S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
Stock market today: Tumbling tech stocks drag Wall Street to the finish line of another losing week
American Express profits jump 34%, helped by jump in new customers, higher spending
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Intuitive Surgical Stock Can Trend Much Higher This Year 
3 Magnificent Seven Stocks Outperforming the Rest
Bargain Hunting: 3 Stocks With RSIs That Scream Oversold
S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
Stock market today: Tumbling tech stocks drag Wall Street to the finish line of another losing week
American Express profits jump 34%, helped by jump in new customers, higher spending
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Intuitive Surgical Stock Can Trend Much Higher This Year 
3 Magnificent Seven Stocks Outperforming the Rest
Bargain Hunting: 3 Stocks With RSIs That Scream Oversold
S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
Stock market today: Tumbling tech stocks drag Wall Street to the finish line of another losing week
American Express profits jump 34%, helped by jump in new customers, higher spending
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Intuitive Surgical Stock Can Trend Much Higher This Year 
3 Magnificent Seven Stocks Outperforming the Rest
Bargain Hunting: 3 Stocks With RSIs That Scream Oversold
S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
Stock market today: Tumbling tech stocks drag Wall Street to the finish line of another losing week
American Express profits jump 34%, helped by jump in new customers, higher spending
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Intuitive Surgical Stock Can Trend Much Higher This Year 
3 Magnificent Seven Stocks Outperforming the Rest
Bargain Hunting: 3 Stocks With RSIs That Scream Oversold

Compare Stocks

Comparative Price Performance Over Time

Compare Stocks - Price & Volume

CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Janus Henderson Group plc stock logo
JHG
Janus Henderson Group
$30.68
+0.7%
$31.63
$22.17
$33.25
$4.95B1.531.10 million shs1.02 million shs
National General Holdings Corp. stock logo
NGHC
National General
$34.18
$34.16
$11.82
$34.48
$3.88B0.91754,543 shsN/A
OneMain Holdings, Inc. stock logo
OMF
OneMain
$48.68
+1.6%
$48.21
$33.67
$51.65
$5.83B1.651.03 million shs780,479 shs
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$88.00
+1.1%
$87.77
$56.16
$94.78
$4.44B1.67230,221 shs175,096 shs
The Hanover Insurance Group, Inc. stock logo
THG
The Hanover Insurance Group
$131.08
+3.0%
$131.39
$103.82
$138.00
$4.71B0.67162,699 shs228,801 shs
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Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Janus Henderson Group plc stock logo
JHG
Janus Henderson Group
-0.85%-5.02%-1.71%+3.46%+15.67%
National General Holdings Corp. stock logo
NGHC
National General
0.00%0.00%0.00%0.00%0.00%
OneMain Holdings, Inc. stock logo
OMF
OneMain
+1.38%+0.69%-2.78%+6.30%+22.57%
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
+0.71%-2.50%-0.17%+1.61%+37.19%
The Hanover Insurance Group, Inc. stock logo
THG
The Hanover Insurance Group
+0.43%-0.69%+0.20%-1.19%-1.17%

MarketRank™

CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
Janus Henderson Group plc stock logo
JHG
Janus Henderson Group
3.5349 of 5 stars
0.93.03.31.03.33.31.9
National General Holdings Corp. stock logo
NGHC
National General
N/AN/AN/AN/AN/AN/AN/AN/A
OneMain Holdings, Inc. stock logo
OMF
OneMain
4.7916 of 5 stars
2.33.02.53.02.61.74.4
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
4.6808 of 5 stars
2.42.01.72.82.62.54.4
The Hanover Insurance Group, Inc. stock logo
THG
The Hanover Insurance Group
3.3071 of 5 stars
1.35.03.30.02.42.52.5

Analyst Ratings

CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Janus Henderson Group plc stock logo
JHG
Janus Henderson Group
1.89
Reduce$28.43-7.33% Downside
National General Holdings Corp. stock logo
NGHC
National General
N/AN/AN/AN/A
OneMain Holdings, Inc. stock logo
OMF
OneMain
2.69
Moderate Buy$51.545.87% Upside
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
2.86
Moderate Buy$98.1311.51% Upside
The Hanover Insurance Group, Inc. stock logo
THG
The Hanover Insurance Group
2.67
Moderate Buy$140.837.44% Upside

Current Analyst Ratings

Latest PFSI, NGHC, THG, OMF, and JHG Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
4/17/2024
Janus Henderson Group plc stock logo
JHG
Janus Henderson Group
Morgan Stanley
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetEqual Weight ➝ Equal Weight$30.00 ➝ $33.00
4/17/2024
OneMain Holdings, Inc. stock logo
OMF
OneMain
JMP Securities
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingMarket Outperform ➝ Market Outperform$57.00
4/15/2024
The Hanover Insurance Group, Inc. stock logo
THG
The Hanover Insurance Group
JMP Securities
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingMarket Outperform ➝ Market Outperform$150.00
4/12/2024
Janus Henderson Group plc stock logo
JHG
Janus Henderson Group
UBS Group
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetSell ➝ Sell$28.00 ➝ $30.00
4/10/2024
The Hanover Insurance Group, Inc. stock logo
THG
The Hanover Insurance Group
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetMarket Perform ➝ Market Perform$137.00 ➝ $142.00
4/9/2024
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
UpgradeMarket Perform ➝ Outperform$100.00 ➝ $105.00
4/9/2024
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
Barclays
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetOverweight ➝ Overweight$103.00 ➝ $112.00
4/5/2024
The Hanover Insurance Group, Inc. stock logo
THG
The Hanover Insurance Group
Oppenheimer
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingOutperform ➝ Outperform$150.00
4/3/2024
OneMain Holdings, Inc. stock logo
OMF
OneMain
JPMorgan Chase & Co.
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetOverweight ➝ Overweight$47.00 ➝ $51.00
4/2/2024
Janus Henderson Group plc stock logo
JHG
Janus Henderson Group
The Goldman Sachs Group
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetSell ➝ Sell$29.00 ➝ $32.00
4/1/2024
OneMain Holdings, Inc. stock logo
OMF
OneMain
Royal Bank of Canada
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetOutperform ➝ Outperform$50.00 ➝ $55.00
(Data available from 4/19/2021 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Sales & Book Value

CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Janus Henderson Group plc stock logo
JHG
Janus Henderson Group
$2.10B2.35$2.68 per share11.43$27.40 per share1.12
National General Holdings Corp. stock logo
NGHC
National General
$5.18B0.75$3.97 per share8.62$19.13 per share1.79
OneMain Holdings, Inc. stock logo
OMF
OneMain
$4.56B1.28$7.84 per share6.21$26.57 per share1.83
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$2.04B2.18$7.34 per share11.99$70.52 per share1.25
The Hanover Insurance Group, Inc. stock logo
THG
The Hanover Insurance Group
$5.99B0.79$2.04 per share64.32$68.94 per share1.90

Profitability & Earnings

CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Janus Henderson Group plc stock logo
JHG
Janus Henderson Group
$392M$2.3712.9510.761.5118.39%9.46%6.62%5/2/2024 (Confirmed)
National General Holdings Corp. stock logo
NGHC
National General
$348.07M$2.758.7610.52N/A8.70%19.94%4.78%N/A
OneMain Holdings, Inc. stock logo
OMF
OneMain
$641M$5.329.156.370.6514.04%21.07%2.78%4/30/2024 (Confirmed)
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$144.66M$2.7132.477.120.5710.32%7.69%1.42%4/24/2024 (Confirmed)
The Hanover Insurance Group, Inc. stock logo
THG
The Hanover Insurance Group
$35.30M$0.94139.4510.21N/A0.59%2.44%0.39%5/1/2024 (Confirmed)

Latest PFSI, NGHC, THG, OMF, and JHG Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
5/2/2024N/A
Janus Henderson Group plc stock logo
JHG
Janus Henderson Group
$0.61N/A-$0.61N/AN/AN/A  
5/1/2024N/A
The Hanover Insurance Group, Inc. stock logo
THG
The Hanover Insurance Group
$2.67N/A-$2.67N/AN/AN/A  
4/30/2024N/A
OneMain Holdings, Inc. stock logo
OMF
OneMain
$1.43N/A-$1.43N/AN/AN/A  
4/24/2024N/A
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$2.34N/A-$2.34N/AN/AN/A  
2/7/202412/31/2023
OneMain Holdings, Inc. stock logo
OMF
OneMain
$1.37$1.39+$0.02$1.40$913.90 million$1.19 billion    
2/1/2024Q4 2023
Janus Henderson Group plc stock logo
JHG
Janus Henderson Group
$0.56$0.82+$0.26$0.90$520.26 million$568.50 million    
2/1/2024Q4 2023
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$1.01$1.76+$0.75$4.26$413.35 million$361.94 million    
1/31/2024Q4 2023
The Hanover Insurance Group, Inc. stock logo
THG
The Hanover Insurance Group
$2.51$3.13+$0.62$3.28$1.56 billion$1.53 billion

Dividends

CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
Janus Henderson Group plc stock logo
JHG
Janus Henderson Group
$1.565.08%+2.70%65.82%N/A
National General Holdings Corp. stock logo
NGHC
National General
$0.200.59%N/A7.27%N/A
OneMain Holdings, Inc. stock logo
OMF
OneMain
$4.008.22%+40.57%75.19%4 Years
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$0.800.91%+14.00%29.52%N/A
The Hanover Insurance Group, Inc. stock logo
THG
The Hanover Insurance Group
$3.402.59%+7.37%361.71%19 Years

Latest PFSI, NGHC, THG, OMF, and JHG Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
2/26/2024
The Hanover Insurance Group, Inc. stock logo
THG
The Hanover Insurance Group
Quarterly$0.852.53%3/14/20243/15/20243/29/2024
1/31/2024
Janus Henderson Group plc stock logo
JHG
Janus Henderson Group
quarterly$0.395.2%2/9/20242/12/20242/28/2024
2/7/2024
OneMain Holdings, Inc. stock logo
OMF
OneMain
quarterly$1.009.1%2/16/20242/20/20242/23/2024
2/1/2024
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
Quarterly$0.200.86%2/12/20242/13/20242/23/2024
(Data available from 1/1/2013 forward)

Debt

CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Janus Henderson Group plc stock logo
JHG
Janus Henderson Group
0.07
3.89
2.76
National General Holdings Corp. stock logo
NGHC
National General
N/A
0.61
0.61
OneMain Holdings, Inc. stock logo
OMF
OneMain
6.22
N/AN/A
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
1.90
0.37
0.37
The Hanover Insurance Group, Inc. stock logo
THG
The Hanover Insurance Group
0.32
0.39
0.39

Ownership

Miscellaneous

CompanyEmployeesShares OutstandingFree FloatOptionable
Janus Henderson Group plc stock logo
JHG
Janus Henderson Group
2,200161.25 million129.64 millionOptionable
National General Holdings Corp. stock logo
NGHC
National General
9,200113.48 millionN/AOptionable
OneMain Holdings, Inc. stock logo
OMF
OneMain
9,100119.77 million119.32 millionOptionable
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
3,90050.43 million41.65 millionOptionable
The Hanover Insurance Group, Inc. stock logo
THG
The Hanover Insurance Group
4,80035.93 million35.07 millionOptionable

PFSI, NGHC, THG, OMF, and JHG Headlines

SourceHeadline
The Kinetix Group Launches Health Equity Blog SeriesThe Kinetix Group Launches Health Equity Blog Series
tmcnet.com - April 16 at 7:45 AM
The Hanover Insurance Group (NYSE:THG) Given Market Outperform Rating at JMP SecuritiesThe Hanover Insurance Group (NYSE:THG) Given Market Outperform Rating at JMP Securities
americanbankingnews.com - April 16 at 4:14 AM
The Hanover Insurance Groups (THG) "Market Outperform" Rating Reaffirmed at JMP SecuritiesThe Hanover Insurance Group's (THG) "Market Outperform" Rating Reaffirmed at JMP Securities
marketbeat.com - April 15 at 1:31 PM
Heres the type of car insurance that covers flood damageHere's the type of car insurance that covers flood damage
msn.com - April 13 at 2:32 PM
Peregrine Capital Management LLC Cuts Stake in The Hanover Insurance Group, Inc. (NYSE:THG)Peregrine Capital Management LLC Cuts Stake in The Hanover Insurance Group, Inc. (NYSE:THG)
marketbeat.com - April 11 at 7:42 AM
The Hanover Insurance Group (NYSE:THG) Price Target Raised to $142.00The Hanover Insurance Group (NYSE:THG) Price Target Raised to $142.00
americanbankingnews.com - April 11 at 5:00 AM
The Hanover Insurance Group (NYSE:THG) PT Raised to $142.00The Hanover Insurance Group (NYSE:THG) PT Raised to $142.00
marketbeat.com - April 10 at 12:17 PM
Allspring Global Investments Holdings LLC Decreases Position in The Hanover Insurance Group, Inc. (NYSE:THG)Allspring Global Investments Holdings LLC Decreases Position in The Hanover Insurance Group, Inc. (NYSE:THG)
marketbeat.com - April 9 at 9:55 AM
Ceredex Value Advisors LLC Has $10.08 Million Stake in The Hanover Insurance Group, Inc. (NYSE:THG)Ceredex Value Advisors LLC Has $10.08 Million Stake in The Hanover Insurance Group, Inc. (NYSE:THG)
marketbeat.com - April 8 at 8:27 AM
Oppenheimer Reaffirms Outperform Rating for The Hanover Insurance Group (NYSE:THG)Oppenheimer Reaffirms Outperform Rating for The Hanover Insurance Group (NYSE:THG)
marketbeat.com - April 5 at 10:27 AM
Travel insurance for backpackers: What you need to knowTravel insurance for backpackers: What you need to know
cnn.com - April 3 at 11:10 PM
9 Best Travel Insurance Companies of April 20249 Best Travel Insurance Companies of April 2024
msn.com - April 3 at 11:10 PM
Russell Innovation Center for Entrepreneurs and The Hanover Announce Exclusive Insurance-Based ProgrammingRussell Innovation Center for Entrepreneurs and The Hanover Announce Exclusive Insurance-Based Programming
finance.yahoo.com - April 3 at 1:08 PM
The Hanover Insurance Group, Inc. (NYSE:THG) Given Consensus Recommendation of "Moderate Buy" by AnalystsThe Hanover Insurance Group, Inc. (NYSE:THG) Given Consensus Recommendation of "Moderate Buy" by Analysts
marketbeat.com - April 3 at 2:21 AM
Virginia bill aimed at holding insurance companies accountable could raise premiums, industry representatives argueVirginia bill aimed at holding insurance companies accountable could raise premiums, industry representatives argue
msn.com - April 2 at 9:23 PM
Protecting your home from storms with the right insurance coverageProtecting your home from storms with the right insurance coverage
wevv.com - April 2 at 12:47 AM
7 Best RV Insurance Companies of 20247 Best RV Insurance Companies of 2024
msn.com - April 1 at 7:46 PM
A Glimpse Into The Expert Outlook On Hanover Insurance Gr Through 4 AnalystsA Glimpse Into The Expert Outlook On Hanover Insurance Gr Through 4 Analysts
benzinga.com - April 1 at 7:46 PM
Piper Sandler Keeps Their Buy Rating on Hanover Insurance (THG)Piper Sandler Keeps Their Buy Rating on Hanover Insurance (THG)
markets.businessinsider.com - April 1 at 7:46 PM
The Hanover Insurance Groups (THG) "Overweight" Rating Reiterated at Piper SandlerThe Hanover Insurance Group's (THG) "Overweight" Rating Reiterated at Piper Sandler
marketbeat.com - April 1 at 11:08 AM
Hanover residents turn out in force to express frustration with speedersHanover residents turn out in force to express frustration with speeders
newjerseyhills.com - March 29 at 8:16 PM
The Many Benefits of Travel Insureds Worldwide Trip Protector PolicyThe Many Benefits of Travel Insured's Worldwide Trip Protector Policy
msn.com - March 29 at 12:12 AM
Hunter Perkins Capital Management LLC Cuts Holdings in The Hanover Insurance Group, Inc. (NYSE:THG)Hunter Perkins Capital Management LLC Cuts Holdings in The Hanover Insurance Group, Inc. (NYSE:THG)
marketbeat.com - March 27 at 1:48 PM
Vanguard Group Inc. Grows Position in The Hanover Insurance Group, Inc. (NYSE:THG)Vanguard Group Inc. Grows Position in The Hanover Insurance Group, Inc. (NYSE:THG)
marketbeat.com - March 26 at 4:34 AM

New MarketBeat Followers Over Time

Media Sentiment Over Time

Company Descriptions

Janus Henderson Group logo

Janus Henderson Group

NYSE:JHG
Janus Henderson Group plc is an asset management holding entity. Through its subsidiaries, the firm provides services to institutional, retail clients, and high net worth clients. It manages separate client-focused equity and fixed income portfolios. The firm also manages equity, fixed income, and balanced mutual funds for its clients. It invests in public equity and fixed income markets, as well as invests in real estate and private equity. Janus Henderson Group plc was founded in 1934 and is based in London, United Kingdom with additional offices in Jersey, United Kingdom and Sydney, Australia.
National General logo

National General

NASDAQ:NGHC
National General Holdings Corp., a specialty personal lines insurance holding company, provides various insurance products and services in the United States, Bermuda, Luxembourg, and Sweden. The company's Property and Casualty segment offers standard, preferred, and nonstandard automobile insurance products; recreational vehicle (RV) insurance products that carry RV-specific endorsements comprising automatic personal effects coverage, optional replacement cost coverage, RV storage coverage, and full-time liability coverage; and homeowners insurance products consisting of property and liability coverages for one-and two-family, and owner-occupied residences; and additional personal umbrella coverage to the homeowners. It also provides small business automobile insurance products, which covers liability and physical damage caused by light-to-medium duty commercial vehicles; motorcycle insurance products for various types of motorcycles, golf carts, and all-terrain vehicles; and lender-placed insurance products, including fire, home, and flood products, as well as collateral protection insurance and guaranteed asset protection products for automobiles. It sells its products through retail store fronts, web/mobile, phone contact centers, and kiosks; and agents and affinity partners. The company's Accident and Health segment provides accident and non-major medical health insurance products, such as accident/AD&D coverage in the event of bodily injury or death due to accidental means; hospital indemnity; short-term medical plans; cancer/critical illness policies; stop loss programs; medicare supplement insurance policies; basic dental coverage; and life insurance products for individuals. It sells its products through agents, managing general underwriters, employers, Internet; and directly. The company was formerly known as American Capital Acquisition Corporation. National General Holdings Corp. was founded in 1939 and is headquartered in New York, New York.
OneMain logo

OneMain

NYSE:OMF
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. It originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It sells its products through its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.
PennyMac Financial Services logo

PennyMac Financial Services

NYSE:PFSI
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan servicing for both newly originated loans that are under holding for sale and loans services for others. The segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; counsels delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. The company was founded in 2008 and is headquartered in Westlake Village, California.
The Hanover Insurance Group logo

The Hanover Insurance Group

NYSE:THG
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through four segments: Core Commercial, Specialty, Personal Lines, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, workers' compensation, and other commercial lines coverage. The Specialty segment provides professional and executive Lines, marine, and surety and other, as well as specialty property and casualty, such as program business, specialty industrial business, excess and surplus business, and specialty general liability coverage. The Personal Lines segment offers personal automobile and homeowner's coverages, as well as other personal coverages, such as personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. The Other segment markets investment advisory services to institutions, insurance companies, pension funds, and other organizations. The Hanover Insurance Group, Inc. markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.