Your Community Bankshares Company Profile (NASDAQ:YCB)

About Your Community Bankshares (NASDAQ:YCB)

Your Community Bankshares logoYour Community Bankshares, Inc., formerly Community Bank Shares of Indiana, Inc., is a bank holding company. The Company operates through its banking subsidiary, Your Community Bank (the Bank). The Bank is a state-chartered commercial bank. The Bank has approximately three subsidiaries to manage its investment portfolio, including CBSI Holdings, Inc. and CBSI Investments, Inc., which together owns CBSI Investment Portfolio Management, LLC, which holds and manages investment securities owned by the Bank. In addition, the Company owns a captive insurance company, CBIN Insurance, Inc., which issues policies to its banking subsidiaries. The Company offers business and personal banking services through a range of deposit products and services that include non-interest and interest-bearing checking accounts, mobile banking, debit cards, savings accounts, money market accounts, certificates of deposit and individual retirement accounts.

Industry, Sector and Symbol: Average Prices:
  • 50 Day Moving Avg: $37.78
  • 200 Day Moving Avg: $35.76
  • 52 Week Range: $27.44 - $39.48
P/E:
  • Trailing P/E Ratio: N/A
  • Foreward P/E Ratio: 13.21
  • P/E Growth: 0.00
Profitability:
  • Net Margins: 22.71%
  • Return on Equity: 11.13%
  • Return on Assets: 0.98%
Debt:
  • Debt-to-Equity Ratio: 0.77%
  • Current Ratio: 0.89%
  • Quick Ratio: 0.89%
Misc:
  • Average Volume: 29,589 shs.
  • Beta: 0.32
 

Frequently Asked Questions for Your Community Bankshares (NASDAQ:YCB)

What is Your Community Bankshares' stock symbol?

Your Community Bankshares trades on the NASDAQ under the ticker symbol "YCB."

How were Your Community Bankshares' earnings last quarter?

Your Community Bankshares Inc (NASDAQ:YCB) issued its quarterly earnings results on Monday, January, 25th. The company reported $0.74 earnings per share for the quarter, beating the Thomson Reuters' consensus estimate of $0.70 by $0.04. The company earned $16.70 million during the quarter. Your Community Bankshares had a return on equity of 11.13% and a net margin of 22.71%. View Your Community Bankshares' Earnings History.

Who are some of Your Community Bankshares' key competitors?

Who are Your Community Bankshares' key executives?

Your Community Bankshares' management team includes the folowing people:

  • Gary L. Libs, Independent Chairman of the Board
  • Kerry M. Stemler, Independent Chairman of the Board
  • James D. Rickard, President, Chief Executive Officer, Director
  • R. Wayne Estopinal, Vice Chairman of the Board
  • Steven R. Stemler, Independent Vice Chairman of the Board
  • Paul A. Chrisco, Chief Financial Officer, Executive Vice President
  • Bill D. Wright, Executive Vice President, Treasurer, Director - Planning
  • Michael K. Bauer, Executive Vice President, Chief Credit Officer
  • Kevin J. Cecil, Executive Vice President
  • Lisa B. Morley, Senior Vice President and Human Resources Director

How do I buy Your Community Bankshares stock?

Shares of Your Community Bankshares can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Your Community Bankshares' stock price today?

One share of Your Community Bankshares stock can currently be purchased for approximately $39.37.


MarketBeat Community Rating for Your Community Bankshares (NASDAQ YCB)
Community Ranking:  1.6 out of 5 (star)
Outperform Votes:  17 (Vote Outperform)
Underperform Votes:  36 (Vote Underperform)
Total Votes:  53
MarketBeat's community ratings are surveys of what our community members think about Your Community Bankshares and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for Your Community Bankshares (NASDAQ:YCB) (How are Consensus Ratings Calculated?)
Ratings Breakdown: No ratings tracked in the last 12 months.
Consensus Rating:N/A (Score: NaN)
Consensus Price Target: N/A

Analysts' Ratings History for Your Community Bankshares (NASDAQ:YCB)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
5/10/2016Keefe, Bruyette & WoodsDowngradeOutperform -> Market Perform$37.00 -> $39.50N/AView Rating Details
5/4/2016StephensDowngradeOverweight -> Equal WeightN/AView Rating Details
5/4/2016Hovde GroupDowngradeOutperform -> Market PerformN/AView Rating Details
(Data available from 8/23/2015 forward)

Earnings

Earnings History for Your Community Bankshares (NASDAQ:YCB)
Earnings by Quarter for Your Community Bankshares (NASDAQ:YCB)
Earnings History by Quarter for Your Community Bankshares (NASDAQ YCB)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
1/25/2016Q4$0.70$0.74$16.70 millionViewN/AView Earnings Details
10/27/2014Q314$0.63$9.87 millionViewN/AView Earnings Details
2/5/2014Q4$0.66$9.59 millionViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Your Community Bankshares (NASDAQ:YCB)
Current Year EPS Consensus Estimate: $2.85 EPS
Next Year EPS Consensus Estimate: $2.98 EPS

Dividends

Current Dividend Information for Your Community Bankshares (NASDAQ:YCB)
Most Recent Dividend:8/25/2016
Annual Dividend:$0.48
Dividend Yield:1.22%
Payout Ratio:17.58% (Trailing 12 Months of Earnings)
16.84% (Based on This Year's Estimates)
16.11% (Based on Next Year's Estimates)
Dividend Payments by Quarter for Your Community Bankshares (NASDAQ:YCB)

Dividend History by Quarter for Your Community Bankshares (NASDAQ YCB)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
7/26/2016quarterly$0.121.27%8/4/20168/8/20168/25/2016
4/27/2016quarterly$0.121.46%5/5/20165/9/20165/26/2016
1/26/2016quarterly$0.121.43%2/4/20162/8/20162/25/2016
10/27/2015quarterly$0.121.68%11/5/201511/9/201511/27/2015
7/28/2015quarterly$0.121.6%8/6/20158/10/20158/27/2015
4/30/2015quarterly$0.121.74%5/7/20155/11/20155/29/2015
1/29/2015quarterly$0.121.78%2/6/20152/10/20152/27/2015
10/27/2014quarterly$0.121.79%11/6/201411/10/201411/28/2014
7/23/2014quarterly$0.121.84%7/31/20148/4/20148/21/2014
4/17/2014quarterly$0.122.11%4/30/20145/2/20145/16/2014
1/29/2014quarterly$0.122.39%2/6/20142/10/20142/27/2014
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for Your Community Bankshares (NASDAQ:YCB)
Insider Ownership Percentage: 11.45%
Institutional Ownership Percentage: 34.66%
Insider Trades by Quarter for Your Community Bankshares (NASDAQ:YCB)
Institutional Ownership by Quarter for Your Community Bankshares (NASDAQ:YCB)
Insider Trades by Quarter for Your Community Bankshares (NASDAQ:YCB)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
12/7/2015Gary L LibsDirectorBuy870$31.24$27,178.80View SEC Filing  
12/4/2015Gary L. LibsDirectorBuy5,000$31.48$157,400.00View SEC Filing  
11/30/2015Wayne Estopinal RDirectorBuy1,375$31.00$42,625.00View SEC Filing  
11/17/2015Wayne Estopinal RDirectorBuy1,278$30.00$38,340.00View SEC Filing  
6/9/2015Gerald T KoetterDirectorSell1,792$27.70$49,638.40View SEC Filing  
3/23/2015Michael K BauerInsiderSell3,435$27.62$94,874.70View SEC Filing  
3/10/2015Bill D WrightEVPSell1,884$27.26$51,357.84View SEC Filing  
12/4/2014Paul ChriscoCFOBuy1,975$26.75$52,831.25View SEC Filing  
8/8/2014Gary L LibsDirectorBuy6,973$26.25$183,041.25View SEC Filing  
8/6/2014Gary L LibsDirectorBuy1,800$26.09$46,962.00View SEC Filing  
6/6/2014Gary L LibsDirectorBuy1,438$25.60$36,812.80View SEC Filing  
6/2/2014James D RickardCEOSell4,000$25.50$102,000.00View SEC Filing  
10/25/2013Michael K BauerEVPSell2,441$18.31$44,694.71View SEC Filing  
6/5/2013James E GeislerDirectorBuy1,000$16.90$16,900.00View SEC Filing  
5/3/2013Kerry M StemlerDirectorBuy8,000$15.66$125,280.00View SEC Filing  
5/1/2013Gary L LibsDirectorBuy3,000$15.76$47,280.00View SEC Filing  
4/1/2013Norman E Pfau JrDirectorBuy5,000$16.45$82,250.00View SEC Filing  
3/22/2013Norman E Pfau JrDirectorBuy5,000$16.39$81,950.00View SEC Filing  
12/18/2012Kerry M StemlerDirectorBuy1,033$12.95$13,377.35View SEC Filing  
11/29/2012Steven R StemlerDirectorBuy4,947$13.00$64,311.00View SEC Filing  
9/28/2012Norman E Pfau JrDirectorBuy25,048$13.00$325,624.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Headline Trends for Your Community Bankshares (NASDAQ:YCB)
Latest Headlines for Your Community Bankshares (NASDAQ:YCB)
Source:
DateHeadline
americanbankingnews.com logoKeyCorp (KEY) versus Your Community Bankshares (YCB) Critical Analysis
www.americanbankingnews.com - June 14 at 12:46 AM
streetinsider.com logoWayne Savings Bancshares (WAYN) Says ISS and Glass Lewis Have Both Recommended Voting in Favor of the Company's Director Slate
www.streetinsider.com - May 12 at 3:19 PM
businesswire.com logoWayne Savings Announces That ISS and Glass Lewis Have Both Recommended Voting in Favor of the Company’s Director Candidates
www.businesswire.com - May 11 at 3:22 PM
nasdaq.com logoBofA's Moynihan: We are in favor of reasonable regulation - Presented by: The Aol. On Network
www.nasdaq.com - December 8 at 3:15 PM
nytimes.com logoMike Pompeo, Sharp Critic of Hillary Clinton, Is Trump’s Pick to Lead C.I.A.
www.nytimes.com - November 19 at 10:54 AM
theglobeandmail.com logoThe problem with fake news is not supply. It’s demand
www.theglobeandmail.com - November 19 at 10:54 AM
foxnews.com logoFIGHT TO DEATH: 2 moose found frozen near remote Alaska village
www.foxnews.com - November 19 at 10:54 AM
theglobeandmail.com logoThe dark art of Breitbart
www.theglobeandmail.com - November 19 at 10:54 AM
finance.yahoo.com logo5:16 pm Your Community Bankshares shareholders approve merger agreement with WesBanco (WSBC); expected to be completed before the end of the third quarter of 2016
finance.yahoo.com - August 21 at 7:19 PM
seekingalpha.com logoU.S. V. Apple - The Looming Trial Of The Century?
seekingalpha.com - August 20 at 9:27 AM
biz.yahoo.com logoYOUR COMMUNITY BANKSHARES, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders, Regulation F
biz.yahoo.com - May 19 at 4:53 PM
finance.yahoo.com logoYOUR COMMUNITY BANKSHARES, INC. SHAREHOLDER ALERT: Rigrodsky & Long, P.A. Announces Investigation Of Buyout
finance.yahoo.com - May 19 at 3:50 PM
finance.yahoo.com logoSHAREHOLDER ALERT: Levi & Korsinsky, LLP Announces Investigation Regarding the Fairness of the Sale of Your Community Bankshares, Inc. to WesBanco, Inc.
finance.yahoo.com - May 12 at 2:10 PM
finance.yahoo.com logoINVESTOR ALERT: Brower Piven Commences an Investigation into the Proposed Sale of Your Community Bankshares, Inc. and Encourages Shareholders to Contact the Firm for Additional Information
finance.yahoo.com - May 10 at 4:43 PM
benzinga.com logoKBW Downgrades Your Community Bankshares To Market Perform
www.benzinga.com - May 10 at 2:46 PM
biz.yahoo.com logoYOUR COMMUNITY BANKSHARES, INC. Files SEC form 10-Q, Quarterly Report
biz.yahoo.com - May 10 at 2:41 PM
finance.yahoo.com logoYOUR COMMUNITY BANKSHARES, INC. SHAREHOLDER ALERT: Former SEC Attorney Willie Briscoe and Powers Taylor LLP Believe the Acquisition by WesBanco, Inc. May be Unfair to Shareholders
finance.yahoo.com - May 9 at 12:40 PM
finance.yahoo.com logoSHAREHOLDER ALERT: Brower Piven Commences an Investigation into the Proposed Sale of Your Community Bankshares, Inc. and Encourages Investors to Contact the Firm for Additional Information
finance.yahoo.com - May 7 at 6:00 AM
finance.yahoo.com logoHarwood Feffer LLP Announces Investigation of Your Community Bankshares, Inc.
finance.yahoo.com - May 5 at 3:26 PM
finance.yahoo.com logoINVESTOR ALERT: Levi & Korsinsky, LLP Announces Investigation as to Whether the Sale of Your Community Bankshares, Inc. to WesBanco, Inc. is Fair to Shareholders - YCB
finance.yahoo.com - May 5 at 1:49 PM
finance.yahoo.com logoYOUR COMMUNITY INVESTOR ALERT BY THE FORMER ATTORNEY GENERAL OF LOUISIANA: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Your Community Bankshares, Inc.
finance.yahoo.com - May 5 at 11:00 AM
finance.yahoo.com logoRobbins Arroyo LLP: Acquisition of Your Community Bankshares, Inc. (YCB) by WesBanco, Inc. (WSBC) May Not Be in Shareholders' Best Interests
finance.yahoo.com - May 4 at 3:37 PM
reuters.com logoBRIEF-Your Community Bankshares may have to pay Wesbanco $7.5 mln upon termination of merger
www.reuters.com - May 4 at 1:59 PM
streetinsider.com logoWesBanco (WSBC) to Merge with Your Community Bankshares (YCB) in $221M Deal
www.streetinsider.com - May 4 at 1:59 PM
finance.yahoo.com logoSHAREHOLDER ALERT: Levi & Korsinsky, LLP Announces Investigation as to Whether the Sale of Your Community Bankshares, Inc. to WesBanco, Inc. is Fair to Shareholders - YCB
finance.yahoo.com - May 4 at 10:11 AM
bizjournals.com logoYour Community Bank signs $221M merger deal
www.bizjournals.com - May 4 at 9:25 AM
biz.yahoo.com logoYOUR COMMUNITY BANKSHARES, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Regulation FD Disclos
biz.yahoo.com - May 3 at 5:23 PM
biz.yahoo.com logoYOUR COMMUNITY BANKSHARES, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits
biz.yahoo.com - April 25 at 4:36 PM
bizjournals.com logoDeveloper to raze bank, build retail center
www.bizjournals.com - March 24 at 10:25 AM
biz.yahoo.com logoYOUR COMMUNITY BANKSHARES, INC. Files SEC form 10-K, Annual Report
biz.yahoo.com - March 15 at 5:22 PM
thestreet.com logoYour Community Bank Names Ken Dozer Market President for Hardin County, Kentucky (Photo: Business Wire)
www.thestreet.com - February 23 at 11:55 AM

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Chart

Your Community Bankshares (YCB) Chart for Wednesday, August, 23, 2017

This page was last updated on 8/23/2017 by MarketBeat.com Staff