AFRM vs. SYF, DFS, CACC, OMF, SLM, NNI, BFH, ENVA, OCSL, and LC
Should you be buying Affirm stock or one of its competitors? The main competitors of Affirm include Synchrony Financial (SYF), Discover Financial Services (DFS), Credit Acceptance (CACC), OneMain (OMF), SLM (SLM), Nelnet (NNI), Bread Financial (BFH), Enova International (ENVA), Oaktree Specialty Lending (OCSL), and LendingClub (LC).
Affirm (NASDAQ:AFRM) and Synchrony Financial (NYSE:SYF) are both business services companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, community ranking, dividends, risk, profitability, analyst recommendations, media sentiment and institutional ownership.
69.3% of Affirm shares are owned by institutional investors. Comparatively, 96.5% of Synchrony Financial shares are owned by institutional investors. 13.1% of Affirm shares are owned by insiders. Comparatively, 0.3% of Synchrony Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
Synchrony Financial received 761 more outperform votes than Affirm when rated by MarketBeat users. Likewise, 71.16% of users gave Synchrony Financial an outperform vote while only 33.33% of users gave Affirm an outperform vote.
In the previous week, Affirm and Affirm both had 10 articles in the media. Synchrony Financial's average media sentiment score of 1.10 beat Affirm's score of 0.42 indicating that Synchrony Financial is being referred to more favorably in the news media.
Synchrony Financial has higher revenue and earnings than Affirm. Affirm is trading at a lower price-to-earnings ratio than Synchrony Financial, indicating that it is currently the more affordable of the two stocks.
Affirm currently has a consensus price target of $27.53, indicating a potential downside of 6.05%. Synchrony Financial has a consensus price target of $43.74, indicating a potential upside of 1.48%. Given Synchrony Financial's stronger consensus rating and higher possible upside, analysts plainly believe Synchrony Financial is more favorable than Affirm.
Affirm has a beta of 3.56, suggesting that its stock price is 256% more volatile than the S&P 500. Comparatively, Synchrony Financial has a beta of 1.58, suggesting that its stock price is 58% more volatile than the S&P 500.
Synchrony Financial has a net margin of 13.49% compared to Affirm's net margin of -32.17%. Synchrony Financial's return on equity of 16.01% beat Affirm's return on equity.
Summary
Synchrony Financial beats Affirm on 14 of the 17 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding AFRM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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