Compare Stocks

Comparative Price Performance Over Time

Compare Stocks - Price & Volume

CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Chemung Financial Co. stock logo
CHMG
Chemung Financial
$43.20
+0.0%
$41.98
$33.72
$51.36
$205.29M0.27,064 shs7,300 shs
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
$47.41
+0.3%
$44.82
$38.91
$92.00
$223.16M0.46,448 shs3,536 shs
Oak Valley Bancorp stock logo
OVLY
Oak Valley Bancorp
$23.90
-0.6%
$23.96
$22.49
$30.70
$199.80M0.3610,891 shs7,964 shs
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
$12.28
+1.2%
$11.12
$8.88
$12.97
$241.30M0.3520,554 shs14,829 shs
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Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Chemung Financial Co. stock logo
CHMG
Chemung Financial
+0.05%+0.47%+5.91%-1.46%+23.22%
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
+0.34%+11.29%-1.23%-7.67%-38.26%
Oak Valley Bancorp stock logo
OVLY
Oak Valley Bancorp
-0.58%-1.85%+2.66%-5.20%+1.75%
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
+1.15%+2.76%+9.74%+8.00%+33.77%

MarketRank™

CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
Chemung Financial Co. stock logo
CHMG
Chemung Financial
4.0237 of 5 stars
2.03.02.53.20.63.31.9
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
4.0212 of 5 stars
2.55.03.30.01.11.73.1
Oak Valley Bancorp stock logo
OVLY
Oak Valley Bancorp
1.4414 of 5 stars
0.01.03.30.02.02.51.3
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
3.712 of 5 stars
1.33.02.50.02.95.03.1

Analyst Ratings

CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Chemung Financial Co. stock logo
CHMG
Chemung Financial
2.00
Hold$49.0013.43% Upside
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
3.00
Buy$53.0011.79% Upside
Oak Valley Bancorp stock logo
OVLY
Oak Valley Bancorp
N/AN/AN/AN/A
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
2.50
Moderate Buy$13.338.58% Upside

Current Analyst Ratings

Latest CZFS, CHMG, USCB, and OVLY Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
4/30/2024
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
Janney Montgomery Scott
Subscribe to MarketBeat All Access for the recommendation accuracy rating
UpgradeNeutral ➝ Buy$53.00
4/22/2024
Chemung Financial Co. stock logo
CHMG
Chemung Financial
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetMarket Perform ➝ Market Perform$51.00 ➝ $49.00
(Data available from 5/10/2021 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Sales & Book Value

CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Chemung Financial Co. stock logo
CHMG
Chemung Financial
$96.31M2.13$6.01 per share7.19$41.34 per share1.04
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
$96.44M2.31$5.76 per share8.23$59.43 per share0.80
Oak Valley Bancorp stock logo
OVLY
Oak Valley Bancorp
$80.00M2.50$3.85 per share6.20$20.03 per share1.19
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
$65.97M3.66$0.94 per share13.06$9.82 per share1.25

Profitability & Earnings

CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Chemung Financial Co. stock logo
CHMG
Chemung Financial
$25M$5.228.288.24N/A17.35%12.67%0.85%7/18/2024 (Estimated)
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
$17.81M$3.6912.857.29N/A11.63%10.57%0.96%7/29/2024 (Estimated)
Oak Valley Bancorp stock logo
OVLY
Oak Valley Bancorp
$30.85M$3.317.22N/A35.34%18.30%1.48%7/19/2024 (Estimated)
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
$16.55M$0.7715.9510.07N/A13.08%8.60%0.71%7/25/2024 (Estimated)

Dividends

CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
Chemung Financial Co. stock logo
CHMG
Chemung Financial
$1.242.87%+6.04%23.75%N/A
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
$1.964.13%N/A53.12%3 Years
Oak Valley Bancorp stock logo
OVLY
Oak Valley Bancorp
$0.451.88%+4.55%13.60%10 Years
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
$0.201.63%N/A25.97%N/A

Latest CZFS, CHMG, USCB, and OVLY Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
4/22/2024
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
Quarterly$0.051.92%5/14/20245/15/20246/5/2024
2/21/2024
Chemung Financial Co. stock logo
CHMG
Chemung Financial
Quarterly$0.312.91%3/15/20243/18/20244/1/2024
3/5/2024
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
quarterly$0.494.3%3/14/20243/15/20243/29/2024
(Data available from 1/1/2013 forward)

Debt

CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Chemung Financial Co. stock logo
CHMG
Chemung Financial
0.18
0.84
0.84
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
1.15
0.99
0.99
Oak Valley Bancorp stock logo
OVLY
Oak Valley Bancorp
N/A
0.73
0.73
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
0.95
0.93
0.93

Ownership

Institutional Ownership

CompanyInstitutional Ownership
Chemung Financial Co. stock logo
CHMG
Chemung Financial
47.50%
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
22.49%
Oak Valley Bancorp stock logo
OVLY
Oak Valley Bancorp
30.86%
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
61.34%

Insider Ownership

CompanyInsider Ownership
Chemung Financial Co. stock logo
CHMG
Chemung Financial
12.04%
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
6.30%
Oak Valley Bancorp stock logo
OVLY
Oak Valley Bancorp
19.61%
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
48.10%

Miscellaneous

CompanyEmployeesShares OutstandingFree FloatOptionable
Chemung Financial Co. stock logo
CHMG
Chemung Financial
3394.75 million4.18 millionNot Optionable
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
3954.71 million4.43 millionNot Optionable
Oak Valley Bancorp stock logo
OVLY
Oak Valley Bancorp
1988.36 million6.72 millionNot Optionable
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
19619.65 million10.12 millionNot Optionable

CZFS, CHMG, USCB, and OVLY Headlines

SourceHeadline
Batter up! USCB plans a baseball grandstand and more athletic facilities for Bluffton campusBatter up! USCB plans a baseball grandstand and more athletic facilities for Bluffton campus
sports.yahoo.com - May 8 at 7:57 PM
USCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Buys $35,730.00 in StockUSCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Buys $35,730.00 in Stock
insidertrades.com - May 8 at 6:49 AM
Insider Buying: USCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Purchases 3,000 Shares of StockInsider Buying: USCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Purchases 3,000 Shares of Stock
marketbeat.com - May 7 at 2:56 PM
USCB Financial Holdings, Inc. (NASDAQ:USCB) Director Purchases $10,062.00 in StockUSCB Financial Holdings, Inc. (NASDAQ:USCB) Director Purchases $10,062.00 in Stock
americanbankingnews.com - May 5 at 6:54 AM
Executive VP & CFO of USCB Financial Holdings Robert Anderson Buys 42% More SharesExecutive VP & CFO of USCB Financial Holdings Robert Anderson Buys 42% More Shares
finance.yahoo.com - May 3 at 10:26 AM
Insider Buying: USCB Financial Holdings, Inc. (NASDAQ:USCB) Director Acquires 900 Shares of StockInsider Buying: USCB Financial Holdings, Inc. (NASDAQ:USCB) Director Acquires 900 Shares of Stock
insidertrades.com - May 3 at 8:04 AM
Robert B. Anderson Purchases 19,289 Shares of USCB Financial Holdings, Inc. (NASDAQ:USCB) StockRobert B. Anderson Purchases 19,289 Shares of USCB Financial Holdings, Inc. (NASDAQ:USCB) Stock
americanbankingnews.com - May 3 at 5:04 AM
Insider Buying: USCB Financial Holdings, Inc. (NASDAQ:USCB) Director Purchases 900 Shares of StockInsider Buying: USCB Financial Holdings, Inc. (NASDAQ:USCB) Director Purchases 900 Shares of Stock
marketbeat.com - May 2 at 1:31 PM
Why USCB Financial (USCB) Might be Well Poised for a SurgeWhy USCB Financial (USCB) Might be Well Poised for a Surge
zacks.com - May 2 at 1:21 PM
Insider Buying: USCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Purchases 19,289 Shares of StockInsider Buying: USCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Purchases 19,289 Shares of Stock
insidertrades.com - May 2 at 6:36 AM
USCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Robert B. Anderson Acquires 19,289 SharesUSCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Robert B. Anderson Acquires 19,289 Shares
marketbeat.com - May 1 at 4:46 PM
USCB Financial Holdings, Inc. (NASDAQ:USCB) Q1 2024 Earnings Call TranscriptUSCB Financial Holdings, Inc. (NASDAQ:USCB) Q1 2024 Earnings Call Transcript
finance.yahoo.com - April 30 at 12:19 PM
USCB Financial Holdings First Quarter 2024 Earnings: EPS: US$0.23 (vs US$0.29 in 1Q 2023)USCB Financial Holdings First Quarter 2024 Earnings: EPS: US$0.23 (vs US$0.29 in 1Q 2023)
finance.yahoo.com - April 27 at 1:33 PM
USCB Financial reports lower Q1 profit, higher depositsUSCB Financial reports lower Q1 profit, higher deposits
investing.com - April 27 at 7:33 AM
LONDON BRIEFING: Miner Anglo American eyes rival BHP takeoverLONDON BRIEFING: Miner Anglo American eyes rival BHP takeover
shareprices.com - April 26 at 4:19 PM
The 10 Most Beautiful College Campuses In South CarolinaThe 10 Most Beautiful College Campuses In South Carolina
msn.com - April 26 at 4:19 PM
REPEAT: Miner Anglo American reviews takeover bid from rival BHPREPEAT: Miner Anglo American reviews takeover bid from rival BHP
lse.co.uk - April 26 at 11:17 AM
With 56% ownership, USCB Financial Holdings, Inc. (NASDAQ:USCB) boasts of strong institutional backingWith 56% ownership, USCB Financial Holdings, Inc. (NASDAQ:USCB) boasts of strong institutional backing
finance.yahoo.com - April 26 at 11:17 AM
USCB Stock Earnings: USCB Financial Holdings Beats EPS, Beats Revenue for Q1 2024USCB Stock Earnings: USCB Financial Holdings Beats EPS, Beats Revenue for Q1 2024
investorplace.com - April 25 at 11:02 PM
USCB Financial Holdings GAAP EPS of $0.23, Total interest income $30.89MUSCB Financial Holdings GAAP EPS of $0.23, Total interest income $30.89M
msn.com - April 25 at 8:40 PM
USCB Financial Holdings Inc (USCB) Q1 Earnings: Slight Dip in Profitability Amid Strong Deposit ...USCB Financial Holdings Inc (USCB) Q1 Earnings: Slight Dip in Profitability Amid Strong Deposit ...
finance.yahoo.com - April 25 at 8:40 PM
USCB Financial Holdings, Inc. (USCB) Q1 Earnings and Revenues Top EstimatesUSCB Financial Holdings, Inc. (USCB) Q1 Earnings and Revenues Top Estimates
zacks.com - April 25 at 6:41 PM
USCB Financial Holdings, Inc. Reports Diluted EPS of $0.23 for Q1 2024 and Announces Adoption of New 500,000 Share Repurchase ProgramUSCB Financial Holdings, Inc. Reports Diluted EPS of $0.23 for Q1 2024 and Announces Adoption of New 500,000 Share Repurchase Program
globenewswire.com - April 25 at 4:30 PM
USCB Financial Holdings, Inc. (NASDAQ:USCB) Plans $0.05 Quarterly DividendUSCB Financial Holdings, Inc. (NASDAQ:USCB) Plans $0.05 Quarterly Dividend
marketbeat.com - April 25 at 9:43 AM

New MarketBeat Followers Over Time

Media Sentiment Over Time

Company Descriptions

Chemung Financial logo

Chemung Financial

NASDAQ:CHMG
Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market accounts. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial and residential mortgage loans; and consumer loans, including home equity lines of credit and home equity term loans. In addition, the company provides interest rate swaps, letters of credit, employee benefit plans, insurance products, mutual fund, brokerage, and tax preparation services. Further, it offers guardian, custodian, trustee, investment, pension, estate planning, and employee benefit administrative services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts. Chemung Financial Corporation was founded in 1833 and is headquartered in Elmira, New York.
Citizens Financial Services logo

Citizens Financial Services

NASDAQ:CZFS
Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania.
Oak Valley Bancorp logo

Oak Valley Bancorp

NASDAQ:OVLY
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans, including automobile loans, home mortgages, credit lines, and other personal loans. In addition, the company provides online and mobile banking, remote deposit capture, merchant, night depository, extended hours, wire transfer of funds, note collection services, and automated teller machines. The company was incorporated in 1990 and is headquartered in Oakdale, California.
USCB Financial logo

USCB Financial

NASDAQ:USCB
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit. It also offers loan products, such as small business administration loans, yacht financing, residential and commercial real estate loans; commercial and industrial loans; foreign bank loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers lockbox, treasury, commercial payments, cash management, and online banking services, as well as provides title insurance policies for real estate transactions. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.