyEmployeesShares OutstandingFree FloatOptionable
Central Pacific Financial Corp. stock logo
CPF
Central Pacific Financial
69627.04 million26.31 millionOptionable
Community Trust Bancorp, Inc. stock logo
CTBI
Community Trust Bancorp
96718.02 million17.25 millionOptionable
Flushing Financial Co. stock logo
FFIC
Flushing Financial
54929.07 million27.15 millionOptionable
First Mid Bancshares, Inc. stock logo
FMBH
First Mid Bancshares
1,21923.89 million22.05 millionOptionable
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
34961.25 million58.71 millionOptionable

FMBH, HTBK, CPF, CTBI, and FFIC Headlines

SourceHeadline
Heritage Commerce Corp (NASDAQ:HTBK) Receives Average Rating of "Moderate Buy" from BrokeragesHeritage Commerce Corp (NASDAQ:HTBK) Receives Average Rating of "Moderate Buy" from Brokerages
americanbankingnews.com - April 10 at 2:14 AM
Heritage Commerce Corp (NASDAQ:HTBK) Given Average Rating of "Moderate Buy" by AnalystsHeritage Commerce Corp (NASDAQ:HTBK) Given Average Rating of "Moderate Buy" by Analysts
marketbeat.com - April 10 at 2:14 AM
Heritage Commerce (NASDAQ:HTBK) Upgraded at StockNews.comHeritage Commerce (NASDAQ:HTBK) Upgraded at StockNews.com
americanbankingnews.com - April 9 at 2:20 AM
Heritage Commerce (NASDAQ:HTBK) Raised to Hold at StockNews.comHeritage Commerce (NASDAQ:HTBK) Raised to Hold at StockNews.com
marketbeat.com - April 9 at 2:18 AM
Heritage Bank of Commerce Ranked 25th on S&P Global Market Intelligence List of Top 50 Best-Performing Community BanksHeritage Bank of Commerce Ranked 25th on S&P Global Market Intelligence List of Top 50 Best-Performing Community Banks
globenewswire.com - April 3 at 11:00 AM
Heritage Commerce (NASDAQ:HTBK) Rating Lowered to Sell at StockNews.comHeritage Commerce (NASDAQ:HTBK) Rating Lowered to Sell at StockNews.com
marketbeat.com - April 1 at 2:24 AM
Several Insiders Invested In Heritage Commerce Flagging Positive NewsSeveral Insiders Invested In Heritage Commerce Flagging Positive News
finance.yahoo.com - March 3 at 8:53 AM
Heritage Commerce Corp.Heritage Commerce Corp.
wsj.com - February 27 at 10:07 AM
A cultural celebration! Brooklyn Chamber hosts annual Black History Month event in WeeksvilleA cultural celebration! Brooklyn Chamber hosts annual Black History Month event in Weeksville
brooklynpaper.com - February 23 at 6:22 PM
Heritage Commerce: Reliable Progress and Investor ExpectationsHeritage Commerce: Reliable Progress and Investor Expectations
markets.businessinsider.com - February 22 at 4:09 PM
HTBK Sep 2024 10.000 callHTBK Sep 2024 10.000 call
finance.yahoo.com - February 17 at 2:13 PM
New Strong Sell Stocks for February 6thNew Strong Sell Stocks for February 6th
msn.com - February 6 at 8:16 AM
Heritage Commerce Full Year 2023 Earnings: Misses ExpectationsHeritage Commerce Full Year 2023 Earnings: Misses Expectations
finance.yahoo.com - January 27 at 8:16 PM
Deep Dive Into Heritage Commerce Stock: Analyst Perspectives (4 Ratings)Deep Dive Into Heritage Commerce Stock: Analyst Perspectives (4 Ratings)
markets.businessinsider.com - January 26 at 5:08 PM
KBW Sticks to Its Buy Rating for Heritage Commerce (HTBK)KBW Sticks to Its Buy Rating for Heritage Commerce (HTBK)
markets.businessinsider.com - January 26 at 8:43 AM
Heritage Commerce (HTBK) Misses Q4 Earnings and Revenue EstimatesHeritage Commerce (HTBK) Misses Q4 Earnings and Revenue Estimates
finance.yahoo.com - January 26 at 8:43 AM
Heritage Commerce (HTBK) Reports Q4 Earnings: What Key Metrics Have to SayHeritage Commerce (HTBK) Reports Q4 Earnings: What Key Metrics Have to Say
finance.yahoo.com - January 26 at 8:43 AM
Heritage Commerce Corp Reports $64.4 Million Full Year Net Income for 2023Heritage Commerce Corp Reports $64.4 Million Full Year Net Income for 2023
finance.yahoo.com - January 26 at 8:43 AM
Heritage Commerce Corp Declares Regular Quarterly Cash Dividend of $0.13 Per Share; Heritage Bank of Commerce Celebrates its 30th AnniversaryHeritage Commerce Corp Declares Regular Quarterly Cash Dividend of $0.13 Per Share; Heritage Bank of Commerce Celebrates its 30th Anniversary
markets.businessinsider.com - January 25 at 8:37 PM
Heritage Commerce Corp Earns $13.3 Million for the Fourth Quarter of 2023, and $64.4 Million for the Full Year 2023Heritage Commerce Corp Earns $13.3 Million for the Fourth Quarter of 2023, and $64.4 Million for the Full Year 2023
markets.businessinsider.com - January 25 at 8:37 PM
Heritage Commerce Corp Earns $13.3 Million for the Fourth Quarter of 2023, and $64.4 Million for the Full Year 2023Heritage Commerce Corp Earns $13.3 Million for the Fourth Quarter of 2023, and $64.4 Million for the Full Year 2023
finance.yahoo.com - January 25 at 8:37 PM
Heritage Commerce Corp Declares Regular Quarterly Cash Dividend of $0.13 Per Share; Heritage Bank of Commerce Celebrates its 30th AnniversaryHeritage Commerce Corp Declares Regular Quarterly Cash Dividend of $0.13 Per Share; Heritage Bank of Commerce Celebrates its 30th Anniversary
finance.yahoo.com - January 25 at 8:37 PM
Bank of Hawaii (BOH) Q4 Earnings and Revenues Lag EstimatesBank of Hawaii (BOH) Q4 Earnings and Revenues Lag Estimates
finance.yahoo.com - January 22 at 10:52 AM
Empowering Shareholders with Growth: Horizon Bancorp Enhances Performance and Reports Rising ProfitsEmpowering Shareholders with Growth: Horizon Bancorp Enhances Performance and Reports Rising Profits
markets.businessinsider.com - January 19 at 12:32 PM

New MarketBeat Followers Over Time

Media Sentiment Over Time

Company Descriptions

Central Pacific Financial logo

Central Pacific Financial

NYSE:CPF
Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. It offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. The company also provides various lending activities, such as commercial, commercial and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, cash management services, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, it offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, and planning services. The company was founded in 1954 and is headquartered in Honolulu, Hawaii.
Community Trust Bancorp logo

Community Trust Bancorp

NASDAQ:CTBI
Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that engages in the provision of commercial and personal banking, and trust and wealth management services to small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, as well as southern West Virginia, and northeastern Tennessee. The company accepts time and demand deposits, checking accounts, savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; and consumer loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities. In addition, it offers securities brokerage services; debit cards; annuity and life insurance products; and repurchase agreements, as well as mobile, internet banking, and e-statement services. The company was founded in 1903 and is headquartered in Pikeville, Kentucky.
Flushing Financial logo

Flushing Financial

NASDAQ:FFIC
Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, non-interest bearing demand accounts, NOW accounts, and certificates of deposit. The company also provides mortgage loans secured by multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-four family residential property, and commercial business loans; construction loans; small business administration loans and other small business loans; mortgage loan surrogates, such as mortgage-backed securities; and consumer loans, including overdraft lines of credit, as well as the United States government securities, corporate fixed-income securities, and other marketable securities. It operates full-service banking offices in Queens, Nassau, Suffolk, Kings, and New York counties, New York; and an internet branch under the iGObanking and BankPurely brands. Flushing Financial Corporation was founded in 1929 and is based in Uniondale, New York.
First Mid Bancshares logo

First Mid Bancshares

NASDAQ:FMBH
First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits. The company's loan products include commercial real estate, commercial and industrial, agricultural and agricultural real estate, residential real estate, and consumer loans, as well as construction and land development, 1-4 family residential properties, and multifamily residential properties loans; and other loans comprising loans to municipalities to support community projects, such as infrastructure improvements or equipment purchases. It also offers wealth management services, which include estate planning, investment, and farm management and brokerage services for individuals; employee benefit services for businesses; and farm management and brokerage services. In addition, the company provides property and casualty, senior insurance products, and group medical insurance for businesses; and personal lines insurance to individuals. The company was formerly known as First Mid-Illinois Bancshares, Inc. and changed its name to First Mid Bancshares, Inc. in April 2019. First Mid Bancshares, Inc. was founded in 1865 and is headquartered in Mattoon, Illinois.
Heritage Commerce logo

Heritage Commerce

NASDAQ:HTBK
Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. Its deposit products for business banking and retail markets include interest and non-interest-bearing demand, savings, and money market accounts, as well as certificates of deposit and time deposits. The company's loan portfolio comprises commercial loans, such as operating secured and unsecured loans advanced for working capital, equipment purchases, and other business purposes; commercial real estate loans; commercial construction loans for rental properties, commercial buildings, and homes; small business administration loans; home equity lines of credit; multifamily loans on residential properties; residential mortgage loans; and consumer loans consisting of loans for financing automobiles, various consumer goods, and other personal purposes. In addition, it offers other banking services, including cashier's checks, bank by mail, night depositories, safe deposit boxes, direct deposit, automated payroll, electronic funds transfer, online bill pay, homeowner association, remote deposit capture, automated clearing house origination, electronic data interchange, and check imaging services, as well as other customary banking, factoring financing, and electronic banking services. Heritage Commerce Corp was founded in 1994 and is headquartered in San Jose, California.