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Credit Acceptance (CACC) Competitors

$476.55
-9.94 (-2.04%)
(As of 03:56 PM ET)

CACC vs. SLM, NNI, OMF, ENVA, OCSL, FAF, JXN, ESNT, HR, and SIGI

Should you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include SLM (SLM), Nelnet (NNI), OneMain (OMF), Enova International (ENVA), Oaktree Specialty Lending (OCSL), First American Financial (FAF), Jackson Financial (JXN), Essent Group (ESNT), Healthcare Realty Trust (HR), and Selective Insurance Group (SIGI).

Credit Acceptance vs.

Credit Acceptance (NASDAQ:CACC) and SLM (NASDAQ:SLM) are both mid-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their dividends, media sentiment, risk, institutional ownership, earnings, analyst recommendations, profitability, community ranking and valuation.

81.7% of Credit Acceptance shares are owned by institutional investors. Comparatively, 98.9% of SLM shares are owned by institutional investors. 4.2% of Credit Acceptance shares are owned by insiders. Comparatively, 1.2% of SLM shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

In the previous week, Credit Acceptance had 2 more articles in the media than SLM. MarketBeat recorded 8 mentions for Credit Acceptance and 6 mentions for SLM. Credit Acceptance's average media sentiment score of 1.14 beat SLM's score of 0.59 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
4 Very Positive mention(s)
3 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
SLM
4 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

SLM received 148 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 69.21% of users gave SLM an outperform vote while only 51.31% of users gave Credit Acceptance an outperform vote.

CompanyUnderperformOutperform
Credit AcceptanceOutperform Votes
333
51.31%
Underperform Votes
316
48.69%
SLMOutperform Votes
481
69.21%
Underperform Votes
214
30.79%

Credit Acceptance currently has a consensus price target of $402.33, indicating a potential downside of 16.29%. SLM has a consensus price target of $21.32, indicating a potential upside of 4.45%. Given SLM's stronger consensus rating and higher possible upside, analysts clearly believe SLM is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
SLM
0 Sell rating(s)
2 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.80

Credit Acceptance has a beta of 1.44, indicating that its stock price is 44% more volatile than the S&P 500. Comparatively, SLM has a beta of 1.17, indicating that its stock price is 17% more volatile than the S&P 500.

SLM has higher revenue and earnings than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$1.90B3.06$286.10M$19.4924.66
SLM$2.84B1.58$581.39M$3.206.39

SLM has a net margin of 25.15% compared to Credit Acceptance's net margin of 12.83%. SLM's return on equity of 45.65% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance12.83% 30.70% 6.94%
SLM 25.15%45.65%2.63%

Summary

SLM beats Credit Acceptance on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CACC vs. The Competition

MetricCredit AcceptancePersonal credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$5.82B$4.61B$9.15B$8.07B
Dividend YieldN/A4.66%10.42%3.92%
P/E Ratio24.6615.1554.6315.07
Price / Sales3.062.073,551.4575.36
Price / Cash11.0310.4628.3431.80
Price / Book3.521.763.154.63
Net Income$286.10M$318.54M$998.29M$214.00M
7 Day Performance-3.57%-1.89%0.14%-0.71%
1 Month Performance-7.97%1.56%1.82%3.26%
1 Year Performance8.93%15.86%16.16%7.40%

Credit Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SLM
SLM
4.764 of 5 stars
$21.02
+1.7%
$21.32
+1.4%
+34.2%$4.62B$2.84B6.571,740
NNI
Nelnet
3.6792 of 5 stars
$108.03
+0.0%
$96.00
-11.1%
+13.7%$4.00B$2.06B29.207,550Positive News
OMF
OneMain
4.99 of 5 stars
$48.86
-1.8%
$54.62
+11.8%
+28.9%$5.85B$4.56B9.529,100Analyst Revision
Positive News
ENVA
Enova International
2.6552 of 5 stars
$61.10
+0.2%
$67.60
+10.6%
+31.4%$1.72B$2.12B10.991,675
OCSL
Oaktree Specialty Lending
1.5435 of 5 stars
$19.22
-0.7%
$20.67
+7.5%
+1.7%$1.56B$379.29M14.34N/APositive News
FAF
First American Financial
4.6032 of 5 stars
$57.71
-0.4%
$67.75
+17.4%
+2.3%$5.99B$5.98B27.6119,210Dividend Announcement
JXN
Jackson Financial
3.115 of 5 stars
$78.05
+1.9%
$62.80
-19.5%
+157.7%$5.95B$3.64B2.063,840
ESNT
Essent Group
4.2263 of 5 stars
$56.29
+0.7%
$58.75
+4.4%
+26.3%$6.00B$1.11B8.52536Analyst Forecast
HR
Healthcare Realty Trust
2.9622 of 5 stars
$15.99
+0.1%
$17.20
+7.6%
-17.3%$6.05B$1.34B-12.02584Positive News
SIGI
Selective Insurance Group
4.6255 of 5 stars
$96.77
0.0%
$105.17
+8.7%
-5.7%$5.88B$4.23B17.102,650Analyst Revision

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This page (NASDAQ:CACC) was last updated on 5/23/2024 by MarketBeat.com Staff

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