S&P 500   5,022.21
DOW   37,753.31
QQQ   425.84
ASML Fires Warning Shot For Tech Investors
Abbott Laboratories Outlook is Healthy: Buy the Dip
Stock market today: World shares are mixed after a tech-led retreat on Wall Street
Closing prices for crude oil, gold and other commodities
Predicting a Bear Market: 7 Signs and Why it's Tough to Do
United Airlines Soars on Earnings Beat
CSX profit drops 10% despite railroad delivering 3% more freight in first quarter
S&P 500   5,022.21
DOW   37,753.31
QQQ   425.84
ASML Fires Warning Shot For Tech Investors
Abbott Laboratories Outlook is Healthy: Buy the Dip
Stock market today: World shares are mixed after a tech-led retreat on Wall Street
Closing prices for crude oil, gold and other commodities
Predicting a Bear Market: 7 Signs and Why it's Tough to Do
United Airlines Soars on Earnings Beat
CSX profit drops 10% despite railroad delivering 3% more freight in first quarter
S&P 500   5,022.21
DOW   37,753.31
QQQ   425.84
ASML Fires Warning Shot For Tech Investors
Abbott Laboratories Outlook is Healthy: Buy the Dip
Stock market today: World shares are mixed after a tech-led retreat on Wall Street
Closing prices for crude oil, gold and other commodities
Predicting a Bear Market: 7 Signs and Why it's Tough to Do
United Airlines Soars on Earnings Beat
CSX profit drops 10% despite railroad delivering 3% more freight in first quarter
S&P 500   5,022.21
DOW   37,753.31
QQQ   425.84
ASML Fires Warning Shot For Tech Investors
Abbott Laboratories Outlook is Healthy: Buy the Dip
Stock market today: World shares are mixed after a tech-led retreat on Wall Street
Closing prices for crude oil, gold and other commodities
Predicting a Bear Market: 7 Signs and Why it's Tough to Do
United Airlines Soars on Earnings Beat
CSX profit drops 10% despite railroad delivering 3% more freight in first quarter

Compare Stocks

Comparative Price Performance Over Time

Compare Stocks - Price & Volume

CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Allegiance Bancshares, Inc. stock logo
ABTX
Allegiance Bancshares
$41.63
-0.9%
$42.41
$37.04
$46.96
$830.94M0.980,659 shs104,389 shs
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
$46.45
+0.2%
$51.91
$15.80
$60.09
$1.46B1.67224,466 shs230,118 shs
First Foundation Inc. stock logo
FFWM
First Foundation
$6.36
-0.9%
$7.53
$3.69
$11.47
$362.52M1.23393,334 shs325,332 shs
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
$7.85
-0.4%
$8.27
$6.69
$10.22
$482.68M0.9307,569 shs290,487 shs
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
$36.68
-0.5%
$39.40
$19.53
$47.22
$1.65B1.6114,260 shs122,957 shs
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Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Allegiance Bancshares, Inc. stock logo
ABTX
Allegiance Bancshares
0.00%0.00%0.00%0.00%0.00%
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
+0.28%-6.13%-7.04%-9.15%+162.40%
First Foundation Inc. stock logo
FFWM
First Foundation
-1.40%-7.02%-7.83%-36.59%-3.49%
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
-0.38%-0.63%-2.12%-15.68%-0.38%
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
-0.57%-3.52%-5.15%-8.39%+56.22%

MarketRank™

CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
Allegiance Bancshares, Inc. stock logo
ABTX
Allegiance Bancshares
1.4047 of 5 stars
0.00.02.52.60.60.82.5
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
3.2587 of 5 stars
3.51.00.00.02.02.53.1
First Foundation Inc. stock logo
FFWM
First Foundation
3.796 of 5 stars
3.50.00.83.11.83.32.5
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
4.4236 of 5 stars
3.45.03.30.00.62.53.1
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
3.4971 of 5 stars
2.30.01.70.01.84.23.1

Analyst Ratings

CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Allegiance Bancshares, Inc. stock logo
ABTX
Allegiance Bancshares
N/AN/AN/AN/A
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
3.00
Buy$61.8633.18% Upside
First Foundation Inc. stock logo
FFWM
First Foundation
3.00
Buy$11.5080.82% Upside
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
2.75
Moderate Buy$10.7536.94% Upside
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
2.67
Moderate Buy$41.5013.14% Upside

Current Analyst Ratings

Latest HTBK, LOB, CUBI, ABTX, and FFWM Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
4/8/2024
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
Jefferies Financial Group
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetBuy ➝ Buy$61.00 ➝ $64.00
4/1/2024
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
Truist Financial
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingBuy ➝ Buy$47.00
1/30/2024
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
Truist Financial
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetBuy ➝ Buy$50.00 ➝ $47.00
1/29/2024
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
B. Riley
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetBuy ➝ Buy$62.00 ➝ $77.00
1/29/2024
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
Raymond James
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetStrong-Buy ➝ Strong-Buy$65.00 ➝ $72.00
1/26/2024
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
Wedbush
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOutperform ➝ Outperform$70.00 ➝ $65.00
1/26/2024
First Foundation Inc. stock logo
FFWM
First Foundation
Wedbush
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetNeutral ➝ Neutral$10.00 ➝ $11.00
1/26/2024
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetOverweight ➝ Overweight$10.00 ➝ $11.00
1/26/2024
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOutperform ➝ Outperform$12.00 ➝ $11.00
1/26/2024
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetMarket Perform ➝ Market Perform$43.00 ➝ $45.00
(Data available from 4/18/2021 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Sales & Book Value

CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Allegiance Bancshares, Inc. stock logo
ABTX
Allegiance Bancshares
$261.75M3.17$4.76 per share8.75$40.32 per share1.03
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
$1.44B1.02$5.71 per share8.14$48.02 per share0.97
First Foundation Inc. stock logo
FFWM
First Foundation
$623.04M0.58$4.13 per share1.54$16.39 per share0.39
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
$243.30M1.98$1.06 per share7.44$11.02 per share0.71
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
$800.01M2.05$2.12 per share17.29$20.23 per share1.81

Profitability & Earnings

CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Allegiance Bancshares, Inc. stock logo
ABTX
Allegiance Bancshares
$81.55M$3.7011.2512.85N/A28.90%9.86%1.09%N/A
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
$250.14M$7.316.356.27N/A17.23%18.75%1.19%4/25/2024 (Confirmed)
First Foundation Inc. stock logo
FFWM
First Foundation
-$199.06M-$3.52N/A6.17N/A-31.95%1.80%0.13%4/25/2024 (Confirmed)
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
$64.44M$1.067.418.82N/A26.49%9.78%1.20%4/25/2024 (Estimated)
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
$73.90M$1.6422.3712.52N/A9.24%8.67%0.68%4/24/2024 (Confirmed)

Latest HTBK, LOB, CUBI, ABTX, and FFWM Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
4/25/2024N/A
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
$1.62N/A-$1.62N/AN/AN/A  
4/25/2024N/A
First Foundation Inc. stock logo
FFWM
First Foundation
$0.0050N/A-$0.0050N/AN/AN/A  
4/24/2024N/A
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
$0.49N/A-$0.49N/AN/AN/A  
1/25/2024Q4 2023
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
$1.76$1.90+$0.14$2.01$187.87 million$191.18 million
1/25/2024Q4 2023
First Foundation Inc. stock logo
FFWM
First Foundation
$0.02$0.05+$0.03$0.05$62.03 million$56.37 million
1/25/2024Q4 2023
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
$0.24$0.22-$0.02$0.22$46.38 million$44.24 million
1/24/2024Q4 2023
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
$0.56$0.36-$0.20$0.36$119.36 million$119.68 million

Dividends

CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
Allegiance Bancshares, Inc. stock logo
ABTX
Allegiance Bancshares
$0.561.35%N/A15.14%N/A
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
N/AN/AN/AN/AN/A
First Foundation Inc. stock logo
FFWM
First Foundation
$0.040.63%N/AN/A N/A
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
$0.526.62%N/A49.06%N/A
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
$0.120.33%N/A7.32%N/A

Latest HTBK, LOB, CUBI, ABTX, and FFWM Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
2/13/2024
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
Quarterly$0.030.3%2/26/20242/27/20243/12/2024
1/25/2024
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
Quarterly$0.135.66%2/7/20242/8/20242/22/2024
1/25/2024
First Foundation Inc. stock logo
FFWM
First Foundation
quarterly$0.010.4%2/2/20242/5/20242/15/2024
(Data available from 1/1/2013 forward)

Debt

CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Allegiance Bancshares, Inc. stock logo
ABTX
Allegiance Bancshares
N/A
0.77
0.77
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
0.92
0.93
0.91
First Foundation Inc. stock logo
FFWM
First Foundation
1.52
1.05
1.05
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
0.06
0.77
0.77
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
N/A
0.92
0.88

Ownership

Institutional Ownership

CompanyInstitutional Ownership
Allegiance Bancshares, Inc. stock logo
ABTX
Allegiance Bancshares
59.62%
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
89.29%
First Foundation Inc. stock logo
FFWM
First Foundation
73.10%
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
75.55%
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
63.95%

Miscellaneous

CompanyEmployeesShares OutstandingFree FloatOptionable
Allegiance Bancshares, Inc. stock logo
ABTX
Allegiance Bancshares
59419.96 million18.79 millionNot Optionable
Customers Bancorp, Inc. stock logo
CUBI
Customers Bancorp
71131.49 million28.53 millionOptionable
First Foundation Inc. stock logo
FFWM
First Foundation
56756.47 million50.71 millionOptionable
Heritage Commerce Corp stock logo
HTBK
Heritage Commerce
34961.25 million58.71 millionOptionable
Live Oak Bancshares, Inc. stock logo
LOB
Live Oak Bancshares
94344.77 million34.07 millionOptionable

HTBK, LOB, CUBI, ABTX, and FFWM Headlines

SourceHeadline
Whiskey Myers coming to Live Oak Bank Pavilion this OctoberWhiskey Myers coming to Live Oak Bank Pavilion this October
wwaytv3.com - April 17 at 7:15 PM
Live Oak farmers market eyes school district partnershipLive Oak farmers market eyes school district partnership
msn.com - April 17 at 7:15 PM
Live Oak victorious over DestrehanLive Oak victorious over Destrehan
livingstonparishnews.com - April 17 at 2:12 PM
Live Oak Bancshares (LOB) Reports Next Week: Wall Street Expects Earnings GrowthLive Oak Bancshares (LOB) Reports Next Week: Wall Street Expects Earnings Growth
msn.com - April 17 at 2:12 PM
Live Oak Bancshares (LOB) Reports Next Week: Wall Street Expects Earnings GrowthLive Oak Bancshares (LOB) Reports Next Week: Wall Street Expects Earnings Growth
zacks.com - April 17 at 11:07 AM
Live Oak Bancshares (LOB) to Release Quarterly Earnings on WednesdayLive Oak Bancshares (LOB) to Release Quarterly Earnings on Wednesday
americanbankingnews.com - April 17 at 2:50 AM
Facing imminent move, Live Oak farmers market proposes new location at a local schoolFacing imminent move, Live Oak farmers market proposes new location at a local school
lookout.co - April 16 at 9:57 AM
Live Oak health seminars on tapLive Oak health seminars on tap
postandcourier.com - April 15 at 2:17 PM
Marley Brothers, Whiskey Myers to play concerts at Live Oak Bank PavilionMarley Brothers, Whiskey Myers to play concerts at Live Oak Bank Pavilion
msn.com - April 15 at 2:17 PM
28,235 Shares in Live Oak Bancshares, Inc. (NASDAQ:LOB) Bought by Cornercap Investment Counsel Inc.28,235 Shares in Live Oak Bancshares, Inc. (NASDAQ:LOB) Bought by Cornercap Investment Counsel Inc.
marketbeat.com - April 15 at 10:41 AM
Live Oak topped by St. AmantLive Oak topped by St. Amant
livingstonparishnews.com - April 14 at 9:50 AM
Live Oak blanks NorthshoreLive Oak blanks Northshore
livingstonparishnews.com - April 14 at 12:07 AM
St. Amant, Live Oak play tight baseball game in one of states elite districtsSt. Amant, Live Oak play tight baseball game in one of state's elite districts
theadvocate.com - April 13 at 12:41 AM
Mora announces intentions to run for Live Oak City CouncilMora announces intentions to run for Live Oak City Council
appeal-democrat.com - April 12 at 7:40 PM
Live Oak clinches District 5-5A titleLive Oak clinches District 5-5A title
livingstonparishnews.com - April 12 at 2:39 PM
Live Oak hangs on to top East AscensionLive Oak hangs on to top East Ascension
livingstonparishnews.com - April 10 at 8:36 PM
Live Oak’s Stephens pitches shutout in win over East AscensionLive Oak’s Stephens pitches shutout in win over East Ascension
livingstonparishnews.com - April 10 at 3:36 PM
Live Oak Bancshares (NASDAQ:LOB) Stock Price Down 8.3%Live Oak Bancshares (NASDAQ:LOB) Stock Price Down 8.3%
marketbeat.com - April 10 at 3:24 PM
Live Oak defeats HoldenLive Oak defeats Holden
livingstonparishnews.com - April 10 at 10:36 AM
Live Oak Council candidates meet publicLive Oak Council candidates meet public
lakecityreporter.com - April 10 at 10:36 AM
Live Oak Bancshares, Inc. Announces Date of First Quarter 2024 Financial ResultsLive Oak Bancshares, Inc. Announces Date of First Quarter 2024 Financial Results
globenewswire.com - April 10 at 9:00 AM
Attempted assault in Live Oak deescalated, sheriffs office saysAttempted assault in Live Oak deescalated, sheriff's office says
yahoo.com - April 9 at 11:22 PM
‘Alabama’ bringing tour to Live Oak Bank Pavilion‘Alabama’ bringing tour to Live Oak Bank Pavilion
wwaytv3.com - April 9 at 1:21 PM
Alabama to play Live Oak Bank PavilionAlabama to play Live Oak Bank Pavilion
msn.com - April 9 at 1:21 PM

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

All Headlines

Company Descriptions

Allegiance Bancshares logo

Allegiance Bancshares

NASDAQ:ABTX
Allegiance Bancshares, Inc. operates as the bank holding company for Allegiance Bank that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers. It accepts deposit products, including checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits; and certificates of deposit. The company's loan portfolio comprises commercial and industrial loans; commercial real estate loans, including multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans, such as 1-4 family residential mortgage loans; residential construction loans; and consumer and other loans. In addition, it offers automated teller machine services, drive-through services, and depository facilities; mobile banking services; and telephone, mail, and Internet banking services. Further, the company provides safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. As of December 31, 2021, it operated 27 full-service banking locations, including 26 bank offices in the Houston metropolitan area and one office in Beaumont. The company was founded in 2007 and is headquartered in Houston, Texas.
Customers Bancorp logo

Customers Bancorp

NYSE:CUBI
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. The company provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts. Its lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending and financing; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; and fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, the company provides digital banking including Banking-as-a-Service to fintech companies, payments and treasury services to businesses, and consumer loans through fintech companies and the TassatPay, a blockchain-based instant B2B payments platform which offers instant payments including over-the-counter desks, exchanges, liquidity providers, market makers, funds, and other B2B verticals. Further, it offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services, such as account reconciliation, collections, and sweep accounts. The company was incorporated in 2010 and is headquartered in West Reading, Pennsylvania.
First Foundation logo

First Foundation

NASDAQ:FFWM
First Foundation Inc., through its subsidiaries, provides banking services, investment advisory, wealth management, and trust services to individuals, businesses, and other organizations in the United States. The company operates in two segments, Banking and Wealth Management. It offers a range of deposit products, including personal and business checking accounts, savings accounts, interest-bearing demand deposit accounts, money market accounts, and time certificate of deposits; and loan products consisting of multifamily and single family residential real estate loans, commercial real estate loans, commercial term loans, and line of credits, as well as consumer loans, such as personal installment loans and line of credits, and home equity line of credits. The company also provides various specialized services comprising trust services, online and mobile banking, remote deposit capture services, merchant credit card services, ATM cards, Visa debit cards, and business sweep accounts, as well as insurance brokerage services and equipment financing solutions. In addition, it offers investment management and financial planning services; financial, investment, and economic advisory and related services; and treasury management services, such as bill pay, check/payee/ACH positive pay, wire origination, internal and external transfers, account reconciliation reporting, mobile deposit, lockbox, cash vault services and merchant processing. Further, the company provides support services, including the processing and transmission of financial and economic data for charitable organizations. It operates through a network of branch offices and loan production offices. The company was founded in 1985 and is headquartered in Dallas, Texas.
Heritage Commerce logo

Heritage Commerce

NASDAQ:HTBK
Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. Its deposit products for business banking and retail markets include interest and non-interest-bearing demand, savings, and money market accounts, as well as certificates of deposit and time deposits. The company's loan portfolio comprises commercial loans, such as operating secured and unsecured loans advanced for working capital, equipment purchases, and other business purposes; commercial real estate loans; commercial construction loans for rental properties, commercial buildings, and homes; small business administration loans; home equity lines of credit; multifamily loans on residential properties; residential mortgage loans; and consumer loans consisting of loans for financing automobiles, various consumer goods, and other personal purposes. In addition, it offers other banking services, including cashier's checks, bank by mail, night depositories, safe deposit boxes, direct deposit, automated payroll, electronic funds transfer, online bill pay, homeowner association, remote deposit capture, automated clearing house origination, electronic data interchange, and check imaging services, as well as other customary banking, factoring financing, and electronic banking services. Heritage Commerce Corp was founded in 1994 and is headquartered in San Jose, California.
Live Oak Bancshares logo

Live Oak Bancshares

NASDAQ:LOB
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments, Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.