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International Personal Finance (IPF) Competitors

International Personal Finance logo
GBX 250 0.00 (0.00%)
As of 08/4/2026
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IPF vs. FCH, PFG, HAT, EQLS, and ASAI

Should you buy International Personal Finance stock or one of its competitors? International Personal Finance's main competitors and comparable companies include Funding Circle (FCH), Vanquis Banking Group (PFG), H&T Group (HAT), Equals Group (EQLS), and ASA International Group (ASAI). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does International Personal Finance compare to Funding Circle?

Funding Circle (LON:FCH) and International Personal Finance (LON:IPF) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, risk, profitability, earnings, media sentiment, dividends, analyst recommendations and valuation.

Funding Circle has a net margin of 20.67% compared to International Personal Finance's net margin of 6.03%. Funding Circle's return on equity of 21.54% beat International Personal Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
Funding Circle20.67% 21.54% -3.89%
International Personal Finance 6.03%8.74%8.81%

Funding Circle currently has a consensus target price of GBX 295, indicating a potential upside of 24.74%. Given Funding Circle's stronger consensus rating and higher possible upside, analysts clearly believe Funding Circle is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

39.2% of Funding Circle shares are owned by institutional investors. Comparatively, 50.6% of International Personal Finance shares are owned by institutional investors. 1.2% of Funding Circle shares are owned by company insiders. Comparatively, 1.9% of International Personal Finance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

International Personal Finance has higher revenue and earnings than Funding Circle. International Personal Finance is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Funding Circle£222.50M3.01-£5.47M£14.0016.89
International Personal Finance£725.10M0.77£44.87M£23.6010.59

In the previous week, Funding Circle had 1 more articles in the media than International Personal Finance. MarketBeat recorded 1 mentions for Funding Circle and 0 mentions for International Personal Finance. Funding Circle's average media sentiment score of 0.00 equaled International Personal Finance'saverage media sentiment score.

Company Overall Sentiment
Funding Circle Neutral
International Personal Finance Neutral

Funding Circle has a beta of 0.754, suggesting that its share price is 25% less volatile than the broader market. Comparatively, International Personal Finance has a beta of 0.411, suggesting that its share price is 59% less volatile than the broader market.

Summary

Funding Circle beats International Personal Finance on 9 of the 15 factors compared between the two stocks.

How does International Personal Finance compare to Vanquis Banking Group?

Vanquis Banking Group (LON:PFG) and International Personal Finance (LON:IPF) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, risk, dividends, valuation, institutional ownership, profitability, earnings and analyst recommendations.

Vanquis Banking Group has a beta of 1.5, suggesting that its stock price is 50% more volatile than the broader market. Comparatively, International Personal Finance has a beta of 0.411, suggesting that its stock price is 59% less volatile than the broader market.

Given Vanquis Banking Group's higher probable upside, equities analysts plainly believe Vanquis Banking Group is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Vanquis Banking Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

In the previous week, Vanquis Banking Group's average media sentiment score of 0.00 equaled International Personal Finance'saverage media sentiment score.

Company Overall Sentiment
Vanquis Banking Group Neutral
International Personal Finance Neutral

Vanquis Banking Group has higher earnings, but lower revenue than International Personal Finance. Vanquis Banking Group is trading at a lower price-to-earnings ratio than International Personal Finance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Vanquis Banking Group£446.50M0.00£103.50M£0.41N/A
International Personal Finance£725.10M0.77£44.87M£23.6010.59

Vanquis Banking Group pays an annual dividend of GBX 17 per share. International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.7%. Vanquis Banking Group pays out 4,146.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. International Personal Finance is clearly the better dividend stock, given its higher yield and lower payout ratio.

84.0% of Vanquis Banking Group shares are held by institutional investors. Comparatively, 50.6% of International Personal Finance shares are held by institutional investors. 2.6% of Vanquis Banking Group shares are held by insiders. Comparatively, 1.9% of International Personal Finance shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Vanquis Banking Group has a net margin of 8.73% compared to International Personal Finance's net margin of 6.03%. Vanquis Banking Group's return on equity of 17.19% beat International Personal Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
Vanquis Banking Group8.73% 17.19% 4.14%
International Personal Finance 6.03%8.74%8.81%

Summary

Vanquis Banking Group beats International Personal Finance on 8 of the 14 factors compared between the two stocks.

How does International Personal Finance compare to H&T Group?

H&T Group (LON:HAT) and International Personal Finance (LON:IPF) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, profitability, valuation, risk, institutional ownership, earnings, analyst recommendations and media sentiment.

In the previous week, H&T Group's average media sentiment score of 0.00 equaled International Personal Finance'saverage media sentiment score.

Company Overall Sentiment
H&T Group Neutral
International Personal Finance Neutral

H&T Group pays an annual dividend of GBX 18 per share and has a dividend yield of 2.8%. International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.7%. H&T Group pays out 35.6% of its earnings in the form of a dividend. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

International Personal Finance has higher revenue and earnings than H&T Group. International Personal Finance is trading at a lower price-to-earnings ratio than H&T Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
H&T Group£240.86M1.18£21.82M£50.5412.86
International Personal Finance£725.10M0.77£44.87M£23.6010.59

H&T Group has a net margin of 8.38% compared to International Personal Finance's net margin of 6.03%. H&T Group's return on equity of 12.03% beat International Personal Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
H&T Group8.38% 12.03% 9.07%
International Personal Finance 6.03%8.74%8.81%

H&T Group has a beta of 0.69, indicating that its share price is 31% less volatile than the broader market. Comparatively, International Personal Finance has a beta of 0.411, indicating that its share price is 59% less volatile than the broader market.

46.6% of H&T Group shares are owned by institutional investors. Comparatively, 50.6% of International Personal Finance shares are owned by institutional investors. 10.3% of H&T Group shares are owned by company insiders. Comparatively, 1.9% of International Personal Finance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
H&T Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Summary

H&T Group beats International Personal Finance on 9 of the 14 factors compared between the two stocks.

How does International Personal Finance compare to Equals Group?

Equals Group (LON:EQLS) and International Personal Finance (LON:IPF) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, profitability, analyst recommendations, dividends, institutional ownership, media sentiment, valuation and risk.

51.3% of Equals Group shares are owned by institutional investors. Comparatively, 50.6% of International Personal Finance shares are owned by institutional investors. 29.9% of Equals Group shares are owned by insiders. Comparatively, 1.9% of International Personal Finance shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

In the previous week, Equals Group's average media sentiment score of 0.00 equaled International Personal Finance'saverage media sentiment score.

Company Overall Sentiment
Equals Group Neutral
International Personal Finance Neutral

Given Equals Group's higher possible upside, equities research analysts plainly believe Equals Group is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Equals Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

International Personal Finance has higher revenue and earnings than Equals Group. Equals Group is trading at a lower price-to-earnings ratio than International Personal Finance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Equals Group£112.32M0.00£8.27M£4.34N/A
International Personal Finance£725.10M0.77£44.87M£23.6010.59

Equals Group pays an annual dividend of GBX 2 per share. International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.7%. Equals Group pays out 46.1% of its earnings in the form of a dividend. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Equals Group has a beta of 1.36, indicating that its stock price is 36% more volatile than the broader market. Comparatively, International Personal Finance has a beta of 0.411, indicating that its stock price is 59% less volatile than the broader market.

International Personal Finance has a net margin of 6.03% compared to Equals Group's net margin of 5.62%. Equals Group's return on equity of 12.17% beat International Personal Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
Equals Group5.62% 12.17% 8.11%
International Personal Finance 6.03%8.74%8.81%

Summary

Equals Group and International Personal Finance tied by winning 7 of the 14 factors compared between the two stocks.

How does International Personal Finance compare to ASA International Group?

International Personal Finance (LON:IPF) and ASA International Group (LON:ASAI) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their media sentiment, profitability, valuation, dividends, earnings, analyst recommendations, institutional ownership and risk.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
ASA International Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

In the previous week, ASA International Group had 1 more articles in the media than International Personal Finance. MarketBeat recorded 1 mentions for ASA International Group and 0 mentions for International Personal Finance. ASA International Group's average media sentiment score of 0.67 beat International Personal Finance's score of 0.00 indicating that ASA International Group is being referred to more favorably in the news media.

Company Overall Sentiment
International Personal Finance Neutral
ASA International Group Positive

50.6% of International Personal Finance shares are owned by institutional investors. Comparatively, 3.8% of ASA International Group shares are owned by institutional investors. 1.9% of International Personal Finance shares are owned by insiders. Comparatively, 4.8% of ASA International Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

International Personal Finance has a beta of 0.411, suggesting that its share price is 59% less volatile than the broader market. Comparatively, ASA International Group has a beta of 2.017, suggesting that its share price is 102% more volatile than the broader market.

ASA International Group has lower revenue, but higher earnings than International Personal Finance. ASA International Group is trading at a lower price-to-earnings ratio than International Personal Finance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
International Personal Finance£725.10M0.77£44.87M£23.6010.59
ASA International Group£257.00M0.93£611.58M£57.004.28

International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.7%. ASA International Group pays an annual dividend of GBX 8.90 per share and has a dividend yield of 3.6%. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. ASA International Group pays out 15.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

ASA International Group has a net margin of 25.29% compared to International Personal Finance's net margin of 6.03%. ASA International Group's return on equity of 33.54% beat International Personal Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
International Personal Finance6.03% 8.74% 8.81%
ASA International Group 25.29%33.54%3.82%

Summary

ASA International Group beats International Personal Finance on 10 of the 16 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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IPF vs. The Competition

Export
MetricInternational Personal FinanceConsumer Finance IndustryFinance SectorLON Exchange
Market Cap£555.33M£7.50B£13.63B£2.54B
Dividend Yield5.13%12.27%5.89%6.17%
P/E Ratio10.599.1829.61367.57
Price / Sales0.7778.62519.0683,481.74
Price / Cash3.7711.8238.1927.89
Price / Book1.242.752.187.19
Net Income£44.87M£442.63M£1.31B£5.89B
7 Day PerformanceN/A-0.51%-0.30%0.30%
1 Month Performance0.40%2.24%2.37%3.31%
1 Year Performance18.98%8.79%9.68%22.13%

International Personal Finance Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
IPF
International Personal Finance
N/AGBX 250
flat		N/AN/A£555.33M£725.10M10.596,230
FCH
Funding Circle
2.0727 of 5 stars		GBX 233
+0.9%		GBX 295
+26.6%		+59.6%£659.79M£222.50M16.641,101
PFG
Vanquis Banking Group
N/AN/AN/AN/A£571.19M£446.50M548.7819,300
HAT
H&T Group
N/AGBX 650
flat		N/A+0.0%£283.24M£240.86M12.861,625
EQLS
Equals Group
N/AN/AN/AN/A£265.55M£112.32M32.12397

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This page (LON:IPF) was last updated on 8/23/2026 by MarketBeat.com Staff.
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