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QQQ   420.93 (-0.59%)
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META   494.29 (-1.50%)
GOOGL   154.50 (-0.97%)
AMZN   177.59 (-0.91%)
TSLA   148.60 (-0.89%)
NVDA   837.10 (-1.13%)
AMD   151.34 (-2.41%)
NIO   3.86 (-3.50%)
BABA   68.58 (-0.44%)
T   16.34 (+0.06%)
F   12.15 (+0.75%)
MU   109.95 (-1.77%)
GE   152.24 (-0.46%)
CGC   7.89 (+0.77%)
DIS   111.98 (-0.40%)
AMC   2.85 (-2.40%)
PFE   25.43 (+0.16%)
PYPL   62.14 (+0.06%)
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S&P 500   5,015.60 (+0.09%)
DOW   37,961.30 (+0.49%)
QQQ   420.93 (-0.59%)
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META   494.29 (-1.50%)
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AMZN   177.59 (-0.91%)
TSLA   148.60 (-0.89%)
NVDA   837.10 (-1.13%)
AMD   151.34 (-2.41%)
NIO   3.86 (-3.50%)
BABA   68.58 (-0.44%)
T   16.34 (+0.06%)
F   12.15 (+0.75%)
MU   109.95 (-1.77%)
GE   152.24 (-0.46%)
CGC   7.89 (+0.77%)
DIS   111.98 (-0.40%)
AMC   2.85 (-2.40%)
PFE   25.43 (+0.16%)
PYPL   62.14 (+0.06%)
XOM   119.73 (+1.02%)

Compare Stocks

Comparative Price Performance Over Time

Compare Stocks - Price & Volume

CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Oritani Financial Corp. stock logo
ORIT
Oritani Financial
$18.60
$18.60
$14.07
$19.50
$839.85M0.69230,803 shs3,486 shs
Southside Bancshares, Inc. stock logo
SBSI
Southside Bancshares
$27.25
+0.1%
$28.52
$25.38
$34.40
$825.13M0.54129,847 shs6,125 shs
Stock Yards Bancorp, Inc. stock logo
SYBT
Stock Yards Bancorp
$43.46
+1.1%
$45.75
$36.93
$53.15
$1.28B0.8176,614 shs7,336 shs
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
$32.39
+1.0%
$34.40
$28.66
$45.84
$1.08B0.53114,768 shs7,402 shs
Veritex Holdings, Inc. stock logo
VBTX
Veritex
$19.55
+1.2%
$19.86
$14.88
$24.46
$1.07B1.34425,867 shs12,269 shs
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Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Oritani Financial Corp. stock logo
ORIT
Oritani Financial
0.00%0.00%0.00%0.00%0.00%
Southside Bancshares, Inc. stock logo
SBSI
Southside Bancshares
+0.96%+1.23%-1.20%-11.22%-17.11%
Stock Yards Bancorp, Inc. stock logo
SYBT
Stock Yards Bancorp
+1.49%-2.78%-1.98%-12.32%-14.35%
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
+0.94%-1.17%-4.75%-18.65%-18.00%
Veritex Holdings, Inc. stock logo
VBTX
Veritex
+0.21%-0.62%+3.04%-11.17%+3.37%

MarketRank™

CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
Oritani Financial Corp. stock logo
ORIT
Oritani Financial
N/AN/AN/AN/AN/AN/AN/AN/A
Southside Bancshares, Inc. stock logo
SBSI
Southside Bancshares
4.0494 of 5 stars
1.04.05.03.31.72.51.9
Stock Yards Bancorp, Inc. stock logo
SYBT
Stock Yards Bancorp
4.0151 of 5 stars
2.21.04.22.52.62.51.9
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
3.9711 of 5 stars
3.45.03.30.00.90.82.5
Veritex Holdings, Inc. stock logo
VBTX
Veritex
4.4843 of 5 stars
2.35.03.32.22.01.72.5

Analyst Ratings

CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Oritani Financial Corp. stock logo
ORIT
Oritani Financial
N/AN/AN/AN/A
Southside Bancshares, Inc. stock logo
SBSI
Southside Bancshares
N/AN/A$33.5022.94% Upside
Stock Yards Bancorp, Inc. stock logo
SYBT
Stock Yards Bancorp
2.33
Hold$48.0010.45% Upside
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
2.75
Moderate Buy$42.0029.67% Upside
Veritex Holdings, Inc. stock logo
VBTX
Veritex
2.50
Moderate Buy$24.1323.40% Upside

Current Analyst Ratings

Latest VBTX, SYBT, TCBK, ORIT, and SBSI Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
4/1/2024
Veritex Holdings, Inc. stock logo
VBTX
Veritex
Stephens
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingEqual Weight ➝ Equal Weight$24.00
3/6/2024
Stock Yards Bancorp, Inc. stock logo
SYBT
Stock Yards Bancorp
Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Initiated CoverageNeutral$52.00
3/4/2024
Stock Yards Bancorp, Inc. stock logo
SYBT
Stock Yards Bancorp
Hovde Group
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Initiated CoverageOutperform
1/26/2024
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
DA Davidson
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetBuy ➝ Buy$49.00 ➝ $45.00
1/26/2024
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetMarket Perform ➝ Market Perform$44.00 ➝ $42.00
1/26/2024
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
Raymond James
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetOutperform ➝ Outperform$36.00 ➝ $40.00
1/25/2024
Veritex Holdings, Inc. stock logo
VBTX
Veritex
Stephens
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetEqual Weight ➝ Equal Weight$26.00 ➝ $24.00
1/25/2024
Veritex Holdings, Inc. stock logo
VBTX
Veritex
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOutperform ➝ Outperform$29.00 ➝ $27.00
1/25/2024
Veritex Holdings, Inc. stock logo
VBTX
Veritex
Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetOverweight ➝ Overweight$23.50 ➝ $25.00
(Data available from 4/19/2021 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Sales & Book Value

CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Oritani Financial Corp. stock logo
ORIT
Oritani Financial
$160.51M5.23$1.14 per share16.32$11.74 per share1.58
Southside Bancshares, Inc. stock logo
SBSI
Southside Bancshares
$395.58M2.09$3.43 per share7.94$25.61 per share1.06
Stock Yards Bancorp, Inc. stock logo
SYBT
Stock Yards Bancorp
$438.92M2.91$4.55 per share9.55$29.36 per share1.48
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
$499.75M2.16$3.99 per share8.12$34.86 per share0.93
Veritex Holdings, Inc. stock logo
VBTX
Veritex
$745.98M1.43$3.04 per share6.44$28.19 per share0.69

Profitability & Earnings

CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Oritani Financial Corp. stock logo
ORIT
Oritani Financial
$52.06M$1.1815.76N/A31.46%9.63%1.26%N/A
Southside Bancshares, Inc. stock logo
SBSI
Southside Bancshares
$86.69M$2.819.709.18N/A21.92%11.59%1.10%4/25/2024 (Confirmed)
Stock Yards Bancorp, Inc. stock logo
SYBT
Stock Yards Bancorp
$107.75M$3.6711.8412.42N/A24.54%13.20%1.37%4/24/2024 (Estimated)
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
$117.39M$3.529.209.67N/A23.49%10.64%1.19%4/24/2024 (Estimated)
Veritex Holdings, Inc. stock logo
VBTX
Veritex
$108.26M$1.989.878.35N/A14.51%9.47%1.14%4/23/2024 (Confirmed)

Latest VBTX, SYBT, TCBK, ORIT, and SBSI Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
4/25/2024N/A
Southside Bancshares, Inc. stock logo
SBSI
Southside Bancshares
$0.75N/A-$0.75N/AN/AN/A  
4/23/2024N/A
Veritex Holdings, Inc. stock logo
VBTX
Veritex
$0.59N/A-$0.59N/AN/AN/A  
1/26/202412/31/2023
Southside Bancshares, Inc. stock logo
SBSI
Southside Bancshares
$0.67$0.57-$0.10$0.57$64.82 million$68.50 million    
1/25/202412/31/2023
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
$0.85$0.78-$0.07$0.78$101.30 million$131.95 million
1/24/202412/31/2023
Stock Yards Bancorp, Inc. stock logo
SYBT
Stock Yards Bancorp
$0.86$0.82-$0.04$0.82$82.60 million$119.66 million
1/22/202412/31/2023
Veritex Holdings, Inc. stock logo
VBTX
Veritex
$0.59$0.58-$0.01$1.10$110.67 million$77.74 million    

Dividends

CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
Oritani Financial Corp. stock logo
ORIT
Oritani Financial
$0.723.87%N/A61.02%N/A
Southside Bancshares, Inc. stock logo
SBSI
Southside Bancshares
$1.445.28%+3.85%51.25%30 Years
Stock Yards Bancorp, Inc. stock logo
SYBT
Stock Yards Bancorp
$1.202.76%+3.00%32.70%14 Years
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
$1.324.08%+10.89%37.50%1 Years
Veritex Holdings, Inc. stock logo
VBTX
Veritex
$0.804.09%+5.57%40.40%N/A

Latest VBTX, SYBT, TCBK, ORIT, and SBSI Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
2/20/2024
Stock Yards Bancorp, Inc. stock logo
SYBT
Stock Yards Bancorp
Quarterly$0.302.6%3/15/20243/18/20244/1/2024
2/22/2024
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
Quarterly$0.333.95%3/7/20243/8/20243/22/2024
2/1/2024
Southside Bancshares, Inc. stock logo
SBSI
Southside Bancshares
Quarterly$0.364.74%2/14/20242/15/20242/29/2024
1/23/2024
Veritex Holdings, Inc. stock logo
VBTX
Veritex
Quarterly$0.203.65%2/8/20242/9/20242/23/2024
(Data available from 1/1/2013 forward)

Debt

CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Oritani Financial Corp. stock logo
ORIT
Oritani Financial
0.81
1.18
1.18
Southside Bancshares, Inc. stock logo
SBSI
Southside Bancshares
0.86
0.75
0.75
Stock Yards Bancorp, Inc. stock logo
SYBT
Stock Yards Bancorp
0.26
0.88
0.88
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
0.63
0.87
0.87
Veritex Holdings, Inc. stock logo
VBTX
Veritex
0.22
0.97
0.96

Ownership

Institutional Ownership

CompanyInstitutional Ownership
Oritani Financial Corp. stock logo
ORIT
Oritani Financial
68.31%
Southside Bancshares, Inc. stock logo
SBSI
Southside Bancshares
55.70%
Stock Yards Bancorp, Inc. stock logo
SYBT
Stock Yards Bancorp
56.46%
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
59.11%
Veritex Holdings, Inc. stock logo
VBTX
Veritex
88.31%

Insider Ownership

CompanyInsider Ownership
Oritani Financial Corp. stock logo
ORIT
Oritani Financial
10.19%
Southside Bancshares, Inc. stock logo
SBSI
Southside Bancshares
5.90%
Stock Yards Bancorp, Inc. stock logo
SYBT
Stock Yards Bancorp
3.90%
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
4.33%
Veritex Holdings, Inc. stock logo
VBTX
Veritex
4.30%

Miscellaneous

CompanyEmployeesShares OutstandingFree FloatOptionable
Oritani Financial Corp. stock logo
ORIT
Oritani Financial
19445.15 millionN/AOptionable
Southside Bancshares, Inc. stock logo
SBSI
Southside Bancshares
81530.28 million28.50 millionOptionable
Stock Yards Bancorp, Inc. stock logo
SYBT
Stock Yards Bancorp
1,07529.37 million28.22 millionOptionable
TriCo Bancshares stock logo
TCBK
TriCo Bancshares
1,23133.27 million31.83 millionOptionable
Veritex Holdings, Inc. stock logo
VBTX
Veritex
82054.49 million52.15 millionOptionable

VBTX, SYBT, TCBK, ORIT, and SBSI Headlines

SourceHeadline
FY2024 EPS Estimates for Veritex Holdings, Inc. (NASDAQ:VBTX) Boosted by DA DavidsonFY2024 EPS Estimates for Veritex Holdings, Inc. (NASDAQ:VBTX) Boosted by DA Davidson
marketbeat.com - April 19 at 8:50 AM
FY2025 EPS Estimates for Veritex Holdings, Inc. (NASDAQ:VBTX) Lifted by AnalystFY2025 EPS Estimates for Veritex Holdings, Inc. (NASDAQ:VBTX) Lifted by Analyst
americanbankingnews.com - April 19 at 3:02 AM
DA Davidson Analysts Boost Earnings Estimates for Veritex Holdings, Inc. (NASDAQ:VBTX)DA Davidson Analysts Boost Earnings Estimates for Veritex Holdings, Inc. (NASDAQ:VBTX)
marketbeat.com - April 18 at 6:48 AM
Veritex (NASDAQ:VBTX) Downgraded to Sell at StockNews.comVeritex (NASDAQ:VBTX) Downgraded to Sell at StockNews.com
americanbankingnews.com - April 17 at 3:36 AM
Veritex (NASDAQ:VBTX) Downgraded by StockNews.com to "Sell"Veritex (NASDAQ:VBTX) Downgraded by StockNews.com to "Sell"
marketbeat.com - April 16 at 11:04 PM
Veritex (VBTX) Set to Announce Quarterly Earnings on TuesdayVeritex (VBTX) Set to Announce Quarterly Earnings on Tuesday
americanbankingnews.com - April 16 at 2:18 AM
Veritex Holdings, Inc. Announces Dates of First Quarter 2024 Earnings Release and Conference CallVeritex Holdings, Inc. Announces Dates of First Quarter 2024 Earnings Release and Conference Call
globenewswire.com - April 9 at 4:30 PM
Veritex Holdings, Inc. (NASDAQ:VBTX) Given Average Recommendation of "Moderate Buy" by AnalystsVeritex Holdings, Inc. (NASDAQ:VBTX) Given Average Recommendation of "Moderate Buy" by Analysts
americanbankingnews.com - April 9 at 4:16 AM
Veritex Holdings, Inc. (NASDAQ:VBTX) Receives Consensus Rating of "Moderate Buy" from BrokeragesVeritex Holdings, Inc. (NASDAQ:VBTX) Receives Consensus Rating of "Moderate Buy" from Brokerages
marketbeat.com - April 9 at 4:10 AM
Veritex (VBTX) Announces Buyback Plan, Portfolio RestructuringVeritex (VBTX) Announces Buyback Plan, Portfolio Restructuring
zacks.com - April 2 at 7:11 AM
Expert Outlook: Veritex Holdings Through The Eyes Of 4 AnalystsExpert Outlook: Veritex Holdings Through The Eyes Of 4 Analysts
markets.businessinsider.com - April 1 at 4:08 PM
Veritex (NASDAQ:VBTX) Rating Reiterated by StephensVeritex (NASDAQ:VBTX) Rating Reiterated by Stephens
marketbeat.com - April 1 at 9:10 AM
Veritex Holdings initiates $50 million stock buybackVeritex Holdings initiates $50 million stock buyback
investing.com - March 30 at 12:53 PM
Veritex Holdings, Inc. Announces Stock Buyback Program and Investment Portfolio RestructuringVeritex Holdings, Inc. Announces Stock Buyback Program and Investment Portfolio Restructuring
globenewswire.com - March 28 at 4:01 PM
American Century Companies Inc. Sells 708,780 Shares of Veritex Holdings, Inc. (NASDAQ:VBTX)American Century Companies Inc. Sells 708,780 Shares of Veritex Holdings, Inc. (NASDAQ:VBTX)
marketbeat.com - March 27 at 4:08 AM
Wellington Management Group LLP Cuts Stock Holdings in Veritex Holdings, Inc. (NASDAQ:VBTX)Wellington Management Group LLP Cuts Stock Holdings in Veritex Holdings, Inc. (NASDAQ:VBTX)
marketbeat.com - March 25 at 4:09 AM
Ziegler Capital Management LLC Invests $3.44 Million in Veritex Holdings, Inc. (NASDAQ:VBTX)Ziegler Capital Management LLC Invests $3.44 Million in Veritex Holdings, Inc. (NASDAQ:VBTX)
marketbeat.com - March 20 at 12:06 PM
VBTX Jul 2024 30.000 callVBTX Jul 2024 30.000 call
finance.yahoo.com - March 17 at 1:21 AM
VBTX Apr 2024 22.500 callVBTX Apr 2024 22.500 call
finance.yahoo.com - March 16 at 8:19 PM
Shareholders in Veritex Holdings (NASDAQ:VBTX) are in the red if they invested three years agoShareholders in Veritex Holdings (NASDAQ:VBTX) are in the red if they invested three years ago
finance.yahoo.com - March 8 at 8:30 AM
Veritex Holdings: Radical Change Is UnderwayVeritex Holdings: Radical Change Is Underway
seekingalpha.com - January 30 at 9:20 AM
Veritex Holdings, Inc. (NASDAQ:VBTX) Q4 2023 Earnings Call TranscriptVeritex Holdings, Inc. (NASDAQ:VBTX) Q4 2023 Earnings Call Transcript
finance.yahoo.com - January 25 at 10:46 AM
Veritex Holdings, Inc. 2023 Q4 - Results - Earnings Call PresentationVeritex Holdings, Inc. 2023 Q4 - Results - Earnings Call Presentation
seekingalpha.com - January 24 at 8:49 AM
Veritex Holdings: Q4 Earnings InsightsVeritex Holdings: Q4 Earnings Insights
benzinga.com - January 23 at 9:11 PM

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

All Headlines

Company Descriptions

Oritani Financial logo

Oritani Financial

NASDAQ:ORIT
Oritani Financial Corp. operates as a savings and loan holding company for Oritani Bank that provides various banking services for individual and corporate customers. The company accepts a range of deposit products, such as non-interest and interest-bearing demand and NOW checking accounts, money market deposit accounts, savings accounts, retirement accounts, and time deposits. Its loan products include residential commercial real estate loans comprising mortgage loans secured by apartment buildings; commercial real estate loans, consisting of mortgage loans secured by retail anchor shopping centers, commercial offices, retail space, warehouses, and mixed-use buildings; residential real estate loans, such as one to four family residential real property and home equity loans; and second mortgage and equity loans, and home equity lines of credit, as well as construction loans. The company also invests in securities and real estate properties. As of June 30, 2018, it operated 25 full service branches in Bergen, Hudson, Essex, and Passaic counties, New Jersey; and lending offices in New York City and Cherry Hill, New Jersey. Oritani Financial Corp. was founded in 1911 and is headquartered in Washington Township, New Jersey.
Southside Bancshares logo

Southside Bancshares

NASDAQ:SBSI
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides a range of financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposits. The company's loan portfolio comprises consumer loans that include 1-4 family residential loans, home equity loans, home improvement loans, automobile loans, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also offers wealth management and trust services consisting of investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; safe deposit services; and brokerage services. In addition, the company provides retirement and employee benefit accounts, including plans and profit sharing plans; and telephone, internet, and mobile banking services. The company offers various banking services through branches, drive-thru facilities, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.
Stock Yards Bancorp logo

Stock Yards Bancorp

NASDAQ:SYBT
Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers a range of loan and deposit products to individual consumers and businesses in all its markets through retail lending, mortgage banking, deposit services, online banking, mobile banking, private banking, commercial lending, commercial real estate lending, leasing, treasury management services, merchant services, international banking, correspondent banking, and other banking services. This segment also provides securities brokerage services through an arrangement with a third party broker-dealer. The WM&T segment provides investment management, financial and retirement planning, and trust and estate services, as well as retirement plan management for businesses and corporations. It provides services in Louisville, central, eastern, and northern Kentucky, as well as Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets. The company was founded in 1904 and is headquartered in Louisville, Kentucky.
TriCo Bancshares logo

TriCo Bancshares

NASDAQ:TCBK
TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial banking services to individual and corporate customers. The company accepts demand, savings, and time deposits. It also provides small business loans; real estate mortgage loans, such as residential and commercial loans; consumer loans; mortgage, auto, other vehicle, and personal loans; commercial loans, including agricultural loans; and real estate construction loans. In addition, the company offers treasury management services; credit and debit cards; and other customary banking services, including safe deposit boxes; and independent financial and broker-dealer services. Further, it provides checking, saving, and money market accounts, as well as individual retirement accounts; equipment financing; certificate of deposit account registry service; certificated of deposit; and IntraFi cash service. TriCo Bancshares was founded in 1975 and is headquartered in Chico, California.
Veritex logo

Veritex

NASDAQ:VBTX
Veritex Holdings, Inc. operates as the bank holding company for Veritex Community Bank that provides various commercial banking products and services to small and medium-sized businesses, and professionals. The company accepts deposit products include demand, savings, money market, and time accounts. Its loan products include commercial real estate and general commercial, mortgage warehouse loans, residential real estate, construction and land, farmland, paycheck protection program, 1-4 family residential, agricultural, multi-family residential, and consumer loans, as well as purchased receivables financing. The company also provides interest rate swap services; and a range of online banking solutions, such as access to account balances, online transfers, online bill payment and electronic delivery of customer statements, and ATMs, as well as mobile banking, mail, and personal appointment. In addition, it offers debit cards, night depository services, direct deposits, cashier's checks, and letters of credit; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearinghouse origination, and stop payments; and cash management deposit products and services consisting of lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts. The company operates full-service branches located in the Dallas-Fort Worth metroplex, and the Houston metropolitan area. Veritex Holdings, Inc. was incorporated in 2009 and is headquartered in Dallas, Texas.