S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
Stock market today: Tumbling tech stocks drag Wall Street to the finish line of another losing week
American Express profits jump 34%, helped by jump in new customers, higher spending
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Intuitive Surgical Stock Can Trend Much Higher This Year 
3 Magnificent Seven Stocks Outperforming the Rest
Bargain Hunting: 3 Stocks With RSIs That Scream Oversold
S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
Stock market today: Tumbling tech stocks drag Wall Street to the finish line of another losing week
American Express profits jump 34%, helped by jump in new customers, higher spending
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Intuitive Surgical Stock Can Trend Much Higher This Year 
3 Magnificent Seven Stocks Outperforming the Rest
Bargain Hunting: 3 Stocks With RSIs That Scream Oversold
S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
Stock market today: Tumbling tech stocks drag Wall Street to the finish line of another losing week
American Express profits jump 34%, helped by jump in new customers, higher spending
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Intuitive Surgical Stock Can Trend Much Higher This Year 
3 Magnificent Seven Stocks Outperforming the Rest
Bargain Hunting: 3 Stocks With RSIs That Scream Oversold
S&P 500   4,967.23
DOW   37,986.40
QQQ   414.65
How major US stock indexes fared Friday, 4/19/2024
Stock market today: Tumbling tech stocks drag Wall Street to the finish line of another losing week
American Express profits jump 34%, helped by jump in new customers, higher spending
American Express, Fifth Third rise; Netflix, PPG Industries fall, Friday, 4/19/2024
Intuitive Surgical Stock Can Trend Much Higher This Year 
3 Magnificent Seven Stocks Outperforming the Rest
Bargain Hunting: 3 Stocks With RSIs That Scream Oversold

Compare Stocks

Comparative Price Performance Over Time

Compare Stocks - Price & Volume

CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
BayFirst Financial Corp. stock logo
BAFN
BayFirst Financial
$12.76
+0.8%
$12.81
$8.88
$15.00
$52.70M0.489,947 shs474 shs
Bank of the James Financial Group, Inc. stock logo
BOTJ
Bank of the James Financial Group
$9.92
+0.7%
$10.88
$8.12
$12.25
$45.33M0.734,277 shs5,257 shs
Citizens Holding stock logo
CIZN
Citizens
$7.89
$7.78
$6.64
$12.87
$44.41MN/A8,240 shs3,441 shs
Silvergate Capital Co. stock logo
SI
Silvergate Capital
$0.40
$0.35
$1.10
$108.11
$12.66M2.2314.80 million shs25,439 shs
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Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
BayFirst Financial Corp. stock logo
BAFN
BayFirst Financial
-1.09%-0.31%+0.40%+10.57%-13.47%
Bank of the James Financial Group, Inc. stock logo
BOTJ
Bank of the James Financial Group
+0.05%-4.02%-6.86%-19.04%+2.62%
Citizens Holding stock logo
CIZN
Citizens
+0.77%+0.77%+1.96%+0.51%-38.21%
Silvergate Capital Co. stock logo
SI
Silvergate Capital
0.00%+12.68%+21.21%+25.00%-75.31%

MarketRank™

CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
BayFirst Financial Corp. stock logo
BAFN
BayFirst Financial
1.6207 of 5 stars
0.04.01.70.00.02.51.9
Bank of the James Financial Group, Inc. stock logo
BOTJ
Bank of the James Financial Group
N/AN/AN/AN/AN/AN/AN/AN/A
Citizens Holding stock logo
CIZN
Citizens
N/AN/AN/AN/AN/AN/AN/AN/A
Silvergate Capital Co. stock logo
SI
Silvergate Capital
N/AN/AN/AN/AN/AN/AN/AN/A

Analyst Ratings

CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
BayFirst Financial Corp. stock logo
BAFN
BayFirst Financial
N/AN/AN/AN/A
Bank of the James Financial Group, Inc. stock logo
BOTJ
Bank of the James Financial Group
N/AN/AN/AN/A
Citizens Holding stock logo
CIZN
Citizens
N/AN/AN/AN/A
Silvergate Capital Co. stock logo
SI
Silvergate Capital
N/AN/AN/AN/A

Sales & Book Value

CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
BayFirst Financial Corp. stock logo
BAFN
BayFirst Financial
$118.27M0.45$3.24 per share3.94$20.67 per share0.62
Bank of the James Financial Group, Inc. stock logo
BOTJ
Bank of the James Financial Group
$52.23M0.87$2.69 per share3.69$13.12 per share0.76
Citizens Holding stock logo
CIZN
Citizens
$40.95M1.08$1.09 per share7.24$7.63 per share1.03
Silvergate Capital Co. stock logo
SI
Silvergate Capital
$-609.47M-0.02$1.43 per share0.28$52.92 per share0.01

Profitability & Earnings

CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
BayFirst Financial Corp. stock logo
BAFN
BayFirst Financial
$5.70M$1.1511.10N/A4.82%7.15%0.54%4/25/2024 (Confirmed)
Bank of the James Financial Group, Inc. stock logo
BOTJ
Bank of the James Financial Group
$8.70M$1.905.22N/A16.59%16.11%0.90%4/19/2024 (Estimated)
Citizens Holding stock logo
CIZN
Citizens
$1.85M$0.3323.91N/A3.09%4.68%0.14%4/22/2024 (Estimated)
Silvergate Capital Co. stock logo
SI
Silvergate Capital
-$937.91M-$29.96N/AN/AN/A45.10%8.87%0.81%N/A

Latest SI, BOTJ, BAFN, and CIZN Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
4/25/2024N/A
BayFirst Financial Corp. stock logo
BAFN
BayFirst Financial
N/AN/AN/AN/AN/AN/A  
2/2/2024Q4 2023
Bank of the James Financial Group, Inc. stock logo
BOTJ
Bank of the James Financial Group
N/A$0.45+$0.45$0.45N/A$10.52 million
1/26/2024Q4 2023
Citizens Holding stock logo
CIZN
Citizens
N/A-$0.14-$0.14-$0.14N/A$10.26 million
1/25/2024Q4 2023
BayFirst Financial Corp. stock logo
BAFN
BayFirst Financial
N/A$0.32+$0.32$0.32N/A$23.57 million  

Dividends

CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
BayFirst Financial Corp. stock logo
BAFN
BayFirst Financial
$0.322.51%+6.27%27.83%N/A
Bank of the James Financial Group, Inc. stock logo
BOTJ
Bank of the James Financial Group
$0.404.03%+7.93%21.05%1 Years
Citizens Holding stock logo
CIZN
Citizens
$0.648.11%-9.14%193.94%N/A
Silvergate Capital Co. stock logo
SI
Silvergate Capital
$2.94735.50%N/AN/A N/A

Latest SI, BOTJ, BAFN, and CIZN Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
3/5/2024
Citizens Holding stock logo
CIZN
Citizens
Quarterly$0.168.19%3/13/20243/14/20243/29/2024
1/23/2024
BayFirst Financial Corp. stock logo
BAFN
BayFirst Financial
Quarterly$0.082.82%2/29/20243/1/20243/15/2024
(Data available from 1/1/2013 forward)

Debt

CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
BayFirst Financial Corp. stock logo
BAFN
BayFirst Financial
0.22
0.98
0.89
Bank of the James Financial Group, Inc. stock logo
BOTJ
Bank of the James Financial Group
N/A
0.77
0.76
Citizens Holding stock logo
CIZN
Citizens
N/A
0.54
0.54
Silvergate Capital Co. stock logo
SI
Silvergate Capital
0.54
0.25
0.18

Ownership

Institutional Ownership

CompanyInstitutional Ownership
BayFirst Financial Corp. stock logo
BAFN
BayFirst Financial
16.88%
Bank of the James Financial Group, Inc. stock logo
BOTJ
Bank of the James Financial Group
18.50%
Citizens Holding stock logo
CIZN
Citizens
9.74%
Silvergate Capital Co. stock logo
SI
Silvergate Capital
94.41%

Insider Ownership

CompanyInsider Ownership
BayFirst Financial Corp. stock logo
BAFN
BayFirst Financial
19.15%
Bank of the James Financial Group, Inc. stock logo
BOTJ
Bank of the James Financial Group
13.22%
Citizens Holding stock logo
CIZN
Citizens
8.90%
Silvergate Capital Co. stock logo
SI
Silvergate Capital
1.71%

Miscellaneous

CompanyEmployeesShares OutstandingFree FloatOptionable
BayFirst Financial Corp. stock logo
BAFN
BayFirst Financial
3044.13 million3.34 millionNot Optionable
Bank of the James Financial Group, Inc. stock logo
BOTJ
Bank of the James Financial Group
1724.57 million3.97 millionNot Optionable
Citizens Holding stock logo
CIZN
Citizens
2465.63 million5.13 millionNot Optionable
Silvergate Capital Co. stock logo
SI
Silvergate Capital
27931.66 million31.12 millionNot Optionable

SI, BOTJ, BAFN, and CIZN Headlines

SourceHeadline
Silvergate Capital (NYSE:SI) Stock Price Down 2.4%Silvergate Capital (NYSE:SI) Stock Price Down 2.4%
americanbankingnews.com - April 19 at 2:21 AM
History of Crypto: Crippling inflation, rising debt, and the evolving crypto landscapeHistory of Crypto: Crippling inflation, rising debt, and the evolving crypto landscape
cointelegraph.com - April 17 at 11:32 PM
Comparing Silvergate Capital (NYSE:SI) and F & M Bank (OTCMKTS:FMBM)Comparing Silvergate Capital (NYSE:SI) and F & M Bank (OTCMKTS:FMBM)
americanbankingnews.com - April 15 at 1:28 AM
Silvergate Capital Corporation (SICP)Silvergate Capital Corporation (SICP)
finance.yahoo.com - April 8 at 2:43 PM
World’s Best Investment Bank Awards 2024World’s Best Investment Bank Awards 2024
gfmag.com - April 2 at 4:14 PM
Banc of California: Post-Merger OptimismBanc of California: Post-Merger Optimism
labusinessjournal.com - April 1 at 2:05 PM
Daily Digest: Judge tosses Musk lawsuit; Jed York to become principal owner of 49ersDaily Digest: Judge tosses Musk lawsuit; Jed York to become principal owner of 49ers
bizjournals.com - March 28 at 5:18 PM
Looking back: The fall of crypto giant Sam Bankman-FriedLooking back: The fall of crypto giant Sam Bankman-Fried
americanbanker.com - March 28 at 5:18 PM
Antonio Martino, former CFO of Silvergate Capital Corporation and LendingPoint and former Citibank alum has joined PayZen as CFOAntonio Martino, former CFO of Silvergate Capital Corporation and LendingPoint and former Citibank alum has joined PayZen as CFO
finance.yahoo.com - March 27 at 10:46 AM
Judge Allows Class Action Suit Accusing Silvergate Bank of Aiding FTX FraudJudge Allows Class Action Suit Accusing Silvergate Bank of Aiding FTX Fraud
crypto-news-flash.com - March 23 at 11:08 AM
There Was an Old Bank Who Swallowed a RuleThere Was an Old Bank Who Swallowed a Rule
investing.com - March 18 at 7:47 AM
WBS May 2024 55.000 callWBS May 2024 55.000 call
finance.yahoo.com - March 15 at 9:58 AM
Why the implosion of Silicon Valley Bank is actually a good thing for stocksWhy the implosion of Silicon Valley Bank is actually a good thing for stocks
msn.com - March 13 at 5:30 PM
Silicon Valley Bank’s collapse rattled the U.S. Now, Canada braces for aftershocksSilicon Valley Bank’s collapse rattled the U.S. Now, Canada braces for aftershocks
msn.com - March 12 at 11:26 AM
US regional banks, the weakest link a year after the fall of Silicon Valley BankUS regional banks, the weakest link a year after the fall of Silicon Valley Bank
english.elpais.com - March 11 at 7:51 AM
The not-so-happy anniversary of SVBs meltdownThe not-so-happy anniversary of SVB's meltdown
axios.com - March 11 at 7:51 AM
How Bankman-Fried allegedly spent billions in customer funds before FTX collapseHow Bankman-Fried allegedly spent billions in customer funds before FTX collapse
pressherald.com - February 25 at 8:18 AM
FTX Investors Sue Sullivan & Cromwell Claiming Firm Aided FraudFTX Investors Sue Sullivan & Cromwell Claiming Firm Aided Fraud
news.bloomberglaw.com - February 19 at 9:41 AM
How PayPals small investment in a fintech is a big bet on its stablecoinHow PayPal's small investment in a fintech is a big bet on its stablecoin
americanbanker.com - February 3 at 1:54 PM
Bitcoin volume jumps as U.S. spot ETFs tied to token begin tradingBitcoin volume jumps as U.S. spot ETFs tied to token begin trading
unionleader.com - January 11 at 6:59 PM
T/USD - Threshold US DollarT/USD - Threshold US Dollar
investing.com - January 8 at 10:11 AM
Silvergate Capital Corporation Class A (SICP)Silvergate Capital Corporation Class A (SICP)
nasdaq.com - January 5 at 7:32 PM
Silvergate Capital Corporation Announces Full Repayment of Silvergate Banks Remaining Deposit LiabilitiesSilvergate Capital Corporation Announces Full Repayment of Silvergate Bank's Remaining Deposit Liabilities
benzinga.com - November 23 at 9:37 AM
With the Sam Bankman-Fried trial over, can banks get back into crypto?With the Sam Bankman-Fried trial over, can banks get back into crypto?
americanbanker.com - November 6 at 2:40 PM

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

All Headlines

Company Descriptions

BayFirst Financial logo

BayFirst Financial

NASDAQ:BAFN
BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for businesses and individuals. The company offers checking, savings, NOW, and money market deposit accounts, as well as certificates of deposit and individual retirement account; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and residential mortgages, personal lines of credit, and home equity lines of credit. In addition, the company offers mobile and online banking, treasury management, wire transfers, cash management, merchant processing, remote deposit capture, night depositor, online bill payment, courier, retail investment, ACH originations, and other services. It operates full-service banking centers in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, Belleair Bluffs, and Bradenton, Florida. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in St. Petersburg, Florida.
Bank of the James Financial Group logo

Bank of the James Financial Group

NASDAQ:BOTJ
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also offers loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes. In addition, it provides other banking services, including safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management, and credit card merchant services. Further, the company offers securities brokerage and investment services; and telephone and internet banking services comprising online bill pay, as well as acts as an agent for insurance and annuity products. The company was founded in 1998 and is headquartered in Lynchburg, Virginia.
Citizens logo

Citizens

NASDAQ:CIZN
Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various commercial and personal banking products and services. It offers demand deposits; and savings and time deposit accounts. The company also provides secured and unsecured loans; mortgage loans; single and multi-family housing, farm, residential and commercial construction, and commercial real estate loans; commercial, industrial, and agricultural production loans; and consumer loans, as well as issues letters of credit. In addition, it offers personal and corporate trust services; credit life and title insurance; and online and mobile banking services. The company was founded in 1908 and is headquartered in Philadelphia, Mississippi.
Silvergate Capital logo

Silvergate Capital

NYSE:SI
Silvergate Capital Corporation operates as a bank holding company for Silvergate Bank that provides banking products and services to business and individual clients in the United States. The company accepts deposit products, including interest and noninterest bearing demand accounts, money market and savings accounts, and certificates of deposit accounts. Its loan products comprise one-to-four family real estate loans, multi-family real estate loans, commercial real estate loans, construction loans, commercial and industrial loans, mortgage warehouse loans, and reverse mortgage loans, as well as consumer loans and other loans secured by personal property. The company also provides cash management services for digital currency-related businesses. Silvergate Capital Corporation was founded in 1988 and is headquartered in La Jolla, California.