Banca Monte dei Paschi di Siena S.p.A. provides retail and commercial banking services. The company offers funding and lending services, insurance products, and financial and non-financial services to retail customers; electronic payment services; services and products in the areas of wealth management, financial planning, and consultancy on financial services, such as tax planning, real estate, art, and legal advisory; fiduciary and trust services; and digital services. It also provides leasing and factoring services for businesses, artisans, and professionals; and mid-and long-term credit facilities, corporate finance, capital markets, and structured finance services. In addition, the company offers investment banking services, including trading and markets services; foreign banking products and services in support of market expansion and investments of Italian companies internationally; and custody and deposit services for dairy products on behalf of third parties. Further, it develops and manages ICT and telecommunication systems. The company serves retail, private, SME, and institutional customers, as well as corporate customers and large groups. It operates a network of 2,032 branches, 251 specialized centers, and 2,868 ATM machines in Italy; 4 operational branches in London, New York, Hong Kong, and Shanghai; 10 representative offices in the areas of the European Union, Central-Eastern Europe, North Africa, India, and China; and 2 banks under foreign law with 9 units in Belgium and 18 branches in France. Banca Monte dei Paschi di Siena S.p.A. was founded in 1472 and is headquartered in Siena, Italy.