CACC vs. SLM, NNI, OMF, ENVA, OCSL, FAF, JXN, ESNT, HR, and SIGI
Should you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include SLM (SLM), Nelnet (NNI), OneMain (OMF), Enova International (ENVA), Oaktree Specialty Lending (OCSL), First American Financial (FAF), Jackson Financial (JXN), Essent Group (ESNT), Healthcare Realty Trust (HR), and Selective Insurance Group (SIGI).
Credit Acceptance (NASDAQ:CACC) and SLM (NASDAQ:SLM) are both mid-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their dividends, media sentiment, risk, institutional ownership, earnings, analyst recommendations, profitability, community ranking and valuation.
81.7% of Credit Acceptance shares are owned by institutional investors. Comparatively, 98.9% of SLM shares are owned by institutional investors. 4.2% of Credit Acceptance shares are owned by insiders. Comparatively, 1.2% of SLM shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
In the previous week, Credit Acceptance had 2 more articles in the media than SLM. MarketBeat recorded 8 mentions for Credit Acceptance and 6 mentions for SLM. Credit Acceptance's average media sentiment score of 1.14 beat SLM's score of 0.59 indicating that Credit Acceptance is being referred to more favorably in the media.
SLM received 148 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 69.21% of users gave SLM an outperform vote while only 51.31% of users gave Credit Acceptance an outperform vote.
Credit Acceptance currently has a consensus price target of $402.33, indicating a potential downside of 16.29%. SLM has a consensus price target of $21.32, indicating a potential upside of 4.45%. Given SLM's stronger consensus rating and higher possible upside, analysts clearly believe SLM is more favorable than Credit Acceptance.
Credit Acceptance has a beta of 1.44, indicating that its stock price is 44% more volatile than the S&P 500. Comparatively, SLM has a beta of 1.17, indicating that its stock price is 17% more volatile than the S&P 500.
SLM has higher revenue and earnings than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.
SLM has a net margin of 25.15% compared to Credit Acceptance's net margin of 12.83%. SLM's return on equity of 45.65% beat Credit Acceptance's return on equity.
Summary
SLM beats Credit Acceptance on 10 of the 18 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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