ASA International Group (ASAI) Competitors

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ASAI vs. PFG, IPF, FCH, VANQ, and HAT

Should you buy ASA International Group stock or one of its competitors? MarketBeat compares ASA International Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with ASA International Group include Vanquis Banking Group (PFG), International Personal Finance (IPF), Funding Circle (FCH), Vanquis Banking Group (VANQ), and H&T Group (HAT). These companies are all part of the "credit services" industry.

How does ASA International Group compare to Vanquis Banking Group?

Vanquis Banking Group (LON:PFG) and ASA International Group (LON:ASAI) are both small-cap credit services industry companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, institutional ownership, valuation, profitability, media sentiment, analyst recommendations, earnings and dividends.

ASA International Group has a net margin of 25.29% compared to Vanquis Banking Group's net margin of 8.73%. ASA International Group's return on equity of 33.54% beat Vanquis Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Vanquis Banking Group	8.73%	17.19%	4.14%
ASA International Group	25.29%	33.54%	3.82%

In the previous week, ASA International Group had 2 more articles in the media than Vanquis Banking Group. MarketBeat recorded 2 mentions for ASA International Group and 0 mentions for Vanquis Banking Group. Vanquis Banking Group's average media sentiment score of 0.00 equaled ASA International Group'saverage media sentiment score.

Company	Overall Sentiment
Vanquis Banking Group	Neutral
ASA International Group	Neutral

ASA International Group has lower revenue, but higher earnings than Vanquis Banking Group. Vanquis Banking Group is trading at a lower price-to-earnings ratio than ASA International Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Vanquis Banking Group	£446.50M	0.00	£103.50M	£0.41	N/A
ASA International Group	£257.00M	0.78	£611.58M	£57.00	3.60

Vanquis Banking Group has a beta of 1.5, meaning that its share price is 50% more volatile than the broader market. Comparatively, ASA International Group has a beta of 1.996, meaning that its share price is 100% more volatile than the broader market.

Vanquis Banking Group pays an annual dividend of GBX 17 per share. ASA International Group pays an annual dividend of GBX 8.90 per share and has a dividend yield of 4.3%. Vanquis Banking Group pays out 4,146.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. ASA International Group pays out 15.6% of its earnings in the form of a dividend. ASA International Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

84.0% of Vanquis Banking Group shares are held by institutional investors. Comparatively, 3.8% of ASA International Group shares are held by institutional investors. 2.6% of Vanquis Banking Group shares are held by company insiders. Comparatively, 3.3% of ASA International Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Summary

ASA International Group beats Vanquis Banking Group on 9 of the 13 factors compared between the two stocks.

How does ASA International Group compare to International Personal Finance?

International Personal Finance (LON:IPF) and ASA International Group (LON:ASAI) are both small-cap financial services companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, profitability, dividends, valuation, analyst recommendations, media sentiment, risk and earnings.

ASA International Group has a net margin of 25.29% compared to International Personal Finance's net margin of 7.35%. ASA International Group's return on equity of 33.54% beat International Personal Finance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
International Personal Finance	7.35%	10.35%	8.81%
ASA International Group	25.29%	33.54%	3.82%

In the previous week, International Personal Finance had 1 more articles in the media than ASA International Group. MarketBeat recorded 3 mentions for International Personal Finance and 2 mentions for ASA International Group. ASA International Group's average media sentiment score of 0.00 beat International Personal Finance's score of -0.66 indicating that ASA International Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
International Personal Finance	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Negative
ASA International Group	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

50.6% of International Personal Finance shares are held by institutional investors. Comparatively, 3.8% of ASA International Group shares are held by institutional investors. 1.9% of International Personal Finance shares are held by insiders. Comparatively, 3.3% of ASA International Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

International Personal Finance has a beta of 0.415, suggesting that its share price is 59% less volatile than the broader market. Comparatively, ASA International Group has a beta of 1.996, suggesting that its share price is 100% more volatile than the broader market.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
International Personal Finance	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
ASA International Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.8%. ASA International Group pays an annual dividend of GBX 8.90 per share and has a dividend yield of 4.3%. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. ASA International Group pays out 15.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

ASA International Group has lower revenue, but higher earnings than International Personal Finance. ASA International Group is trading at a lower price-to-earnings ratio than International Personal Finance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
International Personal Finance	£666.20M	0.82	£44.87M	£23.60	10.51
ASA International Group	£257.00M	0.78	£611.58M	£57.00	3.60

Summary

International Personal Finance and ASA International Group tied by winning 8 of the 16 factors compared between the two stocks.

How does ASA International Group compare to Funding Circle?

Funding Circle (LON:FCH) and ASA International Group (LON:ASAI) are both small-cap financial services companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, dividends, earnings, risk, analyst recommendations, valuation, profitability and media sentiment.

In the previous week, ASA International Group had 2 more articles in the media than Funding Circle. MarketBeat recorded 2 mentions for ASA International Group and 0 mentions for Funding Circle. Funding Circle's average media sentiment score of 0.00 equaled ASA International Group'saverage media sentiment score.

Company	Overall Sentiment
Funding Circle	Neutral
ASA International Group	Neutral

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Funding Circle	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
ASA International Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

ASA International Group has a net margin of 25.29% compared to Funding Circle's net margin of 20.90%. ASA International Group's return on equity of 33.54% beat Funding Circle's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Funding Circle	20.90%	21.54%	-3.89%
ASA International Group	25.29%	33.54%	3.82%

39.2% of Funding Circle shares are owned by institutional investors. Comparatively, 3.8% of ASA International Group shares are owned by institutional investors. 5.2% of Funding Circle shares are owned by insiders. Comparatively, 3.3% of ASA International Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Funding Circle has a beta of 0.694, suggesting that its stock price is 31% less volatile than the broader market. Comparatively, ASA International Group has a beta of 1.996, suggesting that its stock price is 100% more volatile than the broader market.

ASA International Group has higher revenue and earnings than Funding Circle. ASA International Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Funding Circle	£222.50M	1.75	-£5.47M	£14.00	9.76
ASA International Group	£257.00M	0.78	£611.58M	£57.00	3.60

Summary

ASA International Group beats Funding Circle on 8 of the 14 factors compared between the two stocks.

How does ASA International Group compare to Vanquis Banking Group?

Vanquis Banking Group (LON:VANQ) and ASA International Group (LON:ASAI) are both small-cap financial services companies, but which is the better business? We will compare the two companies based on the strength of their valuation, institutional ownership, analyst recommendations, risk, profitability, dividends, earnings and media sentiment.

Vanquis Banking Group has a beta of 1.299, indicating that its stock price is 30% more volatile than the broader market. Comparatively, ASA International Group has a beta of 1.996, indicating that its stock price is 100% more volatile than the broader market.

ASA International Group has lower revenue, but higher earnings than Vanquis Banking Group. ASA International Group is trading at a lower price-to-earnings ratio than Vanquis Banking Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Vanquis Banking Group	£454.90M	0.62	-£31.26M	£3.10	36.45
ASA International Group	£257.00M	0.78	£611.58M	£57.00	3.60

54.0% of Vanquis Banking Group shares are owned by institutional investors. Comparatively, 3.8% of ASA International Group shares are owned by institutional investors. 3.1% of Vanquis Banking Group shares are owned by insiders. Comparatively, 3.3% of ASA International Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Company	Overall Sentiment
Vanquis Banking Group	Neutral
ASA International Group	Neutral

Vanquis Banking Group currently has a consensus price target of GBX 140, suggesting a potential upside of 23.89%. Given Vanquis Banking Group's stronger consensus rating and higher probable upside, research analysts clearly believe Vanquis Banking Group is more favorable than ASA International Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Vanquis Banking Group	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
ASA International Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

ASA International Group has a net margin of 25.29% compared to Vanquis Banking Group's net margin of 1.87%. ASA International Group's return on equity of 33.54% beat Vanquis Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Vanquis Banking Group	1.87%	1.89%	-0.87%
ASA International Group	25.29%	33.54%	3.82%

Summary

ASA International Group beats Vanquis Banking Group on 9 of the 15 factors compared between the two stocks.

How does ASA International Group compare to H&T Group?

H&T Group (LON:HAT) and ASA International Group (LON:ASAI) are both small-cap financial services companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, valuation, media sentiment, profitability, institutional ownership, risk, dividends and earnings.

H&T Group has a beta of 0.69, indicating that its share price is 31% less volatile than the broader market. Comparatively, ASA International Group has a beta of 1.996, indicating that its share price is 100% more volatile than the broader market.

H&T Group pays an annual dividend of GBX 18 per share and has a dividend yield of 2.8%. ASA International Group pays an annual dividend of GBX 8.90 per share and has a dividend yield of 4.3%. H&T Group pays out 35.6% of its earnings in the form of a dividend. ASA International Group pays out 15.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ASA International Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

46.6% of H&T Group shares are owned by institutional investors. Comparatively, 3.8% of ASA International Group shares are owned by institutional investors. 10.3% of H&T Group shares are owned by company insiders. Comparatively, 3.3% of ASA International Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

ASA International Group has a net margin of 25.29% compared to H&T Group's net margin of 8.38%. ASA International Group's return on equity of 33.54% beat H&T Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
H&T Group	8.38%	12.03%	9.07%
ASA International Group	25.29%	33.54%	3.82%

ASA International Group has higher revenue and earnings than H&T Group. ASA International Group is trading at a lower price-to-earnings ratio than H&T Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
H&T Group	£240.86M	1.18	£21.82M	£50.54	12.86
ASA International Group	£257.00M	0.78	£611.58M	£57.00	3.60

In the previous week, ASA International Group had 2 more articles in the media than H&T Group. MarketBeat recorded 2 mentions for ASA International Group and 0 mentions for H&T Group. H&T Group's average media sentiment score of 0.00 equaled ASA International Group'saverage media sentiment score.

Company	Overall Sentiment
H&T Group	Neutral
ASA International Group	Neutral

Summary

ASA International Group beats H&T Group on 9 of the 14 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

ASAI vs. The Competition

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Metric	ASA International Group	Credit Services Industry	Financial Sector	LON Exchange
Market Cap	£200.51M	£300.39M	£5.70B	£2.75B
Dividend Yield	7.22%	16.78%	5.27%	6.07%
P/E Ratio	3.60	6.78	16.02	365.93
Price / Sales	0.78	96.29	1,291.14	88,337.70
Price / Cash	0.97	14.57	90.61	27.89
Price / Book	0.00	3.11	4.38	7.70
Net Income	£611.58M	£59.40M	£1.15B	£5.89B
7 Day Performance	N/A	-1.98%	0.23%	0.42%
1 Month Performance	-10.48%	-1.13%	2.03%	2.10%
1 Year Performance	61.42%	29.35%	21.48%	86.90%

ASA International Group Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
ASAI ASA International Group	N/A	GBX 205 +0.5%	N/A	+82.7%	£200.51M	£257.00M	3.60	13,433
PFG Vanquis Banking Group	N/A	N/A	N/A	N/A	£571.19M	£446.50M	548.78	19,300
IPF International Personal Finance	1.4243 of 5 stars	GBX 247.50 -0.4%	N/A	+61.6%	£544.57M	£666.20M	10.49	6,230	Insider Trade
FCH Funding Circle	N/A	GBX 138.60 +2.7%	N/A	+13.8%	£395.30M	£222.50M	9.90	1,101
VANQ Vanquis Banking Group	N/A	GBX 113.40 -0.7%	GBX 140 +23.5%	+50.3%	£283.88M	£454.90M	36.58	1,478

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This page (LON:ASAI) was last updated on 5/15/2026 by MarketBeat.com Staff.

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ASA International Group (ASAI) Competitors

ASAI vs. PFG, IPF, FCH, VANQ, and HAT

How does ASA International Group compare to Vanquis Banking Group?

Summary

How does ASA International Group compare to International Personal Finance?

Summary

How does ASA International Group compare to Funding Circle?

Summary

How does ASA International Group compare to Vanquis Banking Group?

Summary

How does ASA International Group compare to H&T Group?

Summary

Media Sentiment Over Time

ASAI vs. The Competition

ASA International Group Competitors List

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ASA International Group (ASAI) Competitors

ASAI vs. PFG, IPF, FCH, VANQ, and HAT

How does ASA International Group compare to Vanquis Banking Group?

Is PFG or ASAI more profitable?

Does the media prefer PFG or ASAI?

Which has preferable earnings and valuation, PFG or ASAI?

Which has more volatility & risk, PFG or ASAI?

Is PFG or ASAI a better dividend stock?

Do insiders and institutionals have more ownership in PFG or ASAI?

Summary

How does ASA International Group compare to International Personal Finance?

Is IPF or ASAI more profitable?

Does the media prefer IPF or ASAI?

Do insiders & institutionals have more ownership in IPF or ASAI?

Which has more risk and volatility, IPF or ASAI?

Do analysts rate IPF or ASAI?

Is IPF or ASAI a better dividend stock?

Which has stronger earnings and valuation, IPF or ASAI?

Summary

How does ASA International Group compare to Funding Circle?

Does the media prefer FCH or ASAI?

Do analysts rate FCH or ASAI?

Is FCH or ASAI more profitable?

Do insiders and institutionals hold more shares of FCH or ASAI?

Which has more risk & volatility, FCH or ASAI?

Which has stronger valuation and earnings, FCH or ASAI?

Summary

How does ASA International Group compare to Vanquis Banking Group?

Which has more volatility and risk, VANQ or ASAI?

Which has preferable valuation & earnings, VANQ or ASAI?

Do institutionals and insiders hold more shares of VANQ or ASAI?

Does the media prefer VANQ or ASAI?

Do analysts prefer VANQ or ASAI?

Is VANQ or ASAI more profitable?

Summary

How does ASA International Group compare to H&T Group?

Which has more risk & volatility, HAT or ASAI?

Is HAT or ASAI a better dividend stock?

Do insiders and institutionals have more ownership in HAT or ASAI?

Is HAT or ASAI more profitable?

Which has stronger valuation & earnings, HAT or ASAI?

Does the media prefer HAT or ASAI?

Summary

Media Sentiment Over Time

ASAI vs. The Competition

ASA International Group Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools