PT Bank Mandiri (Persero) Tbk is one of Indonesia’s largest and most diversified banks. Established in October 1998 through the merger of four state‐owned banks during the Asian financial crisis, Bank Mandiri was created to strengthen the country’s banking sector and support economic recovery. The bank is majority‐owned by the Government of the Republic of Indonesia and is headquartered in Jakarta, with a network that spans every province in the country.
The bank offers a comprehensive suite of banking products and services to various market segments. In the corporate and commercial arena, Bank Mandiri provides working capital financing, trade and project finance, cash management, and debt capital market solutions. On the retail side, the bank serves individual customers with deposit accounts, consumer loans, mortgages, credit cards, and wealth management services. It also supports small and medium‐sized enterprises (SMEs) through tailored lending programs and advisory services aimed at fostering entrepreneurship and local economic growth.
Bank Mandiri has invested heavily in digital transformation to enhance customer convenience and operational efficiency. Its digital platforms include internet banking, mobile banking, and an extensive ATM and CDM (cash deposit machine) network. The bank’s treasury division offers foreign exchange, money market, and derivative products to institutional clients, while its trade finance and remittance services facilitate cross‐border transactions for importers, exporters, and remitters.
In addition to its extensive domestic presence, Bank Mandiri maintains representative offices and branches in key overseas financial centers, including Singapore, Hong Kong, London, and New York, to support Indonesian corporates and facilitate international trade flows. The bank is governed by a board of commissioners and a board of directors appointed in accordance with Indonesian banking regulations, with an emphasis on strong corporate governance, risk management, and sustainable growth.
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