NASDAQ:OPOF Old Point Financial (OPOF) Stock Price, News & Analysis → Trending Stocks Sent To You In Real Time (From Huge Alerts) (Ad) Free OPOF Stock Alerts $17.37 +0.42 (+2.48%) (As of 09:30 AM ET) Add Compare Share Share Today's Range$17.37▼$17.3750-Day Range$16.20▼$18.3652-Week Range$14.00▼$24.55Volume238 shsAverage Volume2,429 shsMarket Capitalization$87.54 millionP/E Ratio11.28Dividend Yield3.22%Price TargetN/A Stock AnalysisStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial Media Get Old Point Financial alerts: Email Address Old Point Financial MarketRank™ Stock AnalysisAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.09% of Float Sold ShortDividend StrengthWeakBased on Four FactorsSustainabilityN/ANews Sentiment0.49Based on 3 Articles This WeekInsider TradingN/AProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.1.33 out of 5 starsFinance Sector719th out of 862 stocksNational Commercial Banks Industry72nd out of 84 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for Old Point Financial. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.09% of the float of Old Point Financial has been sold short.Short Interest Ratio / Days to CoverOld Point Financial has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Old Point Financial has recently increased by 22.58%, indicating that investor sentiment is decreasing significantly. Previous Next 1.7 Dividend Strength Dividend YieldOld Point Financial pays a meaningful dividend of 3.41%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOld Point Financial has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Old Point Financial is 36.36%. This payout ratio is at a healthy, sustainable level, below 75%. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for OPOF. Previous Next 1.9 News and Social Media Coverage News SentimentOld Point Financial has a news sentiment score of 0.49. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.61 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Old Point Financial this week, compared to 0 articles on an average week. Previous Next 0.8 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Old Point Financial insiders have not sold or bought any company stock.Percentage Held by Insiders16.29% of the stock of Old Point Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 33.43% of the stock of Old Point Financial is held by institutions. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of Old Point Financial is 11.01, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 136.68.Price to Earnings Ratio vs. SectorThe P/E ratio of Old Point Financial is 11.01, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 58.03.Price to Book Value per Share RatioOld Point Financial has a P/B Ratio of 0.86. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Insiders ExposedThis consistently signaled gains of 453%... 610%... and even 1036%...It doesn’t happen often, but occasionally, something completely unique comes across my radar. In this case, I’m talking about legal “Insider Trading”. Traders who have consistently signaled 453% … 610% .. and even 1036%... gains. And until now they have been doing it completely under the radar. In an upcoming interview I am revealing the strategy behind this gold-mine and how you can piggy back their every trade.Register for the imminent briefing here. About Old Point Financial Stock (NASDAQ:OPOF)Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products and wealth management services. Further, it offers debit cards; online, telephone, text banking; overdraft protection; bill pay; mobile payment; check ordering; and ATM. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.Read More OPOF Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart OPOF Stock News HeadlinesMarch 24, 2024 | americanbankingnews.comOld Point Financial (NASDAQ:OPOF) Now Covered by StockNews.comFebruary 25, 2024 | finance.yahoo.comOld Point Financial's (NASDAQ:OPOF) Dividend Will Be $0.14March 28, 2024 | Crypto 101 Media (Ad)Major Elon Musk Crypto Leak RevealedReports of a leaked meeting between Elon Musk and staff at X.com could send shockwaves through the crypto market. Musk revealed a "mind-blowing" plan to take over the global payment system. In his own words, the world's richest man said "you won't need a bank account." Prominent voices in crypto believe what comes next will mirror a crypto mass adoption similar to the one that triggered bitcoin's last bull run.February 23, 2024 | benzinga.comOld Point Financial Stock (NASDAQ:OPOF) Earnings Dates and Earning CallsFebruary 21, 2024 | finance.yahoo.comOld Point Financial Corporation Announces Quarterly DividendFebruary 21, 2024 | prnewswire.comOld Point Financial Corporation Announces Quarterly DividendFebruary 3, 2024 | finanznachrichten.deOld Point Financial Corporation: Old Point Releases Fourth Quarter and Full Year 2023 ResultsFebruary 2, 2024 | finance.yahoo.comOld Point Financial Full Year 2023 Earnings: EPS: US$1.54 (vs US$1.80 in FY 2022)March 28, 2024 | DTI (Ad)my top trade on these 9 tickersThis indicator is uniquely designed to spot the most significant moves in the top stocks out there (and according to our backtesting it has historically nailed these moves with a stunning 90% accuracy). Now, most folks have been saying NVDA is way overbought or overpriced. They didn’t want to “buy at the top” 6 weeks ago… Or again 4 weeks ago… or again 2 weeks ago… And it’s not their fault! That’s what all the talking heads were saying too. But the Apex Indicator would have clearly shown that these were opportunities to buy. And, sure enough, Nvidia slammed through the recommended targets again and again.January 31, 2024 | finance.yahoo.comOLD POINT NATIONAL BANK ANNOUNCES STRATEGIC ALLIANCE WITH TIDEWATER HOME FUNDINGJanuary 30, 2024 | finance.yahoo.comOld Point Releases Fourth Quarter and Full Year 2023 ResultsJanuary 29, 2024 | news.yahoo.comWhat to know about Milwaukee's North Point NeighborhoodDecember 26, 2023 | finance.yahoo.comOLD POINT FINANCIAL CORPORATION ANNOUNCES RETIREMENT OF DR. ARTHUR D. GREENE FROM BOARD OF DIRECTORSDecember 19, 2023 | forbes.comEasy Steps To Find An Old 401(k) AccountNovember 22, 2023 | morningstar.comOld Point Financial Corp OPOFOctober 27, 2023 | finanznachrichten.deOld Point Financial Corporation: Old Point Releases Third Quarter 2023 ResultsOctober 27, 2023 | msn.comOld Point Financial GAAP EPS of $0.27, revenue of $14.91MOctober 26, 2023 | finance.yahoo.comOld Point Releases Third Quarter 2023 ResultsOctober 18, 2023 | msn.comOld Point Financial appoints Paul Pickett as its CFOOctober 18, 2023 | marketwatch.comOld Point Financial Names Paul Pickett Chief Financial Officer >OPOFOctober 18, 2023 | finance.yahoo.comOLD POINT ANNOUNCES APPOINTMENT OF PAUL M. PICKETT AS CHIEF FINANCIAL OFFICEROctober 11, 2023 | finance.yahoo.comDoes Old Point Financial (NASDAQ:OPOF) Deserve A Spot On Your Watchlist?September 6, 2023 | msn.comSouthPoint Financial Credit Union organizes Senior Fraud Prevention Seminar; Old Main Village to hostAugust 31, 2023 | benzinga.comMonday Is Your Last Chance To Buy Old Point Financial Before The Dividend PayoutAugust 1, 2023 | seekingalpha.comOPOF Old Point Financial CorporationJuly 28, 2023 | finance.yahoo.comOld Point Releases Second Quarter 2023 ResultsJuly 22, 2023 | msn.comPhotos: Old Point Comfort MarinaSee More Headlines Receive OPOF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Old Point Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 12/29 Dividend12/05/2023Dividend Payable12/29/2023Last Earnings1/30/2024Ex-Dividend for 3/29 Dividend3/05/2024Today3/28/2024Dividend Payable3/29/2024Next Earnings (Estimated)4/25/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryN/A Current SymbolNASDAQ:OPOF CUSIPN/A CIK740971 Webwww.oldpoint.com Phone(757) 728-1200Fax757-728-1279Employees294Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.54 Trailing P/E Ratio11.01 Forward P/E RatioN/A P/E GrowthN/ANet Income$7.73 million Net Margins9.60% Pretax Margin13.62% Return on Equity7.61% Return on Assets0.54% Debt Debt-to-Equity Ratio0.70 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$80.50 million Price / Sales1.06 Cash Flow$2.63 per share Price / Cash Flow6.44 Book Value$19.69 per share Price / Book0.86Miscellaneous Outstanding Shares5,040,000Free Float4,223,000Market Cap$85.43 million OptionableNot Optionable Beta0.20 The Next 7 Blockbuster Stocks for Growth InvestorsWondering what the next stocks will be that hit it big, with solid fundamentals? Click the link below to learn more about how your portfolio could bloom.Get This Free Report Key ExecutivesMr. Robert F. Shuford Jr. (Age 59)Chairman, CEO & President Comp: $545.69kMr. Joseph R. Witt (Age 63)President of Financial Services, Chief Strategy Officer & Director Comp: $484.63kMr. Thomas L. Hotchkiss (Age 69)Chief Credit Officer & Executive VP Comp: $311.6kMr. Paul M. Pickett (Age 56)CFO, Senior VP and Principal Financial & Accounting Officer Ms. Susan R. Ralston (Age 60)Chief Operating Officer Comp: $264.93kMr. Eugene M. Jordan II (Age 69)General Counsel, Secretary to the Board & Executive VP of Corporate Counsel Comp: $214.49kLaura WrightVP & Marketing DirectorMr. Donald S. Buckless (Age 59)Executive VP & Chief Lending Officer Mr. A. Eric Kauders Jr. (Age 53)Chairman, President & CEO of Old Point Wealth Management More ExecutivesKey CompetitorsEmclaire FinancialNASDAQ:EMCFLandmark BancorpNASDAQ:LARKCF BanksharesNASDAQ:CFBKUnited BancsharesNASDAQ:UBOHFNCB BancorpNASDAQ:FNCBView All CompetitorsInsiders & InstitutionsVanguard Group Inc.Bought 4,627 shares on 3/11/2024Ownership: 3.644%Vanguard Group Inc.Bought 4,627 shares on 2/15/2024Ownership: 3.643%Bridgeway Capital Management LLCBought 1,344 shares on 2/15/2024Ownership: 0.641%OLD Point Trust & Financial Services N ASold 11,814 shares on 2/14/2024Ownership: 5.278%Northern Trust CorpBought 14,469 shares on 2/13/2024Ownership: 0.287%View All Insider TransactionsView All Institutional Transactions OPOF Stock Analysis - Frequently Asked Questions How have OPOF shares performed in 2024? Old Point Financial's stock was trading at $17.93 at the beginning of 2024. Since then, OPOF stock has decreased by 5.5% and is now trading at $16.95. View the best growth stocks for 2024 here. Are investors shorting Old Point Financial? Old Point Financial saw a increase in short interest in the month of March. As of March 15th, there was short interest totaling 3,800 shares, an increase of 22.6% from the February 29th total of 3,100 shares. Based on an average daily volume of 2,300 shares, the days-to-cover ratio is presently 1.7 days. Approximately 0.1% of the shares of the company are short sold. View Old Point Financial's Short Interest. When is Old Point Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, April 25th 2024. View our OPOF earnings forecast. How were Old Point Financial's earnings last quarter? Old Point Financial Co. (NASDAQ:OPOF) announced its quarterly earnings results on Tuesday, January, 30th. The bank reported $0.29 earnings per share for the quarter. The bank had revenue of $15.35 million for the quarter. Old Point Financial had a trailing twelve-month return on equity of 7.61% and a net margin of 9.60%. How often does Old Point Financial pay dividends? What is the dividend yield for Old Point Financial? Old Point Financial announced a quarterly dividend on Tuesday, February 20th. Shareholders of record on Wednesday, March 6th will be paid a dividend of $0.14 per share on Friday, March 29th. This represents a $0.56 annualized dividend and a dividend yield of 3.30%. The ex-dividend date is Tuesday, March 5th. Read our dividend analysis for OPOF. Is Old Point Financial a good dividend stock? Old Point Financial (NASDAQ:OPOF) pays an annual dividend of $0.56 per share and currently has a dividend yield of 3.41%. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 36.36%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for OPOF. What is Robert F. Shuford Sr.'s approval rating as Old Point Financial's CEO? 6 employees have rated Old Point Financial Chief Executive Officer Robert F. Shuford Sr. on Glassdoor.com. Robert F. Shuford Sr. has an approval rating of 100% among the company's employees. This puts Robert F. Shuford Sr. in the top 10% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of Old Point Financial own? Based on aggregate information from My MarketBeat watchlists, some companies that other Old Point Financial investors own include Main Street Capital (MAIN), Boeing (BA), General Motors (GM), NVIDIA (NVDA), Overstock.com (OSTK), Pure Storage (PSTG), QUALCOMM (QCOM), Riot Platforms (RIOT), CalAmp (CAMP) and Delphi Technologies (DLPH). Who are Old Point Financial's major shareholders? Old Point Financial's stock is owned by a number of institutional and retail investors. Top institutional shareholders include OLD Point Trust & Financial Services N A (5.28%), Vanguard Group Inc. (3.64%), Vanguard Group Inc. (3.64%), PBMares Wealth Management LLC (0.69%), Bridgeway Capital Management LLC (0.64%) and Northern Trust Corp (0.29%). Insiders that own company stock include A Eric Kauders Jr, Clark Rebekah Ellen Thacker, Donald S Buckless, Elizabeth S Wash, Elizabeth S Wash, John Cabot Ishon, Joseph R Witt, Joseph R Witt, Martin S Friedman, Michael A Glasser, Pl Capital Advisors, Llc, Robert F Shuford Jr, Sarah B Golden, Stephen Conway Adams, Susan Ralston, Tom B Langley, William F Keefe and William F Keefe. View institutional ownership trends. How do I buy shares of Old Point Financial? Shares of OPOF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. 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