OTCMKTS:SOMC - Southern Michigan Bancorp Stock Price, Price Target & More Sign in or create an account to add this stock to your watchlist. Get Started $36.75 +0.10 (+0.27 %) (As of 07/22/2018 02:38 AM ET)Previous Close$36.75Today's Range$36.75 - $37.2552-Week Range$32.01 - $44.00Volume1,488 shsAverage Volume2,000 shsMarket Capitalization$85.06 millionP/E Ratio12.64Dividend Yield2.40%Beta0.3 Company ProfileFinancialsDividend HistoryEarnings HistoryHeadlinesSEC FilingsSocial MediaChart Share on FacebookShare on TwitterShare on LinkedInShare on RedditShare on StocktwitsPrint this articleShare by Email Southern Michigan Bancorp, Inc. operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southern Michigan communities. Its deposit products include interest and non-interest checking, passbook savings, and various types of money market accounts; time, savings, and demand deposits; and certificates of deposit. The company also provides home mortgages, equity loans, and personal loans; business loans, such as lines of credit, term loans, commercial real estate loans, agriculture loans, letters of credit, small business administration loans, and capital access loans; industrial, construction, and inventory loans; and consumer lending products comprising direct and indirect loans to purchasers of residential real property and consumer goods. In addition, it offers trust and investment services that include investment management, trustee, individual retirement account rollovers and retirement plan, institutional and personal custody, estate settlement, wealth management, estate and wealth transfer planning assistance, charitable gift planning assistance, and cash management custody services; and safe deposit box and automated teller machine services. Further, the company provides online and mobile banking, bill pay, e-statements, health savings account, business succession planning, life insurance, and remote deposit capture services, as well as payroll, prepaid, gift, and credit cards. It operates through a network of 14 banking offices located in Battle Creek, Camden, Centreville, Coldwater, Constantine, Hillsdale, Marshall, Mendon, Portage, Tekonsha, Three Rivers, and Union City, Michigan, as well as a loan production office located in Angola, Indiana. The company was founded in 1871 and is based in Coldwater, Michigan. Receive SOMC News and Ratings via Email Sign-up to receive the latest news and ratings for SOMC and its competitors with MarketBeat's FREE daily newsletter. Industry, Sector and Symbol Stock Exchange OTCMKTS Industry State commercial banks Sub-IndustryN/A SectorFinance SymbolOTCMKTS:SOMC CUSIPN/A Webwww.smb-t.com Phone517-279-5500 Debt Debt-to-Equity Ratio0.49 Current Ratio0.92 Quick Ratio0.92 Price-To-Earnings Trailing P/E Ratio12.64 Forward P/E RatioN/A P/E GrowthN/A Sales & Book Value Annual Sales$31.76 million Price / Sales2.68 Cash Flow$3.4186 per share Price / Cash10.75 Book Value$29.25 per share Price / Book1.26 Profitability EPS (Most Recent Fiscal Year)N/A Net Income$5.42 million Net Margins17.61% Return on Equity9.69% Return on Assets0.96% Miscellaneous EmployeesN/A Outstanding Shares2,320,000Market Cap$85.06 Southern Michigan Bancorp (OTCMKTS:SOMC) Frequently Asked Questions What is Southern Michigan Bancorp's stock symbol? Southern Michigan Bancorp trades on the OTCMKTS under the ticker symbol "SOMC." How often does Southern Michigan Bancorp pay dividends? What is the dividend yield for Southern Michigan Bancorp? Southern Michigan Bancorp declared a quarterly dividend on Tuesday, December 19th. Stockholders of record on Friday, January 5th will be given a dividend of $0.21 per share on Friday, January 19th. This represents a $0.84 annualized dividend and a dividend yield of 2.29%. The ex-dividend date of this dividend is Thursday, January 4th. View Southern Michigan Bancorp's Dividend History. How were Southern Michigan Bancorp's earnings last quarter? Southern Michigan Bancorp (OTCMKTS:SOMC) posted its quarterly earnings data on Tuesday, April, 24th. The financial services provider reported $0.78 earnings per share (EPS) for the quarter. The financial services provider had revenue of $7.53 million for the quarter. Southern Michigan Bancorp had a net margin of 17.61% and a return on equity of 9.69%. View Southern Michigan Bancorp's Earnings History. When is Southern Michigan Bancorp's next earnings date? Southern Michigan Bancorp is scheduled to release their next quarterly earnings announcement on Friday, July, 27th 2018. View Earnings Estimates for Southern Michigan Bancorp. What is the consensus analysts' recommendation for Southern Michigan Bancorp? 0 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Southern Michigan Bancorp in the last year. There are currently for the stock, resulting in a consensus recommendation of "N/A." Who are some of Southern Michigan Bancorp's key competitors? Some companies that are related to Southern Michigan Bancorp include Citizens & Northern (CZNC), Summit Financial Group (SMMF), MutualFirst Financial (MFSF), Reliant Bancorp (RBNC), Business First Bancshares (BFST), Central Valley Community Bancorp (CVCY), FNB Bancorp (FNBG), Civista Bancshares (CIVB), Unity Bancorp (UNTY), Premier Financial Bancorp (PFBI), Investar (ISTR), First Bank (FRBA), Bankwell Financial Group (BWFG), ACNB (ACNB) and Ohio Valley Banc (OVBC). Who are Southern Michigan Bancorp's key executives? Southern Michigan Bancorp's management team includes the folowing people: Mr. John H. Castle, Chairman & CEO (Age 61)Mr. Kurt G. Miller, Pres, Chief Credit Officer & Director (Age 62)Ms. Danice L. Chartrand, Sr. VP, Treasurer, Sec. & CFO (Age 51)Mr. Jaylen T. Johnson, Exec. VP & Sec. (Age 75)Mr. Rick Feller, VP of Retail Loans, Sr. Collections Administrator of Southern Michigan Bank & Trust Has Southern Michigan Bancorp been receiving favorable news coverage? News articles about SOMC stock have been trending somewhat positive on Sunday, Accern Sentiment Analysis reports. Accern identifies negative and positive press coverage by monitoring more than twenty million blog and news sources in real-time. Accern ranks coverage of public companies on a scale of negative one to positive one, with scores nearest to one being the most favorable. Southern Michigan Bancorp earned a media sentiment score of 0.20 on Accern's scale. They also assigned headlines about the financial services provider an impact score of 47.78 out of 100, meaning that recent press coverage is somewhat unlikely to have an impact on the company's share price in the immediate future. How do I buy shares of Southern Michigan Bancorp? Shares of SOMC can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab. What is Southern Michigan Bancorp's stock price today? One share of SOMC stock can currently be purchased for approximately $36.75. How big of a company is Southern Michigan Bancorp? Southern Michigan Bancorp has a market capitalization of $85.06 million and generates $31.76 million in revenue each year. How can I contact Southern Michigan Bancorp? Southern Michigan Bancorp's mailing address is 51 W PEARL ST, COLDWATER MI, 49036. The financial services provider can be reached via phone at 517-279-5500 or via email at [email protected] MarketBeat Community Rating for Southern Michigan Bancorp (OTCMKTS SOMC)Community Ranking: 2.5 out of 5 ( )Outperform Votes: 58 (Vote Outperform)Underperform Votes: 59 (Vote Underperform)Total Votes: 117MarketBeat's community ratings are surveys of what our community members think about Southern Michigan Bancorp and other stocks. Vote "Outperform" if you believe SOMC will outperform the S&P 500 over the long term. Vote "Underperform" if you believe SOMC will underperform the S&P 500 over the long term. You may vote once every thirty days. This page was last updated on 7/22/2018 by MarketBeat.com StaffFeatured Article: Are Wall Street analysts' stock ratings worth following?