Citizens First Stock Price, News & Analysis (NASDAQ:CZFC)

$23.80 -0.12 (-0.50 %)
(As of 02/23/2018 04:00 PM ET)
Previous Close$23.80
Today's Range$23.80 - $23.80
52-Week Range$18.00 - $26.38
Volume913 shs
Average Volume2,185 shs
Market Capitalization$60.44 million
P/E Ratio14.88
Dividend Yield1.00%
Beta0.37

About Citizens First (NASDAQ:CZFC)

Citizens First Corporation is the bank holding company for Citizens First Bank, Inc. (the Bank). The Bank conducts full-service community banking operations from approximately 10 locations in the Kentucky counties of Barren, Hart, Simpson and Warren. The Bank is primarily engaged in the business of accepting demand, savings and time deposits insured by the Federal Deposit Insurance Corporation (FDIC) and providing commercial, consumer and mortgage loans to the general public. The Bank also provides debit cards, credit cards, safekeeping and safe deposit boxes, automated clearing house (ACH) and other direct deposit services, savings bond redemptions, cashier's checks, travelers' checks and letters of credit. The Bank offers a range of loans, including commercial and residential real estate mortgage loans, construction loans, commercial loans and consumer loans to individuals and small to mid-size businesses.

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Industry, Sector and Symbol

Industry Banks
Sub-IndustryN/A
SectorFinance
SymbolNASDAQ:CZFC
CUSIPN/A
Phone270-393-0700

Debt

Debt-to-Equity Ratio0.99%
Current Ratio1.06%
Quick Ratio1.06%

Price-To-Earnings

Trailing P/E Ratio14.875
Forward P/E RatioN/A
P/E GrowthN/A

Sales & Book Value

Annual Sales$22.15 million
Price / Sales2.72
Cash Flow$2.54 per share
Price / Cash9.36
Book Value$17.54 per share
Price / Book1.36

Profitability

Trailing EPS$1.60
Net Income$4.09 million
Net Margins18.46%
Return on Equity9.72%
Return on Assets0.89%

Miscellaneous

Employees95
Outstanding Shares2,530,000

Citizens First (NASDAQ:CZFC) Frequently Asked Questions

What is Citizens First's stock symbol?

Citizens First trades on the NASDAQ under the ticker symbol "CZFC."

How often does Citizens First pay dividends? What is the dividend yield for Citizens First?

Citizens First announced a semiannual dividend on Monday, January 22nd. Investors of record on Friday, February 2nd will be given a dividend of $0.06 per share on Thursday, February 15th. This represents a yield of 0.5%. The ex-dividend date of this dividend is Thursday, February 1st. View Citizens First's Dividend History.

How were Citizens First's earnings last quarter?

Citizens First Corp. (NASDAQ:CZFC) released its earnings results on Friday, January, 19th. The bank reported $0.37 earnings per share (EPS) for the quarter. The bank earned $4.93 million during the quarter. Citizens First had a net margin of 18.46% and a return on equity of 9.72%. View Citizens First's Earnings History.

When will Citizens First make its next earnings announcement?

Citizens First is scheduled to release their next quarterly earnings announcement on Thursday, April, 19th 2018. View Earnings Estimates for Citizens First.

Who are some of Citizens First's key competitors?

Who are Citizens First's key executives?

Citizens First's management team includes the folowing people:

  • Jack Sheidler, Independent Chairman of the Board, Presiding Director (Age 58)
  • M. Todd Kanipe, President, CEO, Director of the Company and the Bank (Age 46)
  • J. Steven Marcum CPA, Chief Financial Officer, Executive Vice President, Director of the Company and the Bank (Age 58)
  • Marc R. Lively, Executive Vice President, Chief Credit Officer (Age 51)
  • Kim M. Thomas, Executive Vice President and President - Community Banking (Age 44)
  • Kent E Furlong, Director (Age 32)
  • James L. Henderson, Director (Age 46)
  • Mark Iverson, Director (Age 55)
  • Jeff Perkins, Director (Age 55)
  • Sarah Glenn Grise, Independent Director (Age 58)

Who owns Citizens First stock?

Citizens First's stock is owned by a number of of institutional and retail investors. Top institutional investors include Alliancebernstein L.P. (2.60%), Cutler Capital Management LLC (2.31%) and Landmark Financial Advisors LLC (0.76%). Company insiders that own Citizens First stock include Amy Hale Milliken, James L Henderson, Jeff Perkins, John M Taylor, Kent E Furlong, M Todd Kanipe, Mark Iverson, Sarah Glenn Grise and Steve Marcum. View Institutional Ownership Trends for Citizens First.

Who bought Citizens First stock? Who is buying Citizens First stock?

Citizens First's stock was acquired by a variety of institutional investors in the last quarter, including Alliancebernstein L.P., Cutler Capital Management LLC and Landmark Financial Advisors LLC. Company insiders that have bought Citizens First stock in the last two years include Amy Hale Milliken, James L Henderson, Jeff Perkins, John M Taylor, Kent E Furlong, M Todd Kanipe, Mark Iverson, Sarah Glenn Grise and Steve Marcum. View Insider Buying and Selling for Citizens First.

How do I buy Citizens First stock?

Shares of Citizens First can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Citizens First's stock price today?

One share of Citizens First stock can currently be purchased for approximately $23.80.

How big of a company is Citizens First?

Citizens First has a market capitalization of $60.44 million and generates $22.15 million in revenue each year. The bank earns $4.09 million in net income (profit) each year or $1.60 on an earnings per share basis. Citizens First employs 95 workers across the globe.

How can I contact Citizens First?

Citizens First's mailing address is 1065 ASHLEY STREET, BOWLING GREEN KY, 42103. The bank can be reached via phone at 270-393-0700 or via email at [email protected]


MarketBeat Community Rating for Citizens First (CZFC)

Community Ranking:  2.3 out of 5 (star star)
Outperform Votes:  38 (Vote Outperform)
Underperform Votes:  44 (Vote Underperform)
Total Votes:  82
MarketBeat's community ratings are surveys of what our community members think about Citizens First and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Citizens First (NASDAQ:CZFC) Analyst Ratings History


No equities research coverage for this company has been tracked by MarketBeat

Earnings

Citizens First (NASDAQ:CZFC) Earnings History and Estimates Chart

Earnings by Quarter for Citizens First (NASDAQ:CZFC)

Citizens First (NASDAQ CZFC) Earnings History by Quarter

DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
4/19/2018        
1/19/2018Q4 2017$0.37$4.93 millionViewN/AView Earnings Details
10/19/2017Q3 2017$0.44$4.79 millionViewN/AView Earnings Details
7/20/2017Q2 2017$0.43$4.80 millionViewN/AView Earnings Details
4/20/2017Q1 2017$0.36$4.60 millionViewN/AView Earnings Details
1/19/2017Q4 2016$0.43$4.73 millionViewN/AView Earnings Details
10/20/2016Q3 2016$0.45$4.77 millionViewN/AView Earnings Details
7/21/2016Q2 2016$0.42$4.74 millionViewN/AView Earnings Details
4/21/2016Q116$0.36$4.64 millionViewN/AView Earnings Details
1/21/2016Q4 2015$0.45$4.79 millionViewN/AView Earnings Details
10/19/2015Q315$0.31$4.59 millionViewN/AView Earnings Details
7/16/2015Q2 2015$0.35$4.62 millionViewN/AView Earnings Details
4/16/2015Q1 2015$0.31$4.36 millionViewN/AView Earnings Details
1/20/2015Q4 2014$0.35$4.46 millionViewN/AView Earnings Details
10/16/2014Q3 2014$0.38$4.44 millionViewN/AView Earnings Details
7/21/2014Q2 2014$0.29$4.29 millionViewN/AView Earnings Details
4/17/2014Q1 2014$0.27$4.13 millionViewN/AView Earnings Details
1/16/2014Q4$0.25$4.44 millionViewN/AView Earnings Details
10/31/2013Q3 2013$0.02$4.43 millionViewN/AView Earnings Details
8/1/2013Q2 2013$0.30$4.35 millionViewN/AView Earnings Details
4/22/2013Q1 13($0.05)$4.39 millionViewN/AView Earnings Details
1/17/2013Q4 2012$0.23ViewN/AView Earnings Details
10/18/2012Q3 2012$0.35ViewN/AView Earnings Details
7/19/2012Q2 2012$0.24ViewN/AView Earnings Details
4/19/2012Q1 2012$0.29ViewN/AView Earnings Details
1/26/2012Q4 2011$0.09ViewN/AView Earnings Details
10/25/2011Q3 2011$0.26ViewN/AView Earnings Details
7/21/2011Q2 2011$0.25ViewN/AView Earnings Details
4/21/2011Q1 2011$0.21ViewN/AView Earnings Details
1/20/2011Q4 2010$0.23ViewN/AView Earnings Details
10/21/2010Q3 2010$0.20ViewN/AView Earnings Details
7/15/2010Q2 2010$0.18ViewN/AView Earnings Details
4/15/2010Q1 2010$0.14ViewN/AView Earnings Details
2/17/2010Q4 2009($0.41)ViewN/AView Earnings Details
10/20/2009Q3 2009$0.03ViewN/AView Earnings Details
7/28/2009Q2 2009($0.93)ViewN/AView Earnings Details
4/17/2009Q1 2009($0.02)ViewN/AView Earnings Details
2/18/2009Q4 2008($0.27)ViewN/AView Earnings Details
10/24/2008Q3 2008$0.03ViewN/AView Earnings Details
7/18/2008Q2 2008$0.13ViewN/AView Earnings Details
4/17/2008Q1 2008$0.17ViewN/AView Earnings Details
2/5/2008Q4 2007($0.07)ViewN/AView Earnings Details
(Earnings results data provided by Zacks Investment Research)

Estimates

Citizens First (NASDAQ:CZFC) Earnings Estimates

No earnings estimates for this company have been tracked by MarketBeat.com

Dividends

Citizens First (NASDAQ:CZFC) Dividend Information

Most Recent Dividend:2/15/2018
Annual Dividend:$0.24
Dividend Yield:1.01%
Payout Ratio:15.00% (Trailing 12 Months of Earnings)
Dividend Payments by Quarter for Citizens First (NASDAQ:CZFC)

Citizens First (NASDAQ:CZFC) Dividend History by Quarter

AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
1/22/2018semiannual$0.060.5%2/1/20182/2/20182/15/2018
10/20/2017semiannual$0.100.84%10/26/201710/27/201711/16/2017
4/20/2017semiannual$0.080.86%4/26/20174/28/20175/17/2017
10/25/2016$0.0810/27/201610/31/201611/18/2016
10/21/2016semiannual$0.080.95%10/27/201610/31/201611/17/2016
4/22/2016semiannual$0.081.14%4/27/20164/29/20165/18/2016
10/20/2015semiannual$0.081.17%10/28/201510/30/201511/16/2015
(Data available from 1/1/2013 forward)

Insider Trades

Citizens First (NASDAQ CZFC) Insider Trading and Institutional Ownership History

Insider Ownership Percentage: 12.30%
Institutional Ownership Percentage: 29.18%
Insider Trades by Quarter for Citizens First (NASDAQ:CZFC)
Institutional Ownership by Quarter for Citizens First (NASDAQ:CZFC)

Citizens First (NASDAQ CZFC) Insider Trades by Quarter

Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionShares Held After TransactionDetails
2/9/2018Sarah Glenn GriseDirectorBuy206$23.88$4,919.286,460View SEC Filing  
2/6/2018Mark IversonDirectorBuy750$24.05$18,037.502,501View SEC Filing  
1/30/2018Jeff PerkinsDirectorBuy2,725$24.48$66,708.002,275View SEC Filing  
1/25/2018Kent E FurlongDirectorBuy1,000$24.25$24,250.003,250View SEC Filing  
12/27/2017Mark IversonDirectorBuy1$23.25$23.252,501View SEC Filing  
11/17/2017Steve MarcumVPBuy400$23.25$9,300.0016,388View SEC Filing  
11/9/2017M Todd KanipeInsiderBuy500$23.60$11,800.0023,216View SEC Filing  
10/26/2017M Todd KanipeCEOBuy750$23.70$17,775.0022,716View SEC Filing  
10/20/2017Mark IversonDirectorBuy2,500$23.75$59,375.002,500View SEC Filing  
3/24/2016James L HendersonDirectorBuy140$13.97$1,955.80290View SEC Filing  
3/23/2016John M TaylorDirectorBuy400$14.25$5,700.002,890View SEC Filing  
2/26/2016Amy Hale MillikenDirectorBuy1,050$13.90$14,595.002,513View SEC Filing  
2/18/2016M Todd KanipeCEOBuy500$13.70$6,850.0021,966View SEC Filing  
12/8/2015Marc R LivelyInsiderBuy1,000$13.95$13,950.003,500View SEC Filing  
9/29/2015Kent E FurlongDirectorBuy1,000$12.84$12,840.002,250View SEC Filing  
7/22/2015M Todd KanipeCEOBuy500$12.70$6,350.00View SEC Filing  
5/5/2015M Todd KanipeCEOBuy1,000$12.60$12,600.00View SEC Filing  
4/24/2015M Todd KanipeCEOBuy1,000$12.50$12,500.00View SEC Filing  
12/2/2014M Todd KanipeCEOBuy1,000$11.75$11,750.00View SEC Filing  
11/21/2014M Todd KanipeCEOBuy1,000$12.25$12,250.00View SEC Filing  
10/22/2014M Todd KanipeCEOBuy2,000$12.25$24,500.00View SEC Filing  
9/5/2014M Todd KanipeInsiderBuy1,000$11.75$11,750.00View SEC Filing  
8/1/2014M Todd KanipeInsiderBuy1,000$11.40$11,400.00View SEC Filing  
6/23/2014M Todd KanipeCEOBuy1,200$10.99$13,188.00View SEC Filing  
5/7/2014M Todd KanipeCEOBuy1,000$10.75$10,750.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Citizens First (NASDAQ CZFC) News Headlines

Source:
DateHeadline
Insider Buying: Citizens First Corp. (CZFC) Director Acquires 750 Shares of StockInsider Buying: Citizens First Corp. (CZFC) Director Acquires 750 Shares of Stock
www.americanbankingnews.com - February 7 at 12:20 PM
Insider Buying: Citizens First Corp. (CZFC) Director Acquires 2,725 Shares of StockInsider Buying: Citizens First Corp. (CZFC) Director Acquires 2,725 Shares of Stock
www.americanbankingnews.com - January 31 at 12:16 PM
Kent E. Furlong Buys 1,000 Shares of Citizens First Corp. (CZFC) StockKent E. Furlong Buys 1,000 Shares of Citizens First Corp. (CZFC) Stock
www.americanbankingnews.com - January 29 at 9:18 AM
Citizens First Corp. Announces Semiannual Dividend of $0.06 (CZFC)Citizens First Corp. Announces Semiannual Dividend of $0.06 (CZFC)
www.americanbankingnews.com - January 22 at 5:24 PM
Citizens First (CZFC) Set to Announce Earnings on WednesdayCitizens First (CZFC) Set to Announce Earnings on Wednesday
www.americanbankingnews.com - January 10 at 1:08 AM
Citizens First Corporation (CZFC) Insider Purchases $11,800.00 in StockCitizens First Corporation (CZFC) Insider Purchases $11,800.00 in Stock
www.americanbankingnews.com - November 13 at 3:50 PM
Insider Buying: Citizens First Corporation (CZFC) CEO Acquires 750 Shares of StockInsider Buying: Citizens First Corporation (CZFC) CEO Acquires 750 Shares of Stock
www.americanbankingnews.com - October 30 at 11:22 AM
Insider Buying: Citizens First Corporation (CZFC) Director Purchases 2,500 Shares of StockInsider Buying: Citizens First Corporation (CZFC) Director Purchases 2,500 Shares of Stock
www.americanbankingnews.com - October 24 at 4:14 PM
Citizens First Corporation (CZFC) Declares Semiannual Dividend of $0.10Citizens First Corporation (CZFC) Declares Semiannual Dividend of $0.10
www.americanbankingnews.com - October 20 at 5:42 PM
Citizens First Corporation (CZFC) Issues  Earnings ResultsCitizens First Corporation (CZFC) Issues Earnings Results
www.americanbankingnews.com - October 20 at 10:50 AM
Citizens First Corporation (CZFC) to Release Earnings on WednesdayCitizens First Corporation (CZFC) to Release Earnings on Wednesday
www.americanbankingnews.com - October 11 at 1:38 AM
Citizens First Corporation (CZFC) Posts  Earnings ResultsCitizens First Corporation (CZFC) Posts Earnings Results
www.americanbankingnews.com - July 21 at 9:34 AM
CITIZENS FIRST CORP Files SEC form 8-K, Submission of Matters to a Vote of Security HoldersCITIZENS FIRST CORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders
biz.yahoo.com - May 23 at 3:20 PM
CITIZENS FIRST CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and ExhibitsCITIZENS FIRST CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits
biz.yahoo.com - May 18 at 9:29 AM
CITIZENS FIRST CORP Files SEC form 10-K, Annual ReportCITIZENS FIRST CORP Files SEC form 10-K, Annual Report
biz.yahoo.com - March 24 at 3:47 PM
Hottest Finance Stocks Now – CPSS CMCT SAMG FNBCHottest Finance Stocks Now – CPSS CMCT SAMG FNBC
investorplace.com - March 18 at 5:49 PM
CITIZENS FIRST CORP Files SEC form 8-K, Other EventsCITIZENS FIRST CORP Files SEC form 8-K, Other Events
biz.yahoo.com - March 18 at 2:07 PM
CITIZENS FIRST CORP Files SEC form 8-K, Financial Statements and ExhibitsCITIZENS FIRST CORP Files SEC form 8-K, Financial Statements and Exhibits
biz.yahoo.com - November 24 at 5:16 PM
CITIZENS FIRST CORP Files SEC form 10-Q, Quarterly ReportCITIZENS FIRST CORP Files SEC form 10-Q, Quarterly Report
biz.yahoo.com - November 12 at 1:31 PM
CITIZENS FIRST CORP Files SEC form 8-K, Results of Operations and Financial Condition, Regulation FD DisclosureCITIZENS FIRST CORP Files SEC form 8-K, Results of Operations and Financial Condition, Regulation FD Disclosure
biz.yahoo.com - October 19 at 5:10 PM
CITIZENS FIRST CORP Files SEC form 8-K, Change in Directors or Principal OfficersCITIZENS FIRST CORP Files SEC form 8-K, Change in Directors or Principal Officers
biz.yahoo.com - August 24 at 1:20 PM

SEC Filings

Citizens First (NASDAQ:CZFC) SEC Filings

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Social Media

Financials

Citizens First (NASDAQ:CZFC) Income Statement, Balance Sheet and Cash Flow Statement

Chart

Citizens First (NASDAQ CZFC) Stock Chart for Saturday, February, 24, 2018

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This page was last updated on 2/24/2018 by MarketBeat.com Staff

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