Do analysts rate TRU or VANQ?

Vanquis Banking Group has a consensus target price of GBX 142.50, suggesting a potential upside of 89.81%. Given Vanquis Banking Group's stronger consensus rating and higher probable upside, analysts clearly believe Vanquis Banking Group is more favorable than TruFin. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score TruFin 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Vanquis Banking Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 3.00

Which has preferable earnings and valuation, TRU or PARK?

TruFin has higher earnings, but lower revenue than Park Group. Park Group is trading at a lower price-to-earnings ratio than TruFin, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio TruFin £65.92M 0.74 £2.55M £10.40 8.65 Park Group £110.39M 0.00 N/A £4.80 N/A

Is TRU or PARK more profitable?

TruFin has a net margin of 17.66% compared to Park Group's net margin of 0.00%. TruFin's return on equity of 24.15% beat Park Group's return on equity. Company Net Margins Return on Equity Return on Assets TruFin 17.66% 24.15% 14.86% Park Group N/A N/A N/A

Which has stronger valuation & earnings, APP or TRU?

Appreciate Group has higher revenue and earnings than TruFin. Appreciate Group is trading at a lower price-to-earnings ratio than TruFin, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Appreciate Group £120.97M 0.00 £5.78M £0.03 N/A TruFin £65.92M 0.74 £2.55M £10.40 8.65

Is APP or TRU more profitable?

TruFin has a net margin of 17.66% compared to Appreciate Group's net margin of 4.77%. Appreciate Group's return on equity of 42.06% beat TruFin's return on equity. Company Net Margins Return on Equity Return on Assets Appreciate Group 4.77% 42.06% 2.45% TruFin 17.66% 24.15% 14.86%

Which has stronger earnings & valuation, TRU or TIME?

Time Finance has lower revenue, but higher earnings than TruFin. TruFin is trading at a lower price-to-earnings ratio than Time Finance, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio TruFin £65.92M 0.74 £2.55M £10.40 8.65 Time Finance £37.83M 1.40 £4.38M £6.57 8.77

Is TRU or TIME more profitable?

TruFin has a net margin of 17.66% compared to Time Finance's net margin of 16.11%. TruFin's return on equity of 24.15% beat Time Finance's return on equity. Company Net Margins Return on Equity Return on Assets TruFin 17.66% 24.15% 14.86% Time Finance 16.11% 8.28% 2.26%

TruFin (TRU) Competitors

GBX 90 -1.50 (-1.64%)

As of 09/11/2026 11:58 AM Eastern

Compare

TRU vs. VANQ, DFCH, PARK, APP, and TIME

Should you buy TruFin stock or one of its competitors? TruFin's main competitors and comparable companies include Vanquis Banking Group (VANQ), Distribution Finance Capital (DFCH), Park Group (PARK), Appreciate Group (APP), and Time Finance (TIME). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does TruFin compare to Vanquis Banking Group?

TruFin (LON:TRU) and Vanquis Banking Group (LON:VANQ) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their earnings, risk, institutional ownership, media sentiment, profitability, dividends, analyst recommendations and valuation.

17.0% of TruFin shares are owned by institutional investors. Comparatively, 54.0% of Vanquis Banking Group shares are owned by institutional investors. 0.8% of TruFin shares are owned by insiders. Comparatively, 3.7% of Vanquis Banking Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

TruFin has a net margin of 17.66% compared to Vanquis Banking Group's net margin of 1.71%. TruFin's return on equity of 24.15% beat Vanquis Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
TruFin	17.66%	24.15%	14.86%
Vanquis Banking Group	1.71%	2.20%	-0.87%

TruFin has a beta of 0.196, meaning that its stock price is 80% less volatile than the broader market. Comparatively, Vanquis Banking Group has a beta of 1.172, meaning that its stock price is 17% more volatile than the broader market.

In the previous week, Vanquis Banking Group had 6 more articles in the media than TruFin. MarketBeat recorded 6 mentions for Vanquis Banking Group and 0 mentions for TruFin. Vanquis Banking Group's average media sentiment score of 0.14 beat TruFin's score of 0.00 indicating that Vanquis Banking Group is being referred to more favorably in the news media.

Company	Overall Sentiment
TruFin	Neutral
Vanquis Banking Group	Neutral

Vanquis Banking Group has a consensus target price of GBX 142.50, suggesting a potential upside of 89.81%. Given Vanquis Banking Group's stronger consensus rating and higher probable upside, analysts clearly believe Vanquis Banking Group is more favorable than TruFin.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TruFin	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Vanquis Banking Group	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00

TruFin has higher earnings, but lower revenue than Vanquis Banking Group. TruFin is trading at a lower price-to-earnings ratio than Vanquis Banking Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TruFin	£65.92M	0.74	£2.55M	£10.40	8.65
Vanquis Banking Group	£472.70M	0.40	-£31.26M	£2.70	27.81

Summary

Vanquis Banking Group beats TruFin on 10 of the 16 factors compared between the two stocks.

How does TruFin compare to Distribution Finance Capital?

Distribution Finance Capital (LON:DFCH) and TruFin (LON:TRU) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, earnings, institutional ownership, media sentiment, valuation, risk, analyst recommendations and dividends.

Distribution Finance Capital has higher earnings, but lower revenue than TruFin. TruFin is trading at a lower price-to-earnings ratio than Distribution Finance Capital, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Distribution Finance Capital	£55.70M	2.21	£7.40M	£8.40	8.93
TruFin	£65.92M	0.74	£2.55M	£10.40	8.65

28.2% of Distribution Finance Capital shares are held by institutional investors. Comparatively, 17.0% of TruFin shares are held by institutional investors. 5.6% of Distribution Finance Capital shares are held by company insiders. Comparatively, 0.8% of TruFin shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Distribution Finance Capital has a net margin of 17.97% compared to TruFin's net margin of 17.66%. TruFin's return on equity of 24.15% beat Distribution Finance Capital's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Distribution Finance Capital	17.97%	13.97%	1.16%
TruFin	17.66%	24.15%	14.86%

In the previous week, Distribution Finance Capital had 5 more articles in the media than TruFin. MarketBeat recorded 5 mentions for Distribution Finance Capital and 0 mentions for TruFin. Distribution Finance Capital's average media sentiment score of 0.44 beat TruFin's score of 0.00 indicating that Distribution Finance Capital is being referred to more favorably in the media.

Company	Overall Sentiment
Distribution Finance Capital	Neutral
TruFin	Neutral

Distribution Finance Capital has a beta of 0.873, indicating that its share price is 13% less volatile than the broader market. Comparatively, TruFin has a beta of 0.196, indicating that its share price is 80% less volatile than the broader market.

Distribution Finance Capital presently has a consensus target price of GBX 94, suggesting a potential upside of 25.33%. Given Distribution Finance Capital's stronger consensus rating and higher probable upside, research analysts clearly believe Distribution Finance Capital is more favorable than TruFin.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Distribution Finance Capital	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
TruFin	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Summary

Distribution Finance Capital beats TruFin on 12 of the 16 factors compared between the two stocks.

How does TruFin compare to Park Group?

TruFin (LON:TRU) and Park Group (LON:PARK) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, risk, dividends, profitability, analyst recommendations, earnings and valuation.

In the previous week, TruFin's average media sentiment score of 0.00 equaled Park Group'saverage media sentiment score.

Company	Overall Sentiment
TruFin	Neutral
Park Group	Neutral

17.0% of TruFin shares are owned by institutional investors. 0.8% of TruFin shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

TruFin has a net margin of 17.66% compared to Park Group's net margin of 0.00%. TruFin's return on equity of 24.15% beat Park Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
TruFin	17.66%	24.15%	14.86%
Park Group	N/A	N/A	N/A

TruFin has higher earnings, but lower revenue than Park Group. Park Group is trading at a lower price-to-earnings ratio than TruFin, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TruFin	£65.92M	0.74	£2.55M	£10.40	8.65
Park Group	£110.39M	0.00	N/A	£4.80	N/A

Summary

TruFin beats Park Group on 6 of the 8 factors compared between the two stocks.

How does TruFin compare to Appreciate Group?

Appreciate Group (LON:APP) and TruFin (LON:TRU) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their media sentiment, analyst recommendations, profitability, earnings, risk, institutional ownership, dividends and valuation.

76.8% of Appreciate Group shares are held by institutional investors. Comparatively, 17.0% of TruFin shares are held by institutional investors. 7.8% of Appreciate Group shares are held by insiders. Comparatively, 0.8% of TruFin shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Appreciate Group has a beta of 0.92, meaning that its stock price is 8% less volatile than the broader market. Comparatively, TruFin has a beta of 0.196, meaning that its stock price is 80% less volatile than the broader market.

In the previous week, Appreciate Group's average media sentiment score of 0.00 equaled TruFin'saverage media sentiment score.

Company	Overall Sentiment
Appreciate Group	Neutral
TruFin	Neutral

TruFin has a net margin of 17.66% compared to Appreciate Group's net margin of 4.77%. Appreciate Group's return on equity of 42.06% beat TruFin's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Appreciate Group	4.77%	42.06%	2.45%
TruFin	17.66%	24.15%	14.86%

Appreciate Group has higher revenue and earnings than TruFin. Appreciate Group is trading at a lower price-to-earnings ratio than TruFin, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Appreciate Group	£120.97M	0.00	£5.78M	£0.03	N/A
TruFin	£65.92M	0.74	£2.55M	£10.40	8.65

Summary

Appreciate Group beats TruFin on 7 of the 10 factors compared between the two stocks.

How does TruFin compare to Time Finance?

TruFin (LON:TRU) and Time Finance (LON:TIME) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, dividends, earnings, risk, profitability, analyst recommendations, institutional ownership and media sentiment.

TruFin has a beta of 0.196, suggesting that its stock price is 80% less volatile than the broader market. Comparatively, Time Finance has a beta of 0.886, suggesting that its stock price is 11% less volatile than the broader market.

Time Finance has lower revenue, but higher earnings than TruFin. TruFin is trading at a lower price-to-earnings ratio than Time Finance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TruFin	£65.92M	0.74	£2.55M	£10.40	8.65
Time Finance	£37.83M	1.40	£4.38M	£6.57	8.77

In the previous week, TruFin's average media sentiment score of 0.00 equaled Time Finance'saverage media sentiment score.

Company	Overall Sentiment
TruFin	Neutral
Time Finance	Neutral

TruFin has a net margin of 17.66% compared to Time Finance's net margin of 16.11%. TruFin's return on equity of 24.15% beat Time Finance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
TruFin	17.66%	24.15%	14.86%
Time Finance	16.11%	8.28%	2.26%

17.0% of TruFin shares are held by institutional investors. Comparatively, 0.1% of Time Finance shares are held by institutional investors. 0.8% of TruFin shares are held by insiders. Comparatively, 16.7% of Time Finance shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

TruFin beats Time Finance on 6 of the 11 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding TRU and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

TRU vs. The Competition

Export

Metric	TruFin	Consumer Finance Industry	Finance Sector	LON Exchange
Market Cap	£49.31M	£7.16B	£13.99B	£2.87B
Dividend Yield	N/A	12.66%	5.94%	6.23%
P/E Ratio	8.65	9.00	25.67	366.83
Price / Sales	0.74	68.63	506.91	83,599.70
Price / Cash	4.53	11.53	40.16	27.89
Price / Book	2.47	2.59	2.75	6.33
Net Income	£2.55M	£442.63M	£1.32B	£5.89B
7 Day Performance	-1.10%	-1.84%	-1.17%	-0.69%
1 Month Performance	-10.00%	-2.06%	0.25%	0.18%
1 Year Performance	-17.16%	7.72%	9.27%	20.03%

TruFin Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
TRU TruFin	N/A	GBX 90 -1.6%	N/A	-17.8%	£49.31M	£65.92M	8.65	12,200
VANQ Vanquis Banking Group	3.327 of 5 stars	GBX 77.10 -1.9%	GBX 142.50 +84.8%	-30.4%	£193.01M	£472.70M	28.56	1,478	News Coverage Insider Trade Gap Down High Trading Volume
DFCH Distribution Finance Capital	2.8254 of 5 stars	GBX 76 +1.1%	GBX 90 +18.4%	+38.9%	£125.01M	£55.70M	9.05	133	News Coverage Earnings Report Analyst Forecast
PARK Park Group	N/A	N/A	N/A	N/A	£94.57M	£110.39M	10.57	N/A
APP Appreciate Group	N/A	N/A	N/A	N/A	£79.19M	£120.97M	1,406.67	1,710

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This page (LON:TRU) was last updated on 9/12/2026 by MarketBeat.com Staff.

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TruFin (TRU) Competitors

TRU vs. VANQ, DFCH, PARK, APP, and TIME

How does TruFin compare to Vanquis Banking Group?

Summary

How does TruFin compare to Distribution Finance Capital?

Summary

How does TruFin compare to Park Group?

Summary

How does TruFin compare to Appreciate Group?

Summary

How does TruFin compare to Time Finance?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

TRU vs. The Competition

TruFin Competitors List

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Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

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TruFin (TRU) Competitors

TRU vs. VANQ, DFCH, PARK, APP, and TIME

How does TruFin compare to Vanquis Banking Group?

Do insiders and institutionals have more ownership in TRU or VANQ?

Is TRU or VANQ more profitable?

Which has more volatility and risk, TRU or VANQ?

Does the media refer more to TRU or VANQ?

Do analysts rate TRU or VANQ?

Which has preferable earnings and valuation, TRU or VANQ?

Summary

How does TruFin compare to Distribution Finance Capital?

Which has higher valuation & earnings, DFCH or TRU?

Do insiders & institutionals have more ownership in DFCH or TRU?

Is DFCH or TRU more profitable?

Does the media favor DFCH or TRU?

Which has more volatility and risk, DFCH or TRU?

Do analysts recommend DFCH or TRU?

Summary

How does TruFin compare to Park Group?

Does the media refer more to TRU or PARK?

Do insiders and institutionals hold more shares of TRU or PARK?

Is TRU or PARK more profitable?

Which has preferable earnings and valuation, TRU or PARK?

Summary

How does TruFin compare to Appreciate Group?

Do insiders and institutionals have more ownership in APP or TRU?

Which has more volatility and risk, APP or TRU?

Does the media prefer APP or TRU?

Is APP or TRU more profitable?

Which has stronger valuation & earnings, APP or TRU?

Summary

How does TruFin compare to Time Finance?

Which has more volatility & risk, TRU or TIME?

Which has stronger earnings & valuation, TRU or TIME?

Does the media favor TRU or TIME?

Is TRU or TIME more profitable?

Do insiders and institutionals hold more shares of TRU or TIME?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

TRU vs. The Competition

TruFin Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools