First Citizens BancShares (FCNCA) Competitors

First Citizens BancShares (NASDAQ:FCNCA) and M&T Bank (NYSE:MTB) are both large-cap financial services companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, dividends, risk, institutional ownership, media sentiment, valuation, profitability, community ranking and analyst recommendations.

Does the media favor FCNCA or MTB?

In the previous week, M&T Bank had 13 more articles in the media than First Citizens BancShares. MarketBeat recorded 27 mentions for M&T Bank and 14 mentions for First Citizens BancShares. First Citizens BancShares' average media sentiment score of 0.77 beat M&T Bank's score of 0.67 indicating that First Citizens BancShares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Citizens BancShares	5 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
M&T Bank	15 Very Positive mention(s)	3 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk and volatility, FCNCA or MTB?

First Citizens BancShares has a beta of 0.86, indicating that its share price is 14% less volatile than the S&P 500. Comparatively, M&T Bank has a beta of 0.78, indicating that its share price is 22% less volatile than the S&P 500.

Does the MarketBeat Community favor FCNCA or MTB?

M&T Bank received 53 more outperform votes than First Citizens BancShares when rated by MarketBeat users. However, 56.51% of users gave First Citizens BancShares an outperform vote while only 46.29% of users gave M&T Bank an outperform vote.

Company	Underperform	Outperform
First Citizens BancShares	Outperform Votes 178 56.51%	Underperform Votes 137 43.49%
M&T Bank	Outperform Votes 231 46.29%	Underperform Votes 268 53.71%

Is FCNCA or MTB more profitable?

M&T Bank has a net margin of 19.52% compared to First Citizens BancShares' net margin of 18.22%. First Citizens BancShares' return on equity of 15.48% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Citizens BancShares	18.22%	15.48%	1.44%
M&T Bank	19.52%	10.68%	1.25%

Which has preferable valuation and earnings, FCNCA or MTB?

First Citizens BancShares has higher earnings, but lower revenue than M&T Bank. First Citizens BancShares is trading at a lower price-to-earnings ratio than M&T Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Citizens BancShares	$12.09B	2.12	$11.47B	$180.13	9.81
M&T Bank	$12.75B	2.01	$2.74B	$14.79	10.40

Do insiders and institutionals hold more shares of FCNCA or MTB?

61.2% of First Citizens BancShares shares are held by institutional investors. Comparatively, 84.7% of M&T Bank shares are held by institutional investors. 13.4% of First Citizens BancShares shares are held by company insiders. Comparatively, 0.8% of M&T Bank shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Is FCNCA or MTB a better dividend stock?

First Citizens BancShares pays an annual dividend of $6.56 per share and has a dividend yield of 0.4%. M&T Bank pays an annual dividend of $5.20 per share and has a dividend yield of 3.4%. First Citizens BancShares pays out 3.6% of its earnings in the form of a dividend. M&T Bank pays out 35.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do analysts prefer FCNCA or MTB?

First Citizens BancShares presently has a consensus target price of $1,829.90, suggesting a potential upside of 3.53%. M&T Bank has a consensus target price of $158.48, suggesting a potential upside of 3.05%. Given First Citizens BancShares' stronger consensus rating and higher possible upside, equities analysts clearly believe First Citizens BancShares is more favorable than M&T Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Citizens BancShares	0 Sell rating(s)	5 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.55
M&T Bank	0 Sell rating(s)	9 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.36

Summary

First Citizens BancShares beats M&T Bank on 13 of the 20 factors compared between the two stocks.