Funding Circle (OTCMKTS:FDCHF) is an online lending marketplace that connects small and medium-sized businesses seeking financing with individual and institutional investors. Founded in 2010 by Samir Desai, James Meekings and Andrew Mullinger, the company leverages proprietary underwriting and credit-risk assessment tools to streamline loan application and approval processes. Through its platform, Funding Circle offers a range of products including term loans, lines of credit and invoice finance, tailored to the needs of growing enterprises.
Since its launch in the United Kingdom, Funding Circle has expanded internationally, establishing operations in the United States, Germany and the Netherlands. The platform enables investors to review business profiles, assess risk metrics and build diversified portfolios of loans, while businesses benefit from faster funding decisions and transparent pricing. Funding Circle’s proprietary technology automates much of the credit evaluation process, reducing paperwork and administrative overhead.
Funding Circle serves a broad spectrum of industries—from retail and manufacturing to professional services and hospitality—by facilitating loan amounts that accommodate early-stage ventures as well as established businesses. Its capital base comprises both retail investors and large institutional funds, allowing for flexible lending capacity and varied investment strategies. The company’s approach emphasizes long-term relationships with borrowers, offering ongoing support and guidance to help businesses navigate growth challenges.
Leadership at Funding Circle includes co-founder and Chief Executive Officer Samir Desai, who has guided the company through rapid geographic expansion and technological innovation. The executive team maintains regional headquarters in London, Kansas City, Berlin and Amsterdam, reflecting the firm’s commitment to local market expertise. Funding Circle continues to evolve its platform functionality and product suite, aiming to address the evolving financing needs of small businesses worldwide.
AI Generated. May Contain Errors.