UCBI vs. FBP, ABCB, TCBI, FIBK, SFBS, CATY, IBOC, CVBF, BOH, and INDB
Should you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include First BanCorp. (FBP), Ameris Bancorp (ABCB), Texas Capital Bancshares (TCBI), First Interstate BancSystem (FIBK), ServisFirst Bancshares (SFBS), Cathay General Bancorp (CATY), International Bancshares (IBOC), CVB Financial (CVBF), Bank of Hawaii (BOH), and Independent Bank (INDB). These companies are all part of the "state commercial banks" industry.
First BanCorp. (NYSE:FBP) and United Community Banks (NASDAQ:UCBI) are both mid-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, dividends, media sentiment, profitability, analyst recommendations, community ranking, valuation, earnings and risk.
97.9% of First BanCorp. shares are held by institutional investors. Comparatively, 82.3% of United Community Banks shares are held by institutional investors. 2.5% of First BanCorp. shares are held by insiders. Comparatively, 0.5% of United Community Banks shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
First BanCorp. currently has a consensus target price of $18.00, suggesting a potential downside of 0.50%. United Community Banks has a consensus target price of $30.60, suggesting a potential upside of 13.50%. Given First BanCorp.'s higher possible upside, analysts plainly believe United Community Banks is more favorable than First BanCorp..
First BanCorp. pays an annual dividend of $0.64 per share and has a dividend yield of 3.5%. United Community Banks pays an annual dividend of $0.92 per share and has a dividend yield of 3.4%. First BanCorp. pays out 36.6% of its earnings in the form of a dividend. United Community Banks pays out 59.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First BanCorp. has raised its dividend for 5 consecutive years and United Community Banks has raised its dividend for 9 consecutive years. First BanCorp. is clearly the better dividend stock, given its higher yield and lower payout ratio.
First BanCorp. has a net margin of 25.82% compared to First BanCorp.'s net margin of 13.62%. United Community Banks' return on equity of 21.58% beat First BanCorp.'s return on equity.
In the previous week, First BanCorp. and First BanCorp. both had 3 articles in the media. United Community Banks' average media sentiment score of 0.83 beat First BanCorp.'s score of 0.74 indicating that First BanCorp. is being referred to more favorably in the media.
First BanCorp. has a beta of 1.16, suggesting that its share price is 16% more volatile than the S&P 500. Comparatively, United Community Banks has a beta of 0.92, suggesting that its share price is 8% less volatile than the S&P 500.
United Community Banks received 24 more outperform votes than First BanCorp. when rated by MarketBeat users. However, 61.26% of users gave First BanCorp. an outperform vote while only 56.43% of users gave United Community Banks an outperform vote.
First BanCorp. has higher earnings, but lower revenue than United Community Banks. First BanCorp. is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.
Summary
First BanCorp. beats United Community Banks on 14 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding UCBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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