EMC Insurance Group Company Profile (NASDAQ:EMCI)

About EMC Insurance Group

EMC Insurance Group logoEMC Insurance Group Inc. is an insurance holding company. The Company operates through two segments: Property and Casualty Insurance and Reinsurance segment. It conducts its property and casualty insurance operations through its subsidiaries, including EMCASCO Insurance Company, Illinois EMCASCO Insurance Company and Dakota Fire Insurance Company, and its reinsurance operations through its subsidiary, EMC Reinsurance Company. The property and casualty insurance operations are integrated with the property and casualty insurance operations of Employers Mutual Casualty Company (Employers Mutual). The principal business activity of EMC Reinsurance Company is to assume through a quota share reinsurance agreement the voluntary reinsurance business written by Employers Mutual with unaffiliated insurance companies. The Company focuses on the sale of commercial lines of property and casualty insurance to small and medium-sized businesses.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Property & Casualty Insurance
  • Sub-Industry: Property & Casualty Insurance
  • Exchange: NASDAQ
  • Symbol: EMCI
  • CUSIP: 26866410
Key Metrics:
  • Previous Close: $28.12
  • 50 Day Moving Average: $29.14
  • 200 Day Moving Average: $28.02
  • 52-Week Range: $21,222,000.00 - $23.45
  • Trailing P/E Ratio: 12.86
  • Foreward P/E Ratio: 18.37
  • P/E Growth: 3.72
  • Market Cap: $600.37M
  • Outstanding Shares: 21,222,000
  • Beta: 0.79
Profitability:
  • Net Margins: 7.21%
  • Return on Equity: 7.47%
  • Return on Assets: 2.60%
Debt:
  • Debt-to-Equity Ratio: 0.05%
  • Current Ratio: 0.10%
  • Quick Ratio: 0.10%
Additional Links:
Companies Related to EMC Insurance Group:

Analyst Ratings

Consensus Ratings for EMC Insurance Group (NASDAQ:EMCI) (?)
Ratings Breakdown: 1 Hold Rating
Consensus Rating:Hold (Score: 2.00)
Consensus Price Target: N/A

Analysts' Ratings History for EMC Insurance Group (NASDAQ:EMCI)
Show:
DateFirmActionRatingPrice TargetDetails
6/22/2016Sandler O'NeillDowngradeBuy -> HoldView Rating Details
10/20/2015Keefe, Bruyette & WoodsInitiated CoverageMarket Perform$27.00View Rating Details
(Data available from 2/26/2015 forward)

Earnings

Earnings History for EMC Insurance Group (NASDAQ:EMCI)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
5/4/2017        
2/10/2017Q416$0.85$0.86$160.08 millionViewN/AView Earnings Details
8/9/2016Q2$0.21$0.24$157.90 million$120.50 millionViewN/AView Earnings Details
5/6/2016Q116$0.59$0.70$158.92 million$119.35 millionViewN/AView Earnings Details
2/12/2016Q4$0.65$0.65ViewListenView Earnings Details
11/6/2015Q315$0.18$0.31$156.08 million$122.09 millionViewN/AView Earnings Details
8/6/2015Q215$0.23$0.32$152.34 million$119.60 millionViewN/AView Earnings Details
5/7/2015Q115$0.87$1.45$151.30 million$151.60 millionViewN/AView Earnings Details
2/13/2015Q414$0.83$1.19$156.63 million$148.71 millionViewN/AView Earnings Details
11/7/2014Q314$0.13$0.16$149.50 millionViewN/AView Earnings Details
8/7/2014Q2($0.02)($0.03)ViewN/AView Earnings Details
7/21/2014Q214$0.31($0.02)ViewN/AView Earnings Details
5/8/2014Q114$0.90$0.73$140.92 millionViewN/AView Earnings Details
2/20/2014Q413$1.18$1.20$133.70 millionViewN/AView Earnings Details
11/7/2013Q313$0.62$0.50$130.12 million$107.96 millionViewN/AView Earnings Details
8/8/2013Q2 2013$0.30$0.47$125.37 million$127.20 millionViewN/AView Earnings Details
5/9/2013Q1 2013$0.96$0.97$121.69 million$120.50 millionViewN/AView Earnings Details
11/6/2012Q312$0.66$0.65$119.31 millionViewN/AView Earnings Details
8/7/2012($0.09)($0.14)ViewN/AView Earnings Details
5/8/2012$1.04$1.04ViewN/AView Earnings Details
2/21/2012$0.54$0.58ViewN/AView Earnings Details
11/8/2011($0.14)($0.14)ViewN/AView Earnings Details
8/9/2011($0.31)($1.05)ViewN/AView Earnings Details
5/10/2011($0.02)($0.01)ViewN/AView Earnings Details
2/24/2011$0.70$0.71ViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for EMC Insurance Group (NASDAQ:EMCI)
Current Year EPS Consensus Estimate: $1.51 EPS
Next Year EPS Consensus Estimate: $1.54 EPS
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20161$0.29$0.29$0.29
Q2 20161$0.55$0.55$0.55
Q3 20161$0.29$0.29$0.29
Q4 20161$0.46$0.46$0.46
Q1 20171$0.32$0.32$0.32
Q2 20171$0.58$0.58$0.58
Q3 20171$0.31$0.31$0.31
(Data provided by Zacks Investment Research)

Dividends

Current Dividend Information for EMC Insurance Group (NASDAQ:EMCI)
Annual Dividend:$0.84
Dividend Yield:2.97%
Payout Ratio:38.18% (Based on Trailing 12 Months of Earnings)
55.63% (Based on Current Year Consensus EPS Estimate)
54.55% (Based on Next Year Consensus EPS Estimate)

Dividend History for EMC Insurance Group (NASDAQ:EMCI)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
11/3/2016quarterly$0.213.43%11/10/201611/15/201611/22/2016
8/19/2016quarterly$0.192.74%8/26/20168/30/20169/6/2016
5/19/2016quarterly$0.192.93%5/26/20165/31/20166/7/2016
3/3/2016quarterly$0.193.07%3/11/20163/15/20163/22/2016
11/9/2015quarterly$0.192.98%11/13/201511/17/201512/24/2015
11/4/2015Quarterly$0.1911/13/201511/17/201511/24/2015
8/27/2015quarterly$0.172.93%9/3/20159/8/20159/15/2015
5/14/2015quarterly$0.252.9%5/21/20155/26/20156/2/2015
3/3/2015quarterly$0.253.25%3/11/20153/13/20153/20/2015
11/5/2014quarterly$0.253.09%11/14/201411/18/201411/25/2014
8/28/2014quarterly$0.233%9/5/20149/9/20149/16/2014
5/22/2014quarterly$0.232.85%5/30/20146/3/20146/10/2014
3/3/2014quarterly$0.232.9%3/12/20143/14/20143/21/2014
11/15/2013quarterly$0.233.2%11/21/201311/25/201312/3/2013
8/29/2013quarterly$0.213.01%9/6/20139/10/20139/17/2013
5/23/2013quarterly$0.212.98%5/31/20136/4/20136/11/2013
3/4/2013quarterly$0.213.26%3/12/20133/14/20133/21/2013
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading History for EMC Insurance Group (NASDAQ:EMCI)
Insider Ownership Percentage: 4.46%
Institutional Ownership Percentage: 28.20%
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
2/16/2017Elizabeth A NigutInsiderSell2,687$28.65$76,982.55View SEC Filing  
12/7/2016Robert Lynn LinkVPSell2,500$28.22$70,550.00View SEC Filing  
11/30/2016Lisa Anne SimonettaInsiderSell1,431$27.97$40,025.07View SEC Filing  
11/29/2016Mark E ReeseInsiderSell1,115$28.35$31,610.25View SEC Filing  
11/22/2016Mark E ReeseInsiderSell182$28.00$5,096.00View SEC Filing  
9/6/2016Mark E ReeseInsiderSell1,000$28.08$28,080.00View SEC Filing  
9/1/2016Ronald Allan PaineInsiderSell373$27.84$10,384.32View SEC Filing  
8/30/2016Ronald Allan PaineInsiderSell601$28.00$16,828.00View SEC Filing  
8/29/2016Ronald Allan PaineInsiderSell3,526$28.00$98,728.00View SEC Filing  
6/14/2016Elizabeth A NigutSVPSell1,355$26.77$36,273.35View SEC Filing  
6/8/2016Lisa Anne SimonettaSVPSell1,242$26.49$32,900.58View SEC Filing  
6/3/2016Mark E ReeseCFOSell339$26.90$9,119.10View SEC Filing  
5/24/2016Mark E ReeseCFOSell500$27.00$13,500.00View SEC Filing  
5/16/2016Ronald Allan PaineSVPSell1,108$26.95$29,860.60View SEC Filing  
5/11/2016Mark E ReeseCFOSell100$27.50$2,750.00View SEC Filing  
5/11/2016Ronald Allan PaineSVPSell643$27.25$17,521.75View SEC Filing  
5/10/2016Ronald Allan PaineSVPSell1,007$27.23$27,420.61View SEC Filing  
12/16/2015Lisa Anne SimonettaSVPSell930$26.17$24,338.10View SEC Filing  
12/15/2015Elizabeth A. NigutSVPSell69$25.72$1,774.68View SEC Filing  
12/14/2015Michael Alan LovellSVPSell563$25.67$14,452.21View SEC Filing  
12/4/2015Michael Alan LovellSVPSell371$25.53$9,471.63View SEC Filing  
5/20/2015Mark E ReeseCFOSell1,050$34.70$36,435.00View SEC Filing  
3/11/2014Ronald Allan PaineSVPSell1,100$32.30$35,530.00View SEC Filing  
5/30/2013Michael Alan LovellVPSell2,262$28.64$64,783.68View SEC Filing  
5/13/2013William A MurrayDirectorSell1,500$27.43$41,145.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Latest Headlines for EMC Insurance Group (NASDAQ:EMCI)
DateHeadline
News IconSenior Vice President of EMC Insurance Group Inc (NASDAQ:EMCI), Nigut Elizabeth A, sells 2,687 shares worth $76,973 (NASDAQ:EMCI)
empowerednews.net - February 22 at 7:55 AM
marketexclusive.com logoInsider Trading Activity EMC Insurance Group Inc. (NASDAQ:EMCI) – Insider Sold 2,687 shares of Stock (NASDAQ:EMCI)
marketexclusive.com - February 22 at 7:55 AM
capitalcube.com logoEMC Insurance Group, Inc. :EMCI-US: Earnings Analysis: Q4, 2016 By the Numbers : February 15, 2017 (NASDAQ:EMCI)
www.capitalcube.com - February 16 at 7:43 AM
capitalcube.com logoEMC Insurance Group, Inc. :EMCI-US: Earnings Analysis: 2016 By the Numbers : February 13, 2017 (NASDAQ:EMCI)
www.capitalcube.com - February 13 at 5:45 PM
finance.yahoo.com logoEdited Transcript of EMCI earnings conference call or presentation 10-Feb-17 5:00pm GMT (NASDAQ:EMCI)
finance.yahoo.com - February 11 at 3:30 AM
streetinsider.com logoForm 4 EMC INSURANCE GROUP INC For: Feb 09 Filed by: Freese Vicki L (NASDAQ:EMCI)
www.streetinsider.com - February 10 at 10:30 PM
News IconEMC reports fourth-quarter, annual earnings (NASDAQ:EMCI)
www.businessrecord.com - February 10 at 5:29 PM
us.rd.yahoo.com logoEMC Insurance Group Inc. Reports 2016 Fourth Quarter and Year-End Results, and Announces 2017 Non-GAAP Operating Income Guidance and Participation by Management at Industry Conferences (NASDAQ:EMCI)
us.rd.yahoo.com - February 10 at 5:29 PM
baystreet.ca logoEMC Insurance (EMCI) Gains Before Earnings (NASDAQ:EMCI)
www.baystreet.ca - February 10 at 5:29 PM
nasdaq.com logoEMC Insurance Group Inc. Reports 2016 Fourth Quarter and Year-End Results, and ... (NASDAQ:EMCI)
www.nasdaq.com - February 10 at 5:29 PM
marketexclusive.com logoEMC INSURANCE GROUP INC. (NASDAQ:EMCI) Files An 8-K Results of Operations and Financial Condition (NASDAQ:EMCI)
marketexclusive.com - February 10 at 5:29 PM
sg.finance.yahoo.com logoEMC Insurance Group posts 4Q profit (NASDAQ:EMCI)
us.rd.yahoo.com - February 10 at 5:29 PM
biz.yahoo.com logoQ4 2016 EMC Insurance Group Inc Earnings Release - Before Market Open (NASDAQ:EMCI)
us.rd.yahoo.com - February 10 at 5:29 PM
finance.yahoo.com logoEMC Insurance Group Inc. Announces an Increase in 2016 Guidance (NASDAQ:EMCI)
finance.yahoo.com - January 27 at 6:38 PM
biz.yahoo.com logoEMC INSURANCE GROUP INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits (NASDAQ:EMCI)
biz.yahoo.com - January 27 at 6:38 PM
feeds.reuters.com logoBRIEF-EMC Insurance Group sees FY 2016 adj. operating earnings $2.05/shr-$2.10/shr (NASDAQ:EMCI)
feeds.reuters.com - January 27 at 7:27 AM
capitalcube.com logoEMC Insurance Group, Inc. breached its 50 day moving average in a Bearish Manner : EMCI-US : January 20, 2017 (NASDAQ:EMCI)
www.capitalcube.com - January 20 at 6:11 PM
News IconEMC Insurance Group Inc. Announces 2016 Fourth Quarte, Year-End Earnings Call & Access Information (NASDAQ:EMCI)
www.insurancenewsnet.com - January 12 at 5:26 PM
nasdaq.com logoEMC Insurance Group Inc. Announces 2016 Fourth Quarter and Year-End Earnings Call and Access Information (NASDAQ:EMCI)
www.nasdaq.com - January 11 at 5:32 PM
capitalcube.com logoEMC Insurance Group, Inc. : EMCI-US: Dividend Analysis : November 15th, 2016 (record date) : By the numbers : January 11, 2017 (NASDAQ:EMCI)
www.capitalcube.com - January 11 at 5:32 PM
capitalcube.com logoETFs with exposure to EMC Insurance Group, Inc. : December 13, 2016 (NASDAQ:EMCI)
www.capitalcube.com - December 13 at 5:35 PM
News IconSenior Vice President of EMC Insurance Group Inc (NASDAQ:EMCI), Simonetta Lisa Anne, sells 1,431 shares worth $40,021 (NASDAQ:EMCI)
empowerednews.net - December 3 at 9:22 AM
News IconSenior Vice President & CFO of EMC Insurance Group Inc (NASDAQ:EMCI), Reese Mark E, sells 284 shares worth $8,051 (NASDAQ:EMCI)
empowerednews.net - November 30 at 5:01 PM
capitalcube.com logoEMC Insurance Group, Inc. :EMCI-US: Earnings Analysis: Q3, 2016 By the Numbers : November 21, 2016 (NASDAQ:EMCI)
www.capitalcube.com - November 21 at 5:04 PM
finance.yahoo.com logoEMC INSURANCE GROUP INC Financials (NASDAQ:EMCI)
finance.yahoo.com - November 10 at 1:34 PM
finance.yahoo.com logoEdited Transcript of EMCI earnings conference call or presentation 4-Nov-16 4:00pm GMT (NASDAQ:EMCI)
finance.yahoo.com - November 5 at 12:22 PM
reuters.com logoBRIEF-EMC Insurance Group Q3 earnings per share $0.20 (NASDAQ:EMCI)
www.reuters.com - November 4 at 3:43 PM
finance.yahoo.com logoEMC Insurance Group posts 3Q profit (NASDAQ:EMCI)
finance.yahoo.com - November 4 at 3:43 PM
streetinsider.com logoEMC Insurance Group (EMCI) Raises Quarterly Dividend 10.5% to $0.21; 3.6% Yield (NASDAQ:EMCI)
www.streetinsider.com - November 2 at 11:05 PM
nasdaq.com logoRSI Alert: EMC Insurance Group Now Oversold (NASDAQ:EMCI)
www.nasdaq.com - October 28 at 9:40 PM
4-traders.com logoBUYINS.NET: EMCI SqueezeTrigger Price is $25.43. There is $2,549,116 That Short Sellers Still Need To Cover. (NASDAQ:EMCI)
www.4-traders.com - October 24 at 4:40 PM
capitalcube.com logoETF’s with exposure to EMC Insurance Group, Inc. : September 26, 2016 (NASDAQ:EMCI)
www.capitalcube.com - September 26 at 4:57 PM
4-traders.com logoEMC Insurance : Mark Reese Unloaded 1,000 Shares of EMC Insurance Group Inc. (NASDAQ:EMCI)
www.4-traders.com - September 25 at 4:21 PM
capitalcube.com logoEMC Insurance Group, Inc. breached its 50 day moving average in a Bullish Manner : EMCI-US : September 23, 2016 (NASDAQ:EMCI)
www.capitalcube.com - September 23 at 9:51 AM
4-traders.com logoEmc Insurance : Incorporated Short Interest Decreased By 7.67% (NASDAQ:EMCI)
www.4-traders.com - September 20 at 8:35 AM
capitalcube.com logoEMC Insurance Group, Inc. breached its 50 day moving average in a Bearish Manner : EMCI-US : September 5, 2016 (NASDAQ:EMCI)
www.capitalcube.com - September 5 at 9:26 AM
capitalcube.com logoEMC Insurance Group, Inc. : EMCI-US: Dividend Analysis : August 30th, 2016 (record date) : By the numbers : September 1, 2016 (NASDAQ:EMCI)
www.capitalcube.com - September 1 at 4:43 PM
4-traders.com logoEMC INSURANCE GROUP INC. : ex-dividend day (NASDAQ:EMCI)
www.4-traders.com - August 26 at 4:15 PM
capitalcube.com logoEMC Insurance Group, Inc. breached its 50 day moving average in a Bullish Manner : EMCI-US : August 19, 2016 (NASDAQ:EMCI)
www.capitalcube.com - August 19 at 3:55 PM
streetinsider.com logoEMC Insurance Group (EMCI) Declares $0.19 Quarterly Dividend; 2.7% Yield (NASDAQ:EMCI)
www.streetinsider.com - August 18 at 4:50 PM
biz.yahoo.com logoEMC INSURANCE GROUP INC Files SEC form 8-K, Regulation FD Disclosure (NASDAQ:EMCI)
biz.yahoo.com - August 18 at 4:50 PM
publicnow.com logoEMC Insurance Group Inc. Declares Quarterly Cash Dividend, and Announces a Presentation by Management at the InvestMNt 2016 Conference (NASDAQ:EMCI)
www.publicnow.com - August 18 at 4:50 PM
capitalcube.com logoEMC Insurance Group, Inc. :EMCI-US: Earnings Analysis: Q2, 2016 By the Numbers : August 12, 2016 (NASDAQ:EMCI)
www.capitalcube.com - August 12 at 4:52 PM
reuters.com logoBRIEF-EMC Insurance Group Q2 net income per share $0.29 (NASDAQ:EMCI)
www.reuters.com - August 10 at 12:05 PM
seekingalpha.com logoEMC Insurance Group's (EMCI) CEO Bruce Kelley on Q2 2016 Results - Earnings Call Transcript (NASDAQ:EMCI)
seekingalpha.com - August 10 at 12:05 PM
cnbc.com logoEMC Insurance Group posts 2Q profit (NASDAQ:EMCI)
www.cnbc.com - August 10 at 12:05 PM
finance.yahoo.com logoEdited Transcript of EMCI earnings conference call or presentation 9-Aug-16 4:00pm GMT (NASDAQ:EMCI)
finance.yahoo.com - August 10 at 12:05 PM
finance.yahoo.com logoEMC Insurance Group Inc. Reports 2016 Second Quarter and Six Month Results (NASDAQ:EMCI)
finance.yahoo.com - August 9 at 7:28 AM
biz.yahoo.com logoQ2 2016 EMC Insurance Group Inc Earnings Release - Before Market Open (NASDAQ:EMCI)
biz.yahoo.com - August 9 at 7:28 AM
biz.yahoo.com logoEMC INSURANCE GROUP INC Files SEC form 8-K, Other Events (NASDAQ:EMCI)
biz.yahoo.com - August 1 at 4:44 PM

Social

What is EMC Insurance Group's stock symbol?

EMC Insurance Group trades on the NASDAQ under the ticker symbol "EMCI."

How often does EMC Insurance Group pay dividends? What is the dividend yield for EMC Insurance Group?

EMC Insurance Group announced a quarterly dividend on Thursday, November 3rd. Shareholders of record on Tuesday, November 15th will be paid a dividend of $0.21 per share on Tuesday, November 22nd. This represents a $0.84 dividend on an annualized basis and a yield of 2.97%. The ex-dividend date of this dividend is Thursday, November 10th. This is a positive change from EMC Insurance Group's previous quarterly dividend of $0.19.

When will EMC Insurance Group announce their earnings?

EMC Insurance Group is scheduled to release their next quarterly earnings announcement on Thursday, May, 4th 2017.

Who owns EMC Insurance Group stock?

EMC Insurance Group's stock is owned by a number of of retail and institutional investors. Top institutional investors include Dimensional Fund Advisors LP (8.37%), Capital Returns Management LLC (1.14%), Renaissance Technologies LLC (1.02%), State Street Corp (0.65%), Perritt Capital Management Inc. (0.43%) and Menta Capital LLC (0.19%). Company insiders that own EMC Insurance Group stock include Elizabeth A Nigut, Lisa Anne Simonetta, Mark E Reese, Michael Alan Lovell, Robert Lynn Link and Ronald Allan Paine.

Who sold EMC Insurance Group stock? Who is selling EMC Insurance Group stock?

EMC Insurance Group's stock was sold by a variety of institutional investors in the last quarter, including Martingale Asset Management L P, O Shaughnessy Asset Management LLC and Menta Capital LLC. Company insiders that have sold EMC Insurance Group stock in the last year include Elizabeth A Nigut, Lisa Anne Simonetta, Mark E Reese, Robert Lynn Link and Ronald Allan Paine.

Who bought EMC Insurance Group stock? Who is buying EMC Insurance Group stock?

EMC Insurance Group's stock was purchased by a variety of institutional investors in the last quarter, including Capital Returns Management LLC, Russell Investments Group Ltd., State Street Corp, Dimensional Fund Advisors LP, Bessemer Group Inc. and Renaissance Technologies LLC.

How do I buy EMC Insurance Group stock?

Shares of EMC Insurance Group can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

How much does a share of EMC Insurance Group stock cost?

One share of EMC Insurance Group stock can currently be purchased for approximately $28.29.

EMC Insurance Group (NASDAQ:EMCI) Chart for Sunday, February, 26, 2017


Institutional Ownership Chart

Institutional Ownership by Quarter for EMC Insurance Group (NASDAQ:EMCI)

Earnings History Chart

Earnings by Quarter for EMC Insurance Group (NASDAQ:EMCI)

Dividend History Chart

Dividend Payments by Quarter for EMC Insurance Group (NASDAQ:EMCI)

Last Updated on 2/26/2017 by MarketBeat.com Staff