Funding Circle (FCH) Competitors

Vanquis Banking Group (LON:PFG) and Funding Circle (LON:FCH) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, dividends, profitability, earnings, community ranking, valuation, institutional ownership, analyst recommendations and media sentiment.

Does the MarketBeat Community prefer PFG or FCH?

Vanquis Banking Group received 465 more outperform votes than Funding Circle when rated by MarketBeat users. However, 64.86% of users gave Funding Circle an outperform vote while only 60.52% of users gave Vanquis Banking Group an outperform vote.

Company	Underperform	Outperform
Vanquis Banking Group	Outperform Votes 489 60.52%	Underperform Votes 319 39.48%
Funding Circle	Outperform Votes 24 64.86%	Underperform Votes 13 35.14%

Do institutionals and insiders hold more shares of PFG or FCH?

84.0% of Vanquis Banking Group shares are held by institutional investors. Comparatively, 68.0% of Funding Circle shares are held by institutional investors. 2.6% of Vanquis Banking Group shares are held by insiders. Comparatively, 35.2% of Funding Circle shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Is PFG or FCH more profitable?

Vanquis Banking Group has a net margin of 8.73% compared to Funding Circle's net margin of -17.43%. Vanquis Banking Group's return on equity of 17.19% beat Funding Circle's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Vanquis Banking Group	8.73%	17.19%	4.14%
Funding Circle	-17.43%	-13.38%	-3.89%

Do analysts prefer PFG or FCH?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Vanquis Banking Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
Funding Circle	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Does the media prefer PFG or FCH?

In the previous week, Funding Circle had 1 more articles in the media than Vanquis Banking Group. MarketBeat recorded 1 mentions for Funding Circle and 0 mentions for Vanquis Banking Group. Vanquis Banking Group's average media sentiment score of 0.00 beat Funding Circle's score of -0.16 indicating that Vanquis Banking Group is being referred to more favorably in the media.

Company	Overall Sentiment
Vanquis Banking Group	Neutral
Funding Circle	Neutral

Which has more risk & volatility, PFG or FCH?

Vanquis Banking Group has a beta of 1.5, meaning that its share price is 50% more volatile than the S&P 500. Comparatively, Funding Circle has a beta of 1.02, meaning that its share price is 2% more volatile than the S&P 500.

Which has higher valuation & earnings, PFG or FCH?

Vanquis Banking Group has higher revenue and earnings than Funding Circle. Funding Circle is trading at a lower price-to-earnings ratio than Vanquis Banking Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Vanquis Banking Group	£446.50M	1.28	£103.50M	£0.41	548.78
Funding Circle	£187.60M	2.33	-£33M	£1.39	100.36

Summary

Vanquis Banking Group beats Funding Circle on 10 of the 15 factors compared between the two stocks.