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International Personal Finance (IPF) Competitors

International Personal Finance logo
GBX 248 +0.50 (+0.20%)
As of 03:39 AM Eastern
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IPF vs. SPI, ESP, RTN, APH, and MSI

Should you buy International Personal Finance stock or one of its competitors? MarketBeat compares International Personal Finance with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with International Personal Finance include Spire Healthcare Group (SPI), Empiric Student Property (ESP), The Restaurant Group (RTN), Alliance Pharma (APH), and MS INTERNATIONAL (MSI). These companies are all part of the "electronic equipment" industry.

How does International Personal Finance compare to Spire Healthcare Group?

International Personal Finance (LON:IPF) and Spire Healthcare Group (LON:SPI) are both small-cap electronic equipment companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, risk, earnings, profitability, media sentiment and institutional ownership.

50.6% of International Personal Finance shares are owned by institutional investors. Comparatively, 23.4% of Spire Healthcare Group shares are owned by institutional investors. 1.9% of International Personal Finance shares are owned by company insiders. Comparatively, 39.2% of Spire Healthcare Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

International Personal Finance has a beta of 0.415, indicating that its stock price is 59% less volatile than the broader market. Comparatively, Spire Healthcare Group has a beta of 0.907, indicating that its stock price is 9% less volatile than the broader market.

International Personal Finance has higher earnings, but lower revenue than Spire Healthcare Group. International Personal Finance is trading at a lower price-to-earnings ratio than Spire Healthcare Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
International Personal Finance£666.20M0.82£44.87M£23.6010.51
Spire Healthcare Group£1.58B0.53£28.15M£4.0052.01

In the previous week, International Personal Finance had 5 more articles in the media than Spire Healthcare Group. MarketBeat recorded 5 mentions for International Personal Finance and 0 mentions for Spire Healthcare Group. Spire Healthcare Group's average media sentiment score of 0.00 beat International Personal Finance's score of -0.26 indicating that Spire Healthcare Group is being referred to more favorably in the news media.

Company Overall Sentiment
International Personal Finance Neutral
Spire Healthcare Group Neutral

International Personal Finance has a net margin of 7.35% compared to Spire Healthcare Group's net margin of 1.04%. International Personal Finance's return on equity of 10.35% beat Spire Healthcare Group's return on equity.

Company Net Margins Return on Equity Return on Assets
International Personal Finance7.35% 10.35% 8.81%
Spire Healthcare Group 1.04%2.22%3.73%

International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.8%. Spire Healthcare Group pays an annual dividend of GBX 2.30 per share and has a dividend yield of 1.1%. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. Spire Healthcare Group pays out 57.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. International Personal Finance is clearly the better dividend stock, given its higher yield and lower payout ratio.

Spire Healthcare Group has a consensus target price of GBX 291.50, suggesting a potential upside of 40.11%. Given Spire Healthcare Group's stronger consensus rating and higher possible upside, analysts clearly believe Spire Healthcare Group is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Spire Healthcare Group
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

International Personal Finance beats Spire Healthcare Group on 10 of the 18 factors compared between the two stocks.

How does International Personal Finance compare to Empiric Student Property?

Empiric Student Property (LON:ESP) and International Personal Finance (LON:IPF) are both small-cap electronic equipment companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, risk, dividends, profitability, earnings, media sentiment, valuation and institutional ownership.

Empiric Student Property has a beta of 1.05, suggesting that its stock price is 5% more volatile than the broader market. Comparatively, International Personal Finance has a beta of 0.415, suggesting that its stock price is 59% less volatile than the broader market.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Empiric Student Property
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Empiric Student Property has higher earnings, but lower revenue than International Personal Finance. International Personal Finance is trading at a lower price-to-earnings ratio than Empiric Student Property, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Empiric Student Property£85.60M6.21£58.84M£4.3018.60
International Personal Finance£666.20M0.82£44.87M£23.6010.51

In the previous week, International Personal Finance had 5 more articles in the media than Empiric Student Property. MarketBeat recorded 5 mentions for International Personal Finance and 0 mentions for Empiric Student Property. Empiric Student Property's average media sentiment score of 0.00 beat International Personal Finance's score of -0.26 indicating that Empiric Student Property is being referred to more favorably in the media.

Company Overall Sentiment
Empiric Student Property Neutral
International Personal Finance Neutral

Empiric Student Property pays an annual dividend of GBX 3.75 per share and has a dividend yield of 4.7%. International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.8%. Empiric Student Property pays out 87.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. International Personal Finance is clearly the better dividend stock, given its higher yield and lower payout ratio.

51.3% of Empiric Student Property shares are held by institutional investors. Comparatively, 50.6% of International Personal Finance shares are held by institutional investors. 0.6% of Empiric Student Property shares are held by company insiders. Comparatively, 1.9% of International Personal Finance shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Empiric Student Property has a net margin of 33.76% compared to International Personal Finance's net margin of 7.35%. International Personal Finance's return on equity of 10.35% beat Empiric Student Property's return on equity.

Company Net Margins Return on Equity Return on Assets
Empiric Student Property33.76% 3.59% 2.26%
International Personal Finance 7.35%10.35%8.81%

Summary

International Personal Finance beats Empiric Student Property on 9 of the 16 factors compared between the two stocks.

How does International Personal Finance compare to The Restaurant Group?

The Restaurant Group (LON:RTN) and International Personal Finance (LON:IPF) are both small-cap electronic equipment companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, risk, dividends, profitability, earnings, media sentiment, valuation and institutional ownership.

92.3% of The Restaurant Group shares are held by institutional investors. Comparatively, 50.6% of International Personal Finance shares are held by institutional investors. 0.7% of The Restaurant Group shares are held by company insiders. Comparatively, 1.9% of International Personal Finance shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

In the previous week, International Personal Finance had 4 more articles in the media than The Restaurant Group. MarketBeat recorded 5 mentions for International Personal Finance and 1 mentions for The Restaurant Group. The Restaurant Group's average media sentiment score of 0.00 beat International Personal Finance's score of -0.26 indicating that The Restaurant Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
The Restaurant Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
International Personal Finance
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Given The Restaurant Group's higher probable upside, research analysts plainly believe The Restaurant Group is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
The Restaurant Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

The Restaurant Group pays an annual dividend of GBX 4 per share. International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.8%. The Restaurant Group pays out -6,666.7% of its earnings in the form of a dividend. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

The Restaurant Group has a beta of 1.85, suggesting that its stock price is 85% more volatile than the broader market. Comparatively, International Personal Finance has a beta of 0.415, suggesting that its stock price is 59% less volatile than the broader market.

International Personal Finance has lower revenue, but higher earnings than The Restaurant Group. The Restaurant Group is trading at a lower price-to-earnings ratio than International Personal Finance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
The Restaurant Group£927M0.00-£43.90M-£0.06N/A
International Personal Finance£666.20M0.82£44.87M£23.6010.51

International Personal Finance has a net margin of 7.35% compared to The Restaurant Group's net margin of -4.74%. International Personal Finance's return on equity of 10.35% beat The Restaurant Group's return on equity.

Company Net Margins Return on Equity Return on Assets
The Restaurant Group-4.74% -10.96% 3.93%
International Personal Finance 7.35%10.35%8.81%

Summary

International Personal Finance beats The Restaurant Group on 10 of the 16 factors compared between the two stocks.

How does International Personal Finance compare to Alliance Pharma?

International Personal Finance (LON:IPF) and Alliance Pharma (LON:APH) are both small-cap electronic equipment companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, media sentiment, institutional ownership, risk, valuation, dividends, earnings and analyst recommendations.

International Personal Finance has higher revenue and earnings than Alliance Pharma. Alliance Pharma is trading at a lower price-to-earnings ratio than International Personal Finance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
International Personal Finance£666.20M0.82£44.87M£23.6010.51
Alliance Pharma£183.50M1.91-£33.65M-£6.20N/A

50.6% of International Personal Finance shares are owned by institutional investors. Comparatively, 66.3% of Alliance Pharma shares are owned by institutional investors. 1.9% of International Personal Finance shares are owned by company insiders. Comparatively, 12.0% of Alliance Pharma shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

International Personal Finance has a net margin of 7.35% compared to Alliance Pharma's net margin of -6.00%. International Personal Finance's return on equity of 10.35% beat Alliance Pharma's return on equity.

Company Net Margins Return on Equity Return on Assets
International Personal Finance7.35% 10.35% 8.81%
Alliance Pharma -6.00%-5.04%5.98%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Alliance Pharma
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.8%. Alliance Pharma pays an annual dividend of GBX 2 per share and has a dividend yield of 3.1%. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. Alliance Pharma pays out -32.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

International Personal Finance has a beta of 0.415, indicating that its stock price is 59% less volatile than the broader market. Comparatively, Alliance Pharma has a beta of 0.67, indicating that its stock price is 33% less volatile than the broader market.

In the previous week, International Personal Finance had 5 more articles in the media than Alliance Pharma. MarketBeat recorded 5 mentions for International Personal Finance and 0 mentions for Alliance Pharma. Alliance Pharma's average media sentiment score of 0.00 beat International Personal Finance's score of -0.26 indicating that Alliance Pharma is being referred to more favorably in the news media.

Company Overall Sentiment
International Personal Finance Neutral
Alliance Pharma Neutral

Summary

International Personal Finance beats Alliance Pharma on 10 of the 16 factors compared between the two stocks.

How does International Personal Finance compare to MS INTERNATIONAL?

International Personal Finance (LON:IPF) and MS INTERNATIONAL (LON:MSI) are both small-cap electronic equipment companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, earnings, profitability, media sentiment, dividends, analyst recommendations, risk and institutional ownership.

MS INTERNATIONAL has a net margin of 12.10% compared to International Personal Finance's net margin of 7.35%. MS INTERNATIONAL's return on equity of 22.79% beat International Personal Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
International Personal Finance7.35% 10.35% 8.81%
MS INTERNATIONAL 12.10%22.79%8.03%

In the previous week, International Personal Finance had 5 more articles in the media than MS INTERNATIONAL. MarketBeat recorded 5 mentions for International Personal Finance and 0 mentions for MS INTERNATIONAL. MS INTERNATIONAL's average media sentiment score of 0.00 beat International Personal Finance's score of -0.26 indicating that MS INTERNATIONAL is being referred to more favorably in the news media.

Company Overall Sentiment
International Personal Finance Neutral
MS INTERNATIONAL Neutral

International Personal Finance has a beta of 0.415, meaning that its share price is 59% less volatile than the broader market. Comparatively, MS INTERNATIONAL has a beta of 0.04, meaning that its share price is 96% less volatile than the broader market.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
MS INTERNATIONAL
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

50.6% of International Personal Finance shares are held by institutional investors. Comparatively, 4.6% of MS INTERNATIONAL shares are held by institutional investors. 1.9% of International Personal Finance shares are held by company insiders. Comparatively, 37.7% of MS INTERNATIONAL shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.8%. MS INTERNATIONAL pays an annual dividend of GBX 23 per share and has a dividend yield of 1.3%. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. MS INTERNATIONAL pays out 26.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

International Personal Finance has higher revenue and earnings than MS INTERNATIONAL. International Personal Finance is trading at a lower price-to-earnings ratio than MS INTERNATIONAL, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
International Personal Finance£666.20M0.82£44.87M£23.6010.51
MS INTERNATIONAL£118.60M2.37£11.24M£86.3019.84

Summary

International Personal Finance and MS INTERNATIONAL tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding IPF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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IPF vs. The Competition

Export
MetricInternational Personal FinanceCredit Services IndustryFinancial SectorLON Exchange
Market Cap£545.67M£301.96M£5.64B£2.78B
Dividend Yield5.17%16.78%5.27%6.09%
P/E Ratio10.516.7515.77365.88
Price / Sales0.82106.81925.5188,361.46
Price / Cash3.7714.6390.3227.89
Price / Book1.233.094.397.64
Net Income£44.87M£59.40M£1.15B£5.89B
7 Day PerformanceN/A-1.48%-0.11%0.47%
1 Month Performance0.81%0.38%1.69%2.49%
1 Year Performance61.88%32.60%21.44%87.07%

International Personal Finance Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
IPF
International Personal Finance
1.4754 of 5 stars		GBX 248
+0.2%		N/A+66.3%£545.67M£666.20M10.516,230
SPI
Spire Healthcare Group
2.5663 of 5 stars		GBX 158
-0.8%		GBX 291.50
+84.5%		-24.5%£632.95M£1.58B39.50420
ESP
Empiric Student Property
N/AGBX 80
flat		N/A-11.2%£531.35M£85.60M18.60150
RTN
The Restaurant Group
N/AN/AN/AN/A£499.23M£927MN/A64,000
APH
Alliance Pharma
N/AGBX 64.70
flat		N/AN/A£350.32M£183.50MN/A91,000

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This page (LON:IPF) was last updated on 5/14/2026 by MarketBeat.com Staff.
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