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Funding Circle (FCH) Competitors

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GBX 173.96 +3.36 (+1.97%)
As of 12:03 PM Eastern

FCH vs. PFG, IPF, VANQ, HAT, and EQLS

Should you buy Funding Circle stock or one of its competitors? MarketBeat compares Funding Circle with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Funding Circle include Vanquis Banking Group (PFG), International Personal Finance (IPF), Vanquis Banking Group (VANQ), H&T Group (HAT), and Equals Group (EQLS). These companies are all part of the "credit services" industry.

How does Funding Circle compare to Vanquis Banking Group?

Vanquis Banking Group (LON:PFG) and Funding Circle (LON:FCH) are both small-cap credit services industry companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, profitability, analyst recommendations, dividends, valuation, earnings, media sentiment and risk.

Vanquis Banking Group has higher revenue and earnings than Funding Circle. Vanquis Banking Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Vanquis Banking Group£446.50M0.00£103.50M£0.41N/A
Funding Circle£222.50M2.22-£5.47M£14.0012.43

Given Vanquis Banking Group's higher possible upside, analysts plainly believe Vanquis Banking Group is more favorable than Funding Circle.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Vanquis Banking Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

84.0% of Vanquis Banking Group shares are owned by institutional investors. Comparatively, 27.9% of Funding Circle shares are owned by institutional investors. 2.6% of Vanquis Banking Group shares are owned by company insiders. Comparatively, 1.2% of Funding Circle shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Vanquis Banking Group has a beta of 1.5, suggesting that its stock price is 50% more volatile than the broader market. Comparatively, Funding Circle has a beta of 0.708, suggesting that its stock price is 29% less volatile than the broader market.

In the previous week, Funding Circle had 1 more articles in the media than Vanquis Banking Group. MarketBeat recorded 1 mentions for Funding Circle and 0 mentions for Vanquis Banking Group. Funding Circle's average media sentiment score of 0.49 beat Vanquis Banking Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the news media.

Company Overall Sentiment
Vanquis Banking Group Neutral
Funding Circle Neutral

Funding Circle has a net margin of 20.67% compared to Vanquis Banking Group's net margin of 8.73%. Funding Circle's return on equity of 21.54% beat Vanquis Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Vanquis Banking Group8.73% 17.19% 4.14%
Funding Circle 20.67%21.54%-3.89%

Summary

Vanquis Banking Group beats Funding Circle on 8 of the 15 factors compared between the two stocks.

How does Funding Circle compare to International Personal Finance?

Funding Circle (LON:FCH) and International Personal Finance (LON:IPF) are both small-cap financial services companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, risk, institutional ownership, profitability, earnings, media sentiment, dividends and valuation.

27.9% of Funding Circle shares are owned by institutional investors. Comparatively, 50.6% of International Personal Finance shares are owned by institutional investors. 1.2% of Funding Circle shares are owned by insiders. Comparatively, 1.9% of International Personal Finance shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

International Personal Finance has higher revenue and earnings than Funding Circle. International Personal Finance is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Funding Circle£222.50M2.22-£5.47M£14.0012.43
International Personal Finance£666.20M0.83£44.87M£23.6010.53

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Funding Circle has a beta of 0.708, suggesting that its stock price is 29% less volatile than the broader market. Comparatively, International Personal Finance has a beta of 0.411, suggesting that its stock price is 59% less volatile than the broader market.

In the previous week, Funding Circle and Funding Circle both had 1 articles in the media. Funding Circle's average media sentiment score of 0.49 beat International Personal Finance's score of 0.08 indicating that Funding Circle is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Funding Circle
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
International Personal Finance
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Funding Circle has a net margin of 20.67% compared to International Personal Finance's net margin of 7.35%. Funding Circle's return on equity of 21.54% beat International Personal Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
Funding Circle20.67% 21.54% -3.89%
International Personal Finance 7.35%10.35%8.81%

Summary

Funding Circle beats International Personal Finance on 8 of the 14 factors compared between the two stocks.

How does Funding Circle compare to Vanquis Banking Group?

Vanquis Banking Group (LON:VANQ) and Funding Circle (LON:FCH) are both small-cap financial services companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, dividends, institutional ownership, risk, valuation, media sentiment, earnings and analyst recommendations.

Funding Circle has lower revenue, but higher earnings than Vanquis Banking Group. Funding Circle is trading at a lower price-to-earnings ratio than Vanquis Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Vanquis Banking Group£454.90M0.64-£31.26M£3.1037.23
Funding Circle£222.50M2.22-£5.47M£14.0012.43

Vanquis Banking Group presently has a consensus target price of GBX 140, indicating a potential upside of 21.32%. Given Vanquis Banking Group's higher probable upside, equities analysts clearly believe Vanquis Banking Group is more favorable than Funding Circle.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Vanquis Banking Group
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Vanquis Banking Group has a beta of 1.227, meaning that its share price is 23% more volatile than the broader market. Comparatively, Funding Circle has a beta of 0.708, meaning that its share price is 29% less volatile than the broader market.

54.0% of Vanquis Banking Group shares are held by institutional investors. Comparatively, 27.9% of Funding Circle shares are held by institutional investors. 3.7% of Vanquis Banking Group shares are held by insiders. Comparatively, 1.2% of Funding Circle shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

In the previous week, Vanquis Banking Group and Vanquis Banking Group both had 1 articles in the media. Funding Circle's average media sentiment score of 0.49 beat Vanquis Banking Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Vanquis Banking Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Funding Circle
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Funding Circle has a net margin of 20.67% compared to Vanquis Banking Group's net margin of 1.87%. Funding Circle's return on equity of 21.54% beat Vanquis Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Vanquis Banking Group1.87% 1.89% -0.87%
Funding Circle 20.67%21.54%-3.89%

Summary

Vanquis Banking Group beats Funding Circle on 8 of the 14 factors compared between the two stocks.

How does Funding Circle compare to H&T Group?

Funding Circle (LON:FCH) and H&T Group (LON:HAT) are both small-cap financial services companies, but which is the superior business? We will compare the two companies based on the strength of their risk, valuation, media sentiment, analyst recommendations, dividends, earnings, institutional ownership and profitability.

Funding Circle has a beta of 0.708, suggesting that its share price is 29% less volatile than the broader market. Comparatively, H&T Group has a beta of 0.69, suggesting that its share price is 31% less volatile than the broader market.

H&T Group has higher revenue and earnings than Funding Circle. Funding Circle is trading at a lower price-to-earnings ratio than H&T Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Funding Circle£222.50M2.22-£5.47M£14.0012.43
H&T Group£240.86M1.18£21.82M£50.5412.86

27.9% of Funding Circle shares are held by institutional investors. Comparatively, 46.6% of H&T Group shares are held by institutional investors. 1.2% of Funding Circle shares are held by company insiders. Comparatively, 10.3% of H&T Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

In the previous week, Funding Circle had 1 more articles in the media than H&T Group. MarketBeat recorded 1 mentions for Funding Circle and 0 mentions for H&T Group. Funding Circle's average media sentiment score of 0.49 beat H&T Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the media.

Company Overall Sentiment
Funding Circle Neutral
H&T Group Neutral

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
H&T Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Funding Circle has a net margin of 20.67% compared to H&T Group's net margin of 8.38%. Funding Circle's return on equity of 21.54% beat H&T Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Funding Circle20.67% 21.54% -3.89%
H&T Group 8.38%12.03%9.07%

Summary

Funding Circle beats H&T Group on 8 of the 15 factors compared between the two stocks.

How does Funding Circle compare to Equals Group?

Funding Circle (LON:FCH) and Equals Group (LON:EQLS) are both small-cap financial services companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, analyst recommendations, valuation, risk, media sentiment and dividends.

Given Equals Group's higher possible upside, analysts clearly believe Equals Group is more favorable than Funding Circle.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Equals Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

In the previous week, Funding Circle had 1 more articles in the media than Equals Group. MarketBeat recorded 1 mentions for Funding Circle and 0 mentions for Equals Group. Funding Circle's average media sentiment score of 0.49 beat Equals Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the media.

Company Overall Sentiment
Funding Circle Neutral
Equals Group Neutral

Equals Group has lower revenue, but higher earnings than Funding Circle. Equals Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Funding Circle£222.50M2.22-£5.47M£14.0012.43
Equals Group£112.32M0.00£8.27M£4.34N/A

Funding Circle has a net margin of 20.67% compared to Equals Group's net margin of 5.62%. Funding Circle's return on equity of 21.54% beat Equals Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Funding Circle20.67% 21.54% -3.89%
Equals Group 5.62%12.17%8.11%

27.9% of Funding Circle shares are held by institutional investors. Comparatively, 51.3% of Equals Group shares are held by institutional investors. 1.2% of Funding Circle shares are held by insiders. Comparatively, 29.9% of Equals Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Funding Circle has a beta of 0.708, meaning that its stock price is 29% less volatile than the broader market. Comparatively, Equals Group has a beta of 1.36, meaning that its stock price is 36% more volatile than the broader market.

Summary

Funding Circle beats Equals Group on 8 of the 15 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FCH vs. The Competition

MetricFunding CircleCredit Services IndustryFinancial SectorLON Exchange
Market Cap£493.17M£339.04M£6.15B£2.77B
Dividend YieldN/A16.69%5.23%6.15%
P/E Ratio12.437.3829.82368.14
Price / Sales2.2286.261,221.9484,566.23
Price / Cash0.6814.6688.9127.87
Price / Book13.563.306.577.68
Net Income-£5.47M£59.40M£1.13B£5.89B
7 Day Performance2.81%0.56%-0.02%-0.66%
1 Month Performance26.98%8.21%1.53%-0.17%
1 Year Performance39.61%22.00%15.53%61.64%

Funding Circle Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FCH
Funding Circle
1.3027 of 5 stars
GBX 173.96
+2.0%
N/A+34.1%£493.17M£222.50M12.431,101
PFG
Vanquis Banking Group
N/AN/AN/AN/A£571.19M£446.50M548.7819,300
IPF
International Personal Finance
1.4373 of 5 stars
GBX 248.50
-0.2%
N/A+45.2%£551.82M£666.20M10.536,230
VANQ
Vanquis Banking Group
2.573 of 5 stars
GBX 117.20
-0.2%
GBX 140
+19.5%
+15.0%£293.39M£454.90M37.811,478
HAT
H&T Group
N/AGBX 650
flat
N/A+1.6%£283.24M£240.86M12.861,625

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This page (LON:FCH) was last updated on 7/10/2026 by MarketBeat.com Staff.
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