HCI Group (HCI) Competitors

Employers (NYSE:EIG) and HCI Group (NYSE:HCI) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, earnings, analyst recommendations, community ranking, risk, profitability, dividends, media sentiment and valuation.

Which has more volatility & risk, EIG or HCI?

Employers has a beta of 0.25, suggesting that its share price is 75% less volatile than the S&P 500. Comparatively, HCI Group has a beta of 1.15, suggesting that its share price is 15% more volatile than the S&P 500.

Does the media prefer EIG or HCI?

In the previous week, Employers had 3 more articles in the media than HCI Group. MarketBeat recorded 3 mentions for Employers and 0 mentions for HCI Group. HCI Group's average media sentiment score of 1.80 beat Employers' score of 0.67 indicating that Employers is being referred to more favorably in the media.

Company	Overall Sentiment
Employers	Very Positive
HCI Group	Positive

Is EIG or HCI more profitable?

HCI Group has a net margin of 17.72% compared to HCI Group's net margin of 14.16%. Employers' return on equity of 40.30% beat HCI Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Employers	14.16%	10.49%	2.87%
HCI Group	17.72%	40.30%	6.32%

Do analysts prefer EIG or HCI?

Employers currently has a consensus price target of $55.00, indicating a potential upside of 32.59%. HCI Group has a consensus price target of $127.75, indicating a potential upside of 29.95%. Given HCI Group's higher probable upside, equities research analysts clearly believe Employers is more favorable than HCI Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Employers	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
HCI Group	0 Sell rating(s)	0 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	3.00

Do institutionals & insiders hold more shares of EIG or HCI?

80.5% of Employers shares are owned by institutional investors. Comparatively, 87.0% of HCI Group shares are owned by institutional investors. 1.5% of Employers shares are owned by company insiders. Comparatively, 25.3% of HCI Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Does the MarketBeat Community believe in EIG or HCI?

Employers received 41 more outperform votes than HCI Group when rated by MarketBeat users. Likewise, 62.67% of users gave Employers an outperform vote while only 61.64% of users gave HCI Group an outperform vote.

Company	Underperform	Outperform
Employers	Outperform Votes 282 62.67%	Underperform Votes 168 37.33%
HCI Group	Outperform Votes 241 61.64%	Underperform Votes 150 38.36%

Is EIG or HCI a better dividend stock?

Employers pays an annual dividend of $1.20 per share and has a dividend yield of 2.9%. HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 1.6%. Employers pays out 25.4% of its earnings in the form of a dividend. HCI Group pays out 16.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Employers has raised its dividend for 3 consecutive years. Employers is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has better valuation & earnings, EIG or HCI?

Employers has higher revenue and earnings than HCI Group. Employers is trading at a lower price-to-earnings ratio than HCI Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Employers	$850.90M	1.23	$118.10M	$4.72	8.76
HCI Group	$550.67M	1.87	$79.03M	$9.83	10.00

Summary

HCI Group beats Employers on 12 of the 21 factors compared between the two stocks.