Should I buy or sell Regional Management stock right now?

1 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Regional Management in the last twelve months. There are currently 1 hold rating for the stock. The consensus among Wall Street research analysts is that investors should "hold" RM shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in RM, but not buy additional shares or sell existing shares. View RM analyst ratings or view top-rated stocks .

What is Regional Management's stock price target for 2024?

1 Wall Street research analysts have issued 12-month target prices for Regional Management's shares. Their RM share price targets range from $30.00 to $30.00. On average, they predict the company's share price to reach $30.00 in the next twelve months. This suggests a possible upside of 20.4% from the stock's current price. View analysts price targets for RM or view top-rated stocks among Wall Street analysts .

How have RM shares performed in 2024?

Regional Management's stock was trading at $25.08 on January 1st, 2024. Since then, RM shares have decreased by 0.7% and is now trading at $24.91. View the best growth stocks for 2024 here .

When is Regional Management's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Wednesday, May 1st 2024. View our RM earnings forecast .

How can I listen to Regional Management's earnings call?

Regional Management will be holding an earnings conference call on Wednesday, May 1st at 5:00 PM Eastern. Interested parties can register for or listen to the call using this link .

How were Regional Management's earnings last quarter?

Regional Management Corp. (NYSE:RM) issued its quarterly earnings results on Wednesday, February, 7th. The credit services provider reported $0.54 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.37 by $0.17. The credit services provider earned $141.66 million during the quarter, compared to analysts' expectations of $140.68 million. Regional Management had a net margin of 2.89% and a trailing twelve-month return on equity of 8.85%.

How often does Regional Management pay dividends? What is the dividend yield for Regional Management?

Regional Management announced a quarterly dividend on Wednesday, February 7th. Investors of record on Thursday, February 22nd will be given a dividend of $0.30 per share on Thursday, March 14th. This represents a $1.20 dividend on an annualized basis and a dividend yield of 4.82%. The ex-dividend date is Wednesday, February 21st. Read our dividend analysis for RM .

Is Regional Management a good dividend stock?

Regional Management (NYSE:RM) pays an annual dividend of $1.20 per share and currently has a dividend yield of 4.83%. RM has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 73.17%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, RM will have a dividend payout ratio of 18.38% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for RM .

What is Robert Beck's approval rating as Regional Management's CEO?

6 employees have rated Regional Management Chief Executive Officer Robert Beck on Glassdoor.com . Robert Beck has an approval rating of 72% among the company's employees.

What other stocks do shareholders of Regional Management own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Regional Management investors own include NVIDIA (NVDA) , QUALCOMM (QCOM) , Enterprise Products Partners (EPD) , Verizon Communications (VZ) , Intel (INTC) , ServiceNow (NOW) , Comcast (CMCSA) , General Motors (GM) , JPMorgan Chase & Co. (JPM) and Overstock.com (OSTK) .

How do I buy shares of Regional Management?

Shares of RM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here .

NYSE:RM

Regional Management (RM) Stock Price, News & Analysis

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$24.91

+0.05 (+0.20%)

(As of 04/18/2024 ET)

Compare

Today's Range: $24.77
▼
$25.45
50-Day Range: $20.82
▼
$25.34
52-Week Range: $20.50
▼
$34.60

Volume: 40,654 shs
Average Volume: 27,445 shs
Market Capitalization: $245.86 million

P/E Ratio: 15.19
Dividend Yield: 4.82%
Price Target: $30.00

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Regional Management MarketRank™ Stock Analysis

Analyst Rating: Hold
2.00 Rating Score
Upside/Downside: 20.4% Upside
$30.00 Price Target
Short Interest: Healthy
2.86% of Float Sold Short
Dividend Strength: Strong
Based on Four Factors
Sustainability: -0.21
Upright™ Environmental Score
News Sentiment: 0.67
Based on 2 Articles This Week
Insider Trading: Acquiring Shares
$467,408 Bought Last Quarter
Proj. Earnings Growth: 68.30%
From $3.88 to $6.53 Per Share

Overall MarketRank^™

New Rank-Based ScoringMarketRank^™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

4.46 out of 5 stars

Finance Sector

193rd out of 822 stocks

Personal Credit Institutions Industry

4th out of 13 stocks

2.0

Analyst's Opinion

Consensus Rating
Regional Management has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.
Amount of Analyst Coverage
Regional Management has only been the subject of 1 research reports in the past 90 days.

3.0

Short Interest

Percentage of Shares Shorted
2.86% of the float of Regional Management has been sold short.
Short Interest Ratio / Days to Cover
Regional Management has a short interest ratio ("days to cover") of 10.8, which indicates bearish sentiment.
Change versus previous month
Short interest in Regional Management has recently decreased by 5.76%, indicating that investor sentiment is improving significantly.

3.3

Dividend Strength

Dividend Leadership
Regional Management is a leading dividend payer. It pays a dividend yield of 4.83%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
Regional Management does not have a long track record of dividend growth.
Dividend Coverage
The dividend payout ratio of Regional Management is 73.17%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Regional Management will have a dividend payout ratio of 18.38% next year. This indicates that Regional Management will be able to sustain or increase its dividend.

0.0

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
Regional Management has received a -138.47% net impact score from Upright. The largest negative impact of Regional Management in category "Societal stability & understanding among people" seems to be driven mostly by its "Payday loans", "Subprime mortgages", and "Subprime car loans" products. See details.
Environmental Sustainability
The Environmental Impact score for Regional Management is -0.21.

2.6

News and Social Media Coverage

News Sentiment
Regional Management has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
News Coverage This Week
MarketBeat has tracked 2 news articles for Regional Management this week, compared to 1 article on an average week.
MarketBeat Follows
2 people have added Regional Management to their MarketBeat watchlist in the last 30 days.

3.3

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Regional Management insiders have bought 60.80% more of their company's stock than they have sold. Specifically, they have bought $467,408.00 in company stock and sold $290,680.00 in company stock.
Percentage Held by Insiders
Only 9.80% of the stock of Regional Management is held by insiders.
Percentage Held by Institutions
98.89% of the stock of Regional Management is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

3.8

Earnings and Valuation

Earnings Growth
Earnings for Regional Management are expected to grow by 68.30% in the coming year, from $3.88 to $6.53 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Regional Management is 15.19, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 147.65.
Price to Earnings Ratio vs. Sector
The P/E ratio of Regional Management is 15.19, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 62.67.
Price to Book Value per Share Ratio
Regional Management has a P/B Ratio of 0.76. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

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About Regional Management Stock (NYSE:RM)

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are sourced through branches, centrally-managed direct mail campaigns, and digital partners, as well as its consumer website. The company was incorporated in 1987 and is headquartered in Greer, South Carolina.

RM Stock Price History

30 days | 90 days | 365 days | Advanced Chart

RM Stock News Headlines

April 18, 2024 | seekingalpha.com

Regional Management: A Hold Despite Non-Prime Market Potential

April 18, 2024 | americanbankingnews.com

Regional Management (NYSE:RM) Share Price Crosses Above Two Hundred Day Moving Average of $24.21

April 19, 2024 | DTI (Ad)

Biden’s $374B Giveaway Into This Sector

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April 10, 2024 | americanbankingnews.com

Regional Management (NYSE:RM) Share Price Passes Above 200-Day Moving Average of $24.29

April 5, 2024 | msn.com

San Anselmo seeks funds for Hub intersection upgrades

April 2, 2024 | ca.finance.yahoo.com

Bendito Resources Enters into Definitive Agreement for the Strategic Acquisition of Mt. Hamilton Gold Project, located in Nevada, USA

April 1, 2024 | finance.yahoo.com

Regional Management Corp. to Report First Quarter 2024 Results on Wednesday, May 1, 2024

March 29, 2024 | msn.com

Edaran's RM356.56 million contract unrelated to E-Invoicing system implementation, says MOF

April 19, 2024 | DTI (Ad)

Biden’s $374B Giveaway Into This Sector

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March 28, 2024 | msn.com

LS polls 2024: It’s writer vs doctor vs orator in Madurai

March 27, 2024 | money.usnews.com

Regional Management Corp

March 15, 2024 | finance.yahoo.com

With 63% ownership, Regional Management Corp. (NYSE:RM) boasts of strong institutional backing

March 14, 2024 | msn.com

Oportun Financial cut to Hold at Jefferies on credit, leverage concerns

March 14, 2024 | news.yahoo.com

Completed RM 620 project in Round Rock makes driving easier

February 24, 2024 | wsj.com

Regional Management Corp.

February 17, 2024 | markets.businessinsider.com

KBW Keeps Their Hold Rating on Regional Management (RM)

February 14, 2024 | finance.yahoo.com

Regional Management (RM) Down 10.8% Despite Q4 Earnings Beat

February 10, 2024 | finance.yahoo.com

Regional Management Corp. Just Missed EPS By 42%: Here's What Analysts Think Will Happen Next

February 9, 2024 | finance.yahoo.com

Regional Management Full Year 2023 Earnings: EPS Misses Expectations

February 8, 2024 | markets.businessinsider.com

Regional Management Revamps Loan Terms and Covenants

February 8, 2024 | msn.com

Regional Management declares $0.30 dividend

February 8, 2024 | msn.com

Regional Management Complies with CFPB Supervision Deal

February 8, 2024 | msn.com

Regional Management Announces Quarterly Cash Dividend

February 8, 2024 | finance.yahoo.com

Q4 2023 Regional Management Corp Earnings Call

February 8, 2024 | finance.yahoo.com

Regional Management Corp. (NYSE:RM) Q4 2023 Earnings Call Transcript

February 7, 2024 | finance.yahoo.com

Regional Management Corp. Announces Fourth Quarter 2023 Results

February 7, 2024 | finance.yahoo.com

Regional Management Corp (RM) Faces Net Loss in Q4 2023 Despite Record Revenue

See More Headlines

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Company Calendar

Last Earnings: 2/07/2024
Ex-Dividend for 3/14 Dividend: 2/21/2024
Dividend Payable: 3/14/2024
Today: 4/18/2024
Next Earnings (Confirmed): 5/01/2024
Fiscal Year End: 12/31/2024

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NYSE
Sector: Finance
Industry: Personal credit institutions
Sub-Industry: Consumer Finance
Current Symbol: NYSE:RM
CUSIP: 75902K10
CIK: 1519401
Web: www.regionalmanagement.com
Phone: (864) 448-7000
Fax: 864-422-8035
Employees: 2,081
Year Founded: N/A

Price Target and Rating

Average Stock Price Target: $30.00
High Stock Price Target: $30.00
Low Stock Price Target: $30.00
Potential Upside/Downside: +20.4%
Consensus Rating: Hold
Rating Score (0-4): 2.00
Research Coverage: 1 Analysts

Profitability

EPS (Most Recent Fiscal Year): $1.64
Trailing P/E Ratio: 15.19
Forward P/E Ratio: 6.42
P/E Growth: N/A
Net Income: $15.96 million
Net Margins: 2.89%
Pretax Margin: 3.77%
Return on Equity: 8.85%
Return on Assets: 1.64%

Debt

Debt-to-Equity Ratio: 4.33
Current Ratio: 41.17
Quick Ratio: 41.16

Sales & Book Value

Annual Sales: $483.94 million
Price / Sales: 0.51
Cash Flow: $2.94 per share
Price / Cash Flow: 8.46
Book Value: $32.77 per share
Price / Book: 0.76

Miscellaneous

Outstanding Shares: 9,868,000
Free Float: 8,803,000
Market Cap: $245.81 million
Optionable: Optionable
Beta: 1.47

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Key Executives

Mr. Robert William Beck (Age 59)
President, CEO & Director
Comp: $1.92M
Ms. Harpreet Rana (Age 51)
Executive VP & CFO
Comp: $704.75k
Mr. Brian J. Fisher (Age 40)
Executive VP and Chief Strategy & Development Officer
Comp: $895.01k
Mr. Manish Parmar (Age 46)
Executive VP & Chief Credit Risk Officer
Comp: $802.63k
Mr. Steven B. Barnette (Age 43)
VP, Corporate Controller & Principal Accounting Officer
Ms. Catherine R Atwood (Age 41)
Senior VP, General Counsel & Secretary
Mr. Chris Peterson
Chief Data & Analytics Officer

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

RM Stock Analysis - Frequently Asked Questions

Should I buy or sell Regional Management stock right now?: 1 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Regional Management in the last twelve months. There are currently 1 hold rating for the stock. The consensus among Wall Street research analysts is that investors should "hold" RM shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in RM, but not buy additional shares or sell existing shares.
View RM analyst ratings or view top-rated stocks.
What is Regional Management's stock price target for 2024?: 1 Wall Street research analysts have issued 12-month target prices for Regional Management's shares. Their RM share price targets range from $30.00 to $30.00. On average, they predict the company's share price to reach $30.00 in the next twelve months. This suggests a possible upside of 20.4% from the stock's current price.
View analysts price targets for RM or view top-rated stocks among Wall Street analysts.
How have RM shares performed in 2024?: Regional Management's stock was trading at $25.08 on January 1st, 2024. Since then, RM shares have decreased by 0.7% and is now trading at $24.91.
View the best growth stocks for 2024 here.
When is Regional Management's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Wednesday, May 1st 2024.
View our RM earnings forecast.
How can I listen to Regional Management's earnings call?: Regional Management will be holding an earnings conference call on Wednesday, May 1st at 5:00 PM Eastern. Interested parties can register for or listen to the call using this link.
How were Regional Management's earnings last quarter?: Regional Management Corp. (NYSE:RM) issued its quarterly earnings results on Wednesday, February, 7th. The credit services provider reported $0.54 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.37 by $0.17. The credit services provider earned $141.66 million during the quarter, compared to analysts' expectations of $140.68 million. Regional Management had a net margin of 2.89% and a trailing twelve-month return on equity of 8.85%.

How often does Regional Management pay dividends? What is the dividend yield for Regional Management?: Regional Management announced a quarterly dividend on Wednesday, February 7th. Investors of record on Thursday, February 22nd will be given a dividend of $0.30 per share on Thursday, March 14th. This represents a $1.20 dividend on an annualized basis and a dividend yield of 4.82%. The ex-dividend date is Wednesday, February 21st.
Read our dividend analysis for RM.
Is Regional Management a good dividend stock?: Regional Management (NYSE:RM) pays an annual dividend of $1.20 per share and currently has a dividend yield of 4.83%. RM has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 73.17%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, RM will have a dividend payout ratio of 18.38% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for RM.
What is Robert Beck's approval rating as Regional Management's CEO?: 6 employees have rated Regional Management Chief Executive Officer Robert Beck on Glassdoor.com. Robert Beck has an approval rating of 72% among the company's employees.
What other stocks do shareholders of Regional Management own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Regional Management investors own include NVIDIA (NVDA), QUALCOMM (QCOM), Enterprise Products Partners (EPD), Verizon Communications (VZ), Intel (INTC), ServiceNow (NOW), Comcast (CMCSA), General Motors (GM), JPMorgan Chase & Co. (JPM) and Overstock.com (OSTK).
How do I buy shares of Regional Management?: Shares of RM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

This page (NYSE:RM) was last updated on 4/19/2024 by MarketBeat.com Staff

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Regional Management (RM) Stock Price, News & Analysis

Regional Management MarketRank™ Stock Analysis

Overall MarketRank™

Analyst's Opinion

Short Interest

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Change versus previous month

Dividend Strength

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score

Environmental Sustainability

News and Social Media Coverage

News Sentiment

News Coverage This Week

MarketBeat Follows

Company Ownership

Earnings and Valuation

About Regional Management Stock (NYSE:RM)

RM Stock Price History

RM Stock News Headlines

Company Calendar

Industry, Sector and Symbol

Price Target and Rating

Profitability

Debt

Sales & Book Value

Miscellaneous

Key Executives

Key Competitors

Insiders & Institutions

RM Stock Analysis - Frequently Asked Questions

Overall MarketRank^™