SSBK vs. CVCY, USCB, FVCB, NWFL, BCML, CIVB, CZFS, PKBK, BWFG, and OVLY
Should you be buying Southern States Bancshares stock or one of its competitors? The main competitors of Southern States Bancshares include Central Valley Community Bancorp (CVCY), USCB Financial (USCB), FVCBankcorp (FVCB), Norwood Financial (NWFL), BayCom (BCML), Civista Bancshares (CIVB), Citizens Financial Services (CZFS), Parke Bancorp (PKBK), Bankwell Financial Group (BWFG), and Oak Valley Bancorp (OVLY). These companies are all part of the "state commercial banks" industry.
Central Valley Community Bancorp (NASDAQ:CVCY) and Southern States Bancshares (NASDAQ:SSBK) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, valuation, earnings, community ranking, profitability, dividends, analyst recommendations, institutional ownership and media sentiment.
Central Valley Community Bancorp has a net margin of 23.39% compared to Central Valley Community Bancorp's net margin of 22.64%. Central Valley Community Bancorp's return on equity of 15.52% beat Southern States Bancshares' return on equity.
Central Valley Community Bancorp currently has a consensus price target of $20.33, suggesting a potential upside of 4.54%. Southern States Bancshares has a consensus price target of $35.00, suggesting a potential upside of 35.29%. Given Central Valley Community Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Southern States Bancshares is more favorable than Central Valley Community Bancorp.
In the previous week, Central Valley Community Bancorp had 2 more articles in the media than Southern States Bancshares. MarketBeat recorded 3 mentions for Central Valley Community Bancorp and 1 mentions for Southern States Bancshares. Central Valley Community Bancorp's average media sentiment score of 0.76 beat Southern States Bancshares' score of 0.63 indicating that Southern States Bancshares is being referred to more favorably in the news media.
50.2% of Central Valley Community Bancorp shares are held by institutional investors. Comparatively, 58.7% of Southern States Bancshares shares are held by institutional investors. 15.9% of Central Valley Community Bancorp shares are held by insiders. Comparatively, 14.8% of Southern States Bancshares shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Central Valley Community Bancorp has a beta of 0.84, meaning that its stock price is 16% less volatile than the S&P 500. Comparatively, Southern States Bancshares has a beta of 0.14, meaning that its stock price is 86% less volatile than the S&P 500.
Central Valley Community Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 2.5%. Southern States Bancshares pays an annual dividend of $0.36 per share and has a dividend yield of 1.4%. Central Valley Community Bancorp pays out 22.1% of its earnings in the form of a dividend. Southern States Bancshares pays out 10.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Southern States Bancshares has higher revenue and earnings than Central Valley Community Bancorp. Southern States Bancshares is trading at a lower price-to-earnings ratio than Central Valley Community Bancorp, indicating that it is currently the more affordable of the two stocks.
Central Valley Community Bancorp received 223 more outperform votes than Southern States Bancshares when rated by MarketBeat users. Likewise, 57.46% of users gave Central Valley Community Bancorp an outperform vote while only 46.15% of users gave Southern States Bancshares an outperform vote.
Summary
Central Valley Community Bancorp and Southern States Bancshares tied by winning 10 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding SSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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