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Upstart (UPST) Competitors

$23.51
+0.16 (+0.69%)
(As of 05/28/2024 ET)

UPST vs. SOFI, COOP, CLSK, QFIN, WD, RIOT, LU, PWP, CIFR, and SII

Should you be buying Upstart stock or one of its competitors? The main competitors of Upstart include SoFi Technologies (SOFI), Mr. Cooper Group (COOP), CleanSpark (CLSK), Qifu Technology (QFIN), Walker & Dunlop (WD), Riot Platforms (RIOT), Lufax (LU), Perella Weinberg Partners (PWP), Cipher Mining (CIFR), and Sprott (SII). These companies are all part of the "nondepository credit institutions" industry.

Upstart vs.

Upstart (NASDAQ:UPST) and SoFi Technologies (NASDAQ:SOFI) are both mid-cap computer and technology companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, profitability, institutional ownership, valuation, earnings, dividends, community ranking, analyst recommendations and risk.

SoFi Technologies has a net margin of -8.21% compared to Upstart's net margin of -32.59%. SoFi Technologies' return on equity of 1.10% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
Upstart-32.59% -27.89% -9.14%
SoFi Technologies -8.21%1.10%0.20%

Upstart currently has a consensus price target of $26.78, indicating a potential upside of 13.90%. SoFi Technologies has a consensus price target of $9.08, indicating a potential upside of 31.83%. Given SoFi Technologies' stronger consensus rating and higher possible upside, analysts plainly believe SoFi Technologies is more favorable than Upstart.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart
5 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.64
SoFi Technologies
3 Sell rating(s)
10 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.16

Upstart has higher earnings, but lower revenue than SoFi Technologies. SoFi Technologies is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upstart$513.56M4.02-$240.13M-$2.06-11.41
SoFi Technologies$2.12B3.43-$300.74M-$0.31-22.23

In the previous week, SoFi Technologies had 22 more articles in the media than Upstart. MarketBeat recorded 35 mentions for SoFi Technologies and 13 mentions for Upstart. SoFi Technologies' average media sentiment score of 0.75 beat Upstart's score of 0.02 indicating that SoFi Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upstart
2 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
SoFi Technologies
16 Very Positive mention(s)
5 Positive mention(s)
10 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

63.0% of Upstart shares are held by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are held by institutional investors. 18.1% of Upstart shares are held by company insiders. Comparatively, 2.6% of SoFi Technologies shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Upstart received 1 more outperform votes than SoFi Technologies when rated by MarketBeat users. However, 36.43% of users gave SoFi Technologies an outperform vote while only 32.65% of users gave Upstart an outperform vote.

CompanyUnderperformOutperform
UpstartOutperform Votes
48
32.65%
Underperform Votes
99
67.35%
SoFi TechnologiesOutperform Votes
47
36.43%
Underperform Votes
82
63.57%

Upstart has a beta of 2.01, meaning that its share price is 101% more volatile than the S&P 500. Comparatively, SoFi Technologies has a beta of 1.75, meaning that its share price is 75% more volatile than the S&P 500.

Summary

SoFi Technologies beats Upstart on 11 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UPST and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UPST vs. The Competition

MetricUpstartNondepository credit institutions IndustryComputer SectorNASDAQ Exchange
Market Cap$2.07B$6.34B$21.01B$8.09B
Dividend YieldN/A5.38%2.73%3.96%
P/E Ratio-11.419.90261.5618.43
Price / Sales4.0259.87539.3972.31
Price / CashN/A24.5729.4828.77
Price / Book3.152.026.904.39
Net Income-$240.13M$430.53M$618.44M$213.55M
7 Day Performance-4.82%0.68%-0.31%-0.80%
1 Month Performance0.21%48.78%3.30%3.42%
1 Year Performance-5.47%220.24%28.07%7.53%

Upstart Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SOFI
SoFi Technologies
3.5667 of 5 stars
$6.89
-0.4%
$9.08
+31.8%
+27.4%$7.28B$2.12B-22.234,400
COOP
Mr. Cooper Group
4.5789 of 5 stars
$82.42
-0.1%
$85.13
+3.3%
+78.7%$5.33B$1.79B8.636,800Short Interest ↓
CLSK
CleanSpark
1.3107 of 5 stars
$17.69
+0.3%
$19.22
+8.6%
+318.2%$4.03B$168.41M0.00130Short Interest ↑
QFIN
Qifu Technology
4.2537 of 5 stars
$19.90
-0.5%
$24.73
+24.3%
+44.5%$3.21B$2.29B5.163,121Short Interest ↑
Positive News
WD
Walker & Dunlop
0.549 of 5 stars
$93.30
-2.0%
$100.00
+7.2%
+27.4%$3.15B$1.05B34.051,326Positive News
RIOT
Riot Platforms
3.1691 of 5 stars
$10.34
-0.3%
$18.33
+77.2%
-5.3%$2.99B$280.70M11.89534
LU
Lufax
4.5456 of 5 stars
$4.30
+0.5%
$6.40
+48.8%
-19.8%$2.47B$4.82B-30.7136,215Short Interest ↓
PWP
Perella Weinberg Partners
0.5257 of 5 stars
$15.80
-0.8%
$16.50
+4.4%
+96.3%$1.49B$648.65M-8.49650Short Interest ↑
CIFR
Cipher Mining
1.9789 of 5 stars
$4.00
-2.2%
$5.50
+37.5%
+67.4%$1.24B$126.84M66.6835Positive News
SII
Sprott
0 of 5 stars
$46.21
+0.7%
N/A+38.1%$1.19B$169.02M25.82129Short Interest ↑
Positive News

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This page (NASDAQ:UPST) was last updated on 5/29/2024 by MarketBeat.com Staff

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