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Funding Circle (FCH) Competitors

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GBX 234 +8.00 (+3.54%)
As of 12:04 PM Eastern

FCH vs. PFG, IPF, HAT, EQLS, and ASAI

Should you buy Funding Circle stock or one of its competitors? MarketBeat compares Funding Circle with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Funding Circle include Vanquis Banking Group (PFG), International Personal Finance (IPF), H&T Group (HAT), Equals Group (EQLS), and ASA International Group (ASAI). These companies are all part of the "consumer finance" industry.

How does Funding Circle compare to Vanquis Banking Group?

Funding Circle (LON:FCH) and Vanquis Banking Group (LON:PFG) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, media sentiment, analyst recommendations, earnings, risk, valuation, profitability and institutional ownership.

In the previous week, Vanquis Banking Group had 2 more articles in the media than Funding Circle. MarketBeat recorded 4 mentions for Vanquis Banking Group and 2 mentions for Funding Circle. Vanquis Banking Group's average media sentiment score of 0.44 beat Funding Circle's score of 0.34 indicating that Vanquis Banking Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Funding Circle
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Vanquis Banking Group
1 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Vanquis Banking Group has higher revenue and earnings than Funding Circle. Vanquis Banking Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Funding Circle£222.50M2.98-£5.47M£14.0016.71
Vanquis Banking Group£446.50M0.00£103.50M£0.41N/A

Funding Circle currently has a consensus target price of GBX 300, indicating a potential upside of 28.21%. Given Funding Circle's stronger consensus rating and higher possible upside, research analysts plainly believe Funding Circle is more favorable than Vanquis Banking Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Vanquis Banking Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Funding Circle has a beta of 0.708, indicating that its share price is 29% less volatile than the broader market. Comparatively, Vanquis Banking Group has a beta of 1.5, indicating that its share price is 50% more volatile than the broader market.

Funding Circle has a net margin of 20.67% compared to Vanquis Banking Group's net margin of 8.73%. Funding Circle's return on equity of 21.54% beat Vanquis Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Funding Circle20.67% 21.54% -3.89%
Vanquis Banking Group 8.73%17.19%4.14%

27.9% of Funding Circle shares are owned by institutional investors. Comparatively, 84.0% of Vanquis Banking Group shares are owned by institutional investors. 1.2% of Funding Circle shares are owned by insiders. Comparatively, 2.6% of Vanquis Banking Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Vanquis Banking Group beats Funding Circle on 9 of the 15 factors compared between the two stocks.

How does Funding Circle compare to International Personal Finance?

International Personal Finance (LON:IPF) and Funding Circle (LON:FCH) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, media sentiment, earnings, institutional ownership, analyst recommendations, risk, valuation and profitability.

International Personal Finance has a beta of 0.411, meaning that its share price is 59% less volatile than the broader market. Comparatively, Funding Circle has a beta of 0.708, meaning that its share price is 29% less volatile than the broader market.

In the previous week, International Personal Finance had 2 more articles in the media than Funding Circle. MarketBeat recorded 4 mentions for International Personal Finance and 2 mentions for Funding Circle. International Personal Finance's average media sentiment score of 0.91 beat Funding Circle's score of 0.34 indicating that International Personal Finance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
International Personal Finance
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Funding Circle
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

50.6% of International Personal Finance shares are held by institutional investors. Comparatively, 27.9% of Funding Circle shares are held by institutional investors. 1.9% of International Personal Finance shares are held by company insiders. Comparatively, 1.2% of Funding Circle shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Funding Circle has a consensus price target of GBX 300, indicating a potential upside of 28.21%. Given Funding Circle's stronger consensus rating and higher possible upside, analysts plainly believe Funding Circle is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

International Personal Finance has higher revenue and earnings than Funding Circle. International Personal Finance is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
International Personal Finance£725.10M0.77£44.87M£23.6010.59
Funding Circle£222.50M2.98-£5.47M£14.0016.71

Funding Circle has a net margin of 20.67% compared to International Personal Finance's net margin of 6.03%. Funding Circle's return on equity of 21.54% beat International Personal Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
International Personal Finance6.03% 8.74% 8.81%
Funding Circle 20.67%21.54%-3.89%

Summary

International Personal Finance and Funding Circle tied by winning 8 of the 16 factors compared between the two stocks.

How does Funding Circle compare to H&T Group?

Funding Circle (LON:FCH) and H&T Group (LON:HAT) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their valuation, risk, institutional ownership, analyst recommendations, earnings, profitability, media sentiment and dividends.

Funding Circle has a beta of 0.708, indicating that its stock price is 29% less volatile than the broader market. Comparatively, H&T Group has a beta of 0.69, indicating that its stock price is 31% less volatile than the broader market.

Funding Circle currently has a consensus target price of GBX 300, suggesting a potential upside of 28.21%. Given Funding Circle's stronger consensus rating and higher probable upside, research analysts plainly believe Funding Circle is more favorable than H&T Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
H&T Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

27.9% of Funding Circle shares are owned by institutional investors. Comparatively, 46.6% of H&T Group shares are owned by institutional investors. 1.2% of Funding Circle shares are owned by company insiders. Comparatively, 10.3% of H&T Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Funding Circle has a net margin of 20.67% compared to H&T Group's net margin of 8.38%. Funding Circle's return on equity of 21.54% beat H&T Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Funding Circle20.67% 21.54% -3.89%
H&T Group 8.38%12.03%9.07%

In the previous week, Funding Circle had 2 more articles in the media than H&T Group. MarketBeat recorded 2 mentions for Funding Circle and 0 mentions for H&T Group. Funding Circle's average media sentiment score of 0.34 beat H&T Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the media.

Company Overall Sentiment
Funding Circle Neutral
H&T Group Neutral

H&T Group has higher revenue and earnings than Funding Circle. H&T Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Funding Circle£222.50M2.98-£5.47M£14.0016.71
H&T Group£240.86M1.18£21.82M£50.5412.86

Summary

Funding Circle beats H&T Group on 10 of the 16 factors compared between the two stocks.

How does Funding Circle compare to Equals Group?

Funding Circle (LON:FCH) and Equals Group (LON:EQLS) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, media sentiment, valuation, dividends, risk, institutional ownership, analyst recommendations and profitability.

Funding Circle has a beta of 0.708, meaning that its stock price is 29% less volatile than the broader market. Comparatively, Equals Group has a beta of 1.36, meaning that its stock price is 36% more volatile than the broader market.

Funding Circle has a net margin of 20.67% compared to Equals Group's net margin of 5.62%. Funding Circle's return on equity of 21.54% beat Equals Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Funding Circle20.67% 21.54% -3.89%
Equals Group 5.62%12.17%8.11%

Equals Group has lower revenue, but higher earnings than Funding Circle. Equals Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Funding Circle£222.50M2.98-£5.47M£14.0016.71
Equals Group£112.32M0.00£8.27M£4.34N/A

In the previous week, Funding Circle had 2 more articles in the media than Equals Group. MarketBeat recorded 2 mentions for Funding Circle and 0 mentions for Equals Group. Funding Circle's average media sentiment score of 0.34 beat Equals Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the media.

Company Overall Sentiment
Funding Circle Neutral
Equals Group Neutral

Funding Circle currently has a consensus price target of GBX 300, suggesting a potential upside of 28.21%. Given Funding Circle's stronger consensus rating and higher possible upside, analysts plainly believe Funding Circle is more favorable than Equals Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Equals Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

27.9% of Funding Circle shares are held by institutional investors. Comparatively, 51.3% of Equals Group shares are held by institutional investors. 1.2% of Funding Circle shares are held by insiders. Comparatively, 29.9% of Equals Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Funding Circle beats Equals Group on 9 of the 15 factors compared between the two stocks.

How does Funding Circle compare to ASA International Group?

ASA International Group (LON:ASAI) and Funding Circle (LON:FCH) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, profitability, institutional ownership, risk, earnings, dividends, media sentiment and analyst recommendations.

3.8% of ASA International Group shares are owned by institutional investors. Comparatively, 27.9% of Funding Circle shares are owned by institutional investors. 4.8% of ASA International Group shares are owned by insiders. Comparatively, 1.2% of Funding Circle shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

ASA International Group has a net margin of 25.29% compared to Funding Circle's net margin of 20.67%. ASA International Group's return on equity of 33.54% beat Funding Circle's return on equity.

Company Net Margins Return on Equity Return on Assets
ASA International Group25.29% 33.54% 3.82%
Funding Circle 20.67%21.54%-3.89%

ASA International Group has a beta of 2.01, meaning that its stock price is 101% more volatile than the broader market. Comparatively, Funding Circle has a beta of 0.708, meaning that its stock price is 29% less volatile than the broader market.

In the previous week, Funding Circle had 2 more articles in the media than ASA International Group. MarketBeat recorded 2 mentions for Funding Circle and 0 mentions for ASA International Group. Funding Circle's average media sentiment score of 0.34 beat ASA International Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the news media.

Company Overall Sentiment
ASA International Group Neutral
Funding Circle Neutral

ASA International Group has higher revenue and earnings than Funding Circle. ASA International Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ASA International Group£257.00M0.91£611.58M£57.004.19
Funding Circle£222.50M2.98-£5.47M£14.0016.71

Funding Circle has a consensus target price of GBX 300, suggesting a potential upside of 28.21%. Given Funding Circle's stronger consensus rating and higher possible upside, analysts clearly believe Funding Circle is more favorable than ASA International Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ASA International Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

ASA International Group and Funding Circle tied by winning 8 of the 16 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FCH vs. The Competition

MetricFunding CircleConsumer Finance IndustryFinance SectorLON Exchange
Market Cap£639.97M£7.57B£14.06B£3.02B
Dividend YieldN/A12.26%5.95%6.13%
P/E Ratio16.719.7628.97368.29
Price / Sales2.9839.23468.2083,642.08
Price / Cash0.6811.6629.9527.89
Price / Book18.252.793.747.07
Net Income-£5.47M£434.78M£1.31B£5.89B
7 Day Performance6.12%0.59%0.91%0.54%
1 Month Performance38.30%0.31%1.29%0.25%
1 Year Performance71.05%16.50%13.80%64.64%

Funding Circle Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FCH
Funding Circle
3.0523 of 5 stars
GBX 234
+3.5%
GBX 300
+28.2%
+73.6%£639.97M£222.50M16.711,101
PFG
Vanquis Banking Group
N/AN/AN/AN/A£571.19M£446.50M548.7819,300
IPF
International Personal Finance
1.7419 of 5 stars
GBX 249.50
-0.2%
N/A+17.9%£554.22M£666.20M10.576,230
HAT
H&T Group
N/AGBX 650
flat
N/A+0.3%£283.24M£240.86M12.861,625
EQLS
Equals Group
N/AN/AN/AN/A£265.55M£112.32M32.12397

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This page (LON:FCH) was last updated on 8/4/2026 by MarketBeat.com Staff.
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