Should I buy or sell MainStreet Bancshares stock right now?

1 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for MainStreet Bancshares in the last year. There are currently 1 hold rating for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" MNSB shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in MNSB, but not buy additional shares or sell existing shares. View MNSB analyst ratings or view top-rated stocks .

What is MainStreet Bancshares' stock price target for 2024?

1 equities research analysts have issued 1-year price targets for MainStreet Bancshares' shares. Their MNSB share price targets range from $24.00 to $24.00. On average, they predict the company's share price to reach $24.00 in the next year. This suggests a possible upside of 43.6% from the stock's current price. View analysts price targets for MNSB or view top-rated stocks among Wall Street analysts .

How have MNSB shares performed in 2024?

MainStreet Bancshares' stock was trading at $24.81 at the beginning of 2024. Since then, MNSB shares have decreased by 32.6% and is now trading at $16.71. View the best growth stocks for 2024 here .

When is MainStreet Bancshares' next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Monday, April 22nd 2024. View our MNSB earnings forecast .

How were MainStreet Bancshares' earnings last quarter?

MainStreet Bancshares, Inc. (NASDAQ:MNSB) issued its quarterly earnings results on Monday, January, 22nd. The company reported $0.61 EPS for the quarter, missing analysts' consensus estimates of $0.68 by $0.07. The company earned $33.94 million during the quarter, compared to analysts' expectations of $21.03 million. MainStreet Bancshares had a trailing twelve-month return on equity of 14.34% and a net margin of 20.81%. During the same quarter in the previous year, the business posted $0.95 earnings per share.

How often does MainStreet Bancshares pay dividends? What is the dividend yield for MainStreet Bancshares?

MainStreet Bancshares announced a quarterly dividend on Tuesday, January 23rd. Investors of record on Friday, February 2nd will be given a dividend of $0.10 per share on Friday, February 9th. This represents a $0.40 annualized dividend and a dividend yield of 2.39%. The ex-dividend date of this dividend is Thursday, February 1st. Read our dividend analysis for MNSB .

Is MainStreet Bancshares a good dividend stock?

MainStreet Bancshares (NASDAQ:MNSB) pays an annual dividend of $0.40 per share and currently has a dividend yield of 2.38%. The dividend payout ratio is 12.35%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, MNSB will have a dividend payout ratio of 18.35% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for MNSB .

How do I buy shares of MainStreet Bancshares?

Shares of MNSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here .

NASDAQ:MNSB

MainStreet Bancshares (MNSB) Stock Price, News & Analysis

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$16.71

-0.30 (-1.76%)

(As of 01:40 PM ET)

Compare

Today's Range: $16.68
▼
$17.30
50-Day Range: $16.82
▼
$19.33
52-Week Range: $16.61
▼
$25.97

Volume: 6,783 shs
Average Volume: 19,820 shs
Market Capitalization: $127.16 million

P/E Ratio: 5.16
Dividend Yield: 2.39%
Price Target: $24.00

Get MainStreet Bancshares alerts:

MainStreet Bancshares MarketRank™ Stock Analysis

Analyst Rating: Hold
2.00 Rating Score
Upside/Downside: 43.6% Upside
$24.00 Price Target
Short Interest: Healthy
2.11% of Float Sold Short
Dividend Strength: Moderate
Based on Four Factors
Sustainability: -0.57
Upright™ Environmental Score
News Sentiment: 0.96
Based on 3 Articles This Week
Insider Trading: Acquiring Shares
$12,150 Bought Last Quarter
Proj. Earnings Growth: 6.34%
From $2.05 to $2.18 Per Share

Overall MarketRank^™

New Rank-Based ScoringMarketRank^™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

4.82 out of 5 stars

Finance Sector

73rd out of 854 stocks

State Commercial Banks Industry

24th out of 177 stocks

3.0

Analyst's Opinion

Consensus Rating
MainStreet Bancshares has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.
Amount of Analyst Coverage
MainStreet Bancshares has received no research coverage in the past 90 days.

4.0

Short Interest

Percentage of Shares Shorted
2.11% of the float of MainStreet Bancshares has been sold short.
Short Interest Ratio / Days to Cover
MainStreet Bancshares has a short interest ratio ("days to cover") of 7.4.
Change versus previous month
Short interest in MainStreet Bancshares has recently decreased by 6.95%, indicating that investor sentiment is improving significantly.

2.5

Dividend Strength

Dividend Yield
MainStreet Bancshares pays a meaningful dividend of 2.38%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
MainStreet Bancshares does not have a long track record of dividend growth.
Dividend Coverage
The dividend payout ratio of MainStreet Bancshares is 12.35%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, MainStreet Bancshares will have a dividend payout ratio of 18.35% next year. This indicates that MainStreet Bancshares will be able to sustain or increase its dividend.

3.2

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
MainStreet Bancshares has received a 34.21% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Cash withdrawal services", "Mortgages provided by brick and mortar banks", "Mortgage loans for corporations", "Corporate debit cards", "Consumer savings accounts provided by brick and mortar banks", and "Home equity loans" products. See details.
Environmental Sustainability
The Environmental Impact score for MainStreet Bancshares is -0.57.

2.8

News and Social Media Coverage

News Sentiment
MainStreet Bancshares has a news sentiment score of 0.96. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.64 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 3 news articles for MainStreet Bancshares this week, compared to 0 articles on an average week.

2.5

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, MainStreet Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $12,150.00 in company stock and sold $0.00 in company stock.
Percentage Held by Insiders
Only 8.45% of the stock of MainStreet Bancshares is held by insiders.
Percentage Held by Institutions
52.29% of the stock of MainStreet Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

2.5

Earnings and Valuation

Earnings Growth
Earnings for MainStreet Bancshares are expected to grow by 6.34% in the coming year, from $2.05 to $2.18 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of MainStreet Bancshares is 5.16, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 136.86.
Price to Earnings Ratio vs. Sector
The P/E ratio of MainStreet Bancshares is 5.16, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 58.83.
Price to Book Value per Share Ratio
MainStreet Bancshares has a P/B Ratio of 0.65. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

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About MainStreet Bancshares Stock (NASDAQ:MNSB)

MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. The company offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, bill pay, remote deposit capture, and courier services. It also provides commercial loans, include government contract receivables, plant and equipment, general working capital, contract administration, and acquisition loans; commercial real estate, real estate construction, and residential real estate loans; and consumer loans comprising term loans and overdraft protection, as well as debit and credit cards. In addition, the company offers deposit insurance solutions; remote deposit of checks; and internet bill payment, online cash management, and online and mobile banking services. It operates in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., as well as automated teller machines. The company was incorporated in 2003 and is headquartered in Fairfax, Virginia.

MNSB Stock Price History

30 days | 90 days | 365 days | Advanced Chart

MNSB Stock News Headlines

April 14, 2024 | americanbankingnews.com

MainStreet Bancshares (MNSB) Scheduled to Post Earnings on Monday

March 20, 2024 | finance.yahoo.com

Pleasing Signs As A Number Of Insiders Buy MainStreet Bancshares Stock

April 16, 2024 | Manward Press (Ad)

Can't believe it's happening again

February 22, 2024 | prnewswire.com

MainStreet Bank Appoints Ali Manouchehri to Board of Directors

January 24, 2024 | finance.yahoo.com

MainStreet Bancshares Inc. Reports Steady Earnings Amidst Economic Challenges

January 22, 2024 | finanznachrichten.de

MainStreet Bancshares, Inc.: MainStreet Bancshares Inc. Delivered Consistent 2023 Earnings Despite Market Turmoil

January 22, 2024 | finance.yahoo.com

MainStreet Bancshares Inc. Delivered Consistent 2023 Earnings Despite Market Turmoil

January 19, 2024 | benzinga.com

Earnings Outlook For MainStreet Bancshares

April 16, 2024 | Manward Press (Ad)

Can't believe it's happening again

December 7, 2023 | finance.yahoo.com

MainStreet Bancshares, Inc. (NASDAQ:MNSB) is definitely on the radar of institutional investors who own 45% of the company

November 16, 2023 | finance.yahoo.com

MainStreet Bancshares' (NASDAQ:MNSB) investors will be pleased with their decent 39% return over the last three years

November 1, 2023 | benzinga.com

MainStreet Bancshares's Ex-Dividend Date Is Monday, Here's What You Need To Know

October 27, 2023 | markets.businessinsider.com

Hawthorn Bancshares, Inc. Announces Directorate Appointment

October 27, 2023 | finance.yahoo.com

MainStreet Bancshares (NASDAQ:MNSB) Will Pay A Dividend Of $0.10

October 26, 2023 | finance.yahoo.com

Analyst Estimates: Here's What Brokers Think Of MainStreet Bancshares, Inc. (NASDAQ:MNSB) After Its Third-Quarter Report

October 23, 2023 | msn.com

MainStreet Bancshares GAAP EPS of $0.77, revenue of $19.54M

October 23, 2023 | finance.yahoo.com

MainStreet Bancshares, Inc., Reports Solid Earnings for 3rd Quarter 2023

October 23, 2023 | markets.businessinsider.com

MainStreet Bancshares Q3 Net Income Declines - Quick Facts

October 23, 2023 | finance.yahoo.com

MainStreet Bank (MNSB) Meets Q3 Earnings Estimates

October 19, 2023 | finance.yahoo.com

Atlantic Union (AUB) Q3 Earnings and Revenues Top Estimates

October 12, 2023 | finance.yahoo.com

Several Insiders Invested In MainStreet Bancshares Flagging Positive News

September 30, 2023 | bizjournals.com

3CDC completes $9.1 million apartment project in Main Street corridor: PHOTOS

September 18, 2023 | thestreet.com

Tyler Perry's Advice for Aspiring Writers

August 19, 2023 | seekingalpha.com

MNSBP MainStreet Bancshares, Inc. 7.5% DP SH PFD A

August 18, 2023 | finance.yahoo.com

Here's Why We Think MainStreet Bancshares (NASDAQ:MNSB) Might Deserve Your Attention Today

July 25, 2023 | msn.com

Stephens & Co. Downgrades MainStreet Bancshares (MNSB)

July 24, 2023 | finance.yahoo.com

MainStreet Bank (MNSB) Q2 Earnings Surpass Estimates

See More Headlines

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Company Calendar

Last Earnings: 1/22/2024
Ex-Dividend for 2/9 Dividend: 2/01/2024
Dividend Payable: 2/09/2024
Today: 4/16/2024
Next Earnings (Confirmed): 4/22/2024
Fiscal Year End: 12/31/2024

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NASDAQ
Sector: Finance
Industry: State commercial banks
Sub-Industry: N/A
Current Symbol: NASDAQ:MNSB
CUSIP: N/A
CIK: 1693577
Web: www.mstreetbank.com
Phone: (703) 481-4567
Fax: N/A
Employees: 186
Year Founded: N/A

Price Target and Rating

Average Stock Price Target: $24.00
High Stock Price Target: $24.00
Low Stock Price Target: $24.00
Potential Upside/Downside: +41.1%
Consensus Rating: Hold
Rating Score (0-4): 2.00
Research Coverage: 1 Analysts

Profitability

EPS (Most Recent Fiscal Year): $3.24
Trailing P/E Ratio: 5.25
Forward P/E Ratio: 8.30
P/E Growth: N/A
Net Income: $26.58 million
Net Margins: 20.81%
Pretax Margin: 25.69%
Return on Equity: 14.34%
Return on Assets: 1.32%

Debt

Debt-to-Equity Ratio: 0.37
Current Ratio: 1.09
Quick Ratio: 1.09

Sales & Book Value

Annual Sales: $127.76 million
Price / Sales: 1.01
Cash Flow: $3.99 per share
Price / Cash Flow: 4.26
Book Value: $25.81 per share
Price / Book: 0.66

Miscellaneous

Outstanding Shares: 7,610,000
Free Float: 6,971,000
Market Cap: $129.45 million
Optionable: Not Optionable
Beta: 0.45

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Key Executives

Mr. Jeff W. Dick (Age 63)
CEO & Chairman of the Board
Comp: $972.38k
Mr. Thomas J. Chmelik (Age 61)
Senior EVP, CFO, Corporate Secretary & Director
Comp: $355.06k
Mr. Abdulhamid Hersiburane (Age 62)
President & Director of MainStreet Bank
Comp: $455.58k
Mr. Todd Youngren
President
Mr. Richard Alexander Vari (Age 35)
Senior VP & Chief Accounting Officer
Mr. Jacob Hutchinson
Executive VP & Chief Information Officer
Mr. Tom Floyd
Executive Vice President
Mr. Mike Rudolph
Executive VP & Senior Lender

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

MNSB Stock Analysis - Frequently Asked Questions

Should I buy or sell MainStreet Bancshares stock right now?: 1 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for MainStreet Bancshares in the last year. There are currently 1 hold rating for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" MNSB shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in MNSB, but not buy additional shares or sell existing shares.
View MNSB analyst ratings or view top-rated stocks.
What is MainStreet Bancshares' stock price target for 2024?: 1 equities research analysts have issued 1-year price targets for MainStreet Bancshares' shares. Their MNSB share price targets range from $24.00 to $24.00. On average, they predict the company's share price to reach $24.00 in the next year. This suggests a possible upside of 43.6% from the stock's current price.
View analysts price targets for MNSB or view top-rated stocks among Wall Street analysts.
How have MNSB shares performed in 2024?: MainStreet Bancshares' stock was trading at $24.81 at the beginning of 2024. Since then, MNSB shares have decreased by 32.6% and is now trading at $16.71.
View the best growth stocks for 2024 here.
When is MainStreet Bancshares' next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Monday, April 22nd 2024.
View our MNSB earnings forecast.

How were MainStreet Bancshares' earnings last quarter?: MainStreet Bancshares, Inc. (NASDAQ:MNSB) issued its quarterly earnings results on Monday, January, 22nd. The company reported $0.61 EPS for the quarter, missing analysts' consensus estimates of $0.68 by $0.07. The company earned $33.94 million during the quarter, compared to analysts' expectations of $21.03 million. MainStreet Bancshares had a trailing twelve-month return on equity of 14.34% and a net margin of 20.81%. During the same quarter in the previous year, the business posted $0.95 earnings per share.
How often does MainStreet Bancshares pay dividends? What is the dividend yield for MainStreet Bancshares?: MainStreet Bancshares announced a quarterly dividend on Tuesday, January 23rd. Investors of record on Friday, February 2nd will be given a dividend of $0.10 per share on Friday, February 9th. This represents a $0.40 annualized dividend and a dividend yield of 2.39%. The ex-dividend date of this dividend is Thursday, February 1st.
Read our dividend analysis for MNSB.
Is MainStreet Bancshares a good dividend stock?: MainStreet Bancshares (NASDAQ:MNSB) pays an annual dividend of $0.40 per share and currently has a dividend yield of 2.38%. The dividend payout ratio is 12.35%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, MNSB will have a dividend payout ratio of 18.35% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for MNSB.
How do I buy shares of MainStreet Bancshares?: Shares of MNSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

This page (NASDAQ:MNSB) was last updated on 4/16/2024 by MarketBeat.com Staff

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MainStreet Bancshares (MNSB) Stock Price, News & Analysis

MainStreet Bancshares MarketRank™ Stock Analysis

Overall MarketRank™

Analyst's Opinion

Short Interest

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Change versus previous month

Dividend Strength

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score

Environmental Sustainability

News and Social Media Coverage

News Sentiment

News Coverage This Week

Company Ownership

Earnings and Valuation

About MainStreet Bancshares Stock (NASDAQ:MNSB)

MNSB Stock Price History

MNSB Stock News Headlines

Company Calendar

Industry, Sector and Symbol

Price Target and Rating

Profitability

Debt

Sales & Book Value

Miscellaneous

Key Executives

Key Competitors

Insiders & Institutions

MNSB Stock Analysis - Frequently Asked Questions

Overall MarketRank^™