Funding Circle (FCH) Share Price, News & Analysis

Company Overview

Funding Circle (LSE: FCH) is the UK’s leading SME finance platform. Since 2010, we have extended more than £18bn in credit to over 135,000 UK businesses, helping them power the economy and their communities. By combining proprietary AI-powered credit models with a human touch, we provide a seamless experience that allows SMEs to borrow, pay later, and spend through a single ecosystem. For institutional investors, Funding Circle offers access to an attractive, underserved asset class through a platform built on deep data and a proven track record of robust returns. To find out more information, visit our corporate website here: https://corporate.fundingcircle.com/

Key Stats

• Today's Range: 243 to 251
• 50-Day Range: 180.60 to 250
• 52-Week Range: 113.20 to 252.50
• Volume: 338,942 shs
• Average Volume: 1.76 million shs
• Market Capitalization: £688.59 million
• P/E Ratio: 12.51
• Dividend Yield: N/A
• Price Target: GBX 302.50
• Consensus Rating: Buy

Funding Circle Stock Analysis - MarketRank™

Funding Circle scored higher than 71% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.8 / 5
• Analyst Rating: Buy

Consensus Rating

Funding Circle has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 3 buy ratings, no hold ratings, and no sell ratings.

Upside Potential

Funding Circle has a consensus price target of GBX 302.50, representing about 23.7% upside from its current price of GBX 244.50.

Amount of Analyst Coverage

Funding Circle has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Funding Circle is 12.41, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.74.

Price to Earnings Ratio vs. Sector

The P/E ratio of Funding Circle is 12.41, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.69.

Price to Book Value per Share Ratio

Funding Circle has a P/B Ratio of 19.07. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for FCH.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Funding Circle does not currently pay a dividend.

Dividend Growth

Funding Circle does not have a long track record of dividend growth.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.54

News Sentiment

Funding Circle has a news sentiment score of 0.54. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Funding Circle this week, compared to 2 articles on an average week.

Search Interest

1 people have searched for FCH on MarketBeat in the last 30 days.

Company Ownership

• Score: 2.4 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net £9,943.32 in company stock, which represents 0.0015% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Funding Circle insiders have bought more of their company's stock than they have sold. Specifically, they have bought £9,943.32 in company stock and sold GBX 0 in company stock.

Percentage Held by Insiders

1.19% of the stock of Funding Circle is held by insiders.

Percentage Held by Institutions

18.68% of the stock of Funding Circle is held by institutions.

Company Calendar

• Last Earnings: 9/08/2026
• Today: 11/13/2026

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: LON:FCH
• CIK: N/A
• Web: www.fundingcircle.com
• Phone: 44 207 4019111
• Fax: N/A
• Employees: 1,101
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Funding Circle: GBX 302.50
• High Price Target: GBX 315
• Low Price Target: GBX 290
• Potential Upside/Downside: +22.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): GBX 19.70
• Trailing P/E Ratio: 12.51
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -£5.47 million
• Net Margins: 22.93%
• Pretax Margin: N/A
• Return on Equity: 26.71%
• Return on Assets: -3.89%

Debt

• Debt-to-Equity Ratio: 105.33
• Current Ratio: 1.87
• Quick Ratio: 3.33

Sales & Book Value

• Annual Sales: £271.50 million
• Price / Sales: 2.54
• Cash Flow: GBX 360.75 per share
• Price / Cash Flow: 0.68
• Book Value: GBX 12.82 per share
• Price / Book: 19.22

Miscellaneous

• Outstanding Shares: 279,345,000
• Free Float: N/A
• Market Cap: £688.59 million
• Optionable: Not Optionable
• Beta: 0.82