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Funding Circle (FCH) Competitors

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GBX 188.40 +3.00 (+1.62%)
As of 12:04 PM Eastern

FCH vs. PFG, IPF, HAT, EQLS, and SUS

Should you buy Funding Circle stock or one of its competitors? Funding Circle's main competitors and comparable companies include Vanquis Banking Group (PFG), International Personal Finance (IPF), H&T Group (HAT), Equals Group (EQLS), and S&U (SUS). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Funding Circle compare to Vanquis Banking Group?

Vanquis Banking Group (LON:PFG) and Funding Circle (LON:FCH) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, institutional ownership, analyst recommendations, media sentiment, earnings, profitability, valuation and dividends.

Funding Circle has a consensus price target of GBX 299, suggesting a potential upside of 61.27%. Given Funding Circle's stronger consensus rating and higher possible upside, analysts plainly believe Funding Circle is more favorable than Vanquis Banking Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Vanquis Banking Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Funding Circle had 1 more articles in the media than Vanquis Banking Group. MarketBeat recorded 2 mentions for Funding Circle and 1 mentions for Vanquis Banking Group. Funding Circle's average media sentiment score of 1.08 beat Vanquis Banking Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Vanquis Banking Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Funding Circle
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Vanquis Banking Group has a beta of 1.5, meaning that its share price is 50% more volatile than the broader market. Comparatively, Funding Circle has a beta of 0.755, meaning that its share price is 25% less volatile than the broader market.

84.0% of Vanquis Banking Group shares are owned by institutional investors. Comparatively, 28.7% of Funding Circle shares are owned by institutional investors. 2.6% of Vanquis Banking Group shares are owned by company insiders. Comparatively, 1.2% of Funding Circle shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Vanquis Banking Group has higher revenue and earnings than Funding Circle. Vanquis Banking Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Vanquis Banking Group£446.50M0.00£103.50M£0.41N/A
Funding Circle£271.50M1.93-£5.47M£19.709.41

Funding Circle has a net margin of 22.93% compared to Vanquis Banking Group's net margin of 8.73%. Funding Circle's return on equity of 26.71% beat Vanquis Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Vanquis Banking Group8.73% 17.19% 4.14%
Funding Circle 22.93%26.71%-3.89%

Summary

Funding Circle beats Vanquis Banking Group on 8 of the 15 factors compared between the two stocks.

How does Funding Circle compare to International Personal Finance?

Funding Circle (LON:FCH) and International Personal Finance (LON:IPF) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, dividends, profitability, valuation, institutional ownership, risk, earnings and analyst recommendations.

Funding Circle presently has a consensus target price of GBX 299, suggesting a potential upside of 61.27%. Given Funding Circle's stronger consensus rating and higher possible upside, equities analysts clearly believe Funding Circle is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

28.7% of Funding Circle shares are held by institutional investors. Comparatively, 50.6% of International Personal Finance shares are held by institutional investors. 1.2% of Funding Circle shares are held by company insiders. Comparatively, 1.9% of International Personal Finance shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Funding Circle has a beta of 0.755, suggesting that its stock price is 25% less volatile than the broader market. Comparatively, International Personal Finance has a beta of 0.411, suggesting that its stock price is 59% less volatile than the broader market.

In the previous week, Funding Circle had 2 more articles in the media than International Personal Finance. MarketBeat recorded 2 mentions for Funding Circle and 0 mentions for International Personal Finance. Funding Circle's average media sentiment score of 1.08 beat International Personal Finance's score of 0.00 indicating that Funding Circle is being referred to more favorably in the media.

Company Overall Sentiment
Funding Circle Positive
International Personal Finance Neutral

International Personal Finance has higher revenue and earnings than Funding Circle. Funding Circle is trading at a lower price-to-earnings ratio than International Personal Finance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Funding Circle£271.50M1.93-£5.47M£19.709.41
International Personal Finance£725.10M0.77£44.87M£23.6010.59

Funding Circle has a net margin of 22.93% compared to International Personal Finance's net margin of 6.03%. Funding Circle's return on equity of 26.71% beat International Personal Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
Funding Circle22.93% 26.71% -3.89%
International Personal Finance 6.03%8.74%8.81%

Summary

Funding Circle beats International Personal Finance on 9 of the 16 factors compared between the two stocks.

How does Funding Circle compare to H&T Group?

H&T Group (LON:HAT) and Funding Circle (LON:FCH) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, dividends, earnings, media sentiment and risk.

In the previous week, Funding Circle had 2 more articles in the media than H&T Group. MarketBeat recorded 2 mentions for Funding Circle and 0 mentions for H&T Group. Funding Circle's average media sentiment score of 1.08 beat H&T Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the news media.

Company Overall Sentiment
H&T Group Neutral
Funding Circle Positive

H&T Group has higher earnings, but lower revenue than Funding Circle. Funding Circle is trading at a lower price-to-earnings ratio than H&T Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
H&T Group£240.86M1.18£21.82M£50.5412.86
Funding Circle£271.50M1.93-£5.47M£19.709.41

46.6% of H&T Group shares are held by institutional investors. Comparatively, 28.7% of Funding Circle shares are held by institutional investors. 10.3% of H&T Group shares are held by company insiders. Comparatively, 1.2% of Funding Circle shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Funding Circle has a consensus target price of GBX 299, suggesting a potential upside of 61.27%. Given Funding Circle's stronger consensus rating and higher possible upside, analysts plainly believe Funding Circle is more favorable than H&T Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
H&T Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

H&T Group has a beta of 0.69, meaning that its stock price is 31% less volatile than the broader market. Comparatively, Funding Circle has a beta of 0.755, meaning that its stock price is 25% less volatile than the broader market.

Funding Circle has a net margin of 22.93% compared to H&T Group's net margin of 8.38%. Funding Circle's return on equity of 26.71% beat H&T Group's return on equity.

Company Net Margins Return on Equity Return on Assets
H&T Group8.38% 12.03% 9.07%
Funding Circle 22.93%26.71%-3.89%

Summary

Funding Circle beats H&T Group on 10 of the 16 factors compared between the two stocks.

How does Funding Circle compare to Equals Group?

Funding Circle (LON:FCH) and Equals Group (LON:EQLS) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, analyst recommendations, media sentiment, dividends, valuation, risk, profitability and institutional ownership.

Funding Circle currently has a consensus price target of GBX 299, indicating a potential upside of 61.27%. Given Funding Circle's stronger consensus rating and higher probable upside, equities research analysts clearly believe Funding Circle is more favorable than Equals Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Equals Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Equals Group has lower revenue, but higher earnings than Funding Circle. Equals Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Funding Circle£271.50M1.93-£5.47M£19.709.41
Equals Group£112.32M0.00£8.27M£4.34N/A

Funding Circle has a net margin of 22.93% compared to Equals Group's net margin of 5.62%. Funding Circle's return on equity of 26.71% beat Equals Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Funding Circle22.93% 26.71% -3.89%
Equals Group 5.62%12.17%8.11%

Funding Circle has a beta of 0.755, meaning that its stock price is 25% less volatile than the broader market. Comparatively, Equals Group has a beta of 1.36, meaning that its stock price is 36% more volatile than the broader market.

28.7% of Funding Circle shares are held by institutional investors. Comparatively, 51.3% of Equals Group shares are held by institutional investors. 1.2% of Funding Circle shares are held by insiders. Comparatively, 29.9% of Equals Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Funding Circle had 2 more articles in the media than Equals Group. MarketBeat recorded 2 mentions for Funding Circle and 0 mentions for Equals Group. Funding Circle's average media sentiment score of 1.08 beat Equals Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the media.

Company Overall Sentiment
Funding Circle Positive
Equals Group Neutral

Summary

Funding Circle beats Equals Group on 9 of the 15 factors compared between the two stocks.

How does Funding Circle compare to S&U?

S&U (LON:SUS) and Funding Circle (LON:FCH) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, earnings, institutional ownership, risk, media sentiment, valuation, profitability and analyst recommendations.

In the previous week, S&U had 4 more articles in the media than Funding Circle. MarketBeat recorded 6 mentions for S&U and 2 mentions for Funding Circle. Funding Circle's average media sentiment score of 1.08 beat S&U's score of 0.74 indicating that Funding Circle is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
S&U
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Funding Circle
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

S&U has higher earnings, but lower revenue than Funding Circle. Funding Circle is trading at a lower price-to-earnings ratio than S&U, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
S&U£93.22M2.49£18.35M£195.209.78
Funding Circle£271.50M1.93-£5.47M£19.709.41

S&U currently has a consensus price target of GBX 2,155, suggesting a potential upside of 12.83%. Funding Circle has a consensus price target of GBX 299, suggesting a potential upside of 61.27%. Given Funding Circle's higher probable upside, analysts clearly believe Funding Circle is more favorable than S&U.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
S&U
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

S&U has a beta of 0.56, indicating that its stock price is 44% less volatile than the broader market. Comparatively, Funding Circle has a beta of 0.755, indicating that its stock price is 25% less volatile than the broader market.

4.3% of S&U shares are owned by institutional investors. Comparatively, 28.7% of Funding Circle shares are owned by institutional investors. 62.0% of S&U shares are owned by company insiders. Comparatively, 1.2% of Funding Circle shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Funding Circle has a net margin of 22.93% compared to S&U's net margin of 21.13%. Funding Circle's return on equity of 26.71% beat S&U's return on equity.

Company Net Margins Return on Equity Return on Assets
S&U21.13% 9.55% 4.18%
Funding Circle 22.93%26.71%-3.89%

Summary

Funding Circle beats S&U on 8 of the 15 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FCH vs. The Competition

MetricFunding CircleConsumer Finance IndustryFinance SectorLON Exchange
Market Cap£533.37M£6.75B£13.38B£2.81B
Dividend YieldN/A12.83%6.04%6.26%
P/E Ratio9.568.4924.44366.69
Price / Sales1.9666.38505.9489,216.45
Price / Cash0.6811.1229.4627.89
Price / Book14.692.512.716.98
Net Income-£5.47M£442.63M£1.31B£5.89B
7 Day Performance3.06%-0.44%-0.32%-0.76%
1 Month Performance-18.62%-6.46%-3.07%-1.14%
1 Year Performance53.17%3.31%10.57%22.91%

Funding Circle Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FCH
Funding Circle
3.6502 of 5 stars
GBX 188.40
+1.6%
GBX 299
+58.7%
+50.7%£533.37M£271.50M9.561,101
PFG
Vanquis Banking Group
N/AN/AN/AN/A£571.19M£446.50M548.7819,300
IPF
International Personal Finance
N/AGBX 250
flat
N/AN/A£555.33M£725.10M10.596,230
HAT
H&T Group
N/AGBX 650
flat
N/A+0.0%£283.24M£240.86M12.861,625
EQLS
Equals Group
N/AN/AN/AN/A£265.55M£112.32M32.12397

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This page (LON:FCH) was last updated on 10/5/2026 by MarketBeat.com Staff.
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