Compare Stocks

Comparative Price Performance Over Time

Compare Stocks - Price & Volume

CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Ally Financial Inc. stock logo
ALLY
Ally Financial
$39.76
+0.1%
$37.92
$22.54
$41.56
$12.09B1.44.01 million shs3.37 million shs
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
$55.92
+1.5%
$52.33
$40.91
$56.75
$7.26B0.79490,049 shs404,811 shs
Citizens Financial Group, Inc. stock logo
CFG
Citizens Financial Group
$35.52
+1.6%
$33.54
$22.77
$36.38
$16.28B1.385.87 million shs4.16 million shs
East West Bancorp, Inc. stock logo
EWBC
East West Bancorp
$77.20
+2.5%
$74.69
$41.12
$79.54
$10.74B1.391.22 million shs1.73 million shs
M&T Bank Co. stock logo
MTB
M&T Bank
$147.96
+0.7%
$140.66
$108.53
$148.23
$24.47B0.81.20 million shs755,260 shs
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Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Ally Financial Inc. stock logo
ALLY
Ally Financial
-0.10%+10.49%+1.09%+8.88%+52.13%
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
+0.33%+5.94%+7.89%+1.72%+1.45%
Citizens Financial Group, Inc. stock logo
CFG
Citizens Financial Group
+1.24%+7.96%-0.48%+3.86%+22.31%
East West Bancorp, Inc. stock logo
EWBC
East West Bancorp
+1.11%+5.54%-0.79%-0.57%+40.15%
M&T Bank Co. stock logo
MTB
M&T Bank
+0.78%+6.88%+3.29%+2.91%+17.93%

MarketRank™

CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
Ally Financial Inc. stock logo
ALLY
Ally Financial
4.8932 of 5 stars
2.15.02.52.63.11.74.4
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
4.1111 of 5 stars
1.14.04.23.62.02.51.9
Citizens Financial Group, Inc. stock logo
CFG
Citizens Financial Group
4.4151 of 5 stars
2.25.03.30.02.52.53.8
East West Bancorp, Inc. stock logo
EWBC
East West Bancorp
3.2795 of 5 stars
2.52.02.50.02.52.52.5
M&T Bank Co. stock logo
MTB
M&T Bank
4.8734 of 5 stars
2.23.03.33.63.02.53.8

Analyst Ratings

CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Ally Financial Inc. stock logo
ALLY
Ally Financial
2.17
Hold$38.47-3.24% Downside
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
2.17
Hold$55.00-1.65% Downside
Citizens Financial Group, Inc. stock logo
CFG
Citizens Financial Group
2.33
Hold$36.131.73% Upside
East West Bancorp, Inc. stock logo
EWBC
East West Bancorp
2.91
Moderate Buy$84.389.31% Upside
M&T Bank Co. stock logo
MTB
M&T Bank
2.36
Hold$158.487.11% Upside

Current Analyst Ratings

Latest ALLY, CFG, MTB, CBSH, and EWBC Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
4/24/2024
Citizens Financial Group, Inc. stock logo
CFG
Citizens Financial Group
Argus
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Boost Price TargetBuy ➝ Buy$36.00 ➝ $39.00
4/24/2024
East West Bancorp, Inc. stock logo
EWBC
East West Bancorp
Keefe, Bruyette & Woods
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Boost Price TargetOutperform ➝ Outperform$82.00 ➝ $85.00
4/24/2024
East West Bancorp, Inc. stock logo
EWBC
East West Bancorp
Stephens
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Boost Price TargetOverweight ➝ Overweight$85.00 ➝ $86.00
4/24/2024
East West Bancorp, Inc. stock logo
EWBC
East West Bancorp
Wedbush
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Reiterated RatingOutperform ➝ Outperform$90.00
4/19/2024
Ally Financial Inc. stock logo
ALLY
Ally Financial
TD Cowen
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Boost Price TargetHold ➝ Hold$42.00 ➝ $43.00
4/19/2024
Ally Financial Inc. stock logo
ALLY
Ally Financial
BMO Capital Markets
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetMarket Perform ➝ Market Perform$36.00 ➝ $37.00
4/19/2024
Citizens Financial Group, Inc. stock logo
CFG
Citizens Financial Group
Citigroup
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Boost Price TargetBuy ➝ Buy$39.00 ➝ $43.00
4/18/2024
Citizens Financial Group, Inc. stock logo
CFG
Citizens Financial Group
Wedbush
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Lower Price TargetNeutral ➝ Neutral$38.00 ➝ $35.00
4/17/2024
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
Piper Sandler
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Boost Price TargetNeutral ➝ Neutral$53.00 ➝ $54.00
4/17/2024
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetMarket Perform ➝ Market Perform$56.00 ➝ $58.00
4/17/2024
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
Raymond James
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UpgradeMarket Perform ➝ Outperform$61.00
(Data available from 4/24/2021 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Sales & Book Value

CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Ally Financial Inc. stock logo
ALLY
Ally Financial
$8.21B1.47$7.59 per share5.24$37.28 per share1.07
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
$1.95B3.72$4.25 per share13.17$22.82 per share2.45
Citizens Financial Group, Inc. stock logo
CFG
Citizens Financial Group
$12.19B1.34$4.60 per share7.72$47.44 per share0.75
East West Bancorp, Inc. stock logo
EWBC
East West Bancorp
$2.56B4.19$10.27 per share7.52$49.32 per share1.57
M&T Bank Co. stock logo
MTB
M&T Bank
$9.25B2.66$20.10 per share7.36$150.99 per share0.98

Profitability & Earnings

CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Ally Financial Inc. stock logo
ALLY
Ally Financial
$1.02B$2.4516.237.520.5810.59%8.35%0.48%7/17/2024 (Estimated)
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
$477.06M$3.5915.6016.21N/A23.33%16.78%1.49%7/17/2024 (Estimated)
Citizens Financial Group, Inc. stock logo
CFG
Citizens Financial Group
$1.61B$2.7612.878.75N/A11.52%6.62%0.64%7/17/2024 (Estimated)
East West Bancorp, Inc. stock logo
EWBC
East West Bancorp
$1.16B$8.189.449.410.9529.11%18.47%1.78%7/18/2024 (Estimated)
M&T Bank Co. stock logo
MTB
M&T Bank
$2.74B$14.7910.009.171.2219.52%10.68%1.25%7/17/2024 (Estimated)

Latest ALLY, CFG, MTB, CBSH, and EWBC Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
4/23/2024Q1 24
East West Bancorp, Inc. stock logo
EWBC
East West Bancorp
$2.00$2.08+$0.08$2.13$636.77 million$644.13 million    
4/18/2024Q1 2024
Ally Financial Inc. stock logo
ALLY
Ally Financial
$0.33$0.45+$0.12$0.48$1.96 billion$1.99 billion    
4/17/2024Q1 24
Citizens Financial Group, Inc. stock logo
CFG
Citizens Financial Group
$0.75$0.65-$0.10$0.65$1.96 billion$1.96 billion    
4/16/2024Q1 24
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
$0.80$0.86+$0.06$0.86$389.49 million$397.80 million
4/15/2024Q1 2024
M&T Bank Co. stock logo
MTB
M&T Bank
$3.13$3.02-$0.11$3.16$2.26 billion$2.26 billion    

Dividends

CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
Ally Financial Inc. stock logo
ALLY
Ally Financial
$1.203.02%+16.45%48.98%N/A
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
$1.081.93%+3.31%30.12%56 Years
Citizens Financial Group, Inc. stock logo
CFG
Citizens Financial Group
$1.684.73%+2.50%60.87%N/A
East West Bancorp, Inc. stock logo
EWBC
East West Bancorp
$2.202.85%+20.40%26.89%4 Years
M&T Bank Co. stock logo
MTB
M&T Bank
$5.203.51%+5.73%35.16%1 Years

Latest ALLY, CFG, MTB, CBSH, and EWBC Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
4/17/2024
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
quarterly$0.272.03%6/5/20246/5/20246/18/2024
4/23/2024
East West Bancorp, Inc. stock logo
EWBC
East West Bancorp
quarterly$0.552.92%5/3/20245/17/2024
4/16/2024
Ally Financial Inc. stock logo
ALLY
Ally Financial
quarterly$0.303.3%4/30/20245/1/20245/15/2024
4/17/2024
Citizens Financial Group, Inc. stock logo
CFG
Citizens Financial Group
quarterly$0.425.06%4/30/20245/1/20245/15/2024
2/21/2024
M&T Bank Co. stock logo
MTB
M&T Bank
quarterly$1.303.79%3/1/20243/4/20243/29/2024
2/2/2024
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
quarterly$0.272.1%3/6/20243/7/20243/25/2024
(Data available from 1/1/2013 forward)

Debt

CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Ally Financial Inc. stock logo
ALLY
Ally Financial
1.50
0.92
0.92
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
N/A
0.72
0.72
Citizens Financial Group, Inc. stock logo
CFG
Citizens Financial Group
0.63
0.87
0.87
East West Bancorp, Inc. stock logo
EWBC
East West Bancorp
0.02
0.91
0.91
M&T Bank Co. stock logo
MTB
M&T Bank
0.46
0.94
0.99

Ownership

Institutional Ownership

CompanyInstitutional Ownership
Ally Financial Inc. stock logo
ALLY
Ally Financial
88.76%
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
70.26%
Citizens Financial Group, Inc. stock logo
CFG
Citizens Financial Group
94.90%
East West Bancorp, Inc. stock logo
EWBC
East West Bancorp
89.53%
M&T Bank Co. stock logo
MTB
M&T Bank
84.68%

Miscellaneous

CompanyEmployeesShares OutstandingFree FloatOptionable
Ally Financial Inc. stock logo
ALLY
Ally Financial
11,100303.96 million301.92 millionOptionable
Commerce Bancshares, Inc. stock logo
CBSH
Commerce Bancshares
4,728129.88 million125.85 millionOptionable
Citizens Financial Group, Inc. stock logo
CFG
Citizens Financial Group
17,570458.43 million455.59 millionOptionable
East West Bancorp, Inc. stock logo
EWBC
East West Bancorp
3,206139.12 million137.67 millionOptionable
M&T Bank Co. stock logo
MTB
M&T Bank
22,223166.62 million165.26 millionOptionable

ALLY, CFG, MTB, CBSH, and EWBC Headlines

SourceHeadline
M&T Bank Corporation to Participate in the RBC Capital Markets US Banks Fixed Income Investor SymposiumM&T Bank Corporation to Participate in the RBC Capital Markets US Banks Fixed Income Investor Symposium
prnewswire.com - April 24 at 5:59 PM
Analyzing M&T Bank (NYSE:MTB) & FinWise Bancorp (NASDAQ:FINW)Analyzing M&T Bank (NYSE:MTB) & FinWise Bancorp (NASDAQ:FINW)
americanbankingnews.com - April 24 at 1:48 AM
South Dakota Investment Council Sells 7,600 Shares of M&T Bank Co. (NYSE:MTB)South Dakota Investment Council Sells 7,600 Shares of M&T Bank Co. (NYSE:MTB)
marketbeat.com - April 23 at 9:18 PM
Mackenzie Financial Corp Increases Holdings in M&T Bank Co. (NYSE:MTB)Mackenzie Financial Corp Increases Holdings in M&T Bank Co. (NYSE:MTB)
marketbeat.com - April 22 at 5:31 AM
Cooke & Bieler LP Decreases Position in M&T Bank Co. (NYSE:MTB)Cooke & Bieler LP Decreases Position in M&T Bank Co. (NYSE:MTB)
marketbeat.com - April 21 at 7:44 AM
Doris P. Meister Sells 1,638 Shares of M&T Bank Co. (NYSE:MTB) StockDoris P. Meister Sells 1,638 Shares of M&T Bank Co. (NYSE:MTB) Stock
americanbankingnews.com - April 21 at 5:10 AM
M&T Bank First Quarter 2024 Earnings: In Line With ExpectationsM&T Bank First Quarter 2024 Earnings: In Line With Expectations
finance.yahoo.com - April 20 at 1:20 PM
Grandfield & Dodd LLC Has $6.92 Million Stock Holdings in M&T Bank Co. (NYSE:MTB)Grandfield & Dodd LLC Has $6.92 Million Stock Holdings in M&T Bank Co. (NYSE:MTB)
marketbeat.com - April 20 at 12:40 PM
M&T Bank Co. (NYSE:MTB) EVP Doris P. Meister Sells 1,638 SharesM&T Bank Co. (NYSE:MTB) EVP Doris P. Meister Sells 1,638 Shares
insidertrades.com - April 20 at 7:28 AM
M&T Bank announces continued sponsorship of Vermont City MarathonM&T Bank announces continued sponsorship of Vermont City Marathon
yahoo.com - April 20 at 1:31 AM
Naples Money Management LLC Invests $2.26 Million in M&T Bank Co. (NYSE:MTB)Naples Money Management LLC Invests $2.26 Million in M&T Bank Co. (NYSE:MTB)
marketbeat.com - April 19 at 8:16 PM
Meet the 2024 M&T Bank John Travers Award male nomineesMeet the 2024 M&T Bank John Travers Award male nominees
pennlive.com - April 19 at 3:02 PM
Meet the 2024 M&T Bank John Travers Award female nomineesMeet the 2024 M&T Bank John Travers Award female nominees
msn.com - April 19 at 3:02 PM
M&T Bank Co. (NYSE:MTB) Receives Consensus Rating of "Hold" from BrokeragesM&T Bank Co. (NYSE:MTB) Receives Consensus Rating of "Hold" from Brokerages
americanbankingnews.com - April 19 at 4:30 AM
FY2024 EPS Estimates for M&T Bank Co. (NYSE:MTB) Reduced by DA DavidsonFY2024 EPS Estimates for M&T Bank Co. (NYSE:MTB) Reduced by DA Davidson
americanbankingnews.com - April 19 at 3:50 AM
M&T Bank Co. (NYSE:MTB) to Post FY2024 Earnings of $14.12 Per Share, Wedbush ForecastsM&T Bank Co. (NYSE:MTB) to Post FY2024 Earnings of $14.12 Per Share, Wedbush Forecasts
americanbankingnews.com - April 19 at 2:31 AM
433,456 Shares in M&T Bank Co. (NYSE:MTB) Purchased by Smead Capital Management Inc.433,456 Shares in M&T Bank Co. (NYSE:MTB) Purchased by Smead Capital Management Inc.
marketbeat.com - April 18 at 2:30 PM
Ravens, The Stephen And Renee Bisciotti Foundation, And M&T Bank Donate $20 Million to Support College Tracks Baltimore ExpansionRavens, The Stephen And Renee Bisciotti Foundation, And M&T Bank Donate $20 Million to Support College Track's Baltimore Expansion
baltimoreravens.com - April 18 at 2:07 PM
DA Davidson Weighs in on M&T Bank Co.s FY2024 Earnings (NYSE:MTB)DA Davidson Weighs in on M&T Bank Co.'s FY2024 Earnings (NYSE:MTB)
marketbeat.com - April 18 at 6:16 AM
Wedbush Analysts Boost Earnings Estimates for M&T Bank Co. (NYSE:MTB)Wedbush Analysts Boost Earnings Estimates for M&T Bank Co. (NYSE:MTB)
americanbankingnews.com - April 18 at 1:46 AM
Wedbush Comments on M&T Bank Co.s Q2 2024 Earnings (NYSE:MTB)Wedbush Comments on M&T Bank Co.'s Q2 2024 Earnings (NYSE:MTB)
marketbeat.com - April 17 at 5:24 PM
Baltimore Ravens, M&T Bank, and Constellation unite for Earth Day neighborhood cleanupBaltimore Ravens, M&T Bank, and Constellation unite for Earth Day neighborhood cleanup
foxbaltimore.com - April 17 at 2:17 PM
M&T Bank Corp (MTB) Q1 2024 Earnings Call Transcript Highlights: A Blend of Growth and ...M&T Bank Corp (MTB) Q1 2024 Earnings Call Transcript Highlights: A Blend of Growth and ...
finance.yahoo.com - April 17 at 2:17 PM
M&T CFO talks loans, stock buybacks and RVs in Q1 earnings reportM&T CFO talks loans, stock buybacks and RVs in Q1 earnings report
bizjournals.com - April 17 at 8:23 AM

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

All Headlines

Company Descriptions

Ally Financial logo

Ally Financial

NYSE:ALLY
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings. It also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.
Commerce Bancshares logo

Commerce Bancshares

NASDAQ:CBSH
Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Consumer, Commercial, and Wealth. The Consumer segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; retail branch network; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company also offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.
Citizens Financial Group logo

Citizens Financial Group

NYSE:CFG
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves corporate banking, healthcare, technology, asset finance, franchise finance, leasing, asset-based lending, commercial real estate, mid-corporate, and private equity sponsor industries. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
East West Bancorp logo

East West Bancorp

NASDAQ:EWBC
East West Bancorp, Inc. operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals in the United States. The company operates through three segments: Consumer and Business Banking, Commercial Banking, and Other. It accepts various deposit products, such as personal and business checking and savings accounts, money market, and time deposits. The company's loan products include mortgage and home equity, commercial and residential real estate, working capital lines of credit, construction finance, trade finance, letters of credit, commercial business, affordable housing loans, asset-based lending, asset-backed finance, project finance, loan syndication, and equipment financing, as well as financing services for clients to facilitate their business transactions between the United States and Asia. It also provides various wealth management, treasury management, foreign exchange, and interest rate and commodity risk hedging services; and mobile and online banking services. The company was incorporated in 1998 and is headquartered in Pasadena, California.
M&T Bank logo

M&T Bank

NYSE:MTB
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that engages in the provision of retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and banking services, such as commercial lending and leasing, letters of credits, commercial real estate loans, and credit facilities secured by various commercial real estate to middle-market and large commercial customers. The company also provides customers deposit products, including demand, savings and time accounts, and other services; automobile and recreational finance loans, home equity loans and lines of credit, credit cards, and other loan products, as well as residential mortgage and real estate loans; business loans, cash management, payroll, and direct deposit services to consumers and small businesses through branch network, telephone banking, internet banking, and automated teller machines. In addition, it offers trustee, agency, investment management, security brokerage, and administrative services; personal trust, planning, fiduciary, asset management, family office, and other services; and investment products, including mutual funds and annuities, and other services for corporations and institutions, investment bankers, corporate tax, finance and legal executives, and other institutional clients. The company was founded in 1856 and is headquartered in Buffalo, New York.