Free Trial

Citizens & Northern (CZNC) Competitors

$17.48
-0.21 (-1.19%)
(As of 05/28/2024 ET)

CZNC vs. BMRC, SONA, WTBA, BSRR, EBTC, MOFG, RBB, PWOD, CFFI, and CCNE

Should you be buying Citizens & Northern stock or one of its competitors? The main competitors of Citizens & Northern include Bank of Marin Bancorp (BMRC), Southern National Bancorp of Virginia (SONA), West Bancorporation (WTBA), Sierra Bancorp (BSRR), Enterprise Bancorp (EBTC), MidWestOne Financial Group (MOFG), RBB Bancorp (RBB), Penns Woods Bancorp (PWOD), C&F Financial (CFFI), and CNB Financial (CCNE). These companies are all part of the "finance" sector.

Citizens & Northern vs.

Citizens & Northern (NASDAQ:CZNC) and Bank of Marin Bancorp (NASDAQ:BMRC) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, community ranking, earnings, dividends, profitability, analyst recommendations, valuation and risk.

In the previous week, Citizens & Northern and Citizens & Northern both had 2 articles in the media. Bank of Marin Bancorp's average media sentiment score of 1.88 beat Citizens & Northern's score of 1.37 indicating that Bank of Marin Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Citizens & Northern Positive
Bank of Marin Bancorp Very Positive

Citizens & Northern pays an annual dividend of $1.12 per share and has a dividend yield of 6.4%. Bank of Marin Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 6.5%. Citizens & Northern pays out 73.7% of its earnings in the form of a dividend. Bank of Marin Bancorp pays out 120.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Citizens & Northern presently has a consensus price target of $21.00, suggesting a potential upside of 20.14%. Bank of Marin Bancorp has a consensus price target of $17.33, suggesting a potential upside of 13.44%. Given Citizens & Northern's higher possible upside, equities research analysts plainly believe Citizens & Northern is more favorable than Bank of Marin Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens & Northern
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Bank of Marin Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Citizens & Northern has a net margin of 16.20% compared to Bank of Marin Bancorp's net margin of 9.28%. Citizens & Northern's return on equity of 9.17% beat Bank of Marin Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens & Northern16.20% 9.17% 0.93%
Bank of Marin Bancorp 9.28%4.09%0.45%

Bank of Marin Bancorp received 115 more outperform votes than Citizens & Northern when rated by MarketBeat users. Likewise, 58.17% of users gave Bank of Marin Bancorp an outperform vote while only 52.48% of users gave Citizens & Northern an outperform vote.

CompanyUnderperformOutperform
Citizens & NorthernOutperform Votes
159
52.48%
Underperform Votes
144
47.52%
Bank of Marin BancorpOutperform Votes
274
58.17%
Underperform Votes
197
41.83%

30.8% of Citizens & Northern shares are owned by institutional investors. Comparatively, 52.3% of Bank of Marin Bancorp shares are owned by institutional investors. 4.0% of Citizens & Northern shares are owned by company insiders. Comparatively, 5.7% of Bank of Marin Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Citizens & Northern has a beta of 0.44, suggesting that its stock price is 56% less volatile than the S&P 500. Comparatively, Bank of Marin Bancorp has a beta of 0.88, suggesting that its stock price is 12% less volatile than the S&P 500.

Citizens & Northern has higher earnings, but lower revenue than Bank of Marin Bancorp. Citizens & Northern is trading at a lower price-to-earnings ratio than Bank of Marin Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens & Northern$137.92M1.95$24.15M$1.5211.50
Bank of Marin Bancorp$144.48M1.72$19.90M$0.8318.41

Summary

Bank of Marin Bancorp beats Citizens & Northern on 11 of the 19 factors compared between the two stocks.

Get Citizens & Northern News Delivered to You Automatically

Sign up to receive the latest news and ratings for CZNC and its competitors with MarketBeat's FREE daily newsletter.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CZNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

CZNC vs. The Competition

MetricCitizens & NorthernState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$268.84M$2.28B$9.33B$8.09B
Dividend Yield6.33%4.27%10.58%3.96%
P/E Ratio11.5012.0348.5018.43
Price / Sales1.952.05232.5672.31
Price / Cash9.638.5616.8928.77
Price / Book1.021.022.474.39
Net Income$24.15M$400.84M$1.01B$213.55M
7 Day Performance-3.43%-2.20%-1.24%-0.80%
1 Month Performance-2.29%1.90%1.85%3.42%
1 Year Performance-10.82%29.89%25.10%7.53%

Citizens & Northern Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BMRC
Bank of Marin Bancorp
3.8386 of 5 stars
$16.33
+1.3%
$17.33
+6.1%
-11.3%$266.02M$144.48M19.67329Positive News
SONA
Southern National Bancorp of Virginia
0 of 5 stars
$10.79
+0.7%
N/A+39.5%$263.70M$133.11M11.36350Analyst Forecast
News Coverage
WTBA
West Bancorporation
1.7088 of 5 stars
$17.70
+1.1%
$21.50
+21.5%
+0.1%$297.54M$170.37M13.41181Positive News
BSRR
Sierra Bancorp
4.1655 of 5 stars
$21.71
-0.8%
$22.33
+2.9%
+29.9%$316.97M$193.52M8.97491Positive News
EBTC
Enterprise Bancorp
4.3077 of 5 stars
$25.98
+1.0%
N/A-8.3%$321.63M$218.66M8.93570Short Interest ↓
News Coverage
Positive News
MOFG
MidWestOne Financial Group
4.4035 of 5 stars
$21.94
+1.3%
$24.13
+10.0%
+10.0%$341.25M$171.05M15.24732Short Interest ↑
RBB
RBB Bancorp
3.3945 of 5 stars
$19.12
+1.2%
$18.50
-3.2%
+69.2%$352.57M$236.17M8.39371Positive News
PWOD
Penns Woods Bancorp
2.0422 of 5 stars
$20.24
+3.3%
N/A-20.8%$152.41M$99.97M9.28308News Coverage
CFFI
C&F Financial
1.987 of 5 stars
$44.25
-0.3%
N/A-12.4%$148.68M$153.75M7.30594Dividend Announcement
Short Interest ↑
CCNE
CNB Financial
4.8581 of 5 stars
$20.23
+1.5%
$22.00
+8.7%
+10.5%$424.83M$327.03M8.50765Short Interest ↓
Positive News

Related Companies and Tools

This page (NASDAQ:CZNC) was last updated on 5/29/2024 by MarketBeat.com Staff

From Our Partners