Your Community Bankshares, Inc., formerly Community Bank Shares of Indiana, Inc., is a bank holding company. The Company operates through its banking subsidiary, Your Community Bank (the Bank). The Bank is a state-chartered commercial bank. The Bank has approximately three subsidiaries to manage its investment portfolio, including CBSI Holdings, Inc. and CBSI Investments, Inc., which together owns CBSI Investment Portfolio Management, LLC, which holds and manages investment securities owned by the Bank. In addition, the Company owns a captive insurance company, CBIN Insurance, Inc., which issues policies to its banking subsidiaries. The Company offers business and personal banking services through a range of deposit products and services that include non-interest and interest-bearing checking accounts, mobile banking, debit cards, savings accounts, money market accounts, certificates of deposit and individual retirement accounts.
Industry, Sector and Symbol:
Average Prices:- 50 Day Moving Avg: $37.78
- 200 Day Moving Avg: $35.76
- 52 Week Range: $27.44 - $39.48
P/E:- Trailing P/E Ratio: N/A
- Foreward P/E Ratio: 13.21
- P/E Growth: 0.00
Profitability:- Net Margins: 22.71%
- Return on Equity: 11.13%
- Return on Assets: 0.98%
Debt:- Debt-to-Equity Ratio: 0.77%
- Current Ratio: 0.89%
- Quick Ratio: 0.89%
Misc:- Average Volume: 29,589 shs.
- Beta: 0.32
Frequently Asked Questions for Your Community Bankshares (NASDAQ:YCB)
What is Your Community Bankshares' stock symbol?
Your Community Bankshares trades on the NASDAQ under the ticker symbol "YCB."
How were Your Community Bankshares' earnings last quarter?
Your Community Bankshares Inc (NASDAQ:YCB) issued its quarterly earnings results on Monday, January, 25th. The company reported $0.74 earnings per share for the quarter, beating the Thomson Reuters' consensus estimate of $0.70 by $0.04. The company earned $16.70 million during the quarter. Your Community Bankshares had a return on equity of 11.13% and a net margin of 22.71%. View Your Community Bankshares' Earnings History.
Who are some of Your Community Bankshares' key competitors?
Some companies that are related to Your Community Bankshares include HDFC Bank Limited (HDB), J P Morgan Chase & Co (JPM), Wells Fargo & Company (WFC), Bank of America Corporation (BAC), Citigroup (C), Royal Bank Of Canada (RY), Banco Santander, S.A. (SAN), Toronto Dominion Bank (The) (TD), U.S. Bancorp (USB), Westpac Banking Corporation (WBK), Itau Unibanco Banco Holding SA (ITUB), Mitsubishi UFJ Financial Group (MTU), Bank of Nova Scotia (The) (BNS), ING Group, N.V. (ING), Banco Bradesco SA (BBD), PNC Financial Services Group, Inc. (The) (PNC), Banco Bilbao Vizcaya Argentaria SA (BBVA) and Lloyds Banking Group PLC (LYG).
Who are Your Community Bankshares' key executives?
Your Community Bankshares' management team includes the folowing people:
- Gary L. Libs, Independent Chairman of the Board
- Kerry M. Stemler, Independent Chairman of the Board
- James D. Rickard, President, Chief Executive Officer, Director
- R. Wayne Estopinal, Vice Chairman of the Board
- Steven R. Stemler, Independent Vice Chairman of the Board
- Paul A. Chrisco, Chief Financial Officer, Executive Vice President
- Bill D. Wright, Executive Vice President, Treasurer, Director - Planning
- Michael K. Bauer, Executive Vice President, Chief Credit Officer
- Kevin J. Cecil, Executive Vice President
- Lisa B. Morley, Senior Vice President and Human Resources Director
How do I buy Your Community Bankshares stock?
Shares of Your Community Bankshares can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Your Community Bankshares' stock price today?
One share of Your Community Bankshares stock can currently be purchased for approximately $39.37.
MarketBeat Community Rating for Your Community Bankshares (NASDAQ YCB)MarketBeat's community ratings are surveys of what our community members think about Your Community Bankshares and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Consensus Ratings for Your Community Bankshares (NASDAQ:YCB) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
| Ratings Breakdown: | No ratings tracked in the last 12 months. |
| Consensus Rating: | N/A (Score: NaN) |
| Consensus Price Target: | N/A |
Analysts' Ratings History for Your Community Bankshares (NASDAQ:YCB)
Show:
| Date | Firm | Action | Rating | Price Target | Impact on Share Price | Details |
|---|
| 5/10/2016 | Keefe, Bruyette & Woods | Downgrade | Outperform -> Market Perform | $37.00 -> $39.50 | N/A |  |
| 5/4/2016 | Stephens | Downgrade | Overweight -> Equal Weight | | N/A | |
| 5/4/2016 | Hovde Group | Downgrade | Outperform -> Market Perform | | N/A | |
(Data available from 8/23/2015 forward)
Earnings History for Your Community Bankshares (NASDAQ:YCB)Earnings History by Quarter for Your Community Bankshares (NASDAQ YCB)| Date | Quarter | Consensus Estimate | Actual EPS | Revenue Estimate | Actual Revenue | Release Link | Conference Call | Details |
|---|
| 1/25/2016 | Q4 | $0.70 | $0.74 | | $16.70 million | View | N/A | |
| 10/27/2014 | Q314 | | $0.63 | | $9.87 million | View | N/A | |
| 2/5/2014 | Q4 | | $0.66 | | $9.59 million | View | N/A | |
(Data available from 1/1/2011 forward)
Earnings Estimates for Your Community Bankshares (NASDAQ:YCB)Current Year EPS Consensus Estimate: $2.85 EPS
Next Year EPS Consensus Estimate: $2.98 EPS
Current Dividend Information for Your Community Bankshares (NASDAQ:YCB)| Most Recent Dividend: | 8/25/2016 |
| Annual Dividend: | $0.48 |
| Dividend Yield: | 1.22% |
| Payout Ratio: | 17.58% (Trailing 12 Months of Earnings)
16.84% (Based on This Year's Estimates)
16.11% (Based on Next Year's Estimates)
|
Dividend History by Quarter for Your Community Bankshares (NASDAQ YCB)| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 7/26/2016 | quarterly | $0.12 | 1.27% | 8/4/2016 | 8/8/2016 | 8/25/2016 |
| 4/27/2016 | quarterly | $0.12 | 1.46% | 5/5/2016 | 5/9/2016 | 5/26/2016 |
| 1/26/2016 | quarterly | $0.12 | 1.43% | 2/4/2016 | 2/8/2016 | 2/25/2016 |
| 10/27/2015 | quarterly | $0.12 | 1.68% | 11/5/2015 | 11/9/2015 | 11/27/2015 |
| 7/28/2015 | quarterly | $0.12 | 1.6% | 8/6/2015 | 8/10/2015 | 8/27/2015 |
| 4/30/2015 | quarterly | $0.12 | 1.74% | 5/7/2015 | 5/11/2015 | 5/29/2015 |
| 1/29/2015 | quarterly | $0.12 | 1.78% | 2/6/2015 | 2/10/2015 | 2/27/2015 |
| 10/27/2014 | quarterly | $0.12 | 1.79% | 11/6/2014 | 11/10/2014 | 11/28/2014 |
| 7/23/2014 | quarterly | $0.12 | 1.84% | 7/31/2014 | 8/4/2014 | 8/21/2014 |
| 4/17/2014 | quarterly | $0.12 | 2.11% | 4/30/2014 | 5/2/2014 | 5/16/2014 |
| 1/29/2014 | quarterly | $0.12 | 2.39% | 2/6/2014 | 2/10/2014 | 2/27/2014 |
(Data available from 1/1/2013 forward)
Insider Trading and Institutional Ownership History for Your Community Bankshares (NASDAQ:YCB)Insider Ownership Percentage: 11.45%
Institutional Ownership Percentage: 34.66%
Insider Trades by Quarter for Your Community Bankshares (NASDAQ:YCB)| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Details |
|---|
| 12/7/2015 | Gary L Libs | Director | Buy | 870 | $31.24 | $27,178.80 | |
| 12/4/2015 | Gary L. Libs | Director | Buy | 5,000 | $31.48 | $157,400.00 | |
| 11/30/2015 | Wayne Estopinal R | Director | Buy | 1,375 | $31.00 | $42,625.00 | |
| 11/17/2015 | Wayne Estopinal R | Director | Buy | 1,278 | $30.00 | $38,340.00 | |
| 6/9/2015 | Gerald T Koetter | Director | Sell | 1,792 | $27.70 | $49,638.40 | |
| 3/23/2015 | Michael K Bauer | Insider | Sell | 3,435 | $27.62 | $94,874.70 | |
| 3/10/2015 | Bill D Wright | EVP | Sell | 1,884 | $27.26 | $51,357.84 | |
| 12/4/2014 | Paul Chrisco | CFO | Buy | 1,975 | $26.75 | $52,831.25 | |
| 8/8/2014 | Gary L Libs | Director | Buy | 6,973 | $26.25 | $183,041.25 | |
| 8/6/2014 | Gary L Libs | Director | Buy | 1,800 | $26.09 | $46,962.00 | |
| 6/6/2014 | Gary L Libs | Director | Buy | 1,438 | $25.60 | $36,812.80 | |
| 6/2/2014 | James D Rickard | CEO | Sell | 4,000 | $25.50 | $102,000.00 | |
| 10/25/2013 | Michael K Bauer | EVP | Sell | 2,441 | $18.31 | $44,694.71 | |
| 6/5/2013 | James E Geisler | Director | Buy | 1,000 | $16.90 | $16,900.00 | |
| 5/3/2013 | Kerry M Stemler | Director | Buy | 8,000 | $15.66 | $125,280.00 | |
| 5/1/2013 | Gary L Libs | Director | Buy | 3,000 | $15.76 | $47,280.00 | |
| 4/1/2013 | Norman E Pfau Jr | Director | Buy | 5,000 | $16.45 | $82,250.00 | |
| 3/22/2013 | Norman E Pfau Jr | Director | Buy | 5,000 | $16.39 | $81,950.00 | |
| 12/18/2012 | Kerry M Stemler | Director | Buy | 1,033 | $12.95 | $13,377.35 | |
| 11/29/2012 | Steven R Stemler | Director | Buy | 4,947 | $13.00 | $64,311.00 | |
| 9/28/2012 | Norman E Pfau Jr | Director | Buy | 25,048 | $13.00 | $325,624.00 | |
(Data available from 1/1/2013 forward)
Headline Trends for Your Community Bankshares (NASDAQ:YCB)
Latest Headlines for Your Community Bankshares (NASDAQ:YCB)
| Source: |
|
| Date | Headline |
|---|
 | KeyCorp (KEY) versus Your Community Bankshares (YCB) Critical Analysis
www.americanbankingnews.com - June 14 at 12:46 AM |
 | Wayne Savings Bancshares (WAYN) Says ISS and Glass Lewis Have Both Recommended Voting in Favor of the Company's Director Slate
www.streetinsider.com - May 12 at 3:19 PM |
 | Wayne Savings Announces That ISS and Glass Lewis Have Both Recommended Voting in Favor of the Company’s Director Candidates
www.businesswire.com - May 11 at 3:22 PM |
 | BofA's Moynihan: We are in favor of reasonable regulation - Presented by: The Aol. On Network
www.nasdaq.com - December 8 at 3:15 PM |
 | Mike Pompeo, Sharp Critic of Hillary Clinton, Is Trump’s Pick to Lead C.I.A.
www.nytimes.com - November 19 at 10:54 AM |
 | The problem with fake news is not supply. It’s demand
www.theglobeandmail.com - November 19 at 10:54 AM |
 | FIGHT TO DEATH: 2 moose found frozen near remote Alaska village
www.foxnews.com - November 19 at 10:54 AM |
| The dark art of Breitbart
www.theglobeandmail.com - November 19 at 10:54 AM |
 | 5:16 pm Your Community Bankshares shareholders approve merger agreement with WesBanco (WSBC); expected to be completed before the end of the third quarter of 2016
finance.yahoo.com - August 21 at 7:19 PM |
 | U.S. V. Apple - The Looming Trial Of The Century?
seekingalpha.com - August 20 at 9:27 AM |
| YOUR COMMUNITY BANKSHARES, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders, Regulation F
biz.yahoo.com - May 19 at 4:53 PM |
| YOUR COMMUNITY BANKSHARES, INC. SHAREHOLDER ALERT: Rigrodsky & Long, P.A. Announces Investigation Of Buyout
finance.yahoo.com - May 19 at 3:50 PM |
| SHAREHOLDER ALERT: Levi & Korsinsky, LLP Announces Investigation Regarding the Fairness of the Sale of Your Community Bankshares, Inc. to WesBanco, Inc.
finance.yahoo.com - May 12 at 2:10 PM |
| INVESTOR ALERT: Brower Piven Commences an Investigation into the Proposed Sale of Your Community Bankshares, Inc. and Encourages Shareholders to Contact the Firm for Additional Information
finance.yahoo.com - May 10 at 4:43 PM |
 | KBW Downgrades Your Community Bankshares To Market Perform
www.benzinga.com - May 10 at 2:46 PM |
| YOUR COMMUNITY BANKSHARES, INC. Files SEC form 10-Q, Quarterly Report
biz.yahoo.com - May 10 at 2:41 PM |
| YOUR COMMUNITY BANKSHARES, INC. SHAREHOLDER ALERT: Former SEC Attorney Willie Briscoe and Powers Taylor LLP Believe the Acquisition by WesBanco, Inc. May be Unfair to Shareholders
finance.yahoo.com - May 9 at 12:40 PM |
| SHAREHOLDER ALERT: Brower Piven Commences an Investigation into the Proposed Sale of Your Community Bankshares, Inc. and Encourages Investors to Contact the Firm for Additional Information
finance.yahoo.com - May 7 at 6:00 AM |
| Harwood Feffer LLP Announces Investigation of Your Community Bankshares, Inc.
finance.yahoo.com - May 5 at 3:26 PM |
| INVESTOR ALERT: Levi & Korsinsky, LLP Announces Investigation as to Whether the Sale of Your Community Bankshares, Inc. to WesBanco, Inc. is Fair to Shareholders - YCB
finance.yahoo.com - May 5 at 1:49 PM |
| YOUR COMMUNITY INVESTOR ALERT BY THE FORMER ATTORNEY GENERAL OF LOUISIANA: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Your Community Bankshares, Inc.
finance.yahoo.com - May 5 at 11:00 AM |
| Robbins Arroyo LLP: Acquisition of Your Community Bankshares, Inc. (YCB) by WesBanco, Inc. (WSBC) May Not Be in Shareholders' Best Interests
finance.yahoo.com - May 4 at 3:37 PM |
 | BRIEF-Your Community Bankshares may have to pay Wesbanco $7.5 mln upon termination of merger
www.reuters.com - May 4 at 1:59 PM |
| WesBanco (WSBC) to Merge with Your Community Bankshares (YCB) in $221M Deal
www.streetinsider.com - May 4 at 1:59 PM |
| SHAREHOLDER ALERT: Levi & Korsinsky, LLP Announces Investigation as to Whether the Sale of Your Community Bankshares, Inc. to WesBanco, Inc. is Fair to Shareholders - YCB
finance.yahoo.com - May 4 at 10:11 AM |
 | Your Community Bank signs $221M merger deal
www.bizjournals.com - May 4 at 9:25 AM |
| YOUR COMMUNITY BANKSHARES, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Regulation FD Disclos
biz.yahoo.com - May 3 at 5:23 PM |
| YOUR COMMUNITY BANKSHARES, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits
biz.yahoo.com - April 25 at 4:36 PM |
| Developer to raze bank, build retail center
www.bizjournals.com - March 24 at 10:25 AM |
| YOUR COMMUNITY BANKSHARES, INC. Files SEC form 10-K, Annual Report
biz.yahoo.com - March 15 at 5:22 PM |
 | Your Community Bank Names Ken Dozer Market President for Hardin County, Kentucky (Photo: Business Wire)
www.thestreet.com - February 23 at 11:55 AM |
Your Community Bankshares (YCB) Chart for Wednesday, August, 23, 2017
