C vs. BAC, WFC, USB, PNC, COF, TFC, HBAN, SHG, RF, and KEY
Should you be buying Citigroup stock or one of its competitors? The main competitors of Citigroup include Bank of America (BAC), Wells Fargo & Company (WFC), U.S. Bancorp (USB), The PNC Financial Services Group (PNC), Capital One Financial (COF), Truist Financial (TFC), Huntington Bancshares (HBAN), Shinhan Financial Group (SHG), Regions Financial (RF), and KeyCorp (KEY). These companies are all part of the "national commercial banks" industry.
Bank of America (NYSE:BAC) and Citigroup (NYSE:C) are both large-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, dividends, media sentiment, profitability, analyst recommendations, community ranking, valuation, earnings and risk.
Bank of America currently has a consensus target price of $38.70, suggesting a potential downside of 1.00%. Citigroup has a consensus target price of $63.66, suggesting a potential upside of 3.05%. Given Bank of America's stronger consensus rating and higher possible upside, analysts plainly believe Citigroup is more favorable than Bank of America.
In the previous week, Citigroup had 2 more articles in the media than Bank of America. MarketBeat recorded 28 mentions for Citigroup and 26 mentions for Bank of America. Citigroup's average media sentiment score of 0.54 beat Bank of America's score of 0.45 indicating that Bank of America is being referred to more favorably in the media.
Bank of America pays an annual dividend of $0.96 per share and has a dividend yield of 2.4%. Citigroup pays an annual dividend of $2.12 per share and has a dividend yield of 3.4%. Bank of America pays out 33.2% of its earnings in the form of a dividend. Citigroup pays out 62.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of America has raised its dividend for 10 consecutive years and Citigroup has raised its dividend for 1 consecutive years.
70.7% of Bank of America shares are held by institutional investors. Comparatively, 71.7% of Citigroup shares are held by institutional investors. 0.3% of Bank of America shares are held by insiders. Comparatively, 0.1% of Citigroup shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
Bank of America has a net margin of 13.94% compared to Bank of America's net margin of 4.90%. Citigroup's return on equity of 10.88% beat Bank of America's return on equity.
Bank of America received 1800 more outperform votes than Citigroup when rated by MarketBeat users. Likewise, 65.74% of users gave Bank of America an outperform vote while only 47.40% of users gave Citigroup an outperform vote.
Bank of America has a beta of 1.37, suggesting that its share price is 37% more volatile than the S&P 500. Comparatively, Citigroup has a beta of 1.49, suggesting that its share price is 49% more volatile than the S&P 500.
Bank of America has higher revenue and earnings than Citigroup. Bank of America is trading at a lower price-to-earnings ratio than Citigroup, indicating that it is currently the more affordable of the two stocks.
Summary
Bank of America beats Citigroup on 12 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding C and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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