Employers (EIG) Competitors

HCI Group (NYSE:HCI) and Employers (NYSE:EIG) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, institutional ownership, community ranking, media sentiment and profitability.

Is HCI or EIG more profitable?

HCI Group has a net margin of 17.72% compared to HCI Group's net margin of 14.16%. Employers' return on equity of 40.30% beat HCI Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HCI Group	17.72%	40.30%	6.32%
Employers	14.16%	10.49%	2.87%

Which has stronger earnings & valuation, HCI or EIG?

Employers has higher revenue and earnings than HCI Group. Employers is trading at a lower price-to-earnings ratio than HCI Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HCI Group	$550.67M	1.90	$79.03M	$9.83	10.17
Employers	$850.90M	1.27	$118.10M	$4.72	9.02

Which has more risk and volatility, HCI or EIG?

HCI Group has a beta of 1.15, indicating that its stock price is 15% more volatile than the S&P 500. Comparatively, Employers has a beta of 0.25, indicating that its stock price is 75% less volatile than the S&P 500.

Does the MarketBeat Community favor HCI or EIG?

Employers received 41 more outperform votes than HCI Group when rated by MarketBeat users. Likewise, 62.67% of users gave Employers an outperform vote while only 61.64% of users gave HCI Group an outperform vote.

Company	Underperform	Outperform
HCI Group	Outperform Votes 241 61.64%	Underperform Votes 150 38.36%
Employers	Outperform Votes 282 62.67%	Underperform Votes 168 37.33%

Do analysts prefer HCI or EIG?

HCI Group currently has a consensus target price of $127.75, indicating a potential upside of 27.81%. Employers has a consensus target price of $55.00, indicating a potential upside of 29.23%. Given HCI Group's higher probable upside, analysts plainly believe Employers is more favorable than HCI Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HCI Group	0 Sell rating(s)	0 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	3.00
Employers	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the media favor HCI or EIG?

In the previous week, HCI Group had 7 more articles in the media than Employers. MarketBeat recorded 8 mentions for HCI Group and 1 mentions for Employers. Employers' average media sentiment score of 0.90 beat HCI Group's score of 0.47 indicating that HCI Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
HCI Group	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Employers	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is HCI or EIG a better dividend stock?

HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 1.6%. Employers pays an annual dividend of $1.20 per share and has a dividend yield of 2.8%. HCI Group pays out 16.3% of its earnings in the form of a dividend. Employers pays out 25.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Employers has raised its dividend for 3 consecutive years. Employers is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders and institutionals believe in HCI or EIG?

87.0% of HCI Group shares are held by institutional investors. Comparatively, 80.5% of Employers shares are held by institutional investors. 25.3% of HCI Group shares are held by company insiders. Comparatively, 1.5% of Employers shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

HCI Group beats Employers on 14 of the 21 factors compared between the two stocks.