CZNC vs. BMRC, SONA, WTBA, BSRR, EBTC, MOFG, RBB, PWOD, CFFI, and CCNE
Should you be buying Citizens & Northern stock or one of its competitors? The main competitors of Citizens & Northern include Bank of Marin Bancorp (BMRC), Southern National Bancorp of Virginia (SONA), West Bancorporation (WTBA), Sierra Bancorp (BSRR), Enterprise Bancorp (EBTC), MidWestOne Financial Group (MOFG), RBB Bancorp (RBB), Penns Woods Bancorp (PWOD), C&F Financial (CFFI), and CNB Financial (CCNE). These companies are all part of the "finance" sector.
Citizens & Northern (NASDAQ:CZNC) and Bank of Marin Bancorp (NASDAQ:BMRC) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, community ranking, earnings, dividends, profitability, analyst recommendations, valuation and risk.
In the previous week, Citizens & Northern and Citizens & Northern both had 2 articles in the media. Bank of Marin Bancorp's average media sentiment score of 1.88 beat Citizens & Northern's score of 1.37 indicating that Bank of Marin Bancorp is being referred to more favorably in the news media.
Citizens & Northern pays an annual dividend of $1.12 per share and has a dividend yield of 6.4%. Bank of Marin Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 6.5%. Citizens & Northern pays out 73.7% of its earnings in the form of a dividend. Bank of Marin Bancorp pays out 120.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.
Citizens & Northern presently has a consensus price target of $21.00, suggesting a potential upside of 20.14%. Bank of Marin Bancorp has a consensus price target of $17.33, suggesting a potential upside of 13.44%. Given Citizens & Northern's higher possible upside, equities research analysts plainly believe Citizens & Northern is more favorable than Bank of Marin Bancorp.
Citizens & Northern has a net margin of 16.20% compared to Bank of Marin Bancorp's net margin of 9.28%. Citizens & Northern's return on equity of 9.17% beat Bank of Marin Bancorp's return on equity.
Bank of Marin Bancorp received 115 more outperform votes than Citizens & Northern when rated by MarketBeat users. Likewise, 58.17% of users gave Bank of Marin Bancorp an outperform vote while only 52.48% of users gave Citizens & Northern an outperform vote.
30.8% of Citizens & Northern shares are owned by institutional investors. Comparatively, 52.3% of Bank of Marin Bancorp shares are owned by institutional investors. 4.0% of Citizens & Northern shares are owned by company insiders. Comparatively, 5.7% of Bank of Marin Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Citizens & Northern has a beta of 0.44, suggesting that its stock price is 56% less volatile than the S&P 500. Comparatively, Bank of Marin Bancorp has a beta of 0.88, suggesting that its stock price is 12% less volatile than the S&P 500.
Citizens & Northern has higher earnings, but lower revenue than Bank of Marin Bancorp. Citizens & Northern is trading at a lower price-to-earnings ratio than Bank of Marin Bancorp, indicating that it is currently the more affordable of the two stocks.
Summary
Bank of Marin Bancorp beats Citizens & Northern on 11 of the 19 factors compared between the two stocks.
Get Citizens & Northern News Delivered to You Automatically
Sign up to receive the latest news and ratings for CZNC and its competitors with MarketBeat's FREE daily newsletter.
This chart shows the number of new MarketBeat users adding CZNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart
Citizens & Northern Competitors List
Related Companies and Tools