BofI Holding, Inc. operates as the holding company for BofI Federal Bank that provides consumer and business banking products in the United States. The company offers deposits products, including consumer and business checking, demand, savings, and time deposit accounts. It also provides single family and multifamily mortgage secured lending products; commercial real estate secured and commercial lending products; specialty finance factoring products; and consumer lending products consisting of prime loans to purchase new and used automobiles and recreational vehicles, as well as deposit-related overdraft lines of credit. In addition, the company offers prepaid card and refund transfer, debit card or ATM card, portfolio management, online bill payment, money transfer, overdraft protection, mobile banking, and text message banking services. BofI Holding, Inc. was incorporated in 1999 and is based in San Diego, California.
Industry, Sector and Symbol
Stock Exchange NASDAQ
Industry Federal savings institutions
Sub-IndustryThrifts & Mortgage Finance
SectorFinance
SymbolNASDAQ:BOFI
CUSIP05566U10
Phone858-350-6200
Debt
Debt-to-Equity Ratio0.06
Current Ratio1.13
Quick Ratio1.13
Price-To-Earnings
Trailing P/E Ratio15.25
Forward P/E Ratio12.28
P/E Growth1.21
Sales & Book Value
Annual Sales$546.02 million
Price / Sales4.33
Cash Flow$2.2566 per share
Price / Cash16.76
Book Value$15.27 per share
Price / Book2.48
Profitability
EPS (Most Recent Fiscal Year)$2.48
Net Income$152.41 million
Net Margins27.87%
Return on Equity17.79%
Return on Assets1.73%
Miscellaneous
Employees681
Outstanding Shares62,550,000
Market Cap$2.33 billion
BofI (NASDAQ:BOFI) Frequently Asked Questions
What is BofI's stock symbol?
BofI trades on the NASDAQ under the ticker symbol "BOFI."
How were BofI's earnings last quarter?
BofI Holding, Inc. (NASDAQ:BOFI) announced its quarterly earnings data on Tuesday, August, 7th. The financial services provider reported $0.58 earnings per share for the quarter, missing analysts' consensus estimates of $0.61 by $0.03. The financial services provider earned $104.03 million during the quarter, compared to analysts' expectations of $107.81 million. BofI had a return on equity of 17.79% and a net margin of 27.87%. View BofI's Earnings History.
When is BofI's next earnings date?
What price target have analysts set for BOFI?
10 analysts have issued 12 month target prices for BofI's shares. Their predictions range from $30.00 to $48.00. On average, they anticipate BofI's stock price to reach $41.3333 in the next year. This suggests a possible upside of 9.3% from the stock's current price. View Analyst Price Targets for BofI.
What is the consensus analysts' recommendation for BofI?
10 Wall Street analysts have issued "buy," "hold," and "sell" ratings for BofI in the last year. There are currently 2 hold ratings and 8 buy ratings for the stock, resulting in a consensus recommendation of "Buy." View Analyst Ratings for BofI.
Who are some of BofI's key competitors?
Some companies that are related to BofI include People's United Financial (PBCT), Umpqua (UMPQ), TFS Financial (TFSL), BankUnited (BKU), LegacyTexas Financial Group (LTXB), Flagstar Bancorp (FBC), Columbia Financial (CLBK), Capitol Federal Financial (CFFN), Provident Financial Services (PFS), Brookline Bancorp (BRKL), Kearny Financial (KRNY), OceanFirst Financial (OCFC), Meta Financial Group (CASH), Northfield Bancorp (NFBK) and BBX Capital Corp Class B (BBXTB).
Who are BofI's key executives?
BofI's management team includes the folowing people:
- Mr. Gregory Garrabrants, Pres, CEO & Director (Age 46)
- Mr. Andrew J. Micheletti CPA(inactive), Exec. VP & CFO (Age 61)
- Mr. Eshel Bar-Adon, Chief Legal Officer & Exec. VP of Specialty Fin. (Age 63)
- Mr. Thomas M. Constantine, Exec. VP & Chief Credit Officer (Age 56)
- Mr. Brian Swanson, Exec. VP & Chief Lending Officer (Age 38)
Has BofI been receiving favorable news coverage?
News headlines about BOFI stock have trended somewhat positive recently, according to Accern Sentiment Analysis. The research group identifies positive and negative news coverage by analyzing more than twenty million news and blog sources. Accern ranks coverage of public companies on a scale of negative one to one, with scores nearest to one being the most favorable. BofI earned a coverage optimism score of 0.00 on Accern's scale. They also gave news articles about the financial services provider an impact score of 46.59 out of 100, meaning that recent news coverage is somewhat unlikely to have an effect on the company's share price in the near future. View Recent Headlines for BofI.
Who are BofI's major shareholders?
BofI's stock is owned by many different of institutional and retail investors. Top institutional shareholders include BlackRock Inc. (13.49%), Dimensional Fund Advisors LP (3.32%), Bank of New York Mellon Corp (1.43%), Rice Hall James & Associates LLC (1.40%), Davis Capital Partners LLC (1.32%) and Emerald Advisers Inc. PA (1.14%). Company insiders that own BofI stock include Edward James Ratinoff, James John Court, John Gary Burke, Mosich Nick and Theodore C Allrich. View Institutional Ownership Trends for BofI.
Which institutional investors are selling BofI stock?
BOFI stock was sold by a variety of institutional investors in the last quarter, including Davis Capital Partners LLC, Pembroke Management LTD, Fred Alger Management Inc., Thompson Siegel & Walmsley LLC, Shaker Investments LLC OH, Eqis Capital Management Inc., Essex Investment Management Co. LLC and Wasatch Advisors Inc.. Company insiders that have sold BofI company stock in the last year include Edward James Ratinoff, James John Court, John Gary Burke and Mosich Nick. View Insider Buying and Selling for BofI.
Which institutional investors are buying BofI stock?
BOFI stock was acquired by a variety of institutional investors in the last quarter, including Epoch Investment Partners Inc., Jupiter Asset Management Ltd., BlackRock Inc., Robeco Institutional Asset Management B.V., Aurora Investment Counsel, Emerald Mutual Fund Advisers Trust, First Trust Advisors LP and Empowered Funds LLC. View Insider Buying and Selling for BofI.
How do I buy shares of BofI?
Shares of BOFI can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is BofI's stock price today?
One share of BOFI stock can currently be purchased for approximately $37.82.
How big of a company is BofI?
BofI has a market capitalization of $2.33 billion and generates $546.02 million in revenue each year. The financial services provider earns $152.41 million in net income (profit) each year or $2.48 on an earnings per share basis. BofI employs 681 workers across the globe.
How can I contact BofI?
BofI's mailing address is 4350 La Jolla Village Drive Suite 140, San Diego CA, 92122. The financial services provider can be reached via phone at 858-350-6200 or via email at [email protected]
MarketBeat Community Rating for BofI (NASDAQ BOFI)
MarketBeat's community ratings are surveys of what our community members think about BofI and other stocks. Vote "Outperform" if you believe BOFI will outperform the S&P 500 over the long term. Vote "Underperform" if you believe BOFI will underperform the S&P 500 over the long term. You may vote once every thirty days.
