NASDAQ:SPNS Sapiens International - SPNS Stock Forecast, Price & News Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Sapiens International Co. Please log in to your account or sign up in order to add this asset to your watchlist. $21.72 +0.43 (+2.02%) (As of 03/31/2023 12:00 AM ET) Add Compare Share Share Today's Range$21.41▼$21.8050-Day Range$19.09▼$23.4652-Week Range$16.18▼$26.77Volume123,832 shsAverage Volume119,206 shsMarket Capitalization$1.20 billionP/E Ratio23.11Dividend Yield2.58%Price Target$23.80 ProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial Media Sapiens International MarketRank™ ForecastAnalyst RatingHold2.33 Rating ScoreUpside/Downside9.6% Upside$23.80 Price TargetShort InterestHealthy1.01% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.43Based on 8 Articles This WeekInsider TradingN/AProj. Earnings Growth8.87%From $1.24 to $1.35 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.14 out of 5 starsComputer And Technology Sector285th out of 618 stocksPrepackaged Software Industry96th out of 213 stocks 1.2 Analyst's Opinion Consensus RatingSapiens International has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 3 buy ratings, 2 hold ratings, and 1 sell rating.Price Target Upside/DownsideAccording to analysts' consensus price target of $23.80, Sapiens International has a forecasted upside of 9.6% from its current price of $21.72.Amount of Analyst CoverageSapiens International has only been the subject of 3 research reports in the past 90 days. Previous Next 5.0 Short Interest Percentage of Shares Shorted1.01% of the float of Sapiens International has been sold short.Short Interest Ratio / Days to CoverSapiens International has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Sapiens International has recently decreased by 11.75%, indicating that investor sentiment is improving significantly. Previous Next 2.5 Dividend Strength Dividend YieldSapiens International pays a meaningful dividend of 2.74%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthSapiens International has only been increasing its dividend for 2 years.Dividend CoverageThe dividend payout ratio of Sapiens International is 59.57%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Sapiens International will have a dividend payout ratio of 41.48% next year. This indicates that Sapiens International will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for SPNS. Previous Next 2.5 News and Social Media Coverage News SentimentSapiens International has a news sentiment score of 0.43. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Computer and Technology companies.News Coverage This WeekMarketBeat has tracked 8 news articles for Sapiens International this week, compared to 2 articles on an average week.Search Interest4 people have searched for SPNS on MarketBeat in the last 30 days. Previous Next 0.8 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Sapiens International insiders have not sold or bought any company stock.Percentage Held by Insiders16.00% of the stock of Sapiens International is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 23.42% of the stock of Sapiens International is held by institutions. Previous Next 2.5 Earnings and Valuation Earnings GrowthEarnings for Sapiens International are expected to grow by 8.87% in the coming year, from $1.24 to $1.35 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Sapiens International is 23.11, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 122.18.Price to Earnings Ratio vs. SectorThe P/E ratio of Sapiens International is 23.11, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 306.71.Price to Book Value per Share RatioSapiens International has a P/B Ratio of 2.97. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Sapiens International (NASDAQ:SPNS) StockSapiens International Corp. NV provides software solutions for the insurance industry. It offers core, end-to-end solutions to the global general insurance, property and casualty, life, pension and annuities, reinsurance and retirement markets, as well as business decision management software. The company was founded by Joseph Bolless and Ron Zuckerman in 1982 and is headquartered in Holon, Israel.Read More Receive SPNS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Sapiens International and its competitors with MarketBeat's FREE daily newsletter. Email Address SPNS Stock News HeadlinesMarch 31, 2023 | americanbankingnews.comSapiens International Co. Announces -- Dividend of $0.25 (NASDAQ:SPNS)March 31, 2023 | americanbankingnews.comSapiens International Co. (NASDAQ:SPNS) Given Consensus Rating of "Moderate Buy" by BrokeragesApril 1, 2023 | Vantage Point (Ad)Did You See These Trend Reversals?Get ready for a potentially shocking and unprecedented announcement from the Fed meeting on May 3rd. This could cause many retail and industry traders to resort to drastic measures. One swift stroke could make popular assets plummet, BUT… there’s a straightforward solution to act now to protect your family and wealth. March 31, 2023 | americanbankingnews.comSapiens International (NASDAQ:SPNS) Raised to Strong-Buy at StockNews.comMarch 29, 2023 | finance.yahoo.comInvestors Will Want Sapiens International's (NASDAQ:SPNS) Growth In ROCE To PersistMarch 29, 2023 | finance.yahoo.comSapiens Files Annual Report on Form 20-F for the Year Ended December 31, 2022March 29, 2023 | finance.yahoo.comSAPIENS DECLARES CASH DIVIDEND OF $13.8 MILLION OR $0.25 PER SHARE FOR THE SECOND HALF OF 2022March 23, 2023 | americanbankingnews.comSapiens International (NASDAQ:SPNS) Downgraded by StockNews.comApril 1, 2023 | Vantage Point (Ad)Did You See These Trend Reversals?Get ready for a potentially shocking and unprecedented announcement from the Fed meeting on May 3rd. This could cause many retail and industry traders to resort to drastic measures. One swift stroke could make popular assets plummet, BUT… there’s a straightforward solution to act now to protect your family and wealth. March 20, 2023 | finanznachrichten.deSapiens International Corporation: EquiTrust's New Product Launch Powered by Sapiens' Game-Changing TechnologyMarch 20, 2023 | finance.yahoo.comEquiTrust's New Product Launch Powered by Sapiens' Game-Changing TechnologyMarch 7, 2023 | finance.yahoo.comSapiens' (SPNS) Expanding Customer Base Aids Growth ProspectsMarch 6, 2023 | finanznachrichten.deSapiens International Corporation: Sapiens Wins 2023 Celent XCelent Award for Property & Casualty PAS in EMEAMarch 6, 2023 | finance.yahoo.comSapiens Wins 2023 Celent XCelent Award for Property & Casualty PAS in EMEAFebruary 23, 2023 | seekingalpha.comSapiens International Corporation N.V. (SPNS) Q4 2022 Earnings Call TranscriptFebruary 21, 2023 | finance.yahoo.comSapiens (SPNS) Lags Q4 Earnings and Revenue EstimatesFebruary 21, 2023 | finanznachrichten.deSapiens International Corporation: Sapiens Reports Fourth Quarter 2022 Financial ResultsFebruary 21, 2023 | finance.yahoo.comSapiens Reports Fourth Quarter 2022 Financial ResultsFebruary 13, 2023 | finanznachrichten.deSapiens International Corporation: South African Insurer Hollard Group Risk Implements Sapiens for Complete Core Transformation for Life & PensionsFebruary 13, 2023 | finance.yahoo.comSouth African Insurer Hollard Group Risk Implements Sapiens for Complete Core Transformation for Life & PensionsFebruary 2, 2023 | finanznachrichten.deSapiens International Corporation: MS Amlin Insurance Selects Sapiens for Transformation of its Commercial Lines Operations across Multiple CountriesFebruary 2, 2023 | finance.yahoo.comMS Amlin Insurance Selects Sapiens for Transformation of its Commercial Lines Operations across Multiple CountriesJanuary 24, 2023 | finance.yahoo.comSAPIENS TO ANNOUNCE FOURTH QUARTER AND YEAR-END 2022 FINANCIAL RESULTS ON FEBRUARY 21, 2023January 4, 2023 | finance.yahoo.comIs Sapiens International Corporation N.V.'s (NASDAQ:SPNS) Latest Stock Performance A Reflection Of Its Financial Health?December 19, 2022 | finance.yahoo.comYaffa Cohen-Ifrah Joins Sapiens Leadership TeamDecember 18, 2022 | seekingalpha.comSapiens Sees Improving Gross Margin But FX Impacts TooDecember 14, 2022 | finance.yahoo.comSapiens Establishes Presence in Finnish Market with LocalTapiola Life, Fourth Largest Life Insurance Company in FinlandSee More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive SPNS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Sapiens International and its competitors with MarketBeat's FREE daily newsletter. Email Address SPNS Company Calendar Last Earnings2/21/2023Today4/01/2023Ex-Dividend for 4/24 Dividend4/06/2023Dividend Payable4/24/2023Next Earnings (Estimated)5/02/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry Prepackaged software Sub-IndustryApplication Software SectorComputer and Technology Current SymbolNASDAQ:SPNS CUSIPN7716A15 CIK885740 Webwww.sapiens.com Phone(723) 790-2000Fax972-3790-2942Employees4,044Year FoundedN/APrice Target and Rating Average Stock Price Forecast$23.80 High Stock Price Forecast$26.00 Low Stock Price Forecast$20.00 Forecasted Upside/Downside+9.6%Consensus RatingHold Rating Score (0-4)2.33 Research Coverage6 Analysts Profitability EPS (Most Recent Fiscal Year)$0.94 Trailing P/E Ratio23.11 Forward P/E Ratio17.52 P/E GrowthN/ANet Income$52.60 million Net Margins11.08% Pretax Margin13.81% Return on Equity16.16% Return on Assets9.56% Debt Debt-to-Equity Ratio0.15 Current Ratio1.95 Quick Ratio1.88 Sales & Book Value Annual Sales$474.74 million Price / Sales2.52 Cash Flow$1.60 per share Price / Cash Flow13.57 Book Value$7.31 per share Price / Book2.97Miscellaneous Outstanding Shares55,110,000Free Float46,290,000Market Cap$1.20 billion OptionableOptionable Beta1.28 Key ExecutivesRoni Al-DorPresident, Chief Executive Officer & DirectorRoni GiladiChief Financial OfficerIlan BuganimChief Technology & Information OfficerRaj GhumanSenior VP-Business Development OperationsBen ShoryPresident-Digital DivisionKey CompetitorsSolarWindsNYSE:SWIAmerican SoftwareNASDAQ:AMSWAACI WorldwideNASDAQ:ACIWMicroStrategyNASDAQ:MSTRBlackbaudNASDAQ:BLKBView All CompetitorsInstitutional OwnershipVoya Investment Management LLCSold 24,789 shares on 2/28/2023Ownership: 0.207%Alliancebernstein L.P.Bought 1,500 shares on 2/16/2023Ownership: 0.060%State of WyomingBought 5,009 shares on 2/16/2023Ownership: 0.018%Morgan StanleyBought 10,751 shares on 2/15/2023Ownership: 0.192%Legal & General Group PlcSold 31,315 shares on 2/15/2023Ownership: 0.156%View All Institutional Transactions SPNS Stock - Frequently Asked Questions Should I buy or sell Sapiens International stock right now? 6 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Sapiens International in the last twelve months. There are currently 1 sell rating, 2 hold ratings and 3 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" SPNS shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in SPNS, but not buy additional shares or sell existing shares. View SPNS analyst ratings or view top-rated stocks. What is Sapiens International's stock price forecast for 2023? 6 Wall Street analysts have issued 1 year price targets for Sapiens International's shares. Their SPNS share price forecasts range from $20.00 to $26.00. On average, they expect the company's stock price to reach $23.80 in the next year. This suggests a possible upside of 9.6% from the stock's current price. View analysts price targets for SPNS or view top-rated stocks among Wall Street analysts. How have SPNS shares performed in 2023? Sapiens International's stock was trading at $18.48 at the beginning of the year. Since then, SPNS stock has increased by 17.5% and is now trading at $21.72. View the best growth stocks for 2023 here. When is Sapiens International's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, May 2nd 2023. View our SPNS earnings forecast. How were Sapiens International's earnings last quarter? Sapiens International Co. (NASDAQ:SPNS) issued its quarterly earnings results on Tuesday, February, 21st. The technology company reported $0.31 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.32 by $0.01. The technology company had revenue of $119.46 million for the quarter, compared to analyst estimates of $120.86 million. Sapiens International had a trailing twelve-month return on equity of 16.16% and a net margin of 11.08%. The business's quarterly revenue was up .2% compared to the same quarter last year. During the same quarter in the previous year, the company earned $0.30 earnings per share. How often does Sapiens International pay dividends? What is the dividend yield for Sapiens International? Sapiens International announced a -- dividend on Wednesday, March 29th. Investors of record on Monday, April 10th will be given a dividend of $0.25 per share on Monday, April 24th. This represents a dividend yield of 4.5%. The ex-dividend date of this dividend is Thursday, April 6th. Read our dividend analysis for SPNS. What ETFs hold Sapiens International's stock? ETFs with the largest weight of Sapiens International (NASDAQ:SPNS) stock in their portfolio include ARK Israel Innovative Technology ETF (IZRL), Roundhill Acquirers Deep Value ETF (DEEP), BlueStar Israel Technology ETF (ITEQ), Global X FinTech ETF (FINX), VanEck Israel ETF (ISRA) and First Trust NASDAQ Technology Dividend Index Fund (TDIV). Is Sapiens International a good dividend stock? Sapiens International (NASDAQ:SPNS) pays an annual dividend of $0.58 per share and currently has a dividend yield of 2.74%. The company has been increasing its dividend for 2 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 61.70%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, SPNS will have a dividend payout ratio of 42.96% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for SPNS. What guidance has Sapiens International issued on next quarter's earnings? Sapiens International issued an update on its FY 2023 earnings guidance on Tuesday, February, 21st. The company provided earnings per share (EPS) guidance of for the period. The company issued revenue guidance of $502.00 million-$507.00 million, compared to the consensus revenue estimate of $507.50 million. What is Roni Al-Dor's approval rating as Sapiens International's CEO? 152 employees have rated Sapiens International Chief Executive Officer Roni Al-Dor on Glassdoor.com. Roni Al-Dor has an approval rating of 83% among the company's employees. What other stocks do shareholders of Sapiens International own? Based on aggregate information from My MarketBeat watchlists, some companies that other Sapiens International investors own include Digital Turbine (APPS), Advanced Micro Devices (AMD), Enphase Energy (ENPH), Veeva Systems (VEEV), Amarin (AMRN), Apollo Global Management (APO), PennyMac Financial Services (PFSI), QUALCOMM (QCOM), Taiwan Semiconductor Manufacturing (TSM) and Zoetis (ZTS). What is Sapiens International's stock symbol? Sapiens International trades on the NASDAQ under the ticker symbol "SPNS." How do I buy shares of Sapiens International? Shares of SPNS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Sapiens International's stock price today? One share of SPNS stock can currently be purchased for approximately $21.72. How much money does Sapiens International make? Sapiens International (NASDAQ:SPNS) has a market capitalization of $1.20 billion and generates $474.74 million in revenue each year. The technology company earns $52.60 million in net income (profit) each year or $0.94 on an earnings per share basis. How many employees does Sapiens International have? The company employs 4,044 workers across the globe. How can I contact Sapiens International? Sapiens International's mailing address is Azrieli Center 26 Harukmim St., Holon L3, 5885800. The official website for the company is www.sapiens.com. The technology company can be reached via phone at (723) 790-2000, via email at yaffa.cohen-ifrah@sapiens.com, or via fax at 972-3790-2942. This page (NASDAQ:SPNS) was last updated on 4/1/2023 by MarketBeat.com Staff Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. 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