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Citizens & Northern (CZNC) Competitors

$17.96
-0.85 (-4.52%)
(As of 05/20/2024 ET)

CZNC vs. SONA, BMRC, WTBA, EBTC, BSRR, MOFG, RBB, PWOD, CFFI, and CCNE

Should you be buying Citizens & Northern stock or one of its competitors? The main competitors of Citizens & Northern include Southern National Bancorp of Virginia (SONA), Bank of Marin Bancorp (BMRC), West Bancorporation (WTBA), Enterprise Bancorp (EBTC), Sierra Bancorp (BSRR), MidWestOne Financial Group (MOFG), RBB Bancorp (RBB), Penns Woods Bancorp (PWOD), C&F Financial (CFFI), and CNB Financial (CCNE). These companies are all part of the "finance" sector.

Citizens & Northern vs.

Southern National Bancorp of Virginia (NASDAQ:SONA) and Citizens & Northern (NASDAQ:CZNC) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their media sentiment, risk, institutional ownership, analyst recommendations, dividends, community ranking, valuation, earnings and profitability.

77.2% of Southern National Bancorp of Virginia shares are held by institutional investors. Comparatively, 30.8% of Citizens & Northern shares are held by institutional investors. 5.9% of Southern National Bancorp of Virginia shares are held by insiders. Comparatively, 3.7% of Citizens & Northern shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Southern National Bancorp of Virginia has a beta of 1.02, meaning that its stock price is 2% more volatile than the S&P 500. Comparatively, Citizens & Northern has a beta of 0.44, meaning that its stock price is 56% less volatile than the S&P 500.

In the previous week, Citizens & Northern had 1 more articles in the media than Southern National Bancorp of Virginia. MarketBeat recorded 1 mentions for Citizens & Northern and 0 mentions for Southern National Bancorp of Virginia. Southern National Bancorp of Virginia's average media sentiment score of 1.02 beat Citizens & Northern's score of 0.00 indicating that Citizens & Northern is being referred to more favorably in the news media.

Company Overall Sentiment
Southern National Bancorp of Virginia Neutral
Citizens & Northern Positive

Southern National Bancorp of Virginia pays an annual dividend of $0.40 per share and has a dividend yield of 3.7%. Citizens & Northern pays an annual dividend of $1.12 per share and has a dividend yield of 6.2%. Southern National Bancorp of Virginia pays out 27.0% of its earnings in the form of a dividend. Citizens & Northern pays out 73.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Southern National Bancorp of Virginia received 14 more outperform votes than Citizens & Northern when rated by MarketBeat users. However, 52.65% of users gave Citizens & Northern an outperform vote while only 43.69% of users gave Southern National Bancorp of Virginia an outperform vote.

CompanyUnderperformOutperform
Southern National Bancorp of VirginiaOutperform Votes
173
43.69%
Underperform Votes
223
56.31%
Citizens & NorthernOutperform Votes
159
52.65%
Underperform Votes
143
47.35%

Southern National Bancorp of Virginia has higher revenue and earnings than Citizens & Northern. Southern National Bancorp of Virginia is trading at a lower price-to-earnings ratio than Citizens & Northern, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southern National Bancorp of Virginia$133.11M1.97$33.17M$1.487.24
Citizens & Northern$102.44M2.70$24.15M$1.5211.82

Southern National Bancorp of Virginia has a net margin of 17.12% compared to Southern National Bancorp of Virginia's net margin of 16.20%. Southern National Bancorp of Virginia's return on equity of 9.17% beat Citizens & Northern's return on equity.

Company Net Margins Return on Equity Return on Assets
Southern National Bancorp of Virginia17.12% 7.23% 0.94%
Citizens & Northern 16.20%9.17%0.93%

Citizens & Northern has a consensus target price of $21.00, indicating a potential upside of 16.93%. Given Southern National Bancorp of Virginia's higher probable upside, analysts plainly believe Citizens & Northern is more favorable than Southern National Bancorp of Virginia.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Southern National Bancorp of Virginia
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
Citizens & Northern
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

Southern National Bancorp of Virginia and Citizens & Northern tied by winning 9 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CZNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CZNC vs. The Competition

MetricCitizens & NorthernState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$276.15M$2.43B$9.25B$7.99B
Dividend Yield6.23%4.17%10.16%3.91%
P/E Ratio11.8212.2452.3917.92
Price / Sales2.702.053,575.2272.59
Price / Cash10.238.7928.3829.27
Price / Book1.051.042.514.50
Net Income$24.15M$405.18M$1.00B$212.94M
7 Day Performance1.64%1.19%1.24%2.60%
1 Month Performance1.30%4.35%4.07%6.91%
1 Year Performance-8.27%31.74%18.18%9.89%

Citizens & Northern Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SONA
Southern National Bancorp of Virginia
0 of 5 stars
$10.56
+0.1%
N/A+39.7%$258.08M$133.11M11.12350Analyst Forecast
BMRC
Bank of Marin Bancorp
1.8642 of 5 stars
$15.84
+0.8%
$17.33
+9.4%
-1.0%$257.97M$96.83M19.08329Positive News
WTBA
West Bancorporation
1.4945 of 5 stars
$17.62
+0.7%
$21.50
+22.0%
+10.9%$296.19M$170.37M13.35181Positive News
EBTC
Enterprise Bancorp
3.7148 of 5 stars
$25.04
+0.6%
N/A-5.2%$310.00M$218.66M8.60570Positive News
BSRR
Sierra Bancorp
3.9369 of 5 stars
$22.66
+3.8%
$22.33
-1.4%
+36.7%$330.84M$193.52M9.36491
MOFG
MidWestOne Financial Group
4.0948 of 5 stars
$21.47
+1.2%
$24.13
+12.4%
+14.5%$338.37M$268.04M14.91732
RBB
RBB Bancorp
2.0432 of 5 stars
$18.67
+0.8%
$18.50
-0.9%
+85.7%$344.28M$126.06M8.19376
PWOD
Penns Woods Bancorp
1.3246 of 5 stars
$19.35
+0.9%
N/A-17.5%$145.32M$99.97M8.88308
CFFI
C&F Financial
1.5933 of 5 stars
$42.49
+0.8%
N/A-12.2%$142.77M$153.75M7.01594Positive News
CCNE
CNB Financial
4.4783 of 5 stars
$20.06
+0.8%
$22.00
+9.7%
+17.4%$421.26M$327.03M8.43765Dividend Announcement

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This page (NASDAQ:CZNC) was last updated on 5/20/2024 by MarketBeat.com Staff

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