About Citizens First (NASDAQ:CZFC)
Citizens First Corporation is the bank holding company for Citizens First Bank, Inc. (the Bank). The Bank conducts full-service community banking operations from approximately 10 locations in the Kentucky counties of Barren, Hart, Simpson and Warren. The Bank is primarily engaged in the business of accepting demand, savings and time deposits insured by the Federal Deposit Insurance Corporation (FDIC) and providing commercial, consumer and mortgage loans to the general public. The Bank also provides debit cards, credit cards, safekeeping and safe deposit boxes, automated clearing house (ACH) and other direct deposit services, savings bond redemptions, cashier's checks, travelers' checks and letters of credit. The Bank offers a range of loans, including commercial and residential real estate mortgage loans, construction loans, commercial loans and consumer loans to individuals and small to mid-size businesses.
Industry, Sector and Symbol
Trailing P/E Ratio14.875
Forward P/E RatioN/A
Sales & Book Value
Annual Sales$22.15 million
Price / Sales2.72
Cash Flow$2.54 per share
Price / Cash9.36
Book Value$17.54 per share
Price / Book1.36
Net Income$4.09 million
Return on Equity9.72%
Return on Assets0.89%
Citizens First (NASDAQ:CZFC) Frequently Asked Questions
What is Citizens First's stock symbol?
Citizens First trades on the NASDAQ under the ticker symbol "CZFC."
How often does Citizens First pay dividends? What is the dividend yield for Citizens First?
Citizens First announced a semiannual dividend on Monday, January 22nd. Investors of record on Friday, February 2nd will be given a dividend of $0.06 per share on Thursday, February 15th. This represents a yield of 0.5%. The ex-dividend date of this dividend is Thursday, February 1st. View Citizens First's Dividend History.
How were Citizens First's earnings last quarter?
Citizens First Corp. (NASDAQ:CZFC) released its earnings results on Friday, January, 19th. The bank reported $0.37 earnings per share (EPS) for the quarter. The bank earned $4.93 million during the quarter. Citizens First had a net margin of 18.46% and a return on equity of 9.72%. View Citizens First's Earnings History.
When will Citizens First make its next earnings announcement?
Who are some of Citizens First's key competitors?
Some companies that are related to Citizens First include Eagle Bancorp Montana (EBMT), Guaranty Federal Bancshares (GFED), PCF Group (PCF), Avenue Financial (AVNU), Cascade Bancorp (CACB), Eastern Virginia Bankshares (EVBS), First Community Financial Partners (FCFP), NewBridge Bancorp (NBBC), Sterling Financial (STSA), Susquehanna Bancshares (SUSQ), Talmer Bancorp (TLMR) and Your Community Bankshares (YCB).
Who are Citizens First's key executives?
Citizens First's management team includes the folowing people:
- Jack Sheidler, Independent Chairman of the Board, Presiding Director (Age 58)
- M. Todd Kanipe, President, CEO, Director of the Company and the Bank (Age 46)
- J. Steven Marcum CPA, Chief Financial Officer, Executive Vice President, Director of the Company and the Bank (Age 58)
- Marc R. Lively, Executive Vice President, Chief Credit Officer (Age 51)
- Kim M. Thomas, Executive Vice President and President - Community Banking (Age 44)
- Kent E Furlong, Director (Age 32)
- James L. Henderson, Director (Age 46)
- Mark Iverson, Director (Age 55)
- Jeff Perkins, Director (Age 55)
- Sarah Glenn Grise, Independent Director (Age 58)
Who owns Citizens First stock?
Citizens First's stock is owned by a number of of institutional and retail investors. Top institutional investors include Alliancebernstein L.P. (2.60%), Cutler Capital Management LLC (2.31%) and Landmark Financial Advisors LLC (0.76%). Company insiders that own Citizens First stock include Amy Hale Milliken, James L Henderson, Jeff Perkins, John M Taylor, Kent E Furlong, M Todd Kanipe, Mark Iverson, Sarah Glenn Grise and Steve Marcum. View Institutional Ownership Trends for Citizens First.
Who bought Citizens First stock? Who is buying Citizens First stock?
Citizens First's stock was acquired by a variety of institutional investors in the last quarter, including Alliancebernstein L.P., Cutler Capital Management LLC and Landmark Financial Advisors LLC. Company insiders that have bought Citizens First stock in the last two years include Amy Hale Milliken, James L Henderson, Jeff Perkins, John M Taylor, Kent E Furlong, M Todd Kanipe, Mark Iverson, Sarah Glenn Grise and Steve Marcum. View Insider Buying and Selling for Citizens First.
How do I buy Citizens First stock?
Shares of Citizens First can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Citizens First's stock price today?
One share of Citizens First stock can currently be purchased for approximately $23.80.
How big of a company is Citizens First?
Citizens First has a market capitalization of $60.44 million and generates $22.15 million in revenue each year. The bank earns $4.09 million in net income (profit) each year or $1.60 on an earnings per share basis. Citizens First employs 95 workers across the globe.
How can I contact Citizens First?
Citizens First's mailing address is 1065 ASHLEY STREET, BOWLING GREEN KY, 42103. The bank can be reached via phone at 270-393-0700 or via email at [email protected]
MarketBeat Community Rating for Citizens First (CZFC)MarketBeat's community ratings are surveys of what our community members think about Citizens First and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Citizens First (NASDAQ:CZFC) Analyst Ratings History
No equities research coverage for this company has been tracked by MarketBeat
Citizens First (NASDAQ:CZFC) Earnings History and Estimates Chart
Citizens First (NASDAQ CZFC) Earnings History by Quarter
(Earnings results data provided by Zacks Investment Research)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|4/19/2018|| || || || || || || || |
|1/19/2018||Q4 2017||$0.37||$4.93 million||View||N/A|
|10/19/2017||Q3 2017||$0.44||$4.79 million||View||N/A|
|7/20/2017||Q2 2017||$0.43||$4.80 million||View||N/A|
|4/20/2017||Q1 2017||$0.36||$4.60 million||View||N/A|
|1/19/2017||Q4 2016||$0.43||$4.73 million||View||N/A|
|10/20/2016||Q3 2016||$0.45||$4.77 million||View||N/A|
|7/21/2016||Q2 2016||$0.42||$4.74 million||View||N/A|
|1/21/2016||Q4 2015||$0.45||$4.79 million||View||N/A|
|7/16/2015||Q2 2015||$0.35||$4.62 million||View||N/A|
|4/16/2015||Q1 2015||$0.31||$4.36 million||View||N/A|
|1/20/2015||Q4 2014||$0.35||$4.46 million||View||N/A|
|10/16/2014||Q3 2014||$0.38||$4.44 million||View||N/A|
|7/21/2014||Q2 2014||$0.29||$4.29 million||View||N/A|
|4/17/2014||Q1 2014||$0.27||$4.13 million||View||N/A|
|10/31/2013||Q3 2013||$0.02||$4.43 million||View||N/A|
|8/1/2013||Q2 2013||$0.30||$4.35 million||View||N/A|
|4/22/2013||Q1 13||($0.05)||$4.39 million||View||N/A|
Citizens First (NASDAQ:CZFC) Earnings Estimates
No earnings estimates for this company have been tracked by MarketBeat.com
Citizens First (NASDAQ:CZFC) Dividend Information
|Most Recent Dividend:||2/15/2018|
|Payout Ratio:||15.00% (Trailing 12 Months of Earnings) |
Citizens First (NASDAQ:CZFC) Dividend History by Quarter
(Data available from 1/1/2013 forward)
|Announced||Period||Amount||Yield||Ex-Dividend Date||Record Date||Payable Date|
Citizens First (NASDAQ CZFC) Insider Trading and Institutional Ownership History
Insider Ownership Percentage: 12.30%
Institutional Ownership Percentage: 29.18%
Citizens First (NASDAQ CZFC) Insider Trades by Quarter
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Shares Held After Transaction||Details|
|2/9/2018||Sarah Glenn Grise||Director||Buy||206||$23.88||$4,919.28||6,460|| |
|2/6/2018||Mark Iverson||Director||Buy||750||$24.05||$18,037.50||2,501|| |
|1/30/2018||Jeff Perkins||Director||Buy||2,725||$24.48||$66,708.00||2,275|| |
|1/25/2018||Kent E Furlong||Director||Buy||1,000||$24.25||$24,250.00||3,250|| |
|12/27/2017||Mark Iverson||Director||Buy||1||$23.25||$23.25||2,501|| |
|11/17/2017||Steve Marcum||VP||Buy||400||$23.25||$9,300.00||16,388|| |
|11/9/2017||M Todd Kanipe||Insider||Buy||500||$23.60||$11,800.00||23,216|| |
|10/26/2017||M Todd Kanipe||CEO||Buy||750||$23.70||$17,775.00||22,716|| |
|10/20/2017||Mark Iverson||Director||Buy||2,500||$23.75||$59,375.00||2,500|| |
|3/24/2016||James L Henderson||Director||Buy||140||$13.97||$1,955.80||290|| |
|3/23/2016||John M Taylor||Director||Buy||400||$14.25||$5,700.00||2,890|| |
|2/26/2016||Amy Hale Milliken||Director||Buy||1,050||$13.90||$14,595.00||2,513|| |
|2/18/2016||M Todd Kanipe||CEO||Buy||500||$13.70||$6,850.00||21,966|| |
|12/8/2015||Marc R Lively||Insider||Buy||1,000||$13.95||$13,950.00||3,500|| |
|9/29/2015||Kent E Furlong||Director||Buy||1,000||$12.84||$12,840.00||2,250|| |
|7/22/2015||M Todd Kanipe||CEO||Buy||500||$12.70||$6,350.00|| |
|5/5/2015||M Todd Kanipe||CEO||Buy||1,000||$12.60||$12,600.00|| |
|4/24/2015||M Todd Kanipe||CEO||Buy||1,000||$12.50||$12,500.00|| |
|12/2/2014||M Todd Kanipe||CEO||Buy||1,000||$11.75||$11,750.00|| |
|11/21/2014||M Todd Kanipe||CEO||Buy||1,000||$12.25||$12,250.00|| |
|10/22/2014||M Todd Kanipe||CEO||Buy||2,000||$12.25||$24,500.00|| |
|9/5/2014||M Todd Kanipe||Insider||Buy||1,000||$11.75||$11,750.00|| |
|8/1/2014||M Todd Kanipe||Insider||Buy||1,000||$11.40||$11,400.00|| |
|6/23/2014||M Todd Kanipe||CEO||Buy||1,200||$10.99||$13,188.00|| |
|5/7/2014||M Todd Kanipe||CEO||Buy||1,000||$10.75||$10,750.00|| |
Citizens First (NASDAQ CZFC) News Headlines
|Insider Buying: Citizens First Corp. (CZFC) Director Acquires 750 Shares of Stock|
www.americanbankingnews.com - February 7 at 12:20 PM
|Insider Buying: Citizens First Corp. (CZFC) Director Acquires 2,725 Shares of Stock|
www.americanbankingnews.com - January 31 at 12:16 PM
|Kent E. Furlong Buys 1,000 Shares of Citizens First Corp. (CZFC) Stock|
www.americanbankingnews.com - January 29 at 9:18 AM
|Citizens First Corp. Announces Semiannual Dividend of $0.06 (CZFC)|
www.americanbankingnews.com - January 22 at 5:24 PM
|Citizens First (CZFC) Set to Announce Earnings on Wednesday|
www.americanbankingnews.com - January 10 at 1:08 AM
|Citizens First Corporation (CZFC) Insider Purchases $11,800.00 in Stock|
www.americanbankingnews.com - November 13 at 3:50 PM
|Insider Buying: Citizens First Corporation (CZFC) CEO Acquires 750 Shares of Stock|
www.americanbankingnews.com - October 30 at 11:22 AM
|Insider Buying: Citizens First Corporation (CZFC) Director Purchases 2,500 Shares of Stock|
www.americanbankingnews.com - October 24 at 4:14 PM
|Citizens First Corporation (CZFC) Declares Semiannual Dividend of $0.10|
www.americanbankingnews.com - October 20 at 5:42 PM
|Citizens First Corporation (CZFC) Issues Earnings Results|
www.americanbankingnews.com - October 20 at 10:50 AM
|Citizens First Corporation (CZFC) to Release Earnings on Wednesday|
www.americanbankingnews.com - October 11 at 1:38 AM
|Citizens First Corporation (CZFC) Posts Earnings Results|
www.americanbankingnews.com - July 21 at 9:34 AM
|CITIZENS FIRST CORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders|
biz.yahoo.com - May 23 at 3:20 PM
|CITIZENS FIRST CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits|
biz.yahoo.com - May 18 at 9:29 AM
|CITIZENS FIRST CORP Files SEC form 10-K, Annual Report|
biz.yahoo.com - March 24 at 3:47 PM
|Hottest Finance Stocks Now – CPSS CMCT SAMG FNBC|
investorplace.com - March 18 at 5:49 PM
|CITIZENS FIRST CORP Files SEC form 8-K, Other Events|
biz.yahoo.com - March 18 at 2:07 PM
|CITIZENS FIRST CORP Files SEC form 8-K, Financial Statements and Exhibits|
biz.yahoo.com - November 24 at 5:16 PM
|CITIZENS FIRST CORP Files SEC form 10-Q, Quarterly Report|
biz.yahoo.com - November 12 at 1:31 PM
|CITIZENS FIRST CORP Files SEC form 8-K, Results of Operations and Financial Condition, Regulation FD Disclosure|
biz.yahoo.com - October 19 at 5:10 PM
|CITIZENS FIRST CORP Files SEC form 8-K, Change in Directors or Principal Officers|
biz.yahoo.com - August 24 at 1:20 PM
Citizens First (NASDAQ:CZFC) SEC Filings
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Citizens First (NASDAQ:CZFC) Income Statement, Balance Sheet and Cash Flow Statement
Citizens First (NASDAQ CZFC) Stock Chart for Saturday, February, 24, 2018