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Nicholas Financial (NICK) Competitors

$6.70
+0.15 (+2.29%)
(As of 05/28/2024 ET)

NICK vs. ASFI, PLBC, RM, AXP, COF, DFS, CACC, SLM, NNI, and ECPG

Should you be buying Nicholas Financial stock or one of its competitors? The main competitors of Nicholas Financial include Asta Funding (ASFI), Plumas Bancorp (PLBC), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), Credit Acceptance (CACC), SLM (SLM), Nelnet (NNI), and Encore Capital Group (ECPG). These companies are all part of the "finance" sector.

Nicholas Financial vs.

Nicholas Financial (NASDAQ:NICK) and Asta Funding (NASDAQ:ASFI) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, institutional ownership, community ranking, dividends, risk, earnings, media sentiment and valuation.

Asta Funding has a net margin of 19.40% compared to Nicholas Financial's net margin of -134.48%. Asta Funding's return on equity of 3.61% beat Nicholas Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Nicholas Financial-134.48% -50.06% -42.27%
Asta Funding 19.40%3.61%3.51%

In the previous week, Nicholas Financial had 2 more articles in the media than Asta Funding. MarketBeat recorded 2 mentions for Nicholas Financial and 0 mentions for Asta Funding. Nicholas Financial's average media sentiment score of 0.93 beat Asta Funding's score of 0.00 indicating that Nicholas Financial is being referred to more favorably in the media.

Company Overall Sentiment
Nicholas Financial Positive
Asta Funding Neutral

Nicholas Financial received 47 more outperform votes than Asta Funding when rated by MarketBeat users. However, 64.44% of users gave Asta Funding an outperform vote while only 60.36% of users gave Nicholas Financial an outperform vote.

CompanyUnderperformOutperform
Nicholas FinancialOutperform Votes
134
60.36%
Underperform Votes
88
39.64%
Asta FundingOutperform Votes
87
64.44%
Underperform Votes
48
35.56%

Nicholas Financial has a beta of 0.89, suggesting that its stock price is 11% less volatile than the S&P 500. Comparatively, Asta Funding has a beta of 0.59, suggesting that its stock price is 41% less volatile than the S&P 500.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Nicholas Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
Asta Funding
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

39.9% of Nicholas Financial shares are held by institutional investors. Comparatively, 19.4% of Asta Funding shares are held by institutional investors. 43.0% of Nicholas Financial shares are held by company insiders. Comparatively, 63.4% of Asta Funding shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Asta Funding has lower revenue, but higher earnings than Nicholas Financial.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Nicholas Financial$44.34M1.92-$34.12M-$5.01-1.34
Asta Funding$21.11M4.07$7.18MN/AN/A

Summary

Asta Funding beats Nicholas Financial on 7 of the 13 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding NICK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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NICK vs. The Competition

MetricNicholas FinancialShort IndustryFinance SectorNASDAQ Exchange
Market Cap$85.09M$336.85M$9.33B$8.09B
Dividend YieldN/A7.16%10.58%3.96%
P/E Ratio-1.341.0448.5018.43
Price / Sales1.922.31232.5672.31
Price / CashN/A6.0016.8928.77
Price / Book1.070.942.474.39
Net Income-$34.12M-$39.52M$1.01B$213.55M
7 Day Performance1.67%-1.23%-1.24%-0.80%
1 Month Performance-0.74%1.59%1.85%3.42%
1 Year Performance35.35%0.89%25.10%7.53%

Nicholas Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ASFI
Asta Funding
0 of 5 stars
$13.08
flat
N/AN/A$85.91M$21.11M0.0060
PLBC
Plumas Bancorp
4.2588 of 5 stars
$34.92
-1.7%
$40.00
+14.5%
+3.5%$205.89M$58.79M7.31175
RM
Regional Management
3.8517 of 5 stars
$27.56
+1.4%
$29.00
+5.2%
+8.9%$272.84M$551.40M11.982,081News Coverage
AXP
American Express
4.3915 of 5 stars
$237.25
-0.4%
$215.00
-9.4%
+50.9%$170.65B$60.52B19.5474,600Short Interest ↑
COF
Capital One Financial
4.8831 of 5 stars
$136.57
-0.8%
$138.50
+1.4%
+32.8%$51.92B$49.48B10.6951,987Short Interest ↓
DFS
Discover Financial Services
4.9557 of 5 stars
$121.82
-1.1%
$126.29
+3.7%
+19.0%$30.53B$20.61B13.8921,100Analyst Forecast
Short Interest ↓
CACC
Credit Acceptance
2.6435 of 5 stars
$485.72
+0.9%
$402.33
-17.2%
+9.0%$5.88B$1.90B24.922,232Positive News
SLM
SLM
4.6216 of 5 stars
$20.51
-2.2%
$21.32
+3.9%
+28.1%$4.51B$2.84B6.411,740
NNI
Nelnet
3.7379 of 5 stars
$105.24
-0.4%
$96.00
-8.8%
+12.8%$3.83B$2.06B28.447,550Positive News
ECPG
Encore Capital Group
3.6468 of 5 stars
$44.32
+1.3%
$66.50
+50.0%
-4.6%$1.05B$1.24B-5.177,400Positive News

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This page (NASDAQ:NICK) was last updated on 5/29/2024 by MarketBeat.com Staff

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