International Personal Finance (IPF) Competitors

International Personal Finance logo
GBX 247.50 0.00 (0.00%)
As of 12:14 PM Eastern

IPF vs. SPI, ESP, RTN, APH, and MSI

Should you buy International Personal Finance stock or one of its competitors? MarketBeat compares International Personal Finance with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with International Personal Finance include Spire Healthcare Group (SPI), Empiric Student Property (ESP), The Restaurant Group (RTN), Alliance Pharma (APH), and MS INTERNATIONAL (MSI). These companies are all part of the "electronic equipment" industry.

How does International Personal Finance compare to Spire Healthcare Group?

Spire Healthcare Group (LON:SPI) and International Personal Finance (LON:IPF) are both small-cap electronic equipment companies, but which is the better investment? We will compare the two companies based on the strength of their analyst recommendations, risk, dividends, valuation, earnings, media sentiment, institutional ownership and profitability.

Spire Healthcare Group currently has a consensus price target of GBX 276, indicating a potential upside of 27.78%. Given Spire Healthcare Group's stronger consensus rating and higher possible upside, equities research analysts plainly believe Spire Healthcare Group is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Spire Healthcare Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Spire Healthcare Group has a beta of 0.924, indicating that its share price is 8% less volatile than the broader market. Comparatively, International Personal Finance has a beta of 0.41, indicating that its share price is 59% less volatile than the broader market.

International Personal Finance has lower revenue, but higher earnings than Spire Healthcare Group. International Personal Finance is trading at a lower price-to-earnings ratio than Spire Healthcare Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Spire Healthcare Group£1.58B0.55£28.15M£4.0054.00
International Personal Finance£666.20M0.82£44.87M£23.6010.49

International Personal Finance has a net margin of 7.35% compared to Spire Healthcare Group's net margin of 1.04%. International Personal Finance's return on equity of 10.35% beat Spire Healthcare Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Spire Healthcare Group1.04% 2.22% 3.73%
International Personal Finance 7.35%10.35%8.81%

23.5% of Spire Healthcare Group shares are held by institutional investors. Comparatively, 50.6% of International Personal Finance shares are held by institutional investors. 39.3% of Spire Healthcare Group shares are held by company insiders. Comparatively, 1.9% of International Personal Finance shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

In the previous week, International Personal Finance had 1 more articles in the media than Spire Healthcare Group. MarketBeat recorded 1 mentions for International Personal Finance and 0 mentions for Spire Healthcare Group. Spire Healthcare Group's average media sentiment score of 0.00 equaled International Personal Finance'saverage media sentiment score.

Company Overall Sentiment
Spire Healthcare Group Neutral
International Personal Finance Neutral

Spire Healthcare Group pays an annual dividend of GBX 2.30 per share and has a dividend yield of 1.1%. International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.8%. Spire Healthcare Group pays out 57.5% of its earnings in the form of a dividend. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. International Personal Finance is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

International Personal Finance beats Spire Healthcare Group on 10 of the 17 factors compared between the two stocks.

How does International Personal Finance compare to Empiric Student Property?

Empiric Student Property (LON:ESP) and International Personal Finance (LON:IPF) are both small-cap electronic equipment companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, media sentiment, earnings, institutional ownership, profitability, risk, dividends and analyst recommendations.

Empiric Student Property pays an annual dividend of GBX 3.75 per share and has a dividend yield of 4.7%. International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.8%. Empiric Student Property pays out 87.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. International Personal Finance is clearly the better dividend stock, given its higher yield and lower payout ratio.

51.3% of Empiric Student Property shares are owned by institutional investors. Comparatively, 50.6% of International Personal Finance shares are owned by institutional investors. 0.6% of Empiric Student Property shares are owned by insiders. Comparatively, 1.9% of International Personal Finance shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Empiric Student Property has a net margin of 33.76% compared to International Personal Finance's net margin of 7.35%. International Personal Finance's return on equity of 10.35% beat Empiric Student Property's return on equity.

Company Net Margins Return on Equity Return on Assets
Empiric Student Property33.76% 3.59% 2.26%
International Personal Finance 7.35%10.35%8.81%

In the previous week, International Personal Finance had 1 more articles in the media than Empiric Student Property. MarketBeat recorded 1 mentions for International Personal Finance and 0 mentions for Empiric Student Property. Empiric Student Property's average media sentiment score of 0.00 equaled International Personal Finance'saverage media sentiment score.

Company Overall Sentiment
Empiric Student Property Neutral
International Personal Finance Neutral

Empiric Student Property has higher earnings, but lower revenue than International Personal Finance. International Personal Finance is trading at a lower price-to-earnings ratio than Empiric Student Property, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Empiric Student Property£85.60M6.21£58.84M£4.3018.60
International Personal Finance£666.20M0.82£44.87M£23.6010.49

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Empiric Student Property
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Empiric Student Property has a beta of 1.05, suggesting that its stock price is 5% more volatile than the broader market. Comparatively, International Personal Finance has a beta of 0.41, suggesting that its stock price is 59% less volatile than the broader market.

Summary

International Personal Finance beats Empiric Student Property on 9 of the 15 factors compared between the two stocks.

How does International Personal Finance compare to The Restaurant Group?

The Restaurant Group (LON:RTN) and International Personal Finance (LON:IPF) are both small-cap electronic equipment companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, profitability, earnings, media sentiment, risk, analyst recommendations, institutional ownership and dividends.

92.3% of The Restaurant Group shares are owned by institutional investors. Comparatively, 50.6% of International Personal Finance shares are owned by institutional investors. 0.7% of The Restaurant Group shares are owned by insiders. Comparatively, 1.9% of International Personal Finance shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Given The Restaurant Group's higher possible upside, equities analysts clearly believe The Restaurant Group is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
The Restaurant Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

International Personal Finance has a net margin of 7.35% compared to The Restaurant Group's net margin of -4.74%. International Personal Finance's return on equity of 10.35% beat The Restaurant Group's return on equity.

Company Net Margins Return on Equity Return on Assets
The Restaurant Group-4.74% -10.96% 3.93%
International Personal Finance 7.35%10.35%8.81%

In the previous week, International Personal Finance had 1 more articles in the media than The Restaurant Group. MarketBeat recorded 1 mentions for International Personal Finance and 0 mentions for The Restaurant Group. The Restaurant Group's average media sentiment score of 0.00 equaled International Personal Finance'saverage media sentiment score.

Company Overall Sentiment
The Restaurant Group Neutral
International Personal Finance Neutral

The Restaurant Group has a beta of 1.85, indicating that its stock price is 85% more volatile than the broader market. Comparatively, International Personal Finance has a beta of 0.41, indicating that its stock price is 59% less volatile than the broader market.

The Restaurant Group pays an annual dividend of GBX 4 per share. International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.8%. The Restaurant Group pays out -6,666.7% of its earnings in the form of a dividend. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

International Personal Finance has lower revenue, but higher earnings than The Restaurant Group. The Restaurant Group is trading at a lower price-to-earnings ratio than International Personal Finance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
The Restaurant Group£927M0.00-£43.90M-£0.06N/A
International Personal Finance£666.20M0.82£44.87M£23.6010.49

Summary

International Personal Finance beats The Restaurant Group on 10 of the 15 factors compared between the two stocks.

How does International Personal Finance compare to Alliance Pharma?

Alliance Pharma (LON:APH) and International Personal Finance (LON:IPF) are both small-cap electronic equipment companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, dividends, institutional ownership, valuation, profitability and media sentiment.

Alliance Pharma pays an annual dividend of GBX 2 per share and has a dividend yield of 3.1%. International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.8%. Alliance Pharma pays out -32.2% of its earnings in the form of a dividend. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

66.3% of Alliance Pharma shares are held by institutional investors. Comparatively, 50.6% of International Personal Finance shares are held by institutional investors. 12.0% of Alliance Pharma shares are held by company insiders. Comparatively, 1.9% of International Personal Finance shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

International Personal Finance has a net margin of 7.35% compared to Alliance Pharma's net margin of -6.00%. International Personal Finance's return on equity of 10.35% beat Alliance Pharma's return on equity.

Company Net Margins Return on Equity Return on Assets
Alliance Pharma-6.00% -5.04% 5.98%
International Personal Finance 7.35%10.35%8.81%

Alliance Pharma has a beta of 0.67, indicating that its share price is 33% less volatile than the broader market. Comparatively, International Personal Finance has a beta of 0.41, indicating that its share price is 59% less volatile than the broader market.

In the previous week, International Personal Finance had 1 more articles in the media than Alliance Pharma. MarketBeat recorded 1 mentions for International Personal Finance and 0 mentions for Alliance Pharma. Alliance Pharma's average media sentiment score of 0.00 equaled International Personal Finance'saverage media sentiment score.

Company Overall Sentiment
Alliance Pharma Neutral
International Personal Finance Neutral

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Alliance Pharma
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

International Personal Finance has higher revenue and earnings than Alliance Pharma. Alliance Pharma is trading at a lower price-to-earnings ratio than International Personal Finance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Alliance Pharma£183.50M1.91-£33.65M-£6.20N/A
International Personal Finance£666.20M0.82£44.87M£23.6010.49

Summary

International Personal Finance beats Alliance Pharma on 10 of the 15 factors compared between the two stocks.

How does International Personal Finance compare to MS INTERNATIONAL?

MS INTERNATIONAL (LON:MSI) and International Personal Finance (LON:IPF) are both small-cap electronic equipment companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, institutional ownership, earnings, media sentiment, profitability and risk.

In the previous week, MS INTERNATIONAL had 1 more articles in the media than International Personal Finance. MarketBeat recorded 2 mentions for MS INTERNATIONAL and 1 mentions for International Personal Finance. MS INTERNATIONAL's average media sentiment score of 0.00 equaled International Personal Finance'saverage media sentiment score.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
MS INTERNATIONAL
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
International Personal Finance
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

MS INTERNATIONAL has a net margin of 12.10% compared to International Personal Finance's net margin of 7.35%. MS INTERNATIONAL's return on equity of 22.79% beat International Personal Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
MS INTERNATIONAL12.10% 22.79% 8.03%
International Personal Finance 7.35%10.35%8.81%

4.1% of MS INTERNATIONAL shares are owned by institutional investors. Comparatively, 50.6% of International Personal Finance shares are owned by institutional investors. 38.7% of MS INTERNATIONAL shares are owned by company insiders. Comparatively, 1.9% of International Personal Finance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

International Personal Finance has higher revenue and earnings than MS INTERNATIONAL. International Personal Finance is trading at a lower price-to-earnings ratio than MS INTERNATIONAL, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
MS INTERNATIONAL£118.60M1.94£11.24M£86.3016.22
International Personal Finance£666.20M0.82£44.87M£23.6010.49

MS INTERNATIONAL has a beta of 0.04, indicating that its share price is 96% less volatile than the broader market. Comparatively, International Personal Finance has a beta of 0.41, indicating that its share price is 59% less volatile than the broader market.

MS INTERNATIONAL pays an annual dividend of GBX 23 per share and has a dividend yield of 1.6%. International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.8%. MS INTERNATIONAL pays out 26.7% of its earnings in the form of a dividend. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
MS INTERNATIONAL
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Summary

MS INTERNATIONAL beats International Personal Finance on 8 of the 15 factors compared between the two stocks.

Get International Personal Finance News Delivered to You Automatically

Sign up to receive the latest news and ratings for IPF and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding IPF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

IPF vs. The Competition

MetricInternational Personal FinanceCredit Services IndustryFinancial SectorLON Exchange
Market Cap£549.60M£325.53M£6.05B£2.78B
Dividend Yield5.15%16.71%5.27%6.16%
P/E Ratio10.497.0916.32365.72
Price / Sales0.8285.681,101.3686,253.69
Price / Cash3.7714.6248.6327.85
Price / Book1.223.156.637.92
Net Income£44.87M£59.40M£1.14B£5.89B
7 Day PerformanceN/A0.04%-0.41%-0.87%
1 Month PerformanceN/A-0.28%1.00%-0.76%
1 Year Performance54.11%28.54%20.45%70.67%

International Personal Finance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
IPF
International Personal Finance
1.17 of 5 stars
GBX 247.50
flat
N/A+53.0%£549.60M£666.20M10.496,230
SPI
Spire Healthcare Group
1.8868 of 5 stars
GBX 219.50
+2.6%
GBX 276
+25.7%
+3.1%£879.31M£1.58B54.88420
ESP
Empiric Student Property
N/AGBX 80
flat
N/A-21.1%£531.35M£85.60M18.60150
RTN
The Restaurant Group
N/AN/AN/AN/A£499.23M£927MN/A64,000
APH
Alliance Pharma
N/AGBX 64.70
flat
N/AN/A£350.32M£183.50MN/A91,000

Related Companies and Tools


This page (LON:IPF) was last updated on 6/23/2026 by MarketBeat.com Staff.
From Our Partners