OCFC vs. PFC, CFFN, NFBK, WD, NYCB, WSFS, WAFD, BANC, AGM, and NWBI
Should you be buying OceanFirst Financial stock or one of its competitors? The main competitors of OceanFirst Financial include Premier Financial (PFC), Capitol Federal Financial (CFFN), Northfield Bancorp, Inc. (Staten Island, NY) (NFBK), Walker & Dunlop (WD), New York Community Bancorp (NYCB), WSFS Financial (WSFS), WaFd (WAFD), Banc of California (BANC), Federal Agricultural Mortgage (AGM), and Northwest Bancshares (NWBI). These companies are all part of the "finance" sector.
Premier Financial (NASDAQ:PFC) and OceanFirst Financial (NASDAQ:OCFC) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, dividends, institutional ownership, earnings, valuation, media sentiment, profitability, community ranking and analyst recommendations.
Premier Financial has higher earnings, but lower revenue than OceanFirst Financial. Premier Financial is trading at a lower price-to-earnings ratio than OceanFirst Financial, indicating that it is currently the more affordable of the two stocks.
Premier Financial currently has a consensus target price of $22.50, indicating a potential upside of 12.00%. OceanFirst Financial has a consensus target price of $18.20, indicating a potential upside of 21.58%. Given Premier Financial's stronger consensus rating and higher probable upside, analysts clearly believe OceanFirst Financial is more favorable than Premier Financial.
Premier Financial pays an annual dividend of $1.24 per share and has a dividend yield of 6.2%. OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 5.3%. Premier Financial pays out 40.0% of its earnings in the form of a dividend. OceanFirst Financial pays out 46.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Premier Financial has raised its dividend for 13 consecutive years and OceanFirst Financial has raised its dividend for 2 consecutive years. Premier Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Premier Financial has a net margin of 23.67% compared to Premier Financial's net margin of 15.54%. OceanFirst Financial's return on equity of 9.12% beat Premier Financial's return on equity.
In the previous week, OceanFirst Financial had 1 more articles in the media than Premier Financial. MarketBeat recorded 5 mentions for OceanFirst Financial and 4 mentions for Premier Financial. OceanFirst Financial's average media sentiment score of 1.85 beat Premier Financial's score of 1.42 indicating that Premier Financial is being referred to more favorably in the media.
OceanFirst Financial received 264 more outperform votes than Premier Financial when rated by MarketBeat users. Likewise, 56.28% of users gave OceanFirst Financial an outperform vote while only 40.00% of users gave Premier Financial an outperform vote.
66.1% of Premier Financial shares are held by institutional investors. Comparatively, 71.0% of OceanFirst Financial shares are held by institutional investors. 2.2% of Premier Financial shares are held by company insiders. Comparatively, 5.0% of OceanFirst Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
Premier Financial has a beta of 1.27, meaning that its share price is 27% more volatile than the S&P 500. Comparatively, OceanFirst Financial has a beta of 1.01, meaning that its share price is 1% more volatile than the S&P 500.
Summary
Premier Financial beats OceanFirst Financial on 11 of the 21 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding OCFC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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