Lowest-Rated StocksLowest-RatedNASDAQ:AFRM Affirm (AFRM) Stock Price, News & Analysis → Elon Musk’s Next Move Will Disrupt AI Forever (From InvestorPlace) (Ad) Free AFRM Stock Alerts $33.44 +1.43 (+4.47%) (As of 05/14/2024 ET) Add Compare Share Share Today's Range$32.76▼$34.3150-Day Range$30.87▼$38.7952-Week Range$11.84▼$52.48Volume7.68 million shsAverage Volume9.16 million shsMarket Capitalization$10.26 billionP/E RatioN/ADividend YieldN/APrice Target$27.53 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial Media Get Affirm alerts: Email Address Affirm MarketRank™ Stock AnalysisAnalyst RatingReduce1.89 Rating ScoreUpside/Downside17.7% Downside$27.53 Price TargetShort InterestBearish12.28% of Float Sold ShortDividend StrengthN/ASustainabilityN/ANews Sentiment0.38Based on 20 Articles This WeekInsider TradingSelling Shares$616,947 Sold Last QuarterProj. Earnings GrowthGrowingFrom ($2.23) to ($1.78) Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.0.95 out of 5 starsBusiness Services Sector823rd out of 942 stocksPersonal Credit Institutions Industry40th out of 42 stocks 1.9 Analyst's Opinion Consensus RatingAffirm has received a consensus rating of Reduce. The company's average rating score is 1.89, and is based on 4 buy ratings, 8 hold ratings, and 6 sell ratings.Amount of Analyst CoverageAffirm has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Affirm's stock forecast and price target. Previous Next 2.0 Short Interest Percentage of Shares Shorted12.28% of the float of Affirm has been sold short.Short Interest Ratio / Days to CoverAffirm has a short interest ratio ("days to cover") of 3.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Affirm has recently increased by 2.50%, indicating that investor sentiment is decreasing. Previous Next 0.0 Dividend Strength Dividend YieldAffirm does not currently pay a dividend.Dividend GrowthAffirm does not have a long track record of dividend growth. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for AFRM. Previous Next 1.9 News and Social Media Coverage News SentimentAffirm has a news sentiment score of 0.38. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.58 average news sentiment score of Business Services companies.News Coverage This WeekMarketBeat has tracked 20 news articles for Affirm this week, compared to 1 article on an average week.Search InterestOnly 43 people have searched for AFRM on MarketBeat in the last 30 days. This is a decrease of -2% compared to the previous 30 days.MarketBeat FollowsOnly 13 people have added Affirm to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Previous Next 3.3 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Affirm insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $616,947.00 in company stock.Percentage Held by Insiders13.05% of the stock of Affirm is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions69.29% of the stock of Affirm is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Affirm's insider trading history. Previous Next 0.6 Earnings and Valuation Earnings GrowthEarnings for Affirm are expected to grow in the coming year, from ($2.23) to ($1.78) per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Affirm is -15.00, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Affirm is -15.00, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioAffirm has a P/B Ratio of 3.92. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Affirm's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad InvestorPlaceElon Musk’s Next Move Will Disrupt AI ForeverA revolutionary venture that is set to get rolled out by May 16. One well-connected Silicon Valley VC has uncovered a way for anybody to claim a stake in "Elon Musk's AI 2.0" with as little as $100.Get all the information here. About Affirm Stock (NASDAQ:AFRM)Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel and ticketing, apparel, accessories, consumer electronics, and jewelry. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.Read More AFRM Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart AFRM Stock News HeadlinesMay 13 at 11:17 AM | pymnts.comSlowing Shopify Growth Spells Challenges for BNPL Partner AffirmMay 12 at 2:20 AM | americanbankingnews.comAffirm (NASDAQ:AFRM) PT Lowered to $43.00 at Royal Bank of CanadaMay 12 at 2:20 AM | americanbankingnews.comAffirm (NASDAQ:AFRM) Lifted to "Overweight" at JPMorgan Chase & Co.May 12 at 2:20 AM | americanbankingnews.comBMO Capital Markets Lowers Affirm (NASDAQ:AFRM) Price Target to $46.00May 12 at 2:20 AM | americanbankingnews.comAffirm (NASDAQ:AFRM) Earns "Hold" Rating from Needham & Company LLCMay 10, 2024 | americanbankingnews.comAffirm (NASDAQ:AFRM) Rating Reiterated by JPMorgan Chase & Co.May 8, 2024 | fool.comWhy Affirm Stock Slipped TodayMay 8, 2024 | investorplace.comAFRM Stock Earnings: Affirm Holdings Beats EPS, Beats Revenue for Q3 2024May 8, 2024 | pymnts.comAffirm Credits Mid-Market With Q3 Earnings GainsMay 8, 2024 | barrons.comAffirm's Stock Is Rising. Its Revenue Beat Is Just One of the Positives.May 8, 2024 | businesswire.comAffirm Reports Third Fiscal Quarter 2024 ResultsMay 5, 2024 | americanbankingnews.comKeith Rabois Sells 9,276 Shares of Affirm Holdings, Inc. (NASDAQ:AFRM) StockMay 3, 2024 | investorplace.comStock Market Crash Warning: Don't Get Caught Holding These 3 Fintech StocksMay 1, 2024 | investorplace.com7 Sleeper Stocks to Buy Before Wall Street Wakes Up: April 2024April 23, 2024 | investorplace.comWhy Are Stocks Up Today?April 23, 2024 | investorplace.comWhy Is Affirm (AFRM) Stock Moving Today?April 23, 2024 | reuters.comFocus: Buy now, pay later lender Affirm pushes into elective medical proceduresApril 20, 2024 | investorplace.comForget Big Tech, These 3 Under-the-Radar Stocks Are the Real Student Loan WinnersApril 18, 2024 | seekingalpha.comAffirm: Acceleration Across The BoardApril 17, 2024 | businesswire.comAffirm to Announce Third Quarter Fiscal Year 2024 Results on May 8, 2024April 9, 2024 | seekingalpha.comAffirm Holdings: Hard To Win Against Block, PayPal And Klarna, Amid Substantial LossesApril 7, 2024 | seekingalpha.comAffirm: Stunning Acceleration In Growth And Margin Expansion (Rating Upgrade)April 6, 2024 | seekingalpha.comAffirm Holdings: Strong Growth Ahead - Play The Long GameApril 6, 2024 | seekingalpha.comAffirm: Risk-Reward Is Attractive To Initiate A Position In The StockApril 3, 2024 | barrons.comAffirm Has Long-Term Potential. Why an Analyst Says to Wait.See More Headlines Receive AFRM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Affirm and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings5/08/2024Today5/14/2024Fiscal Year End6/30/2024Next Earnings (Estimated)8/22/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorBusiness Services Industry Personal credit institutions Sub-IndustryN/A Current SymbolNASDAQ:AFRM CUSIPN/A CIK1820953 Webwww.affirm.com Phone415-984-0490FaxN/AEmployees2,171Year FoundedN/APrice Target and Rating Average Stock Price Target$27.53 High Stock Price Target$55.00 Low Stock Price Target$10.00 Potential Upside/Downside-17.3%Consensus RatingReduce Rating Score (0-4)1.89 Research Coverage18 Analysts Profitability EPS (Most Recent Fiscal Year)($2.23) Trailing P/E RatioN/A Forward P/E RatioN/A P/E GrowthN/ANet Income$-985,340,000.00 Net Margins-32.17% Pretax Margin-32.17% Return on Equity-22.06% Return on Assets-6.56% Debt Debt-to-Equity Ratio2.43 Current Ratio12.94 Quick Ratio12.94 Sales & Book Value Annual Sales$1.59 billion Price / Sales6.44 Cash FlowN/A Price / Cash FlowN/A Book Value$8.54 per share Price / Book3.90Miscellaneous Outstanding Shares306,870,000Free Float266,827,000Market Cap$10.22 billion OptionableOptionable Beta3.56 Investing Strategies To Help Grow Your Retirement IncomeNeed to stretch out your 401K or Roth IRA plan? Use these time-tested investing strategies to grow the monthly retirement income that your stock portfolio generates.Get This Free Report Key ExecutivesMr. Max Roth Levchin (Age 48)Founder, CEO & Chairman Comp: $409.81kMr. Libor Michalek (Age 50)President & Director Comp: $475kMr. Michael A. Linford (Age 41)Chief Financial Officer Comp: $475kMs. Katherine Adkins Esq. (Age 61)Chief Legal Officer & Secretary Comp: $425kMs. Katrina HoltSenior Vice President of OperationsMr. Ronald ClarkVP of Investor RelationsMs. Brooke E. Major-Reid (Age 50)Chief Capital Officer Mr. Robert W. O'Hare (Age 43)Senior Vice President of Finance Dr. Wayne Pommen Ph.D. (Age 45)Head of International Pat SuhSenior Vice President of RevenueMore ExecutivesKey CompetitorsElasticNYSE:ESTCUiPathNYSE:PATHAPi GroupNYSE:APGWPPNYSE:WPPProcore TechnologiesNYSE:PCORView All CompetitorsInsiders & InstitutionsFreestone Capital Holdings LLCBought 19,588 shares on 5/14/2024Ownership: 0.006%CreativeOne Wealth LLCBought 14,355 shares on 5/14/2024Ownership: 0.005%Seven Eight Capital LPBought 18,618 shares on 5/13/2024Ownership: 0.020%Edgestream Partners L.P.Bought 52,411 shares on 5/11/2024Ownership: 0.020%Pinkerton Retirement Specialists LLCBought 5,929 shares on 5/10/2024Ownership: 0.002%View All Insider TransactionsView All Institutional Transactions AFRM Stock Analysis - Frequently Asked Questions Should I buy or sell Affirm stock right now? 18 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Affirm in the last twelve months. There are currently 6 sell ratings, 8 hold ratings and 4 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "reduce" AFRM shares. View AFRM analyst ratings or view top-rated stocks. What is Affirm's stock price target for 2024? 18 brokerages have issued 12 month target prices for Affirm's stock. Their AFRM share price targets range from $10.00 to $55.00. On average, they predict the company's share price to reach $27.53 in the next twelve months. This suggests that the stock has a possible downside of 17.7%. View analysts price targets for AFRM or view top-rated stocks among Wall Street analysts. How have AFRM shares performed in 2024? Affirm's stock was trading at $49.14 at the start of the year. Since then, AFRM stock has decreased by 31.9% and is now trading at $33.44. View the best growth stocks for 2024 here. When is Affirm's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, August 22nd 2024. View our AFRM earnings forecast. How were Affirm's earnings last quarter? Affirm Holdings, Inc. (NASDAQ:AFRM) posted its quarterly earnings data on Wednesday, May, 8th. The company reported ($0.43) earnings per share for the quarter, beating the consensus estimate of ($0.70) by $0.27. The firm earned $576 million during the quarter, compared to analyst estimates of $549.99 million. Affirm had a negative trailing twelve-month return on equity of 22.06% and a negative net margin of 32.17%. The company's revenue was up 51.2% compared to the same quarter last year. During the same period in the prior year, the company posted ($0.69) EPS. What ETFs hold Affirm's stock? ETFs with the largest weight of Affirm (NASDAQ:AFRM) stock in their portfolio include Roundhill MEME ETF (MEME), Amplify Online Retail ETF (IBUY), Amplify Mobile Payments ETF (IPAY), Global X FinTech Thematic ETF (FINX), IQ Engender Equality ETF (EQUL), IQ U.S. Mid Cap R&D Leaders ETF (MRND) and JPMorgan BetaBuilders U.S. Small Cap Equity ETF (BBSC).Schwab US Small-Cap ETF (SCHA). What guidance has Affirm issued on next quarter's earnings? Affirm updated its fourth quarter 2024 earnings guidance on Wednesday, May, 8th. The company provided EPS guidance of for the period. The company issued revenue guidance of $585.0 million-$605.0 million, compared to the consensus revenue estimate of $576.3 million. When did Affirm IPO? Affirm (AFRM) raised $873 million in an IPO on Wednesday, January 13th 2021. The company issued 24,600,000 shares at $33.00-$38.00 per share. Morgan Stanley, Goldman Sachs and Allen & Company acted as the underwriters for the IPO and RBC Capital Markets, Credit Suisse, Barclays, Truist Securities, Siebert Williams Shank and Deutsche Bank Securities were co-managers. Who are Affirm's major shareholders? Affirm's stock is owned by a number of institutional and retail investors. Top institutional investors include Vanguard Group Inc. (6.79%), Baillie Gifford & Co. (6.10%), Leo Wealth LLC (0.37%), Jupiter Asset Management Ltd. (0.18%), Twin Tree Management LP (0.00%) and Swiss National Bank (0.14%). Insiders that own company stock include Jeremy Philips, Katherine Adkins, Keith Rabois, Michael Linford, Private Ltd Gic and Siphelele Jiyane. View institutional ownership trends. How do I buy shares of Affirm? Shares of AFRM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:AFRM) was last updated on 5/14/2024 by MarketBeat.com Staff From Our PartnersDid Intel Just Dethrone Nvidia?Chaikin AnalyticsClaim Your Complimentary Bitcoin RewardCrypto Swap ProfitsCharles Payne Demystifies OptionsUnstoppable ProsperityThe only AI company you should be looking atBehind the MarketsTech GIANT’s Plans to Revolutionize Crypto…Crypto 101 MediaForget Bitcoin. Crypto Millionaire Predicts 8,788% Gains For THISParadigm PressRevolutionizing the Green Energy Space and Building Shareholder Value Along the WaySmall Cap SniperElon to Transform U.S. Economy? Porter & Company Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Affirm Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. 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