OSBC vs. RBNC, MCBC, STXB, CSTR, SMMF, CVBF, BOH, INDB, PPBI, and HTH
Should you be buying Old Second Bancorp stock or one of its competitors? The main competitors of Old Second Bancorp include Reliant Bancorp (RBNC), Macatawa Bank (MCBC), Spirit of Texas Bancshares (STXB), CapStar Financial (CSTR), Summit Financial Group (SMMF), CVB Financial (CVBF), Bank of Hawaii (BOH), Independent Bank (INDB), Pacific Premier Bancorp (PPBI), and Hilltop (HTH).
Old Second Bancorp (NASDAQ:OSBC) and Reliant Bancorp (NASDAQ:RBNC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, risk, dividends, community ranking, analyst recommendations, institutional ownership, media sentiment, profitability and earnings.
Old Second Bancorp pays an annual dividend of $0.20 per share and has a dividend yield of 1.4%. Reliant Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 1.4%. Old Second Bancorp pays out 10.2% of its earnings in the form of a dividend. Reliant Bancorp pays out 15.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.
In the previous week, Old Second Bancorp had 3 more articles in the media than Reliant Bancorp. MarketBeat recorded 3 mentions for Old Second Bancorp and 0 mentions for Reliant Bancorp. Old Second Bancorp's average media sentiment score of 1.27 beat Reliant Bancorp's score of 0.00 indicating that Old Second Bancorp is being referred to more favorably in the media.
Old Second Bancorp has higher revenue and earnings than Reliant Bancorp. Old Second Bancorp is trading at a lower price-to-earnings ratio than Reliant Bancorp, indicating that it is currently the more affordable of the two stocks.
Reliant Bancorp has a net margin of 29.30% compared to Old Second Bancorp's net margin of 26.90%. Old Second Bancorp's return on equity of 16.36% beat Reliant Bancorp's return on equity.
Old Second Bancorp has a beta of 1.08, meaning that its share price is 8% more volatile than the S&P 500. Comparatively, Reliant Bancorp has a beta of 0.98, meaning that its share price is 2% less volatile than the S&P 500.
67.8% of Old Second Bancorp shares are owned by institutional investors. Comparatively, 36.5% of Reliant Bancorp shares are owned by institutional investors. 3.8% of Old Second Bancorp shares are owned by insiders. Comparatively, 8.2% of Reliant Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
Old Second Bancorp currently has a consensus price target of $17.67, suggesting a potential upside of 23.46%. Given Old Second Bancorp's higher probable upside, analysts clearly believe Old Second Bancorp is more favorable than Reliant Bancorp.
Old Second Bancorp received 124 more outperform votes than Reliant Bancorp when rated by MarketBeat users. Likewise, 58.87% of users gave Old Second Bancorp an outperform vote while only 47.03% of users gave Reliant Bancorp an outperform vote.
Summary
Old Second Bancorp beats Reliant Bancorp on 14 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding OSBC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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