NASDAQ:CZFC - Citizens First Stock Price, Price Target & More

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$26.01 +0.06 (+0.23 %)
(As of 06/21/2018 01:42 PM ET)
Previous Close$26.01
Today's Range$26.01 - $26.01
52-Week Range$20.15 - $26.83
Volume4 shs
Average Volume3,956 shs
Market Capitalization$65.47 million
P/E Ratio15.45
Dividend Yield1.09%
Beta0.37
Citizens First Corporation operates as the bank holding company for Citizens First Bank, Inc. that provides various banking products and services primarily to small and medium-sized businesses, and retail consumers. The company offers a range of deposit products and services, including checking accounts, savings accounts, NOW accounts, money market accounts, sweep accounts, fixed and variable rate IRA accounts, Christmas Club accounts, and certificate of deposit accounts. It provides various loan products, including secured and unsecured commercial loans; commercial real estate loans, such as loans secured by multi-family residential units, income-producing properties, and owner-occupied commercial properties; construction loans; and consumer loans comprising personal loans and lines of credit to consumers for various purposes, including the purchase of automobiles, boats, and other recreational vehicles, as well as for home improvements and personal investments. In addition, the company offers residential real estate mortgage loans for borrowers to purchase and refinance one-to-four family properties; and home equity loans and home equity lines of credit. Further, it provides debit and credit cards, safekeeping and safe deposit boxes, ACH and other direct deposit services, savings bond redemptions, cashier's checks, travelers' checks, and letters of credit, as well as cash management services, wire transfer services, and loan participations. The company conducts full-service community banking operations from eight locations in Barren, Hart, Simpson, and Warren Counties in Kentucky; and a loan production office in Williamson County, Tennessee. Citizens First Corporation was founded in 1975 and is headquartered in Bowling Green, Kentucky.

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Industry, Sector and Symbol

Industry National commercial banks
Sub-IndustryN/A
SectorFinance
SymbolNASDAQ:CZFC
CUSIPN/A
Phone270-393-0700

Debt

Debt-to-Equity Ratio1.12
Current Ratio1.07
Quick Ratio1.07

Price-To-Earnings

Trailing P/E Ratio15.45
Forward P/E RatioN/A
P/E GrowthN/A

Sales & Book Value

Annual Sales$22.15 million
Price / Sales2.98
Cash Flow$1.9111 per share
Price / Cash13.61
Book Value$18.14 per share
Price / Book1.43

Profitability

EPS (Most Recent Fiscal Year)N/A
Net Income$4.08 million
Net Margins18.91%
Return on Equity9.37%
Return on Assets0.91%

Miscellaneous

Employees98
Outstanding Shares2,540,000

Citizens First (NASDAQ:CZFC) Frequently Asked Questions

What is Citizens First's stock symbol?

Citizens First trades on the NASDAQ under the ticker symbol "CZFC."

How often does Citizens First pay dividends? What is the dividend yield for Citizens First?

Citizens First announced a quarterly dividend on Friday, April 20th. Stockholders of record on Friday, May 4th will be paid a dividend of $0.07 per share on Wednesday, May 16th. This represents a $0.28 dividend on an annualized basis and a dividend yield of 1.08%. The ex-dividend date is Thursday, May 3rd. This is a boost from Citizens First's previous quarterly dividend of $0.06. View Citizens First's Dividend History.

How were Citizens First's earnings last quarter?

Citizens First Corp. (NASDAQ:CZFC) posted its quarterly earnings results on Thursday, April, 19th. The bank reported $0.43 earnings per share (EPS) for the quarter. The bank had revenue of $4.72 million for the quarter. Citizens First had a return on equity of 9.37% and a net margin of 18.91%. View Citizens First's Earnings History.

When is Citizens First's next earnings date?

Citizens First is scheduled to release their next quarterly earnings announcement on Thursday, July, 19th 2018. View Earnings Estimates for Citizens First.

Who are some of Citizens First's key competitors?

Who are Citizens First's key executives?

Citizens First's management team includes the folowing people:
  • Mr. Matthew Todd Kanipe, Chief Exec. Officer, Pres & Director (Age 50)
  • Mr. John Steven Marcum CPA, CFO, EVP and Director (Age 62)
  • Mr. Marc R. Lively, Chief Credit Officer & Exec. VP (Age 54)
  • Ms. Sarah Glenn Grise, Sec., Director and Director of Citizens First Bank (Age 61)
  • Ms. Kimberly K. Harmon, Sr. VP and Accounting Officer (Age 55)

Has Citizens First been receiving favorable news coverage?

News headlines about CZFC stock have been trending somewhat positive recently, according to Accern Sentiment. The research group scores the sentiment of press coverage by reviewing more than 20 million blog and news sources in real time. Accern ranks coverage of companies on a scale of negative one to positive one, with scores closest to one being the most favorable. Citizens First earned a news impact score of 0.15 on Accern's scale. They also gave news headlines about the bank an impact score of 44.68 out of 100, indicating that recent press coverage is somewhat unlikely to have an effect on the stock's share price in the immediate future.

Who are Citizens First's major shareholders?

Citizens First's stock is owned by a number of of retail and institutional investors. Top institutional investors include Siena Capital Partners GP LLC (6.92%), Gendell Jeffrey L (4.09%), US Bancorp DE (1.11%), Salzhauer Michael (0.79%) and Landmark Financial Advisors LLC (0.57%). Company insiders that own Citizens First stock include Amy Hale Milliken, Jeff Perkins, Kent E Furlong, M Todd Kanipe, Marc R Lively, Mark Iverson, Sarah Glenn Grise and Steve Marcum. View Institutional Ownership Trends for Citizens First.

Which major investors are selling Citizens First stock?

CZFC stock was sold by a variety of institutional investors in the last quarter, including Gendell Jeffrey L and Landmark Financial Advisors LLC. View Insider Buying and Selling for Citizens First.

Which major investors are buying Citizens First stock?

CZFC stock was bought by a variety of institutional investors in the last quarter, including US Bancorp DE, Salzhauer Michael and Siena Capital Partners GP LLC. Company insiders that have bought Citizens First stock in the last two years include Amy Hale Milliken, Jeff Perkins, Kent E Furlong, M Todd Kanipe, Mark Iverson, Sarah Glenn Grise and Steve Marcum. View Insider Buying and Selling for Citizens First.

How do I buy shares of Citizens First?

Shares of CZFC can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Citizens First's stock price today?

One share of CZFC stock can currently be purchased for approximately $26.01.

How big of a company is Citizens First?

Citizens First has a market capitalization of $65.47 million and generates $22.15 million in revenue each year. Citizens First employs 98 workers across the globe.

How can I contact Citizens First?

Citizens First's mailing address is 1065 ASHLEY STREET, BOWLING GREEN KY, 42103. The bank can be reached via phone at 270-393-0700 or via email at [email protected]


MarketBeat Community Rating for Citizens First (CZFC)

Community Ranking:  2.4 out of 5 (star star)
Outperform Votes:  52 (Vote Outperform)
Underperform Votes:  57 (Vote Underperform)
Total Votes:  109
MarketBeat's community ratings are surveys of what our community members think about Citizens First and other stocks. Vote "Outperform" if you believe CZFC will outperform the S&P 500 over the long term. Vote "Underperform" if you believe CZFC will underperform the S&P 500 over the long term. You may vote once every thirty days.
This page was last updated on 6/21/2018 by MarketBeat.com Staff

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