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Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also offers loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes. In addition, it provides other banking services, including safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management, and credit card merchant services. Further, the company offers securities brokerage and investment services; and telephone and internet banking services comprising online bill pay, as well as acts as an agent for insurance and annuity products. The company was founded in 1998 and is headquartered in Lynchburg, Virginia.

Commercial National Financial Corporation operates as a bank holding company for Commercial Bank & Trust of PA that provides various banking products and services in Pennsylvania. The company offers checking, money market investment, and savings accounts; and business-time deposits, as well as certificates of deposit. It also provides loan products, such as home-equity, personal lines of credit, personal, and automobile loans, as well as residential and construction mortgages; and commercial loans, term loans, and lines of credit. In addition, the company offers other services, including automatic teller machine access/debit card, online banking, mobile banking, and online bill payment services; and direct deposit/payroll processing and night depository services. Further, it provides asset management and trust services comprising trust and estate, investment management, and cash management services, as well as retirement products. The company operates a network of nine community offices with facilities in Greensburg, Hempfield Township, Latrobe, Ligonier, North Huntingdon, Unity Township, and West Newton. Commercial National Financial Corporation was founded in 1990 and is headquartered in Latrobe, Pennsylvania.

Fauquier Bankshares, Inc. operates as the bank holding company for The Fauquier Bank that provides retail banking services to individuals and businesses. The company offers interest and noninterest-bearing checking, money market, and savings accounts; and time deposits. It provides various loans, such as secured and unsecured commercial and industrial, commercial real estate, construction and land, residential real estate, personal, and home equity lines of credit, as well as automobile and various consumer financing services. In addition, the company offers safe deposit, ATM, stop payment, wire transfer, and internet and mobile banking services, as well as debit and credit cards; and personalized services, such as investment management, financial planning, trust, estate settlement, retirement, insurance, and brokerage services. It operates through eleven banking offices in Fauquier and Prince William counties, Virginia. The company was founded in 1902 and is based in Warrenton, Virginia.

SBT Bancorp, Inc. operates as a bank holding company for The Simsbury Bank & Trust Company, Inc. that provides commercial banking services to individual consumers and small businesses in Connecticut. The company offers FDIC-insured checking, savings, IRA accounts, and 401K rollover accounts; commercial loans and residential mortgage programs, as well as home equity lines and loans; safe deposits and other customary non-deposit banking services; Internet banking services; and investment products. It operates through branch offices in the towns of Granby, Avon, Bloomfield, and West Hartford, Connecticut; and six ATMs. SBT Bancorp, Inc. was founded in 1995 and is based in Weatogue, Connecticut.

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. It provides range of banking and financial services, which includes accepting demand, savings, and time deposits; and offers commercial, real estate and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.