Atlantic American (AAME) Stock Price, News & Analysis

Company Overview

Atlantic American Corporation (NASDAQ: AAME) is a U.S.-based holding company offering a range of annuity, life, accident and health, and property and casualty insurance products. Through its operating subsidiaries, the company provides fixed and indexed annuities, whole life, term and universal life insurance, as well as a suite of accident and health policies. Additional offerings include credit life and disability coverage, group accident and health plans, extended service contracts and commercial casualty insurance. These products are distributed through independent agents, brokers, banks and marketing organizations across the United States.

Founded in 1974 and headquartered in Jacksonville, Florida, Atlantic American has established a national presence with regional offices in key markets. Its principal operating units include American Republic Corp of New York, Columbus Life Insurance Company, Louisville Insurance Company and Allied Insurance. Together, these subsidiaries serve individual and group customers in all 50 states, leveraging conservative investment strategies, disciplined underwriting and a focus on long-term policyholder relationships to support stable growth.

Under the leadership of President and Chief Executive Officer William A. Moore, Atlantic American emphasizes a decentralized management structure that empowers subsidiary management teams. The board of directors, comprised of veteran executives from insurance, financial services and legal backgrounds, provides oversight of corporate governance, risk management and strategic initiatives. This experienced leadership team is focused on maintaining financial strength, enhancing operational efficiency and pursuing targeted opportunities for expansion.

Key Stats

• Today's Range: $2.16 to $2.26
• 50-Day Range: $1.66 to $2.37
• 52-Week Range: $1.25 to $2.61
• Volume: 6,417 shs
• Average Volume: 8,873 shs
• Market Capitalization: $44.36 million
• P/E Ratio: N/A
• Dividend Yield: 0.92%
• Price Target: N/A
• Consensus Rating: N/A

Atlantic American Stock Analysis - MarketRank™

Atlantic American scored higher than 14% of companies evaluated by MarketBeat, and ranked 826th out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Atlantic American.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Atlantic American is -24.16, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Atlantic American is -24.16, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Atlantic American has a P/B Ratio of 0.45. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.17% of the float of Atlantic American has been sold short.

Short Interest Ratio / Days to Cover

Atlantic American has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Atlantic American has recently increased by 51.16%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Atlantic American pays a meaningful dividend of 1.05%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Atlantic American does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.17% of the float of Atlantic American has been sold short.

Short Interest Ratio / Days to Cover

Atlantic American has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Atlantic American has recently increased by 51.16%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Atlantic American this week, compared to 0 articles on an average week.

Search Interest

2 people have searched for AAME on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Atlantic American insiders have not sold or bought any company stock.

Percentage Held by Insiders

80.11% of the stock of Atlantic American is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 5.54% of the stock of Atlantic American is held by institutions.

AAME Stock Analysis - Frequently Asked Questions

How have AAME shares performed this year?

Atlantic American's stock was trading at $1.54 at the beginning of 2025. Since then, AAME stock has increased by 41.2% and is now trading at $2.1750.

How were Atlantic American's earnings last quarter?

Atlantic American Corporation (NASDAQ:AAME) released its earnings results on Tuesday, May, 13th. The financial services provider reported $0.01 EPS for the quarter. Atlantic American had a negative net margin of 0.77% and a negative trailing twelve-month return on equity of 2.25%.

How do I buy shares of Atlantic American?

Shares of AAME stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Atlantic American own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Atlantic American investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), CrowdStrike (CRWD) and Arista Networks (ANET).

Company Calendar

• Record date for 4/23 Dividend: 4/09/2025
• Ex-Dividend for 4/23 Dividend: 4/09/2025
• Dividend Payable: 4/23/2025
• Last Earnings: 5/13/2025
• Today: 7/19/2025
• Next Earnings (Estimated): 8/13/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - ACC & HLTH
• Sub-Industry: Insurance
• Current Symbol: NASDAQ:AAME
• CIK: 8177
• Web: www.atlam.com
• Phone: (404) 266-5500
• Fax: 404-266-5596
• Employees: 140
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): ($0.09)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$4.27 million
• Net Margins: -0.77%
• Pretax Margin: -0.90%
• Return on Equity: -2.25%
• Return on Assets: -0.59%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.28
• Quick Ratio: 0.28

Sales & Book Value

• Annual Sales: $191.36 million
• Price / Sales: 0.23
• Cash Flow: $0.58 per share
• Price / Cash Flow: 3.77
• Book Value: $4.88 per share
• Price / Book: 0.45

Miscellaneous

• Outstanding Shares: 20,397,000
• Free Float: 4,057,000
• Market Cap: $44.36 million
• Optionable: Not Optionable
• Beta: 0.76