Do analysts recommend FCH or PFG?

Given Vanquis Banking Group's higher probable upside, analysts clearly believe Vanquis Banking Group is more favorable than Funding Circle. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Funding Circle 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Vanquis Banking Group 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00

Do analysts prefer IPF or FCH?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score International Personal Finance 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Funding Circle 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00

Do analysts prefer FCH or HAT?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Funding Circle 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 H&T Group 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00

Which has stronger earnings & valuation, FCH or HAT?

H&T Group has higher revenue and earnings than Funding Circle. Funding Circle is trading at a lower price-to-earnings ratio than H&T Group, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Funding Circle £222.50M 1.84 -£5.47M £14.00 10.31 H&T Group £240.86M 1.18 £21.82M £50.54 12.86

Is FCH or HAT more profitable?

Funding Circle has a net margin of 20.67% compared to H&T Group's net margin of 8.38%. Funding Circle's return on equity of 21.54% beat H&T Group's return on equity. Company Net Margins Return on Equity Return on Assets Funding Circle 20.67% 21.54% -3.89% H&T Group 8.38% 12.03% 9.07%

Do analysts prefer FCH or VANQ?

Vanquis Banking Group has a consensus price target of GBX 140, indicating a potential upside of 19.66%. Given Vanquis Banking Group's higher possible upside, analysts clearly believe Vanquis Banking Group is more favorable than Funding Circle. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Funding Circle 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Vanquis Banking Group 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00

Do analysts prefer FCH or EQLS?

Given Equals Group's higher possible upside, analysts clearly believe Equals Group is more favorable than Funding Circle. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Funding Circle 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Equals Group 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00

Funding Circle (FCH) Competitors

GBX 144.40 +0.60 (+0.42%)

As of 06/24/2026 12:15 PM Eastern

Compare

FCH vs. PFG, IPF, HAT, VANQ, and EQLS

Should you buy Funding Circle stock or one of its competitors? MarketBeat compares Funding Circle with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Funding Circle include Vanquis Banking Group (PFG), International Personal Finance (IPF), H&T Group (HAT), Vanquis Banking Group (VANQ), and Equals Group (EQLS). These companies are all part of the "credit services" industry.

How does Funding Circle compare to Vanquis Banking Group?

Funding Circle (LON:FCH) and Vanquis Banking Group (LON:PFG) are both small-cap credit services industry companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, institutional ownership, analyst recommendations, media sentiment, earnings, profitability, valuation and dividends.

18.5% of Funding Circle shares are held by institutional investors. Comparatively, 84.0% of Vanquis Banking Group shares are held by institutional investors. 1.2% of Funding Circle shares are held by company insiders. Comparatively, 2.6% of Vanquis Banking Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Given Vanquis Banking Group's higher probable upside, analysts clearly believe Vanquis Banking Group is more favorable than Funding Circle.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Funding Circle	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Vanquis Banking Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Funding Circle has a beta of 0.723, suggesting that its stock price is 28% less volatile than the broader market. Comparatively, Vanquis Banking Group has a beta of 1.5, suggesting that its stock price is 50% more volatile than the broader market.

Vanquis Banking Group has higher revenue and earnings than Funding Circle. Vanquis Banking Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Funding Circle	£222.50M	1.84	-£5.47M	£14.00	10.31
Vanquis Banking Group	£446.50M	0.00	£103.50M	£0.41	N/A

Funding Circle has a net margin of 20.67% compared to Vanquis Banking Group's net margin of 8.73%. Funding Circle's return on equity of 21.54% beat Vanquis Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Funding Circle	20.67%	21.54%	-3.89%
Vanquis Banking Group	8.73%	17.19%	4.14%

In the previous week, Funding Circle's average media sentiment score of 0.10 beat Vanquis Banking Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the media.

Company	Overall Sentiment
Funding Circle	Neutral
Vanquis Banking Group	Neutral

Summary

Vanquis Banking Group beats Funding Circle on 8 of the 14 factors compared between the two stocks.

How does Funding Circle compare to International Personal Finance?

International Personal Finance (LON:IPF) and Funding Circle (LON:FCH) are both small-cap financial services companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, earnings, media sentiment, dividends, profitability, risk and institutional ownership.

50.6% of International Personal Finance shares are owned by institutional investors. Comparatively, 18.5% of Funding Circle shares are owned by institutional investors. 1.9% of International Personal Finance shares are owned by company insiders. Comparatively, 1.2% of Funding Circle shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

International Personal Finance has higher revenue and earnings than Funding Circle. Funding Circle is trading at a lower price-to-earnings ratio than International Personal Finance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
International Personal Finance	£666.20M	0.82	£44.87M	£23.60	10.49
Funding Circle	£222.50M	1.84	-£5.47M	£14.00	10.31

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
International Personal Finance	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Funding Circle	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

International Personal Finance has a beta of 0.41, meaning that its share price is 59% less volatile than the broader market. Comparatively, Funding Circle has a beta of 0.723, meaning that its share price is 28% less volatile than the broader market.

In the previous week, International Personal Finance had 1 more articles in the media than Funding Circle. MarketBeat recorded 1 mentions for International Personal Finance and 0 mentions for Funding Circle. Funding Circle's average media sentiment score of 0.10 beat International Personal Finance's score of 0.00 indicating that Funding Circle is being referred to more favorably in the news media.

Company	Overall Sentiment
International Personal Finance	Neutral
Funding Circle	Neutral

Funding Circle has a net margin of 20.67% compared to International Personal Finance's net margin of 7.35%. Funding Circle's return on equity of 21.54% beat International Personal Finance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
International Personal Finance	7.35%	10.35%	8.81%
Funding Circle	20.67%	21.54%	-3.89%

Summary

International Personal Finance beats Funding Circle on 8 of the 15 factors compared between the two stocks.

How does Funding Circle compare to H&T Group?

Funding Circle (LON:FCH) and H&T Group (LON:HAT) are both small-cap financial services companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, risk, profitability, dividends, earnings, valuation, institutional ownership and media sentiment.

18.5% of Funding Circle shares are owned by institutional investors. Comparatively, 46.6% of H&T Group shares are owned by institutional investors. 1.2% of Funding Circle shares are owned by company insiders. Comparatively, 10.3% of H&T Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Funding Circle has a net margin of 20.67% compared to H&T Group's net margin of 8.38%. Funding Circle's return on equity of 21.54% beat H&T Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Funding Circle	20.67%	21.54%	-3.89%
H&T Group	8.38%	12.03%	9.07%

Funding Circle has a beta of 0.723, suggesting that its stock price is 28% less volatile than the broader market. Comparatively, H&T Group has a beta of 0.69, suggesting that its stock price is 31% less volatile than the broader market.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Funding Circle	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
H&T Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

H&T Group has higher revenue and earnings than Funding Circle. Funding Circle is trading at a lower price-to-earnings ratio than H&T Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Funding Circle	£222.50M	1.84	-£5.47M	£14.00	10.31
H&T Group	£240.86M	1.18	£21.82M	£50.54	12.86

In the previous week, Funding Circle's average media sentiment score of 0.10 beat H&T Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the media.

Company	Overall Sentiment
Funding Circle	Neutral
H&T Group	Neutral

Summary

Funding Circle and H&T Group tied by winning 7 of the 14 factors compared between the two stocks.

How does Funding Circle compare to Vanquis Banking Group?

Funding Circle (LON:FCH) and Vanquis Banking Group (LON:VANQ) are both small-cap financial services companies, but which is the superior stock? We will compare the two businesses based on the strength of their media sentiment, institutional ownership, profitability, dividends, earnings, analyst recommendations, valuation and risk.

Funding Circle has higher earnings, but lower revenue than Vanquis Banking Group. Funding Circle is trading at a lower price-to-earnings ratio than Vanquis Banking Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Funding Circle	£222.50M	1.84	-£5.47M	£14.00	10.31
Vanquis Banking Group	£454.90M	0.64	-£31.26M	£3.10	37.74

18.5% of Funding Circle shares are owned by institutional investors. Comparatively, 54.0% of Vanquis Banking Group shares are owned by institutional investors. 1.2% of Funding Circle shares are owned by company insiders. Comparatively, 3.7% of Vanquis Banking Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Company	Overall Sentiment
Funding Circle	Neutral
Vanquis Banking Group	Neutral

Vanquis Banking Group has a consensus price target of GBX 140, indicating a potential upside of 19.66%. Given Vanquis Banking Group's higher possible upside, analysts clearly believe Vanquis Banking Group is more favorable than Funding Circle.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Funding Circle	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Vanquis Banking Group	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Funding Circle has a beta of 0.723, suggesting that its share price is 28% less volatile than the broader market. Comparatively, Vanquis Banking Group has a beta of 1.231, suggesting that its share price is 23% more volatile than the broader market.

Funding Circle has a net margin of 20.67% compared to Vanquis Banking Group's net margin of 1.87%. Funding Circle's return on equity of 21.54% beat Vanquis Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Funding Circle	20.67%	21.54%	-3.89%
Vanquis Banking Group	1.87%	1.89%	-0.87%

Summary

Vanquis Banking Group beats Funding Circle on 8 of the 14 factors compared between the two stocks.

How does Funding Circle compare to Equals Group?

Funding Circle (LON:FCH) and Equals Group (LON:EQLS) are both small-cap financial services companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, media sentiment, earnings, profitability, valuation, risk, institutional ownership and dividends.

Equals Group has lower revenue, but higher earnings than Funding Circle. Equals Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Funding Circle	£222.50M	1.84	-£5.47M	£14.00	10.31
Equals Group	£112.32M	0.00	£8.27M	£4.34	N/A

Funding Circle has a net margin of 20.67% compared to Equals Group's net margin of 5.62%. Funding Circle's return on equity of 21.54% beat Equals Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Funding Circle	20.67%	21.54%	-3.89%
Equals Group	5.62%	12.17%	8.11%

18.5% of Funding Circle shares are owned by institutional investors. Comparatively, 51.3% of Equals Group shares are owned by institutional investors. 1.2% of Funding Circle shares are owned by company insiders. Comparatively, 29.9% of Equals Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Funding Circle has a beta of 0.723, meaning that its share price is 28% less volatile than the broader market. Comparatively, Equals Group has a beta of 1.36, meaning that its share price is 36% more volatile than the broader market.

In the previous week, Funding Circle's average media sentiment score of 0.10 beat Equals Group's score of 0.00 indicating that Funding Circle is being referred to more favorably in the media.

Company	Overall Sentiment
Funding Circle	Neutral
Equals Group	Neutral

Given Equals Group's higher possible upside, analysts clearly believe Equals Group is more favorable than Funding Circle.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Funding Circle	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Equals Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Summary

Funding Circle and Equals Group tied by winning 7 of the 14 factors compared between the two stocks.

Get Funding Circle News Delivered to You Automatically

Subscribe Now

SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

FCH vs. The Competition

Export

Metric	Funding Circle	Credit Services Industry	Financial Sector	LON Exchange
Market Cap	£410.26M	£325.26M	£6.02B	£2.77B
Dividend Yield	N/A	16.72%	5.27%	6.16%
P/E Ratio	10.31	7.12	16.19	366.61
Price / Sales	1.84	83.98	1,077.77	86,103.13
Price / Cash	0.68	14.64	85.15	27.87
Price / Book	11.26	3.16	6.65	7.85
Net Income	-£5.47M	£59.40M	£1.14B	£5.89B
7 Day Performance	-1.90%	0.89%	-0.63%	-0.98%
1 Month Performance	1.46%	1.26%	0.66%	-0.79%
1 Year Performance	17.97%	26.54%	18.98%	70.20%

Funding Circle Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
FCH Funding Circle	1.3467 of 5 stars	GBX 144.40 +0.4%	N/A	+13.9%	£410.26M	£222.50M	10.31	1,101	High Trading Volume
PFG Vanquis Banking Group	N/A	N/A	N/A	N/A	£571.19M	£446.50M	548.78	19,300
IPF International Personal Finance	1.1632 of 5 stars	GBX 247.50 flat	N/A	+50.3%	£549.60M	£666.20M	10.49	6,230	News Coverage
HAT H&T Group	N/A	GBX 650 flat	N/A	+1.9%	£283.24M	£240.86M	12.86	1,625
VANQ Vanquis Banking Group	3.4054 of 5 stars	GBX 110.41 +2.8%	GBX 140 +26.8%	+27.2%	£276.40M	£454.90M	35.62	1,478	Positive News

Related Companies and Tools

Related Companies

Top 10 Stock Comparisons

This page (LON:FCH) was last updated on 6/25/2026 by MarketBeat.com Staff.

From Our Partners

Get 30 Days of MarketBeat All Access for Free

Start Your 30-Day Trial

In-depth profiles and analysis for 20,000 public companies.
Real-time analyst ratings, insider transactions, earnings data, and more.
Our daily ratings and market update email newsletter.

Sign In
Create Account

Your Email Address:

Your Password:

Forgot your password?

Your Email Address:

Choose a Password:

By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Funding Circle (FCH) Competitors

FCH vs. PFG, IPF, HAT, VANQ, and EQLS

How does Funding Circle compare to Vanquis Banking Group?

Summary

How does Funding Circle compare to International Personal Finance?

Summary

How does Funding Circle compare to H&T Group?

Summary

How does Funding Circle compare to Vanquis Banking Group?

Summary

How does Funding Circle compare to Equals Group?

Summary

Media Sentiment Over Time

FCH vs. The Competition

Funding Circle Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

MarketBeat Products

Popular Tools

Financial Calendars

Terms & Info

Funding Circle (FCH) Competitors

FCH vs. PFG, IPF, HAT, VANQ, and EQLS

How does Funding Circle compare to Vanquis Banking Group?

Do institutionals & insiders believe in FCH or PFG?

Do analysts recommend FCH or PFG?

Which has more risk & volatility, FCH or PFG?

Which has stronger valuation and earnings, FCH or PFG?

Is FCH or PFG more profitable?

Does the media refer more to FCH or PFG?

Summary

How does Funding Circle compare to International Personal Finance?

Do institutionals and insiders have more ownership in IPF or FCH?

Which has stronger valuation & earnings, IPF or FCH?

Do analysts prefer IPF or FCH?

Which has more volatility & risk, IPF or FCH?

Does the media favor IPF or FCH?

Is IPF or FCH more profitable?

Summary

How does Funding Circle compare to H&T Group?

Do insiders and institutionals have more ownership in FCH or HAT?

Is FCH or HAT more profitable?

Which has more risk and volatility, FCH or HAT?

Do analysts prefer FCH or HAT?

Which has stronger earnings & valuation, FCH or HAT?

Does the media refer more to FCH or HAT?

Summary

How does Funding Circle compare to Vanquis Banking Group?

Which has stronger earnings & valuation, FCH or VANQ?

Do insiders & institutionals believe in FCH or VANQ?

Does the media favor FCH or VANQ?

Do analysts prefer FCH or VANQ?

Which has more volatility & risk, FCH or VANQ?

Is FCH or VANQ more profitable?

Summary

How does Funding Circle compare to Equals Group?

Which has stronger earnings and valuation, FCH or EQLS?

Is FCH or EQLS more profitable?

Do institutionals and insiders hold more shares of FCH or EQLS?

Which has more risk and volatility, FCH or EQLS?

Does the media refer more to FCH or EQLS?

Do analysts prefer FCH or EQLS?

Summary

Media Sentiment Over Time

FCH vs. The Competition

Funding Circle Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools