BofI Holding, Inc. operates as the holding company for BofI Federal Bank that provides consumer and business banking products in the United States. The company offers deposits products, including consumer and business checking, demand, savings, and time deposit accounts. It also provides single family and multifamily mortgage secured lending products; commercial real estate secured and commercial lending products; specialty finance factoring products; prime loans to customers secured by new and used automobiles; and term unsecured personal loans to individual borrowers, as well as overdraft lines of credit. In addition, the company offers prepaid card and refund transfer, debit card or ATM card, portfolio management, online bill payment, money transfer, overdraft protection, online and mobile banking, and text message banking services. BofI Holding, Inc. was incorporated in 1999 and is based in San Diego, California.
Industry, Sector and Symbol
Stock Exchange NASDAQ
Industry Federal savings institutions
Sub-IndustryThrifts & Mortgage Finance
SectorFinance
SymbolNASDAQ:BOFI
CUSIP05566U10
Phone858-350-6200
Debt
Debt-to-Equity Ratio0.06
Current Ratio1.13
Quick Ratio1.13
Price-To-Earnings
Trailing P/E Ratio13.87
Forward P/E Ratio11.20
P/E Growth1.12
Sales & Book Value
Annual Sales$546.02 million
Price / Sales3.96
Cash Flow$2.2259 per share
Price / Cash15.45
Book Value$15.27 per share
Price / Book2.25
Profitability
EPS (Most Recent Fiscal Year)$2.48
Net Income$152.41 million
Net Margins27.87%
Return on Equity17.79%
Return on Assets1.73%
Miscellaneous
Employees801
Outstanding Shares62,830,000
Market Cap$2.16 billion
BofI (NASDAQ:BOFI) Frequently Asked Questions
What is BofI's stock symbol?
BofI trades on the NASDAQ under the ticker symbol "BOFI."
How were BofI's earnings last quarter?
BofI Holding, Inc. (NASDAQ:BOFI) announced its earnings results on Tuesday, August, 7th. The financial services provider reported $0.58 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.61 by $0.03. The financial services provider had revenue of $104.03 million for the quarter, compared to analysts' expectations of $107.81 million. BofI had a net margin of 27.87% and a return on equity of 17.79%. View BofI's Earnings History.
When is BofI's next earnings date?
What price target have analysts set for BOFI?
9 Wall Street analysts have issued 1 year price objectives for BofI's shares. Their forecasts range from $30.00 to $48.00. On average, they expect BofI's stock price to reach $41.6250 in the next year. This suggests a possible upside of 21.0% from the stock's current price. View Analyst Price Targets for BofI.
What is the consensus analysts' recommendation for BofI?
9 Wall Street analysts have issued "buy," "hold," and "sell" ratings for BofI in the last year. There are currently 2 hold ratings and 7 buy ratings for the stock, resulting in a consensus recommendation of "Buy." View Analyst Ratings for BofI.
Who are some of BofI's key competitors?
Some companies that are related to BofI include People's United Financial (PBCT), Umpqua (UMPQ), TFS Financial (TFSL), BankUnited (BKU), Axos Financial (AX), LegacyTexas Financial Group (LTXB), Columbia Financial (CLBK), Flagstar Bancorp (FBC), Capitol Federal Financial (CFFN), Provident Financial Services (PFS), Kearny Financial (KRNY), Brookline Bancorp (BRKL), OceanFirst Financial (OCFC), Meta Financial Group (CASH) and Northfield Bancorp (NFBK).
Who are BofI's key executives?
BofI's management team includes the folowing people:
- Mr. Gregory Garrabrants, Pres, CEO & Director (Age 46)
- Mr. Andrew J. Micheletti CPA(inactive), Exec. VP & CFO (Age 61)
- Mr. Eshel Bar-Adon, Chief Legal Officer & Exec. VP of Specialty Fin. (Age 63)
- Mr. Thomas M. Constantine, Exec. VP & Chief Credit Officer (Age 56)
- Mr. Brian Swanson, Exec. VP & Chief Lending Officer (Age 38)
Who are BofI's major shareholders?
BofI's stock is owned by a variety of of institutional and retail investors. Top institutional shareholders include Private Asset Management Inc. (0.05%) and Strs Ohio (0.03%). Company insiders that own BofI stock include Edward James Ratinoff, James John Court, John Gary Burke, Mosich Nick and Theodore C Allrich. View Institutional Ownership Trends for BofI.
Which institutional investors are buying BofI stock?
How do I buy shares of BofI?
Shares of BOFI can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is BofI's stock price today?
One share of BOFI stock can currently be purchased for approximately $34.39.
How big of a company is BofI?
BofI has a market capitalization of $2.16 billion and generates $546.02 million in revenue each year. The financial services provider earns $152.41 million in net income (profit) each year or $2.48 on an earnings per share basis. BofI employs 801 workers across the globe.
What is BofI's official website?
How can I contact BofI?
BofI's mailing address is 4350 La Jolla Village Drive Suite 140, San Diego CA, 92122. The financial services provider can be reached via phone at 858-350-6200 or via email at [email protected]
MarketBeat Community Rating for BofI (NASDAQ BOFI)
MarketBeat's community ratings are surveys of what our community members think about BofI and other stocks. Vote "Outperform" if you believe BOFI will outperform the S&P 500 over the long term. Vote "Underperform" if you believe BOFI will underperform the S&P 500 over the long term. You may vote once every thirty days.
