Do analysts rate ASAI or IPF?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score ASA International Group 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 International Personal Finance 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Do analysts recommend ASAI or FCH?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score ASA International Group 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Funding Circle 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00

Do analysts rate VANQ or ASAI?

Vanquis Banking Group currently has a consensus target price of GBX 140, indicating a potential upside of 21.95%. Given Vanquis Banking Group's stronger consensus rating and higher possible upside, analysts plainly believe Vanquis Banking Group is more favorable than ASA International Group. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Vanquis Banking Group 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00 ASA International Group 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00

Which has better valuation & earnings, ASAI or HAT?

ASA International Group has higher revenue and earnings than H&T Group. ASA International Group is trading at a lower price-to-earnings ratio than H&T Group, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio ASA International Group £257.00M 1.01 £611.58M £57.00 4.65 H&T Group £240.86M 1.18 £21.82M £50.54 12.86

ASA International Group (ASAI) Competitors

GBX 265 -5.00 (-1.85%)

As of 12:28 PM Eastern

Compare

ASAI vs. PFG, IPF, FCH, VANQ, and HAT

Should you buy ASA International Group stock or one of its competitors? MarketBeat compares ASA International Group with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with ASA International Group include Vanquis Banking Group (PFG), International Personal Finance (IPF), Funding Circle (FCH), Vanquis Banking Group (VANQ), and H&T Group (HAT). These companies are all part of the "credit services" industry.

How does ASA International Group compare to Vanquis Banking Group?

Vanquis Banking Group (LON:PFG) and ASA International Group (LON:ASAI) are both small-cap credit services industry companies, but which is the better investment? We will compare the two companies based on the strength of their risk, media sentiment, valuation, dividends, analyst recommendations, earnings, profitability and institutional ownership.

Vanquis Banking Group has a beta of 1.5, suggesting that its share price is 50% more volatile than the broader market. Comparatively, ASA International Group has a beta of 2.01, suggesting that its share price is 101% more volatile than the broader market.

ASA International Group has lower revenue, but higher earnings than Vanquis Banking Group. Vanquis Banking Group is trading at a lower price-to-earnings ratio than ASA International Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Vanquis Banking Group	£446.50M	0.00	£103.50M	£0.41	N/A
ASA International Group	£257.00M	1.01	£611.58M	£57.00	4.65

84.0% of Vanquis Banking Group shares are owned by institutional investors. Comparatively, 3.8% of ASA International Group shares are owned by institutional investors. 2.6% of Vanquis Banking Group shares are owned by insiders. Comparatively, 4.8% of ASA International Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Vanquis Banking Group pays an annual dividend of GBX 17 per share. ASA International Group pays an annual dividend of GBX 8.90 per share and has a dividend yield of 3.4%. Vanquis Banking Group pays out 4,146.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. ASA International Group pays out 15.6% of its earnings in the form of a dividend. ASA International Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

ASA International Group has a net margin of 25.29% compared to Vanquis Banking Group's net margin of 8.73%. ASA International Group's return on equity of 33.54% beat Vanquis Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Vanquis Banking Group	8.73%	17.19%	4.14%
ASA International Group	25.29%	33.54%	3.82%

In the previous week, Vanquis Banking Group's average media sentiment score of 0.00 equaled ASA International Group'saverage media sentiment score.

Company	Overall Sentiment
Vanquis Banking Group	Neutral
ASA International Group	Neutral

Summary

ASA International Group beats Vanquis Banking Group on 8 of the 12 factors compared between the two stocks.

How does ASA International Group compare to International Personal Finance?

ASA International Group (LON:ASAI) and International Personal Finance (LON:IPF) are both small-cap financial services companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, media sentiment, valuation, institutional ownership, earnings, dividends, analyst recommendations and profitability.

ASA International Group has a beta of 2.01, meaning that its share price is 101% more volatile than the broader market. Comparatively, International Personal Finance has a beta of 0.411, meaning that its share price is 59% less volatile than the broader market.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ASA International Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
International Personal Finance	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

In the previous week, International Personal Finance had 1 more articles in the media than ASA International Group. MarketBeat recorded 1 mentions for International Personal Finance and 0 mentions for ASA International Group. ASA International Group's average media sentiment score of 0.00 equaled International Personal Finance'saverage media sentiment score.

Company	Overall Sentiment
ASA International Group	Neutral
International Personal Finance	Neutral

ASA International Group has higher earnings, but lower revenue than International Personal Finance. ASA International Group is trading at a lower price-to-earnings ratio than International Personal Finance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ASA International Group	£257.00M	1.01	£611.58M	£57.00	4.65
International Personal Finance	£666.20M	0.83	£44.87M	£23.60	10.55

ASA International Group pays an annual dividend of GBX 8.90 per share and has a dividend yield of 3.4%. International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.7%. ASA International Group pays out 15.6% of its earnings in the form of a dividend. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

3.8% of ASA International Group shares are held by institutional investors. Comparatively, 50.6% of International Personal Finance shares are held by institutional investors. 4.8% of ASA International Group shares are held by company insiders. Comparatively, 1.9% of International Personal Finance shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

ASA International Group has a net margin of 25.29% compared to International Personal Finance's net margin of 7.35%. ASA International Group's return on equity of 33.54% beat International Personal Finance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
ASA International Group	25.29%	33.54%	3.82%
International Personal Finance	7.35%	10.35%	8.81%

Summary

ASA International Group beats International Personal Finance on 8 of the 15 factors compared between the two stocks.

How does ASA International Group compare to Funding Circle?

ASA International Group (LON:ASAI) and Funding Circle (LON:FCH) are both small-cap financial services companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, risk, profitability, media sentiment, dividends, valuation and earnings.

ASA International Group has a net margin of 25.29% compared to Funding Circle's net margin of 20.67%. ASA International Group's return on equity of 33.54% beat Funding Circle's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
ASA International Group	25.29%	33.54%	3.82%
Funding Circle	20.67%	21.54%	-3.89%

In the previous week, ASA International Group's average media sentiment score of 0.00 equaled Funding Circle'saverage media sentiment score.

Company	Overall Sentiment
ASA International Group	Neutral
Funding Circle	Neutral

ASA International Group has a beta of 2.01, meaning that its share price is 101% more volatile than the broader market. Comparatively, Funding Circle has a beta of 0.708, meaning that its share price is 29% less volatile than the broader market.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ASA International Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Funding Circle	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

ASA International Group has higher revenue and earnings than Funding Circle. ASA International Group is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ASA International Group	£257.00M	1.01	£611.58M	£57.00	4.65
Funding Circle	£222.50M	2.26	-£5.47M	£14.00	12.64

3.8% of ASA International Group shares are owned by institutional investors. Comparatively, 27.9% of Funding Circle shares are owned by institutional investors. 4.8% of ASA International Group shares are owned by company insiders. Comparatively, 1.2% of Funding Circle shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

ASA International Group beats Funding Circle on 8 of the 13 factors compared between the two stocks.

How does ASA International Group compare to Vanquis Banking Group?

Vanquis Banking Group (LON:VANQ) and ASA International Group (LON:ASAI) are both small-cap financial services companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, profitability, risk, earnings, dividends and media sentiment.

54.0% of Vanquis Banking Group shares are owned by institutional investors. Comparatively, 3.8% of ASA International Group shares are owned by institutional investors. 3.7% of Vanquis Banking Group shares are owned by insiders. Comparatively, 4.8% of ASA International Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

In the previous week, Vanquis Banking Group had 2 more articles in the media than ASA International Group. MarketBeat recorded 2 mentions for Vanquis Banking Group and 0 mentions for ASA International Group. Vanquis Banking Group's average media sentiment score of 0.50 beat ASA International Group's score of 0.00 indicating that Vanquis Banking Group is being referred to more favorably in the media.

Company	Overall Sentiment
Vanquis Banking Group	Positive
ASA International Group	Neutral

Vanquis Banking Group currently has a consensus target price of GBX 140, indicating a potential upside of 21.95%. Given Vanquis Banking Group's stronger consensus rating and higher possible upside, analysts plainly believe Vanquis Banking Group is more favorable than ASA International Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Vanquis Banking Group	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
ASA International Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Vanquis Banking Group has a beta of 1.227, indicating that its stock price is 23% more volatile than the broader market. Comparatively, ASA International Group has a beta of 2.01, indicating that its stock price is 101% more volatile than the broader market.

ASA International Group has lower revenue, but higher earnings than Vanquis Banking Group. ASA International Group is trading at a lower price-to-earnings ratio than Vanquis Banking Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Vanquis Banking Group	£454.90M	0.63	-£31.26M	£3.10	37.03
ASA International Group	£257.00M	1.01	£611.58M	£57.00	4.65

ASA International Group has a net margin of 25.29% compared to Vanquis Banking Group's net margin of 1.87%. ASA International Group's return on equity of 33.54% beat Vanquis Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Vanquis Banking Group	1.87%	1.89%	-0.87%
ASA International Group	25.29%	33.54%	3.82%

Summary

Vanquis Banking Group and ASA International Group tied by winning 8 of the 16 factors compared between the two stocks.

How does ASA International Group compare to H&T Group?

ASA International Group (LON:ASAI) and H&T Group (LON:HAT) are both small-cap financial services companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, media sentiment, dividends, institutional ownership, valuation and profitability.

3.8% of ASA International Group shares are held by institutional investors. Comparatively, 46.6% of H&T Group shares are held by institutional investors. 4.8% of ASA International Group shares are held by insiders. Comparatively, 10.3% of H&T Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

In the previous week, ASA International Group's average media sentiment score of 0.00 equaled H&T Group'saverage media sentiment score.

Company	Overall Sentiment
ASA International Group	Neutral
H&T Group	Neutral

ASA International Group has higher revenue and earnings than H&T Group. ASA International Group is trading at a lower price-to-earnings ratio than H&T Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ASA International Group	£257.00M	1.01	£611.58M	£57.00	4.65
H&T Group	£240.86M	1.18	£21.82M	£50.54	12.86

ASA International Group pays an annual dividend of GBX 8.90 per share and has a dividend yield of 3.4%. H&T Group pays an annual dividend of GBX 18 per share and has a dividend yield of 2.8%. ASA International Group pays out 15.6% of its earnings in the form of a dividend. H&T Group pays out 35.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ASA International Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

ASA International Group has a net margin of 25.29% compared to H&T Group's net margin of 8.38%. ASA International Group's return on equity of 33.54% beat H&T Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
ASA International Group	25.29%	33.54%	3.82%
H&T Group	8.38%	12.03%	9.07%

ASA International Group has a beta of 2.01, meaning that its stock price is 101% more volatile than the broader market. Comparatively, H&T Group has a beta of 0.69, meaning that its stock price is 31% less volatile than the broader market.

Summary

ASA International Group beats H&T Group on 8 of the 13 factors compared between the two stocks.

Get ASA International Group News Delivered to You Automatically

Subscribe Now

SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

ASAI vs. The Competition

Export

Metric	ASA International Group	Credit Services Industry	Financial Sector	LON Exchange
Market Cap	£259.19M	£294.08M	£6.21B	£2.78B
Dividend Yield	5.20%	16.67%	5.24%	6.13%
P/E Ratio	4.65	7.42	30.12	368.63
Price / Sales	1.01	85.53	1,180.54	84,796.26
Price / Cash	0.97	14.65	88.68	27.87
Price / Book	0.00	3.30	7.15	7.77
Net Income	£611.58M	£59.40M	£1.13B	£5.89B
7 Day Performance	-6.36%	1.03%	0.96%	1.32%
1 Month Performance	29.90%	6.67%	0.76%	-0.69%
1 Year Performance	76.96%	20.84%	16.00%	62.54%

ASA International Group Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
ASAI ASA International Group	N/A	GBX 265 -1.9%	N/A	+83.6%	£259.19M	£257.00M	4.65	13,433
PFG Vanquis Banking Group	N/A	N/A	N/A	N/A	£571.19M	£446.50M	548.78	19,300
IPF International Personal Finance	0.9922 of 5 stars	GBX 248 flat	N/A	+42.0%	£550.71M	£666.20M	10.51	6,230	News Coverage
FCH Funding Circle	N/A	GBX 170.60 flat	N/A	+44.0%	£484.70M	£222.50M	12.19	1,101
VANQ Vanquis Banking Group	3.2341 of 5 stars	GBX 116.60 flat	GBX 140 +20.1%	+17.8%	£291.89M	£454.90M	37.61	1,478	Gap Down

Related Companies and Tools

Related Companies

Top 10 Stock Comparisons

This page (LON:ASAI) was last updated on 7/15/2026 by MarketBeat.com Staff.

From Our Partners

Unlock superior investment research and tools.

Get MarketBeat All Access

In-depth profiles and analysis for 20,000 public companies.
Real-time analyst ratings, insider transactions, earnings data, and more.
Our daily ratings and market update email newsletter.

Sign In
Create Account

Your Email Address:

Your Password:

Forgot your password?

Your Email Address:

Choose a Password:

By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

ASA International Group (ASAI) Competitors

ASAI vs. PFG, IPF, FCH, VANQ, and HAT

How does ASA International Group compare to Vanquis Banking Group?

Summary

How does ASA International Group compare to International Personal Finance?

Summary

How does ASA International Group compare to Funding Circle?

Summary

How does ASA International Group compare to Vanquis Banking Group?

Summary

How does ASA International Group compare to H&T Group?

Summary

Media Sentiment Over Time

ASAI vs. The Competition

ASA International Group Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

MarketBeat Products

Popular Tools

Financial Calendars

Terms & Info

ASA International Group (ASAI) Competitors

ASAI vs. PFG, IPF, FCH, VANQ, and HAT

How does ASA International Group compare to Vanquis Banking Group?

Which has more volatility & risk, PFG or ASAI?

Which has stronger valuation and earnings, PFG or ASAI?

Do institutionals & insiders believe in PFG or ASAI?

Is PFG or ASAI a better dividend stock?

Is PFG or ASAI more profitable?

Does the media prefer PFG or ASAI?

Summary

How does ASA International Group compare to International Personal Finance?

Which has more volatility & risk, ASAI or IPF?

Do analysts rate ASAI or IPF?

Does the media refer more to ASAI or IPF?

Which has preferable valuation and earnings, ASAI or IPF?

Is ASAI or IPF a better dividend stock?

Do insiders & institutionals believe in ASAI or IPF?

Is ASAI or IPF more profitable?

Summary

How does ASA International Group compare to Funding Circle?

Is ASAI or FCH more profitable?

Does the media favor ASAI or FCH?

Which has more risk and volatility, ASAI or FCH?

Do analysts recommend ASAI or FCH?

Which has better earnings & valuation, ASAI or FCH?

Do institutionals & insiders believe in ASAI or FCH?

Summary

How does ASA International Group compare to Vanquis Banking Group?

Do institutionals & insiders have more ownership in VANQ or ASAI?

Does the media refer more to VANQ or ASAI?

Do analysts rate VANQ or ASAI?

Which has more volatility and risk, VANQ or ASAI?

Which has higher earnings & valuation, VANQ or ASAI?

Is VANQ or ASAI more profitable?

Summary

How does ASA International Group compare to H&T Group?

Do insiders & institutionals believe in ASAI or HAT?

Does the media refer more to ASAI or HAT?

Which has better valuation & earnings, ASAI or HAT?

Is ASAI or HAT a better dividend stock?

Is ASAI or HAT more profitable?

Which has more risk and volatility, ASAI or HAT?

Summary

Media Sentiment Over Time

ASAI vs. The Competition

ASA International Group Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools