Ally Financial Company Profile (NYSE:ALLY)

About Ally Financial (NYSE:ALLY)

Ally Financial logoAlly Financial Inc. is a digital financial services company. The Company is a bank and financial holding company. Its segments include Automotive Finance operations, Insurance operations, Mortgage Finance operations, Corporate Finance operations, and Corporate and Other. The Automotive Finance operations segment provides the United States-based automotive financing services to consumers and automotive dealers, and automotive and equipment financing services to companies and municipalities. The Insurance operations segment offers both consumer finance protection and insurance products sold through the automotive dealer channel, and commercial insurance products sold directly to dealers. The Mortgage Finance operations segment consists of the management of a held-for-investment consumer mortgage finance loan portfolio. The Corporate Finance operations segment provides senior secured leveraged cash flow and asset-based loans to mostly the United States-based middle market companies.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Consumer Leasing
  • Sub-Industry: N/A
  • Symbol: NYSE:ALLY
  • CUSIP: N/A
  • Web: www.ally.com
Capitalization:
  • Market Cap: $11.81 billion
  • Outstanding Shares: 479,800,000
Average Prices:
  • 50 Day Moving Avg: $23.57
  • 200 Day Moving Avg: $21.35
  • 52 Week Range: $16.68 - $24.94
P/E:
  • Trailing P/E Ratio: 12.55
  • Foreward P/E Ratio: 9.33
  • P/E Growth: 2.21
Sales & Book Value:
  • Annual Revenue: $5.95 billion
  • Price / Sales: 1.99
  • Book Value: $29.79 per share
  • Price / Book: 0.83
Dividend:
  • Annual Dividend: $0.48
  • Dividend Yield: 2.0%
Profitability:
  • Net Margins: 13.83%
  • Return on Equity: 7.55%
  • Return on Assets: 0.63%
Debt:
  • Debt-to-Equity Ratio: 3.65%
  • Current Ratio: 1.27%
  • Quick Ratio: 1.27%
Misc:
  • Average Volume: 3.16 million shs.
  • Beta: 1.44
  • Short Ratio: 4.51
 

Frequently Asked Questions for Ally Financial (NYSE:ALLY)

What is Ally Financial's stock symbol?

Ally Financial trades on the New York Stock Exchange (NYSE) under the ticker symbol "ALLY."

How often does Ally Financial pay dividends? What is the dividend yield for Ally Financial?

Ally Financial announced a quarterly dividend on Thursday, October 12th. Investors of record on Wednesday, November 1st will be given a dividend of $0.12 per share on Wednesday, November 15th. This represents a $0.48 dividend on an annualized basis and a yield of 1.95%. The ex-dividend date is Tuesday, October 31st. View Ally Financial's Dividend History.

How will Ally Financial's stock buyback program work?

Ally Financial announced that its Board of Directors has approved a stock repurchase program on Thursday, June 29th 2017, which permits the company to buyback $760,000,000.00 in shares, according to EventVestor. This buyback authorization permits the company to buy up to 7.5% of its shares through open market purchases. Shares buyback programs are often an indication that the company's board of directors believes its stock is undervalued.

How were Ally Financial's earnings last quarter?

Ally Financial Inc. (NYSE:ALLY) posted its quarterly earnings results on Thursday, July, 27th. The company reported $0.58 earnings per share for the quarter, beating the Zacks' consensus estimate of $0.53 by $0.05. The business earned $1.46 billion during the quarter, compared to analyst estimates of $1.42 billion. Ally Financial had a net margin of 13.83% and a return on equity of 7.55%. During the same quarter last year, the business earned $0.54 earnings per share. View Ally Financial's Earnings History.

When will Ally Financial make its next earnings announcement?

Ally Financial is scheduled to release their next quarterly earnings announcement on Wednesday, October, 25th 2017. View Earnings Estimates for Ally Financial.

Where is Ally Financial's stock going? Where will Ally Financial's stock price be in 2017?

16 analysts have issued 12 month price objectives for Ally Financial's shares. Their predictions range from $20.00 to $31.00. On average, they expect Ally Financial's stock price to reach $26.42 in the next twelve months. View Analyst Ratings for Ally Financial.

What are analysts saying about Ally Financial stock?

Here are some recent quotes from research analysts about Ally Financial stock:

  • 1. According to Zacks Investment Research, "Ally Financial’s shares have outperformed the industry over the past six months. The performance was supported by the company’s decent earnings surprise history. It surpassed the Zacks Consensus Estimate for earnings in two of the trailing four quarters. The company’s efforts to diversify its revenue sources by enhancing digital offerings and introducing new products will help bottom-line growth. Further, the company’s encouraging capital deployment activities reflect a strong balance sheet position. However, persistently increasing expenses and high debt levels are the near-term concerns for the company." (9/26/2017)
  • 2. Credit Suisse Group analysts commented, "ALLY hosted a mid-earnings conference call and reported that weaker used car prices are influencing their lease yields and charge-offs: We reiterate our Outperform rating but lower our earnings estimates from $2.32 in '17 to $2.22 and from $2.70 in '18 to $2.55 due to lower auto prices." (3/22/2017)
  • 3. Jefferies Group LLC analysts commented, "ALLY presented at a competitor conference and we are updating our model for 4Q16 and 2017 guidance provided within the presentation. Our FY16 EPS estimate declines from $2.17 to $2.07 and our FY17 EPS estimate declines from $2.48 to $2.24." (12/7/2016)

Who are some of Ally Financial's key competitors?

Who are Ally Financial's key executives?

Ally Financial's management team includes the folowing people:

  • Franklin W. Hobbs IV, Independent Chairman of the Board
  • Jeffrey J. Brown, Chief Executive Officer, Director
  • Christopher A. Halmy, Chief Financial Officer
  • Diane Morais, Chief Executive Officer and President of Ally Bank
  • Timothy M. Russi, President of Auto Finance of Ally
  • David P. Shevsky, Chief Risk Officer
  • David J. DeBrunner, Chief Accounting Officer, Vice President, Corporate Controller
  • Scott A. Stengel, Vice President, General Counsel
  • Kenneth J. Bacon, Independent Director
  • Robert T. Blakely Ph.D., Independent Director

Who owns Ally Financial stock?

Ally Financial's stock is owned by a variety of of retail and institutional investors. Top institutional investors include State Treasurer State of Michigan (0.78%), Robeco Institutional Asset Management B.V. (0.20%), Nationwide Fund Advisors (0.18%), Financial Consulate Inc. (0.02%), Strs Ohio (0.01%) and APG Asset Management N.V. (0.01%). Company insiders that own Ally Financial stock include Christopher A Halmy, Jeffrey Jonathan Brown, Marjorie Magner and Mayree C Clark. View Institutional Ownership Trends for Ally Financial.

Who sold Ally Financial stock? Who is selling Ally Financial stock?

Ally Financial's stock was sold by a variety of institutional investors in the last quarter, including Nationwide Fund Advisors and Strs Ohio. View Insider Buying and Selling for Ally Financial.

Who bought Ally Financial stock? Who is buying Ally Financial stock?

Ally Financial's stock was bought by a variety of institutional investors in the last quarter, including State Treasurer State of Michigan, Robeco Institutional Asset Management B.V., APG Asset Management N.V., Shell Asset Management Co. and Financial Consulate Inc.. Company insiders that have bought Ally Financial stock in the last two years include Christopher A Halmy, Jeffrey Jonathan Brown, Marjorie Magner and Mayree C Clark. View Insider Buying and Selling for Ally Financial.

How do I buy Ally Financial stock?

Shares of Ally Financial can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Ally Financial's stock price today?

One share of Ally Financial stock can currently be purchased for approximately $24.62.


MarketBeat Community Rating for Ally Financial (NYSE ALLY)
Community Ranking:  3.3 out of 5 (star star star)
Outperform Votes:  375 (Vote Outperform)
Underperform Votes:  191 (Vote Underperform)
Total Votes:  566
MarketBeat's community ratings are surveys of what our community members think about Ally Financial and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for Ally Financial (NYSE:ALLY) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 1 Sell Rating, 3 Hold Ratings, 12 Buy Ratings
Consensus Rating:Buy (Score: 2.69)
Consensus Price Target: $26.42 (7.30% upside)
Consensus Price Target History for Ally Financial (NYSE:ALLY)
Price Target History for Ally Financial (NYSE:ALLY)
Analysts' Ratings History for Ally Financial (NYSE:ALLY)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
10/16/2017Citigroup Inc.Initiated CoverageBuy$30.00N/AView Rating Details
10/6/2017BMO Capital MarketsReiterated RatingBuy$26.00N/AView Rating Details
10/4/2017Credit Suisse GroupReiterated RatingBuy$28.00N/AView Rating Details
10/4/2017Piper Jaffray CompaniesReiterated RatingBuyLowView Rating Details
9/29/2017Jefferies Group LLCReiterated RatingBuyLowView Rating Details
7/30/2017Sanford C. BernsteinReiterated RatingOutperform$30.00 -> $31.00LowView Rating Details
7/17/2017StephensDowngradeEqual Weight -> Underweight$23.00 -> $20.00MediumView Rating Details
7/4/2017Keefe, Bruyette & WoodsReiterated RatingBuy$24.00LowView Rating Details
4/22/2017BTIG ResearchReiterated RatingBuy$30.00MediumView Rating Details
3/27/2017Janney Montgomery ScottInitiated CoverageNeutral$23.00MediumView Rating Details
2/28/2017Sandler O'NeillDowngradeBuy -> HoldN/AView Rating Details
1/23/2017Susquehanna Bancshares IncInitiated CoveragePositive$28.00N/AView Rating Details
1/8/2017Deutsche Bank AGReiterated RatingBuyN/AView Rating Details
1/3/2017Barclays PLCReiterated RatingOverweight$23.00 -> $24.00N/AView Rating Details
12/20/2016Morgan StanleyInitiated CoverageEqual -> Equal WeightN/AView Rating Details
12/4/2016GuggenheimReiterated RatingBuyN/AView Rating Details
6/30/2016J P Morgan Chase & CoReiterated RatingBuyN/AView Rating Details
5/11/2016MacquarieInitiated CoverageNeutral$22.00N/AView Rating Details
4/27/2016Drexel HamiltonReiterated RatingBuyN/AView Rating Details
4/27/2016Wells Fargo & CompanyDowngradeOutperform -> Market PerformN/AView Rating Details
4/8/2016Bank of America CorporationDowngradeBuy -> NeutralN/AView Rating Details
2/3/2016Compass PointReiterated RatingBuy$26.00 -> $22.00N/AView Rating Details
1/13/2016Goldman Sachs Group, Inc. (The)Lower Price Target$27.00 -> $26.00N/AView Rating Details
(Data available from 10/23/2015 forward)

Earnings

Earnings History for Ally Financial (NYSE:ALLY)
Earnings by Quarter for Ally Financial (NYSE:ALLY)
Earnings History by Quarter for Ally Financial (NYSE ALLY)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/25/2017$0.60N/AView Earnings Details
7/27/2017Q2 2017$0.53$0.58$1.42 billion$1.46 billionViewN/AView Earnings Details
4/27/2017Q1 2017$0.49$0.48$1.39 billion$1.38 billionViewN/AView Earnings Details
1/31/2017Q416$0.47$0.54$1.36 billion$1.38 billionViewListenView Earnings Details
10/26/2016Q316$0.59$0.56$1.37 billion$1.38 billionViewListenView Earnings Details
7/26/2016Q216$0.51$0.54$1.33 billion$1.36 billionViewListenView Earnings Details
4/26/2016Q116$0.55$0.52$1.34 billion$964.00 millionViewListenView Earnings Details
2/2/2016Q415$0.51$0.52$1.33 billion$1.34 billionViewListenView Earnings Details
10/29/2015Q315$0.51$0.51$1.32 billion$1.31 billionViewListenView Earnings Details
7/28/2015Q215$0.44$0.46$1.27 billion$1.13 billionViewListenView Earnings Details
4/28/2015Q115$0.42$0.52$1.17 billion$1.09 billionViewListenView Earnings Details
1/29/2015Q414$0.39$0.40$1.25 billion$1.01 billionViewListenView Earnings Details
10/29/2014Q314$0.42$0.53$1.24 billion$1.26 billionViewListenView Earnings Details
7/29/2014Q214$0.32$0.42$1.22 billion$1.74 billionViewListenView Earnings Details
5/1/2014Q1$0.42$0.33$2.22 billion$1.14 billionViewListenView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Ally Financial (NYSE:ALLY)
Current Year EPS Consensus Estimate: $2.25 EPS
Next Year EPS Consensus Estimate: $2.64 EPS

Dividends

Current Dividend Information for Ally Financial (NYSE:ALLY)
Next Dividend:11/15/2017
Annual Dividend:$0.48
Dividend Yield:1.95%
Dividend Growth:0.00% (3 Year Average)
Payout Ratio:24.49% (Trailing 12 Months of Earnings)
21.33% (Based on This Year's Estimates)
18.18% (Based on Next Year's Estimates)
Dividend Payments by Quarter for Ally Financial (NYSE:ALLY)

Dividend History by Quarter for Ally Financial (NYSE ALLY)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
10/12/2017quarterly$0.122%10/31/201711/1/201711/15/2017
7/19/2017Quarterly$0.122.23%7/28/20178/1/20178/15/2017
4/18/2017Quarterly$0.081.65%4/27/20175/1/20175/15/2017
1/17/2017quarterly$0.081.65%1/30/20172/1/20172/15/2017
10/19/2016Quarterly$0.081.65%10/28/201611/1/201611/15/2016
7/20/2016special$0.087/28/20168/1/20168/15/2016
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for Ally Financial (NYSE:ALLY)
Insider Ownership Percentage: 0.15%
Institutional Ownership Percentage: 98.57%
Insider Trades by Quarter for Ally Financial (NYSE:ALLY)
Institutional Ownership by Quarter for Ally Financial (NYSE:ALLY)
Insider Trades by Quarter for Ally Financial (NYSE:ALLY)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
5/4/2016Christopher A HalmyCFOBuy6,000$16.90$101,400.00View SEC Filing  
5/4/2016Jeffrey Jonathan BrownCEOBuy12,000$16.81$201,720.00View SEC Filing  
5/4/2016Marjorie MagnerDirectorBuy1,000$16.72$16,720.00View SEC Filing  
2/25/2016Mayree C ClarkDirectorBuy4,500$17.11$76,995.00View SEC Filing  
5/8/2015David J DebrunnerCAOSell12,500$22.64$283,000.00View SEC Filing  
5/4/2015Mayree C ClarkDirectorBuy5,500$22.11$121,605.00View SEC Filing  
4/15/2014Brian M GunnInsiderBuy1,000$25.00$25,000.00View SEC Filing  
4/15/2014Franklin W Iv HobbsDirectorBuy5,000$25.00$125,000.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Headline Trends for Ally Financial (NYSE:ALLY)
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Chart

Ally Financial (ALLY) Chart for Monday, October, 23, 2017

This page was last updated on 10/23/2017 by MarketBeat.com Staff

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