LOB vs. BANR, RNST, FBK, HTLF, HTH, PB, SSB, OZK, CADE, and HOMB
Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Banner (BANR), Renasant (RNST), FB Financial (FBK), Heartland Financial USA (HTLF), Hilltop (HTH), Prosperity Bancshares (PB), SouthState (SSB), Bank OZK (OZK), Cadence Bank (CADE), and Home Bancshares, Inc. (Conway, AR) (HOMB). These companies are all part of the "state commercial banks" industry.
Banner (NASDAQ:BANR) and Live Oak Bancshares (NASDAQ:LOB) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, media sentiment, earnings, risk, community ranking and dividends.
Banner has a net margin of 21.62% compared to Banner's net margin of 10.62%. Live Oak Bancshares' return on equity of 11.47% beat Banner's return on equity.
Banner received 69 more outperform votes than Live Oak Bancshares when rated by MarketBeat users. Likewise, 57.92% of users gave Banner an outperform vote while only 54.05% of users gave Live Oak Bancshares an outperform vote.
Banner has higher earnings, but lower revenue than Live Oak Bancshares. Banner is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.
Banner has a beta of 1.04, indicating that its share price is 4% more volatile than the S&P 500. Comparatively, Live Oak Bancshares has a beta of 1.63, indicating that its share price is 63% more volatile than the S&P 500.
Banner pays an annual dividend of $1.92 per share and has a dividend yield of 4.1%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Banner pays out 39.9% of its earnings in the form of a dividend. Live Oak Bancshares pays out 6.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Banner has raised its dividend for 2 consecutive years. Banner is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
In the previous week, Banner had 6 more articles in the media than Live Oak Bancshares. MarketBeat recorded 10 mentions for Banner and 4 mentions for Live Oak Bancshares. Live Oak Bancshares' average media sentiment score of 0.23 beat Banner's score of -0.03 indicating that Banner is being referred to more favorably in the media.
Banner presently has a consensus target price of $51.20, indicating a potential upside of 9.33%. Live Oak Bancshares has a consensus target price of $38.00, indicating a potential upside of 10.21%. Given Banner's stronger consensus rating and higher possible upside, analysts plainly believe Live Oak Bancshares is more favorable than Banner.
87.3% of Banner shares are held by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are held by institutional investors. 1.6% of Banner shares are held by company insiders. Comparatively, 23.9% of Live Oak Bancshares shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.
Summary
Banner beats Live Oak Bancshares on 14 of the 21 factors compared between the two stocks.
Get Live Oak Bancshares News Delivered to You Automatically
Sign up to receive the latest news and ratings for LOB and its competitors with MarketBeat's FREE daily newsletter.
This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Live Oak Bancshares Competitors List
Related Companies and Tools
