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International Personal Finance (IPF) Competitors

International Personal Finance logo
GBX 170.20 +0.20 (+0.12%)
As of 05:26 AM Eastern

IPF vs. SPI, ESP, RTN, APH, MSI, SGM, MCP, BERI, AMAT, and STM

Should you be buying International Personal Finance stock or one of its competitors? The main competitors of International Personal Finance include Spire Healthcare Group (SPI), Empiric Student Property (ESP), The Restaurant Group (RTN), Alliance Pharma (APH), MS INTERNATIONAL (MSI), Sigma Capital Group (SGM), Martin Currie Asia Unconstrand Trust (MCP), BlackRock Energy and Resources (BERI), Amati AIM VCT (AMAT), and STM Group (STM). These companies are all part of the "electronic equipment" industry.

International Personal Finance vs. Its Competitors

Spire Healthcare Group (LON:SPI) and International Personal Finance (LON:IPF) are both small-cap electronic equipment companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, earnings, risk, profitability, valuation, analyst recommendations, media sentiment and dividends.

Spire Healthcare Group pays an annual dividend of GBX 3 per share and has a dividend yield of 1.3%. International Personal Finance pays an annual dividend of GBX 11 per share and has a dividend yield of 6.5%. Spire Healthcare Group pays out 42.7% of its earnings in the form of a dividend. International Personal Finance pays out 53.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

International Personal Finance has a net margin of 6.45% compared to Spire Healthcare Group's net margin of 1.96%. International Personal Finance's return on equity of 9.98% beat Spire Healthcare Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Spire Healthcare Group1.96% 3.82% 3.73%
International Personal Finance 6.45%9.98%8.81%

50.4% of Spire Healthcare Group shares are held by institutional investors. Comparatively, 91.6% of International Personal Finance shares are held by institutional investors. 34.7% of Spire Healthcare Group shares are held by company insiders. Comparatively, 8.9% of International Personal Finance shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

International Personal Finance has lower revenue, but higher earnings than Spire Healthcare Group. International Personal Finance is trading at a lower price-to-earnings ratio than Spire Healthcare Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Spire Healthcare Group£1.44B0.63£28.15M£7.0332.02
International Personal Finance£695.42M0.53£44.87M£20.648.24

In the previous week, Spire Healthcare Group and Spire Healthcare Group both had 1 articles in the media. International Personal Finance's average media sentiment score of 0.67 beat Spire Healthcare Group's score of -0.14 indicating that International Personal Finance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Spire Healthcare Group
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
International Personal Finance
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Spire Healthcare Group currently has a consensus price target of GBX 300, indicating a potential upside of 33.33%. Given Spire Healthcare Group's higher probable upside, equities analysts plainly believe Spire Healthcare Group is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Spire Healthcare Group
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
International Personal Finance
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Spire Healthcare Group has a beta of 0.96, indicating that its share price is 4% less volatile than the S&P 500. Comparatively, International Personal Finance has a beta of 1.33, indicating that its share price is 33% more volatile than the S&P 500.

Summary

International Personal Finance beats Spire Healthcare Group on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding IPF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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IPF vs. The Competition

MetricInternational Personal FinanceCredit Services IndustryFinancial SectorLON Exchange
Market Cap£369.89M£347.36M£6.43B£2.94B
Dividend Yield8.35%15.49%4.17%5.02%
P/E Ratio8.2431.3413.58137.44
Price / Sales0.53100.571,768.89217,546.96
Price / Cash3.7714.8348.9127.99
Price / Book0.843.561.414.64
Net Income£44.87M£56.71M£1.25B£5.90B
7 Day Performance3.34%2.94%1.23%0.78%
1 Month Performance5.32%6.04%3.47%4.94%
1 Year Performance32.45%93.83%15.67%32.58%

International Personal Finance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
IPF
International Personal Finance
N/AGBX 170.20
+0.1%
N/A+33.9%£369.89M£695.42M8.246,230
SPI
Spire Healthcare Group
2.0451 of 5 stars
GBX 216.50
+1.6%
GBX 300
+38.6%
-4.7%£869.40M£1.44B30.81420
ESP
Empiric Student Property
N/AGBX 101.68
-0.9%
N/A+12.7%£673.51M£89.58M11.42150
RTN
The Restaurant Group
N/AN/AN/AN/A£499.23M£927M-1,080.0064,000
APH
Alliance Pharma
2.0738 of 5 stars
GBX 64.70
flat
GBX 6,250
+9,560.0%
N/A£350.32M£183.50M-10.4391,000
MSI
MS INTERNATIONAL
N/AGBX 1,328
-1.3%
N/A+11.1%£210.77M£107.14M18.51455News Coverage
Earnings Report
SGM
Sigma Capital Group
N/AN/AN/AN/A£181.35M£10.60M54.5948,300
MCP
Martin Currie Asia Unconstrand Trust
N/AN/AN/AN/A£145.58M£6.14M43.1321,000
BERI
BlackRock Energy and Resources
N/AGBX 114.10
+0.1%
N/A-2.6%£135.33M£25.44M6.00N/A
AMAT
Amati AIM VCT
N/AGBX 62
flat
N/A-24.8%£91.02M-£5.65M-8.5233,000
STM
STM Group
N/AN/AN/AN/A£35.53M£30.06M3,075.0048,300

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This page (LON:IPF) was last updated on 7/1/2025 by MarketBeat.com Staff
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