Do analysts rate PFG or FCH?

Given Vanquis Banking Group's higher possible upside, research analysts plainly believe Vanquis Banking Group is more favorable than Funding Circle. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Vanquis Banking Group 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Funding Circle 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00

Do analysts recommend FCH or IPF?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Funding Circle 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 International Personal Finance 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Do analysts prefer FCH or VANQ?

Vanquis Banking Group has a consensus target price of GBX 140, suggesting a potential upside of 21.95%. Given Vanquis Banking Group's higher probable upside, analysts plainly believe Vanquis Banking Group is more favorable than Funding Circle. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Funding Circle 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Vanquis Banking Group 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00

Do analysts rate HAT or FCH?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score H&T Group 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Funding Circle 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00

Which has better valuation & earnings, HAT or FCH?

H&T Group has higher revenue and earnings than Funding Circle. Funding Circle is trading at a lower price-to-earnings ratio than H&T Group, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio H&T Group £240.86M 1.18 £21.82M £50.54 12.86 Funding Circle £222.50M 2.26 -£5.47M £14.00 12.64

Is HAT or FCH more profitable?

Funding Circle has a net margin of 20.67% compared to H&T Group's net margin of 8.38%. Funding Circle's return on equity of 21.54% beat H&T Group's return on equity. Company Net Margins Return on Equity Return on Assets H&T Group 8.38% 12.03% 9.07% Funding Circle 20.67% 21.54% -3.89%

Do analysts rate EQLS or FCH?

Given Equals Group's higher probable upside, equities research analysts plainly believe Equals Group is more favorable than Funding Circle. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Equals Group 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Funding Circle 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00

Funding Circle (FCH) Competitors

GBX 177 -2.00 (-1.12%)

As of 12:44 PM Eastern

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FCH vs. PFG, IPF, VANQ, HAT, and EQLS

Should you buy Funding Circle stock or one of its competitors? MarketBeat compares Funding Circle with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Funding Circle include Vanquis Banking Group (PFG), International Personal Finance (IPF), Vanquis Banking Group (VANQ), H&T Group (HAT), and Equals Group (EQLS). These companies are all part of the "credit services" industry.

How does Funding Circle compare to Vanquis Banking Group?

Vanquis Banking Group (LON:PFG) and Funding Circle (LON:FCH) are both small-cap credit services industry companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, valuation, earnings, risk, dividends, analyst recommendations, profitability and media sentiment.

84.0% of Vanquis Banking Group shares are owned by institutional investors. Comparatively, 27.9% of Funding Circle shares are owned by institutional investors. 2.6% of Vanquis Banking Group shares are owned by insiders. Comparatively, 1.2% of Funding Circle shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Vanquis Banking Group has higher revenue and earnings than Funding Circle. Vanquis Banking Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Vanquis Banking Group	£446.50M	0.00	£103.50M	£0.41	N/A
Funding Circle	£222.50M	2.26	-£5.47M	£14.00	12.64

Given Vanquis Banking Group's higher possible upside, research analysts plainly believe Vanquis Banking Group is more favorable than Funding Circle.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Vanquis Banking Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Funding Circle	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

In the previous week, Vanquis Banking Group's average media sentiment score of 0.00 equaled Funding Circle'saverage media sentiment score.

Company	Overall Sentiment
Vanquis Banking Group	Neutral
Funding Circle	Neutral

Funding Circle has a net margin of 20.67% compared to Vanquis Banking Group's net margin of 8.73%. Funding Circle's return on equity of 21.54% beat Vanquis Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Vanquis Banking Group	8.73%	17.19%	4.14%
Funding Circle	20.67%	21.54%	-3.89%

Vanquis Banking Group has a beta of 1.5, suggesting that its share price is 50% more volatile than the broader market. Comparatively, Funding Circle has a beta of 0.708, suggesting that its share price is 29% less volatile than the broader market.

Summary

Vanquis Banking Group beats Funding Circle on 8 of the 13 factors compared between the two stocks.

How does Funding Circle compare to International Personal Finance?

Funding Circle (LON:FCH) and International Personal Finance (LON:IPF) are both small-cap financial services companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, risk, dividends, valuation, media sentiment, analyst recommendations, earnings and institutional ownership.

27.9% of Funding Circle shares are held by institutional investors. Comparatively, 50.6% of International Personal Finance shares are held by institutional investors. 1.2% of Funding Circle shares are held by insiders. Comparatively, 1.9% of International Personal Finance shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Funding Circle	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
International Personal Finance	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

In the previous week, International Personal Finance had 1 more articles in the media than Funding Circle. MarketBeat recorded 1 mentions for International Personal Finance and 0 mentions for Funding Circle. Funding Circle's average media sentiment score of 0.00 equaled International Personal Finance'saverage media sentiment score.

Company	Overall Sentiment
Funding Circle	Neutral
International Personal Finance	Neutral

Funding Circle has a net margin of 20.67% compared to International Personal Finance's net margin of 7.35%. Funding Circle's return on equity of 21.54% beat International Personal Finance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Funding Circle	20.67%	21.54%	-3.89%
International Personal Finance	7.35%	10.35%	8.81%

International Personal Finance has higher revenue and earnings than Funding Circle. International Personal Finance is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Funding Circle	£222.50M	2.26	-£5.47M	£14.00	12.64
International Personal Finance	£666.20M	0.83	£44.87M	£23.60	10.55

Funding Circle has a beta of 0.708, indicating that its share price is 29% less volatile than the broader market. Comparatively, International Personal Finance has a beta of 0.411, indicating that its share price is 59% less volatile than the broader market.

Summary

Funding Circle and International Personal Finance tied by winning 7 of the 14 factors compared between the two stocks.

How does Funding Circle compare to Vanquis Banking Group?

Funding Circle (LON:FCH) and Vanquis Banking Group (LON:VANQ) are both small-cap financial services companies, but which is the better stock? We will contrast the two businesses based on the strength of their media sentiment, dividends, profitability, risk, analyst recommendations, valuation, earnings and institutional ownership.

In the previous week, Vanquis Banking Group had 2 more articles in the media than Funding Circle. MarketBeat recorded 2 mentions for Vanquis Banking Group and 0 mentions for Funding Circle. Vanquis Banking Group's average media sentiment score of 0.50 beat Funding Circle's score of 0.00 indicating that Vanquis Banking Group is being referred to more favorably in the news media.

Company	Overall Sentiment
Funding Circle	Neutral
Vanquis Banking Group	Positive

Funding Circle has higher earnings, but lower revenue than Vanquis Banking Group. Funding Circle is trading at a lower price-to-earnings ratio than Vanquis Banking Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Funding Circle	£222.50M	2.26	-£5.47M	£14.00	12.64
Vanquis Banking Group	£454.90M	0.63	-£31.26M	£3.10	37.03

Funding Circle has a net margin of 20.67% compared to Vanquis Banking Group's net margin of 1.87%. Funding Circle's return on equity of 21.54% beat Vanquis Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Funding Circle	20.67%	21.54%	-3.89%
Vanquis Banking Group	1.87%	1.89%	-0.87%

Vanquis Banking Group has a consensus target price of GBX 140, suggesting a potential upside of 21.95%. Given Vanquis Banking Group's higher probable upside, analysts plainly believe Vanquis Banking Group is more favorable than Funding Circle.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Funding Circle	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Vanquis Banking Group	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Funding Circle has a beta of 0.708, suggesting that its share price is 29% less volatile than the broader market. Comparatively, Vanquis Banking Group has a beta of 1.227, suggesting that its share price is 23% more volatile than the broader market.

27.9% of Funding Circle shares are held by institutional investors. Comparatively, 54.0% of Vanquis Banking Group shares are held by institutional investors. 1.2% of Funding Circle shares are held by company insiders. Comparatively, 3.7% of Vanquis Banking Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Vanquis Banking Group beats Funding Circle on 10 of the 15 factors compared between the two stocks.

How does Funding Circle compare to H&T Group?

H&T Group (LON:HAT) and Funding Circle (LON:FCH) are both small-cap financial services companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, dividends, media sentiment, earnings, profitability, analyst recommendations, valuation and risk.

H&T Group has higher revenue and earnings than Funding Circle. Funding Circle is trading at a lower price-to-earnings ratio than H&T Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
H&T Group	£240.86M	1.18	£21.82M	£50.54	12.86
Funding Circle	£222.50M	2.26	-£5.47M	£14.00	12.64

H&T Group has a beta of 0.69, suggesting that its stock price is 31% less volatile than the broader market. Comparatively, Funding Circle has a beta of 0.708, suggesting that its stock price is 29% less volatile than the broader market.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
H&T Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Funding Circle	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

In the previous week, H&T Group's average media sentiment score of 0.00 equaled Funding Circle'saverage media sentiment score.

Company	Overall Sentiment
H&T Group	Neutral
Funding Circle	Neutral

Funding Circle has a net margin of 20.67% compared to H&T Group's net margin of 8.38%. Funding Circle's return on equity of 21.54% beat H&T Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
H&T Group	8.38%	12.03%	9.07%
Funding Circle	20.67%	21.54%	-3.89%

46.6% of H&T Group shares are owned by institutional investors. Comparatively, 27.9% of Funding Circle shares are owned by institutional investors. 10.3% of H&T Group shares are owned by insiders. Comparatively, 1.2% of Funding Circle shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

H&T Group beats Funding Circle on 7 of the 13 factors compared between the two stocks.

How does Funding Circle compare to Equals Group?

Equals Group (LON:EQLS) and Funding Circle (LON:FCH) are both small-cap financial services companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, media sentiment, earnings, institutional ownership, profitability, valuation, dividends and risk.

In the previous week, Equals Group's average media sentiment score of 0.00 equaled Funding Circle'saverage media sentiment score.

Company	Overall Sentiment
Equals Group	Neutral
Funding Circle	Neutral

Equals Group has a beta of 1.36, meaning that its share price is 36% more volatile than the broader market. Comparatively, Funding Circle has a beta of 0.708, meaning that its share price is 29% less volatile than the broader market.

Funding Circle has a net margin of 20.67% compared to Equals Group's net margin of 5.62%. Funding Circle's return on equity of 21.54% beat Equals Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Equals Group	5.62%	12.17%	8.11%
Funding Circle	20.67%	21.54%	-3.89%

Given Equals Group's higher probable upside, equities research analysts plainly believe Equals Group is more favorable than Funding Circle.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Equals Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Funding Circle	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

51.3% of Equals Group shares are held by institutional investors. Comparatively, 27.9% of Funding Circle shares are held by institutional investors. 29.9% of Equals Group shares are held by company insiders. Comparatively, 1.2% of Funding Circle shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Equals Group has higher earnings, but lower revenue than Funding Circle. Equals Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Equals Group	£112.32M	0.00	£8.27M	£4.34	N/A
Funding Circle	£222.50M	2.26	-£5.47M	£14.00	12.64

Summary

Equals Group beats Funding Circle on 7 of the 13 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

FCH vs. The Competition

Export

Metric	Funding Circle	Credit Services Industry	Financial Sector	LON Exchange
Market Cap	£501.80M	£294.35M	£6.21B	£2.78B
Dividend Yield	N/A	16.67%	5.24%	6.13%
P/E Ratio	12.64	7.42	30.11	368.63
Price / Sales	2.26	85.53	1,180.57	84,796.26
Price / Cash	0.68	14.65	88.68	27.87
Price / Book	13.80	3.30	7.15	7.77
Net Income	-£5.47M	£59.40M	£1.13B	£5.89B
7 Day Performance	5.43%	1.08%	0.96%	1.32%
1 Month Performance	20.56%	6.72%	0.76%	-0.69%
1 Year Performance	44.92%	20.87%	16.02%	62.54%

Funding Circle Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
FCH Funding Circle	N/A	GBX 177 -1.1%	N/A	+44.0%	£501.80M	£222.50M	12.64	1,101
PFG Vanquis Banking Group	N/A	N/A	N/A	N/A	£571.19M	£446.50M	548.78	19,300
IPF International Personal Finance	0.9922 of 5 stars	GBX 248.50 -0.2%	N/A	+42.0%	£551.82M	£666.20M	10.53	6,230	News Coverage
VANQ Vanquis Banking Group	3.2341 of 5 stars	GBX 117.20 -0.2%	GBX 140 +19.5%	+17.8%	£293.39M	£454.90M	37.81	1,478	Gap Down
HAT H&T Group	N/A	GBX 650 flat	N/A	+1.6%	£283.24M	£240.86M	12.86	1,625

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This page (LON:FCH) was last updated on 7/15/2026 by MarketBeat.com Staff.

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Funding Circle (FCH) Competitors

FCH vs. PFG, IPF, VANQ, HAT, and EQLS

How does Funding Circle compare to Vanquis Banking Group?

Summary

How does Funding Circle compare to International Personal Finance?

Summary

How does Funding Circle compare to Vanquis Banking Group?

Summary

How does Funding Circle compare to H&T Group?

Summary

How does Funding Circle compare to Equals Group?

Summary

Media Sentiment Over Time

FCH vs. The Competition

Funding Circle Competitors List

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Funding Circle (FCH) Competitors

FCH vs. PFG, IPF, VANQ, HAT, and EQLS

How does Funding Circle compare to Vanquis Banking Group?

Do institutionals and insiders hold more shares of PFG or FCH?

Which has higher valuation & earnings, PFG or FCH?

Do analysts rate PFG or FCH?

Does the media prefer PFG or FCH?

Is PFG or FCH more profitable?

Which has more risk and volatility, PFG or FCH?

Summary

How does Funding Circle compare to International Personal Finance?

Do insiders and institutionals hold more shares of FCH or IPF?

Do analysts recommend FCH or IPF?

Does the media favor FCH or IPF?

Is FCH or IPF more profitable?

Which has stronger valuation & earnings, FCH or IPF?

Which has more risk and volatility, FCH or IPF?

Summary

How does Funding Circle compare to Vanquis Banking Group?

Does the media favor FCH or VANQ?

Which has better earnings and valuation, FCH or VANQ?

Is FCH or VANQ more profitable?

Do analysts prefer FCH or VANQ?

Which has more volatility and risk, FCH or VANQ?

Do insiders & institutionals hold more shares of FCH or VANQ?

Summary

How does Funding Circle compare to H&T Group?

Which has better valuation & earnings, HAT or FCH?

Which has more risk and volatility, HAT or FCH?

Do analysts rate HAT or FCH?

Does the media favor HAT or FCH?

Is HAT or FCH more profitable?

Do insiders and institutionals hold more shares of HAT or FCH?

Summary

How does Funding Circle compare to Equals Group?

Does the media favor EQLS or FCH?

Which has more volatility and risk, EQLS or FCH?

Is EQLS or FCH more profitable?

Do analysts rate EQLS or FCH?

Do insiders and institutionals believe in EQLS or FCH?

Which has higher valuation and earnings, EQLS or FCH?

Summary

Media Sentiment Over Time

FCH vs. The Competition

Funding Circle Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools