Amati AIM VCT (AMAT) Competitors

International Personal Finance (LON:IPF) and Amati AIM VCT (LON:AMAT) are both small-cap financial services companies, but which is the superior business? We will compare the two businesses based on the strength of their risk, institutional ownership, media sentiment, dividends, valuation, earnings, profitability, community ranking and analyst recommendations.

Which has more risk & volatility, IPF or AMAT?

International Personal Finance has a beta of 1.33, suggesting that its stock price is 33% more volatile than the S&P 500. Comparatively, Amati AIM VCT has a beta of 0.54, suggesting that its stock price is 46% less volatile than the S&P 500.

Which has higher earnings & valuation, IPF or AMAT?

International Personal Finance has higher revenue and earnings than Amati AIM VCT. Amati AIM VCT is trading at a lower price-to-earnings ratio than International Personal Finance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
International Personal Finance	£759.50M	0.38	£49M	£0.20	660.00
Amati AIM VCT	-£8M	-13.74	-£10.96M	-£0.07	-1,064.29

Does the media refer more to IPF or AMAT?

In the previous week, Amati AIM VCT had 1 more articles in the media than International Personal Finance. MarketBeat recorded 1 mentions for Amati AIM VCT and 0 mentions for International Personal Finance. Amati AIM VCT's average media sentiment score of 0.80 beat International Personal Finance's score of 0.00 indicating that Amati AIM VCT is being referred to more favorably in the news media.

Company	Overall Sentiment
International Personal Finance	Neutral
Amati AIM VCT	Positive

Do analysts prefer IPF or AMAT?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
International Personal Finance	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Amati AIM VCT	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is IPF or AMAT a better dividend stock?

International Personal Finance pays an annual dividend of GBX 11 per share and has a dividend yield of 8.3%. Amati AIM VCT pays an annual dividend of GBX 5 per share and has a dividend yield of 6.7%. International Personal Finance pays out 5,500.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Amati AIM VCT pays out -7,142.9% of its earnings in the form of a dividend.

Do insiders and institutionals have more ownership in IPF or AMAT?

91.6% of International Personal Finance shares are owned by institutional investors. 8.9% of International Personal Finance shares are owned by insiders. Comparatively, 0.5% of Amati AIM VCT shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Is IPF or AMAT more profitable?

International Personal Finance has a net margin of 6.45% compared to Amati AIM VCT's net margin of 0.00%. International Personal Finance's return on equity of 10.39% beat Amati AIM VCT's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
International Personal Finance	6.45%	10.39%	8.81%
Amati AIM VCT	N/A	-7.38%	-4.56%

Does the MarketBeat Community prefer IPF or AMAT?

International Personal Finance received 363 more outperform votes than Amati AIM VCT when rated by MarketBeat users. However, 70.83% of users gave Amati AIM VCT an outperform vote while only 66.09% of users gave International Personal Finance an outperform vote.

Company	Underperform	Outperform
International Personal Finance	Outperform Votes 380 66.09%	Underperform Votes 195 33.91%
Amati AIM VCT	Outperform Votes 17 70.83%	Underperform Votes 7 29.17%

Summary

International Personal Finance beats Amati AIM VCT on 15 of the 19 factors compared between the two stocks.