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Funding Circle (FCH) Competitors

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GBX 190.20 -1.20 (-0.63%)
As of 04:43 AM Eastern

FCH vs. PFG, IPF, HAT, EQLS, and ASAI

Should you buy Funding Circle stock or one of its competitors? Funding Circle's main competitors and comparable companies include Vanquis Banking Group (PFG), International Personal Finance (IPF), H&T Group (HAT), Equals Group (EQLS), and ASA International Group (ASAI). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Funding Circle compare to Vanquis Banking Group?

Funding Circle (LON:FCH) and Vanquis Banking Group (LON:PFG) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, dividends, institutional ownership, profitability, valuation, analyst recommendations, media sentiment and risk.

Vanquis Banking Group has higher revenue and earnings than Funding Circle. Vanquis Banking Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Funding Circle£271.50M1.98-£5.47M£14.0013.59
Vanquis Banking Group£446.50M0.00£103.50M£0.41N/A

Funding Circle has a beta of 0.755, meaning that its share price is 25% less volatile than the broader market. Comparatively, Vanquis Banking Group has a beta of 1.5, meaning that its share price is 50% more volatile than the broader market.

Funding Circle currently has a consensus price target of GBX 299, suggesting a potential upside of 57.20%. Given Funding Circle's stronger consensus rating and higher probable upside, equities analysts clearly believe Funding Circle is more favorable than Vanquis Banking Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Vanquis Banking Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Funding Circle has a net margin of 22.93% compared to Vanquis Banking Group's net margin of 8.73%. Funding Circle's return on equity of 26.71% beat Vanquis Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Funding Circle22.93% 26.71% -3.89%
Vanquis Banking Group 8.73%17.19%4.14%

In the previous week, Funding Circle had 11 more articles in the media than Vanquis Banking Group. MarketBeat recorded 11 mentions for Funding Circle and 0 mentions for Vanquis Banking Group. Funding Circle's average media sentiment score of 0.85 beat Vanquis Banking Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the media.

Company Overall Sentiment
Funding Circle Positive
Vanquis Banking Group Neutral

28.7% of Funding Circle shares are held by institutional investors. Comparatively, 84.0% of Vanquis Banking Group shares are held by institutional investors. 1.2% of Funding Circle shares are held by company insiders. Comparatively, 2.6% of Vanquis Banking Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Funding Circle beats Vanquis Banking Group on 8 of the 15 factors compared between the two stocks.

How does Funding Circle compare to International Personal Finance?

International Personal Finance (LON:IPF) and Funding Circle (LON:FCH) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, institutional ownership, valuation, profitability, media sentiment, analyst recommendations, earnings and dividends.

In the previous week, Funding Circle had 11 more articles in the media than International Personal Finance. MarketBeat recorded 11 mentions for Funding Circle and 0 mentions for International Personal Finance. Funding Circle's average media sentiment score of 0.85 beat International Personal Finance's score of 0.00 indicating that Funding Circle is being referred to more favorably in the news media.

Company Overall Sentiment
International Personal Finance Neutral
Funding Circle Positive

50.6% of International Personal Finance shares are owned by institutional investors. Comparatively, 28.7% of Funding Circle shares are owned by institutional investors. 1.9% of International Personal Finance shares are owned by insiders. Comparatively, 1.2% of Funding Circle shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

International Personal Finance has a beta of 0.411, indicating that its stock price is 59% less volatile than the broader market. Comparatively, Funding Circle has a beta of 0.755, indicating that its stock price is 25% less volatile than the broader market.

Funding Circle has a consensus price target of GBX 299, suggesting a potential upside of 57.20%. Given Funding Circle's stronger consensus rating and higher probable upside, analysts plainly believe Funding Circle is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

International Personal Finance has higher revenue and earnings than Funding Circle. International Personal Finance is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
International Personal Finance£725.10M0.77£44.87M£23.6010.59
Funding Circle£271.50M1.98-£5.47M£14.0013.59

Funding Circle has a net margin of 22.93% compared to International Personal Finance's net margin of 6.03%. Funding Circle's return on equity of 26.71% beat International Personal Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
International Personal Finance6.03% 8.74% 8.81%
Funding Circle 22.93%26.71%-3.89%

Summary

Funding Circle beats International Personal Finance on 10 of the 16 factors compared between the two stocks.

How does Funding Circle compare to H&T Group?

Funding Circle (LON:FCH) and H&T Group (LON:HAT) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, profitability, media sentiment, earnings, analyst recommendations and dividends.

Funding Circle has a net margin of 22.93% compared to H&T Group's net margin of 8.38%. Funding Circle's return on equity of 26.71% beat H&T Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Funding Circle22.93% 26.71% -3.89%
H&T Group 8.38%12.03%9.07%

Funding Circle has a beta of 0.755, meaning that its stock price is 25% less volatile than the broader market. Comparatively, H&T Group has a beta of 0.69, meaning that its stock price is 31% less volatile than the broader market.

In the previous week, Funding Circle had 11 more articles in the media than H&T Group. MarketBeat recorded 11 mentions for Funding Circle and 0 mentions for H&T Group. Funding Circle's average media sentiment score of 0.85 beat H&T Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the media.

Company Overall Sentiment
Funding Circle Positive
H&T Group Neutral

28.7% of Funding Circle shares are owned by institutional investors. Comparatively, 46.6% of H&T Group shares are owned by institutional investors. 1.2% of Funding Circle shares are owned by insiders. Comparatively, 10.3% of H&T Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

H&T Group has lower revenue, but higher earnings than Funding Circle. H&T Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Funding Circle£271.50M1.98-£5.47M£14.0013.59
H&T Group£240.86M1.18£21.82M£50.5412.86

Funding Circle currently has a consensus target price of GBX 299, suggesting a potential upside of 57.20%. Given Funding Circle's stronger consensus rating and higher probable upside, research analysts clearly believe Funding Circle is more favorable than H&T Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
H&T Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Summary

Funding Circle beats H&T Group on 11 of the 16 factors compared between the two stocks.

How does Funding Circle compare to Equals Group?

Funding Circle (LON:FCH) and Equals Group (LON:EQLS) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their media sentiment, analyst recommendations, earnings, dividends, profitability, institutional ownership, risk and valuation.

Funding Circle has a net margin of 22.93% compared to Equals Group's net margin of 5.62%. Funding Circle's return on equity of 26.71% beat Equals Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Funding Circle22.93% 26.71% -3.89%
Equals Group 5.62%12.17%8.11%

In the previous week, Funding Circle had 11 more articles in the media than Equals Group. MarketBeat recorded 11 mentions for Funding Circle and 0 mentions for Equals Group. Funding Circle's average media sentiment score of 0.85 beat Equals Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the media.

Company Overall Sentiment
Funding Circle Positive
Equals Group Neutral

28.7% of Funding Circle shares are held by institutional investors. Comparatively, 51.3% of Equals Group shares are held by institutional investors. 1.2% of Funding Circle shares are held by company insiders. Comparatively, 29.9% of Equals Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Funding Circle has a beta of 0.755, indicating that its stock price is 25% less volatile than the broader market. Comparatively, Equals Group has a beta of 1.36, indicating that its stock price is 36% more volatile than the broader market.

Funding Circle presently has a consensus price target of GBX 299, indicating a potential upside of 57.20%. Given Funding Circle's stronger consensus rating and higher possible upside, analysts plainly believe Funding Circle is more favorable than Equals Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Equals Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Equals Group has lower revenue, but higher earnings than Funding Circle. Equals Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Funding Circle£271.50M1.98-£5.47M£14.0013.59
Equals Group£112.32M0.00£8.27M£4.34N/A

Summary

Funding Circle beats Equals Group on 9 of the 15 factors compared between the two stocks.

How does Funding Circle compare to ASA International Group?

Funding Circle (LON:FCH) and ASA International Group (LON:ASAI) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, valuation, earnings, profitability, media sentiment, institutional ownership, risk and dividends.

ASA International Group has a net margin of 25.22% compared to Funding Circle's net margin of 22.93%. ASA International Group's return on equity of 41.54% beat Funding Circle's return on equity.

Company Net Margins Return on Equity Return on Assets
Funding Circle22.93% 26.71% -3.89%
ASA International Group 25.22%41.54%3.82%

In the previous week, Funding Circle had 4 more articles in the media than ASA International Group. MarketBeat recorded 11 mentions for Funding Circle and 7 mentions for ASA International Group. ASA International Group's average media sentiment score of 0.91 beat Funding Circle's score of 0.85 indicating that ASA International Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Funding Circle
4 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
ASA International Group
3 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

ASA International Group has higher revenue and earnings than Funding Circle. ASA International Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Funding Circle£271.50M1.98-£5.47M£14.0013.59
ASA International Group£283.10M0.85£611.58M£57.004.30

28.7% of Funding Circle shares are held by institutional investors. Comparatively, 3.8% of ASA International Group shares are held by institutional investors. 1.2% of Funding Circle shares are held by insiders. Comparatively, 4.8% of ASA International Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Funding Circle currently has a consensus target price of GBX 299, indicating a potential upside of 57.20%. Given Funding Circle's stronger consensus rating and higher probable upside, equities analysts plainly believe Funding Circle is more favorable than ASA International Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
ASA International Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Funding Circle has a beta of 0.755, suggesting that its share price is 25% less volatile than the broader market. Comparatively, ASA International Group has a beta of 2.017, suggesting that its share price is 102% more volatile than the broader market.

Summary

ASA International Group beats Funding Circle on 9 of the 16 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FCH vs. The Competition

MetricFunding CircleConsumer Finance IndustryFinance SectorLON Exchange
Market Cap£538.47M£7.22B£14.09B£2.84B
Dividend YieldN/A12.63%5.95%6.26%
P/E Ratio13.599.0525.54367.10
Price / Sales1.9872.82513.0089,781.96
Price / Cash0.6811.5730.3027.89
Price / Book14.832.612.756.33
Net Income-£5.47M£442.63M£1.32B£5.89B
7 Day Performance-9.43%-0.50%-0.63%-0.75%
1 Month Performance-23.42%-3.54%-0.36%-0.67%
1 Year Performance59.03%7.76%9.98%19.20%

Funding Circle Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FCH
Funding Circle
3.0157 of 5 stars
GBX 190.20
-0.6%
GBX 299
+57.2%
+60.8%£538.47M£271.50M13.591,101
PFG
Vanquis Banking Group
N/AN/AN/AN/A£571.19M£446.50M548.7819,300
IPF
International Personal Finance
N/AGBX 250
flat
N/AN/A£555.33M£725.10M10.596,230
HAT
H&T Group
N/AGBX 650
flat
N/A+0.0%£283.24M£240.86M12.861,625
EQLS
Equals Group
N/AN/AN/AN/A£265.55M£112.32M32.12397

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This page (LON:FCH) was last updated on 9/15/2026 by MarketBeat.com Staff.
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