Funding Circle (FCH) Share Price, News & Analysis

Company Overview

Funding Circle (LSE: FCH) is a leading UK lending platform for SME borrowers. Established in the UK in 2010, and now the leading lending platform to SMEs, Funding Circle has extended more than £13.6bn in credit to c.103,000 businesses in the UK. For SME borrowers, Funding Circle provides an unrivalled customer experience, delivered through its technology and data, coupled with a human touch. Its solutions continue to help customers access the funding they need to succeed. For institutional investors, Funding Circle provides access to an alternative asset class in an underserved market, and delivers robust and attractive returns. To find out more information, view our investor relations page here: https://corporate.fundingcircle.com/investors/ir-contacts-advisors/

Key Stats

• Today's Range: 223.50 to 234
• 50-Day Range: 134 to 230.50
• 52-Week Range: 113.20 to 234
• Volume: 22.41 million shs
• Average Volume: 2.10 million shs
• Market Capitalization: £663.40 million
• P/E Ratio: 16.71
• Dividend Yield: N/A
• Price Target: GBX 300
• Consensus Rating: Buy

Funding Circle Stock Analysis - MarketRank™

Funding Circle scored higher than 61% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Buy

Consensus Rating

Funding Circle has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 2 buy ratings, no hold ratings, and no sell ratings.

Upside Potential

Funding Circle has a consensus price target of GBX 300, representing about 28.2% upside from its current price of GBX 234.

Amount of Analyst Coverage

Funding Circle has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Funding Circle is 16.71, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.45.

Price to Earnings Ratio vs. Sector

The P/E ratio of Funding Circle is 16.71, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 28.84.

Price to Book Value per Share Ratio

Funding Circle has a P/B Ratio of 18.25. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for FCH.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Funding Circle does not currently pay a dividend.

Dividend Growth

Funding Circle does not have a long track record of dividend growth.

News and Social Media

• Score: 1.5 / 5
• News Sentiment: 0.34

News Sentiment

Funding Circle has a news sentiment score of 0.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.79 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Funding Circle this week, compared to 3 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

2 insiders have purchased shares of Funding Circle in the last three months. Multiple insiders buying is a strong bullish signal.

Insider Buying vs. Insider Selling

In the past three months, Funding Circle insiders have bought more of their company's stock than they have sold. Specifically, they have bought £3,601.73 in company stock and sold GBX 0 in company stock.

Percentage Held by Insiders

1.18% of the stock of Funding Circle is held by insiders.

Percentage Held by Institutions

27.85% of the stock of Funding Circle is held by institutions.

Company Calendar

• Last Earnings: 3/05/2026
• Today: 8/04/2026

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: LON:FCH
• CIK: N/A
• Web: www.fundingcircle.com
• Phone: 44 207 4019111
• Fax: N/A
• Employees: 1,101
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Funding Circle: GBX 300
• High Price Target: GBX 300
• Low Price Target: GBX 300
• Potential Upside/Downside: +28.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): GBX 14
• Trailing P/E Ratio: 16.71
• Forward P/E Ratio: 2,933.83
• P/E Growth: N/A
• Net Income: -£5.47 million
• Net Margins: 20.67%
• Pretax Margin: N/A
• Return on Equity: 21.54%
• Return on Assets: -3.89%

Debt

• Debt-to-Equity Ratio: 119.79
• Current Ratio: 1.70
• Quick Ratio: 3.33

Sales & Book Value

• Annual Sales: £222.50 million
• Price / Sales: 2.98
• Cash Flow: GBX 342.46 per share
• Price / Cash Flow: 0.68
• Book Value: GBX 12.82 per share
• Price / Book: 18.25

Miscellaneous

• Outstanding Shares: 283,505,000
• Free Float: N/A
• Market Cap: £663.40 million
• Optionable: Not Optionable
• Beta: 0.71